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- Upturn Summary
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Upturn AI Summary
Valued Advisers Trust(MBSF)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for MBSF
11/04/2026: MBSF (1-star) has a low Upturn Star Rating. Not recommended to BUY.
The Regan Floating Rate MBS ETF (MBSF) is an actively managed fund that provides targeted exposure to floating-rate residential mortgage-backed securities (RMBS). By prioritizing high-quality agency-backed bonds with coupons that reset periodically, the fund offers a way to generate current income while limiting exposure to interest rate risk. Its main strengths include its niche strategy, which acts as a hedge against rising rates, and a strong focus on investment-grade credit quality. The fund is most suitable for income-seeking investors looking for a portfolio stabilizer, though it carries risks related to mortgage-market volatility and sector concentration. Investors should monitor housing market trends and Federal Reserve interest rate policy as primary factors affecting the fund's yield and price stability.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
ETF holdings, costs, diversification, valuation, risks, and market conditions provide supporting context about the fund.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Weak fit | This fund is designed for income generation rather than capital appreciation. |
| Momentum investor | Mixed fit | The fund may appeal to momentum investors during periods where floating-rate assets outperform due to rising rates. |
| Value investor | Strong fit | The active management team specifically screens for undervalued mortgage-backed securities to enhance returns. |
| Dividend/Income investor | Strong fit | The fund provides consistent monthly income distributions, making it an attractive tool for income-seeking portfolios. |
| Low-risk investor | Strong fit | The fund's focus on investment-grade agency RMBS and low duration makes it suitable for investors prioritizing capital preservation. |
Investor Profile
Ideal Investor Profile
Income-focused retail and institutional investors seeking a stable, low-duration fixed-income component.
Suitability
Best suited for long-term income investors looking for interest rate protection rather than active day traders.
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Volatility | Low | The floating-rate nature of the underlying assets keeps the fund's price movement relatively stable. |
| Market risk | Medium | General bond market conditions and credit spreads can influence the fund's net asset value. |
| Concentration | Medium | The fund is heavily concentrated in the residential mortgage-backed security sector. |
| Tracking/expense | Low | As an actively managed fund, there is no tracking error, but management fees are higher than passive alternatives. |
| Liquidity | Medium | While agency RMBS are generally liquid, market conditions can affect the ease of trading individual securities. |
| Business/sector quality | Low | The fund primarily holds investment-grade securities backed by government-sponsored entities, mitigating default risk. |
Risk Analysis
Volatility
MBSF exhibits relatively low historical volatility compared to equities and longer-duration bond funds, thanks to its floating-rate coupon structure.
Market Risk
The primary risk is interest rate sensitivity, though minimized by the floating nature of its bonds, alongside sector-specific mortgage prepayment and housing market risks.
What the ETF Owns
| Exposure Type | Exposure | Weight (%) | Retail Investor Read |
|---|---|---|---|
| Fixed-income type | Floating-Rate Agency Residential Mortgage-Backed Securities (RMBS) | 99.2 | These securities provide interest rate protection because their coupons reset periodically, reducing duration risk compared to fixed-rate bonds. |
| Cash/collateral | Cash and Cash Equivalents | 0.8 | Provides liquidity for fund operations and the flexibility to enter new positions as market opportunities arise. |
Price Behavior
Flat / Range-Bound
The stock price has been trading within a narrow range with minimal directional movement.
Smooth
The stock has moved along a generally orderly path with only modest fluctuations.
Analysis of Past Performance
Type ETF | Historic Profit 12.58% | Avg. Invested days 309 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Advisory Rating  | Upturn Advisory Performance  5.0 | ETF Returns Performance  3.0 |
| Profits based on simulation | Last Close 11/04/2026 |
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