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Upturn AI Summary
SPDR® S&P Regional Banking ETF(KRE)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for KRE
10/13/2026: KRE (3-star) is currently NOT-A-BUY. Pass it for now.
The SPDR S&P Regional Banking ETF (KRE) offers concentrated exposure to the U.S. regional banking sector through an equal-weighted strategy. It is the largest and most liquid ETF in its space, making it a primary tool for those looking to express a view on regional financial health and interest rate sensitivity. While its liquidity and cost efficiency are major strengths, investors must be prepared for high volatility and risks associated with sector-specific regulatory or economic events. KRE is best suited for tactical investors and those utilizing a thematic approach to portfolio construction, rather than those seeking low-volatility core holdings.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
ETF holdings, costs, diversification, valuation, risks, and market conditions provide supporting context about the fund.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | While banks offer cyclical growth potential, they are often mature entities rather than aggressive growth stocks. |
| Momentum investor | Strong fit while signal remains positive | KRE is frequently utilized by momentum traders to capitalize on short-term sector trends and interest rate sentiment. |
| Value investor | Strong fit | Regional banks often trade at low price-to-book ratios, appealing to value investors looking for recovery plays. |
| Dividend/Income investor | Strong fit | Many regional banks in the portfolio provide consistent dividend yields, offering reliable income to shareholders. |
| Low-risk investor | Weak fit | The fund is highly sensitive to credit and interest rate cycles, resulting in volatility levels unsuitable for risk-averse portfolios. |
Investor Profile
Ideal Investor Profile
The ideal investor is a sophisticated market participant, such as an active trader or a thematic investor, who seeks targeted exposure to the U.S. regional banking cycle.
Suitability
KRE is best suited for tactical, medium-to-long-term investors who understand cyclical sector risks and are monitoring interest rate policies.
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Volatility | High | The concentrated nature of regional banks makes the fund prone to sharp price swings based on sectoral news. |
| Market risk | Medium / high | General market downturns often impact the financial sector more severely than the broader market. |
| Concentration | High | The fund is restricted to a single industry, lacking the diversification benefits of broader financial ETFs. |
| Tracking/expense | Low | The fund effectively mirrors its index with minimal tracking error. |
| Liquidity | Low | High trading volumes ensure that liquidity risk is minimal for most retail and institutional participants. |
| Business/sector quality | Medium | Changes in banking regulations and credit standards directly impact the underlying business viability. |
Risk Analysis
Volatility
KRE exhibits higher volatility than broad-market ETFs (like SPY) due to its specialized focus on the highly cyclical regional banking sector.
Market Risk
The primary risk is systemic sensitivity to U.S. monetary policy and the health of local regional economies, which can be impacted by credit defaults and regulatory shifts.
What the ETF Owns
| Exposure Type | Exposure | Weight (%) | Retail Investor Read |
|---|---|---|---|
| Industry | Regional Banks (Diversified portfolio of U.S. regional bank stocks) | 99.5 | This provides concentrated exposure to the U.S. regional banking sector, making it sensitive to interest rate shifts and domestic economic health. |
| Cash/collateral | Cash and Cash Equivalents | 0.5 | A minor cash balance is maintained for daily operational liquidity and dividend distribution management. |
Price Behavior
Rolling Over
The price momentum is slowing down and beginning to turn downward.
Smooth
The stock has moved along a generally orderly path with only modest fluctuations.
Analysis of Past Performance
Type ETF | Historic Profit 15.14% | Avg. Invested days 56 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  4.0 | ETF Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/13/2026 |
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