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Upturn AI Summary
Schwab U.S. REIT ETF(SCHH)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for SCHH
10/01/2026: SCHH (2-star) is currently NOT-A-BUY. Pass it for now.
SCHH provides low-cost, broad exposure to U.S. Real Estate Investment Trusts, tracking the Dow Jones U.S. Real Estate Capped Index. Its primary strengths are its industry-leading expense ratio, solid issuer reputation, and high liquidity, making it an efficient tool for sector-specific allocation. It serves well as a core holding for income-focused investors who want exposure to real estate without picking individual stocks. The most significant risks include high interest-rate sensitivity and sector-specific concentration in commercial or residential property markets. It is best suited for long-term investors monitoring interest rate trends as a primary catalyst for performance.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
ETF holdings, costs, diversification, valuation, risks, and market conditions provide supporting context about the fund.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | While REITs can offer growth through capital appreciation, they are often more income-oriented than pure growth stocks. |
| Momentum investor | Strong fit while signal remains positive | Momentum investors may find value in the sector when interest rate expectations favor REIT expansion. |
| Value investor | Strong fit | Value investors often look at REITs when underlying real estate assets are perceived to be trading at a discount to Net Asset Value. |
| Dividend/Income investor | Strong fit | REITs are structured to distribute the majority of taxable income to shareholders, making them excellent vehicles for income generation. |
| Low-risk investor | Mixed fit | The sector can experience significant volatility linked to interest rate cycles, potentially exceeding the risk tolerance of conservative investors. |
Investor Profile
Ideal Investor Profile
The ideal investor is someone seeking income and moderate capital appreciation, willing to accept sectoral volatility for long-term real estate exposure.
Suitability
SCHH is best suited for long-term passive investors who want to include real estate in a diversified portfolio.
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Volatility | Medium / high | Real estate values and REIT prices fluctuate significantly based on economic cycles and interest rate shifts. |
| Market risk | Medium | General market downturns typically impact the real estate sector, though REITs may have unique correlations. |
| Concentration | High | The fund is restricted to the real estate sector, lacking the diversification of a total market equity fund. |
| Tracking/expense | Low | The fund has a very low expense ratio and minimal tracking error against its index. |
| Liquidity | Low | High trading volume ensures that investors can trade the fund easily under normal market conditions. |
| Business/sector quality | Medium | REIT performance is highly dependent on property management quality and debt levels of the underlying companies. |
Risk Analysis
Volatility
SCHH exhibits moderate to high volatility, typical of real estate equities, driven by economic sentiment and interest rate cycles.
Market Risk
The fund is inherently exposed to real estate market cycles, meaning that downturns in property values directly impact NAV.
What the ETF Owns
| Exposure Type | Exposure | Weight (%) | Retail Investor Read |
|---|---|---|---|
| Sector | U.S. Equity Real Estate Investment Trusts | 99.5 | This provides investors with broad access to the U.S. commercial and residential real estate market through a single ticker. |
| Cash/collateral | Cash and Cash Equivalents | 0.5 | Minor cash positions are maintained for operational efficiency and to facilitate daily liquidity needs. |
Price Behavior
Rolling Over
The price momentum is slowing down and beginning to turn downward.
Very Smooth
The stock has followed a highly orderly price path with minimal short-term disruption.
Analysis of Past Performance
Type ETF | Historic Profit 6.1% | Avg. Invested days 51 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  3.0 | ETF Returns Performance  2.0 |
| Profits based on simulation | Last Close 10/01/2026 |
ETF Fundamentals 
Source: EOD Historical Data • Updated Oct 1, 2026
Fund Basics
| Metric | Value |
|---|---|
| Fund Size (AUM) | $10.66B |
| Issuer | Schwab ETFs |
| Expense Ratio | 0.06999999999999999% |
| Distribution Yield | 2.8% |
| Inception | Jan 13, 2011 |
Performance
| Period | Total Return |
|---|---|
| YTD | +8.97% |
| 1 Year | +8.57% |
| 3 Year | +10.86% |
| 5 Year | +1.92% |
| 10 Year | +3.15% |
Risk Metrics
| Metric | Value |
|---|---|
| 1Y Volatility | 14.9% |
| 3Y Volatility | 16.67% |
| 3Y Sharpe Ratio | 0.4 |
Ratings
| Metric | Value |
|---|---|
| Morningstar Rating | ★★★★★ |
| Sustainability Rating | 3 / 5 |
| Benchmark | MSCI ACWI NR USD |
Market Cap Distribution
| Cap Size | Weight |
|---|---|
| Mid Cap | 42.76% |
| Small Cap | 26.82% |
| Large Cap | 23.40% |
| Micro Cap | 5.76% |
Top Sectors
| Sector | Weight |
|---|---|
| Real Estate | 100.00% |
| Basic Materials | 0.00% |
| Consumer Cyclicals | 0.00% |
| Financial Services | 0.00% |
Asset Allocation
Portfolio Characteristics
| Metric | Value |
|---|---|
| Portfolio P/E | 34.78x |
| Portfolio P/B | 2.42x |
| Portfolio P/S | 6.5x |
| Holdings Turnover | 6.0% |
Top Holdings
| Holding | Weight |
|---|---|
| Welltower | 10.20% |
| Prologis | 8.83% |
| Equinix | 4.66% |
| Simon Property Group | 4.57% |
| American Tower | 4.57% |
Upturn AI Summary
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
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