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- Upturn Summary
- Fund Details
Upturn AI Summary
Valued Advisers Trust(MBSF)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for MBSF
10/08/2026: MBSF (1-star) is currently NOT-A-BUY. Pass it for now.
MBSF is an actively managed ETF that provides targeted exposure to the mortgage-backed securities market, aiming to generate current income for investors. Its primary strength lies in its active management approach, which allows the team to tactically navigate interest rate and prepayment risks, distinguishing it from lower-cost passive alternatives like MBB or VMBS. It is best suited for income-focused portfolios where the investor prioritizes active, research-driven management over broad index replication. Key risks include interest rate sensitivity, potential credit defaults in non-agency holdings, and higher expense ratios typical of active funds. Investors should monitor the fund’s yield relative to peers and the management team’s performance during shifting economic cycles.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
ETF holdings, costs, diversification, valuation, risks, and market conditions provide supporting context about the fund.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Weak fit | This fund is focused on income and capital preservation rather than significant capital appreciation. |
| Momentum investor | Weak fit | The fund's slow-moving fixed-income strategy does not typically capture the rapid trends sought by momentum traders. |
| Value investor | Mixed fit | Value investors may appreciate the fund when mortgage securities are oversold and yield spreads are attractive. |
| Dividend/Income investor | Strong fit | The primary goal of generating current income makes this a natural fit for income-oriented portfolios. |
| Low-risk investor | Mixed fit | While MBS are generally higher quality, interest rate sensitivity and price volatility can present risks for conservative investors. |
Investor Profile
Ideal Investor Profile
The ideal investor is an income-seeking individual or professional looking for a tactical fixed-income component.
Suitability
MBSF is generally best for long-term investors seeking income who believe active management can add value over passive benchmarks.
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Volatility | Medium | MBS prices fluctuate with interest rate changes and housing market conditions. |
| Market risk | Medium / high | Broad shifts in economic policy or housing demand can impact the entire portfolio. |
| Concentration | Medium | The fund is focused heavily on mortgage-related debt rather than a diversified asset mix. |
| Tracking/expense | Medium | Higher expense ratios compared to passive peers require consistent active outperformance. |
| Liquidity | Medium | Lower trading volumes may make it harder to enter or exit large positions during market stress. |
| Business/sector quality | Medium | Credit quality depends on the underlying borrowers' ability to continue mortgage payments. |
Risk Analysis
Volatility
MBSF exhibits volatility consistent with intermediate-term fixed income instruments, influenced heavily by interest rate duration.
Market Risk
Risks include duration risk, prepayment risk (where mortgages are paid off early), and credit risk associated with non-agency components.
What the ETF Owns
| Exposure Type | Exposure | Weight (%) | Retail Investor Read |
|---|---|---|---|
| Fixed-income type | Agency Mortgage-Backed Securities (MBS) | 85 | Provides primary exposure to residential mortgage debt backed by government-sponsored enterprises. |
| Fixed-income type | Non-Agency Mortgage-Backed Securities | 10 | Offers higher yield potential through exposure to private-label mortgage debt. |
| Cash/collateral | Cash and Cash Equivalents | 5 | Maintains liquidity for daily operations and tactical adjustments. |
Price Behavior
Flat / Range-Bound
The stock price has been trading within a narrow range with minimal directional movement.
Smooth
The stock has moved along a generally orderly path with only modest fluctuations.
Analysis of Past Performance
Type ETF | Historic Profit 10.19% | Avg. Invested days 551 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  5.0 | ETF Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/08/2026 |
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