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Upturn AI SWOT - About
BlackRock Future Financial and Technology ETF (BPAY)
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Upturn Advisory Summary
10/24/2025: BPAY (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type ETF | Historic Profit 15.86% | Avg. Invested days 52 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | ETF Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/24/2025 |
Key Highlights
Volume (30-day avg) - | Beta - | 52 Weeks Range 20.61 - 32.39 | Updated Date 06/29/2025 |
52 Weeks Range 20.61 - 32.39 | Updated Date 06/29/2025 |
Upturn AI SWOT
BlackRock Future Financial and Technology ETF
ETF Overview
Overview
The BlackRock Future Financial and Technology ETF (BPAY) seeks to track the investment results of an index composed of companies that derive a significant portion of their revenue from financial technology or the provision of financial services through technological innovation. It focuses on companies transforming the financial sector through technology.
Reputation and Reliability
BlackRock is one of the world's largest asset managers, known for its extensive experience and generally reliable ETF offerings.
Management Expertise
BlackRock has a large team of investment professionals with deep expertise in ETF management and the financial and technology sectors.
Investment Objective
Goal
The ETF aims to provide investment results that correspond to the price and yield performance, before fees and expenses, of the ICE FactSet Future Financial and Technology Index.
Investment Approach and Strategy
Strategy: The ETF tracks a specific index related to the future of finance and technology.
Composition The ETF primarily holds stocks of companies involved in financial technology and technology-driven financial services.
Market Position
Market Share: Data not readily available to provide an exact market share.
Total Net Assets (AUM): 19960000
Competitors
Key Competitors
- ARK Fintech Innovation ETF (ARKF)
- Global X FinTech ETF (FINX)
- Innovator Loup Frontier Tech ETF (LOUP)
Competitive Landscape
The ETF industry is competitive, with several ETFs focusing on fintech. BPAY may differentiate itself through its index methodology and expense ratio. Compared to some competitors, BPAY has a smaller AUM, which may impact liquidity and tradability. ARKF is actively managed while BPAY is passively managed. FINX has a much larger AUM.
Financial Performance
Historical Performance: Historical data not readily available in numerical format within the constraints of this response.
Benchmark Comparison: Data not readily available to provide benchmark comparisons.
Expense Ratio: 0.003
Liquidity
Average Trading Volume
The ETF's liquidity is moderate, as evidenced by its average trading volume, which needs to be checked on a daily basis for its level and volatility.
Bid-Ask Spread
The bid-ask spread varies depending on market conditions and trading volume, with an average bid-ask spread around 0.20%.
Market Dynamics
Market Environment Factors
Economic factors like interest rates, inflation, and overall market sentiment impact the ETF. Growth prospects in the fintech sector and technology advancements also play a significant role.
Growth Trajectory
The ETF's growth trajectory depends on the adoption of fintech, innovation in the financial services industry, and overall market conditions. Further study on management's changes in strategy and holdings are needed.
Moat and Competitive Advantages
Competitive Edge
BlackRock's brand recognition and distribution network provide a competitive advantage. BPAY offers a low-cost, passively managed approach to investing in fintech. Its index methodology targets companies at the forefront of financial innovation. The ETF's focus on both financial and technology sectors is its strength.
Risk Analysis
Volatility
The ETF's volatility depends on the underlying assets, which are primarily growth-oriented technology and financial services companies, potentially resulting in above-average volatility.
Market Risk
The ETF is susceptible to market risk, particularly those associated with the technology and financial sectors, including regulatory changes, competitive pressures, and technological disruptions.
Investor Profile
Ideal Investor Profile
The ETF is suitable for investors seeking exposure to the growth potential of the fintech industry and willing to accept the associated risks. The ETF is appropriate for those who have a high risk tolerance.
Market Risk
The ETF is best suited for long-term investors with a moderate to high-risk tolerance, seeking exposure to the fintech sector.
Summary
The BlackRock Future Financial and Technology ETF (BPAY) offers targeted exposure to the growing fintech sector through a low-cost, passively managed approach. Its performance is tied to the success of companies driving innovation in financial services. Investors should consider the ETF's volatility and sector-specific risks. It is suitable for long-term investors seeking growth in the fintech space and willing to bear moderate to high risk. As a Blackrock ETF, it carries the reputation and efficiency of the asset management giant's ETFs.
Peer Comparison
Sources and Disclaimers
Data Sources:
- BlackRock Official Website
- ETF.com
- Morningstar
Disclaimers:
The data provided is for informational purposes only and should not be considered investment advice. Investors should conduct their own due diligence before making any investment decisions. Market share data may not be readily available.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About BlackRock Future Financial and Technology ETF
Exchange NYSE ARCA | Headquaters - | ||
IPO Launch date - | CEO - | ||
Sector - | Industry - | Full time employees - | Website |
Full time employees - | Website | ||
Under normal market conditions, the fund will invest at least 80% of its net assets, plus any borrowings for investment purposes, in equity securities of fintech companies and derivatives that provide investment exposure to such securities or to one or more market risk factors associated with such securities. The fund is non-diversified.
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