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- Upturn Summary
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Upturn AI Summary
iShares iBonds Dec 2031 Term Treasury ETF(IBTL)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for IBTL
10/28/2026: IBTL (2-star) is currently NOT-A-BUY. Pass it for now.
IBTL provides investors with exposure to US Treasury securities maturing in December 2031, effectively functioning like an individual bond with a defined end date. Its main strengths include low-cost access to high-quality credit, predictability in cash flow, and the backing of BlackRock's iShares platform. The fund is ideal for investors seeking capital preservation and a fixed maturity date, rather than active traders. The primary risks involve interest rate volatility and inflation, which can impact the market price of the fund prior to its maturity. It is best suited for conservative, long-term investors or those building custom bond-laddering portfolios.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
ETF holdings, costs, diversification, valuation, risks, and market conditions provide supporting context about the fund.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Weak fit | This fund is designed for capital preservation and income rather than aggressive capital appreciation. |
| Momentum investor | Weak fit | The fund is a fixed-income product and does not possess the volatility required for momentum trading strategies. |
| Value investor | Mixed fit | Value investors may use this for yield if the current interest rate environment provides attractive risk-adjusted returns. |
| Dividend/Income investor | Strong fit | It provides consistent, predictable interest income from high-quality government securities until the 2031 maturity date. |
| Low-risk investor | Strong fit | US Treasuries are considered among the safest assets, making this suitable for investors focused on capital preservation. |
Investor Profile
Ideal Investor Profile
Conservative investors, retirees seeking predictable income, or individuals with specific future financial liabilities in 2031.
Suitability
Primarily for long-term holders intending to keep the investment until maturity or those building a bond ladder.
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Volatility | Low | The fund's duration shortens as it approaches 2031, naturally reducing interest rate volatility over time. |
| Market risk | Medium | The market value of the fund will fluctuate based on prevailing interest rate changes. |
| Concentration | Medium | The fund is concentrated in a specific maturity year, which limits its diversification across the broader yield curve. |
| Tracking/expense | Low | The low expense ratio and liquid nature of Treasuries keep tracking error minimal. |
| Liquidity | Low | Treasury securities are highly liquid, ensuring the fund can be bought or sold easily. |
| Business/sector quality | Low / none | The fund holds US Government debt, which carries negligible default risk. |
Risk Analysis
Volatility
Historical volatility is low due to the high credit quality of US Treasuries, though price swings occur relative to interest rate shifts.
Market Risk
The fund is subject to interest rate risk, where the value of the portfolio falls as market interest rates rise.
What the ETF Owns
| Exposure Type | Exposure | Weight (%) | Retail Investor Read |
|---|---|---|---|
| Fixed-income type | US Treasury Notes and Bonds (2031 Maturity) | 99.5 | This provides direct exposure to the credit quality of the US government with a specific, predictable end date. |
| Cash/collateral | Cash and Cash Equivalents | 0.5 | Small cash allocation used for daily operations and to manage shareholder flows. |
Price Behavior
Flat / Range-Bound
The stock price has been trading within a narrow range with minimal directional movement.
Very Smooth
The stock has followed a highly orderly price path with minimal short-term disruption.
Analysis of Past Performance
Type ETF | Historic Profit 11.84% | Avg. Invested days 107 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  4.0 | ETF Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/28/2026 |
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