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Upturn AI SWOT - About
FlexShares Ready Access Variable Income Fund (RAVI)
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Upturn Advisory Summary
10/24/2025: RAVI (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type ETF | Historic Profit 13.82% | Avg. Invested days 301 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  5.0 | ETF Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/24/2025 |
Key Highlights
Volume (30-day avg) - | Beta 0.04 | 52 Weeks Range 71.75 - 76.66 | Updated Date 06/29/2025 |
52 Weeks Range 71.75 - 76.66 | Updated Date 06/29/2025 |
Upturn AI SWOT
FlexShares Ready Access Variable Income Fund
ETF Overview
Overview
The FlexShares Ready Access Variable Income Fund (RAVI) seeks to provide current income while maintaining liquidity and capital preservation. It primarily invests in short-term investment-grade debt securities.
Reputation and Reliability
Northern Trust is a well-established and reputable asset manager with a long track record in the financial industry.
Management Expertise
Northern Trust has a team of experienced investment professionals managing its ETF lineup, including those focused on fixed income.
Investment Objective
Goal
To provide current income while maintaining liquidity and capital preservation.
Investment Approach and Strategy
Strategy: The fund does not track a specific index but rather uses a proprietary strategy to select short-term investment-grade debt securities.
Composition The ETF primarily holds short-term investment-grade corporate bonds, government bonds, and other debt securities.
Market Position
Market Share: RAVI has a relatively small market share within the short-term fixed income ETF category.
Total Net Assets (AUM): 182800000
Competitors
Key Competitors
- BIL
- GBIL
- MINT
- NEAR
Competitive Landscape
The short-term fixed income ETF market is competitive, with larger ETFs like BIL dominating. RAVI differentiates itself through its active management and potentially higher yield, but it faces the disadvantage of a smaller AUM compared to the leaders and higher expense ratio.
Financial Performance
Historical Performance: Historical performance data unavailable in provided context.
Benchmark Comparison: Benchmark comparison data unavailable in provided context.
Expense Ratio: 0.19
Liquidity
Average Trading Volume
The average trading volume for RAVI is moderate, indicating sufficient but not exceptionally high liquidity.
Bid-Ask Spread
The bid-ask spread for RAVI is generally tight, suggesting relatively low trading costs.
Market Dynamics
Market Environment Factors
Economic indicators like interest rates, inflation, and economic growth influence the performance of RAVI. Changes in monetary policy and credit spreads also impact the fund's value.
Growth Trajectory
Growth trends for RAVI depend on investor demand for short-term income-generating assets, interest rate movements, and fund manager skill. There have been no significant changes to the funds investment strategy or holdings.
Moat and Competitive Advantages
Competitive Edge
RAVI's competitive advantage lies in its active management strategy, which aims to outperform passive short-term fixed income benchmarks. The fund seeks to add value through security selection and duration management. Its focus on investment-grade debt provides a level of credit quality. However, active management comes at a slightly higher cost than passive alternatives, which balances its competitive advantage.
Risk Analysis
Volatility
RAVI exhibits low volatility due to its focus on short-term investment-grade debt.
Market Risk
Market risk includes interest rate risk (changes in interest rates can affect bond prices) and credit risk (the risk that an issuer will default on its debt).
Investor Profile
Ideal Investor Profile
The ideal investor is a risk-averse individual or institution seeking current income and capital preservation with low volatility.
Market Risk
RAVI is best suited for long-term investors seeking a stable income stream or for those using it as a short-term cash management tool.
Summary
The FlexShares Ready Access Variable Income Fund (RAVI) offers a conservative investment option for investors seeking current income and capital preservation. With a focus on short-term investment-grade debt, the fund aims to minimize volatility. However, its market share is small compared to larger competitors. Active management seeks to outperform passive strategies but results in a slightly higher expense ratio, potentially appealing to those prioritizing income over capital gains.
Peer Comparison
Sources and Disclaimers
Data Sources:
- FlexShares official website
- Morningstar
- ETFdb
Disclaimers:
The information provided is for informational purposes only and does not constitute financial advice. Investment decisions should be made based on your own research and consultation with a qualified financial advisor. Market data can fluctuate.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About FlexShares Ready Access Variable Income Fund
Exchange NYSE ARCA | Headquaters - | ||
IPO Launch date - | CEO - | ||
Sector - | Industry - | Full time employees - | Website |
Full time employees - | Website | ||
The fund seeks to achieve its investment objective by investing at least 80% of its total assets in a portfolio of fixed-income instruments, including bonds, debt securities and other similar instruments issued by U.S. and non-U.S. public and private sector entities. The dollar-weighted average portfolio maturity of the fund is normally not expected to exceed two years. It may invest up to 20% of its total assets in fixed-income securities and instruments of issuers in emerging markets.
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