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Upturn AI SWOT - About
Fidelity® MSCI Financials Index ETF (FNCL)
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Upturn Advisory Summary
08/29/2025: FNCL (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type ETF | Historic Profit 38.58% | Avg. Invested days 77 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  4.0 | ETF Returns Performance  5.0 |
| Profits based on simulation | Last Close 08/29/2025 |
Key Highlights
Volume (30-day avg) - | Beta 1.1 | 52 Weeks Range 56.24 - 73.77 | Updated Date 06/30/2025 |
52 Weeks Range 56.24 - 73.77 | Updated Date 06/30/2025 |
Upturn AI SWOT
Fidelity® MSCI Financials Index ETF
ETF Overview
Overview
The Fidelity MSCI Financials Index ETF (FNCL) seeks to provide investment results that correspond to the performance of the MSCI USA IMI Financials Index, representing the financials sector in the U.S. equity market. It offers exposure to a broad range of financial services companies.
Reputation and Reliability
Fidelity is a reputable and well-established investment management firm with a long track record of providing investment products.
Management Expertise
Fidelity has a dedicated team of investment professionals with extensive experience in managing index-tracking ETFs.
Investment Objective
Goal
To track the performance of the MSCI USA IMI Financials Index.
Investment Approach and Strategy
Strategy: FNCL employs a passive management strategy, seeking to replicate the returns of its benchmark index.
Composition The ETF primarily holds stocks of U.S. financial companies, including banks, insurance companies, and investment firms.
Market Position
Market Share: FNCL holds a significant market share within the financials sector ETF landscape.
Total Net Assets (AUM): 9670000000
Competitors
Key Competitors
- XLF
- VFH
- IYG
Competitive Landscape
The financials sector ETF market is competitive, with XLF being the dominant player. FNCL's advantage lies in its low expense ratio and Fidelity's brand recognition, while disadvantages may include lower AUM compared to XLF. VFH has lower expense ratio than FNCL, but less AUM than FNCL. IYG has less AUM and a higher expense ratio.
Financial Performance
Historical Performance: Historical performance data is readily available from Fidelity and other financial data providers.
Benchmark Comparison: FNCL's performance closely tracks the MSCI USA IMI Financials Index.
Expense Ratio: 0.08
Liquidity
Average Trading Volume
The ETF generally exhibits sufficient liquidity with a substantial average daily trading volume.
Bid-Ask Spread
The bid-ask spread is typically tight, indicating relatively low trading costs.
Market Dynamics
Market Environment Factors
Economic indicators (interest rates, GDP growth), regulatory changes, and investor sentiment towards the financial sector influence FNCL's performance.
Growth Trajectory
FNCL's growth is dependent on the overall health and performance of the U.S. financial sector. Holdings and strategy remain consistent due to its index-tracking nature.
Moat and Competitive Advantages
Competitive Edge
FNCL benefits from Fidelity's brand recognition and distribution network. Its competitive expense ratio attracts cost-conscious investors. The ETF's broad diversification within the financial sector and its passive management style offer a transparent and efficient way to gain exposure. FNCL benefits from the reputation Fidelity has with its customers.
Risk Analysis
Volatility
FNCL's volatility is generally in line with the broader financial sector, which can be sensitive to economic cycles.
Market Risk
Specific risks include interest rate risk, credit risk, and regulatory risk, which can significantly impact the performance of financial institutions.
Investor Profile
Ideal Investor Profile
Investors seeking exposure to the U.S. financial sector, those looking for diversification within their portfolio, and those who prefer a passive investment approach.
Market Risk
FNCL is suitable for both long-term investors and those seeking tactical exposure to the financial sector. It is ideal for passive index followers.
Summary
Fidelity MSCI Financials Index ETF (FNCL) offers a low-cost and diversified way to invest in the U.S. financial sector. It tracks the MSCI USA IMI Financials Index, providing exposure to a broad range of financial services companies. The ETF's performance closely mirrors the index, making it a suitable choice for passive investors. FNCL benefits from Fidelity's established reputation and efficient management, offering competitive liquidity and tight bid-ask spreads, making it suitable for both long-term and tactical investment strategies.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Fidelity
- Morningstar
- ETF.com
- YCharts
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Past performance is not indicative of future results. Market share data is estimated and may vary. Consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Fidelity® MSCI Financials Index ETF
Exchange NYSE ARCA | Headquaters - | ||
IPO Launch date - | CEO - | ||
Sector - | Industry - | Full time employees - | Website |
Full time employees - | Website | ||
The fund invests at least 80% of assets in securities included in the fund's underlying index. The fund's underlying index is the MSCI USA IMI Financials 25/50 Index, which represents the performance of the financial sector in the U.S. equity market. It may or may not hold all of the securities in the MSCI USA IMI Financials 25/50 Index. The fund is non-diversified.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.