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Upturn AI SWOT - About
Schwab Short-Term U.S. Treasury ETF (SCHO)
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Upturn Advisory Summary
10/10/2025: SCHO (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type ETF | Historic Profit 8.81% | Avg. Invested days 87 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  4.0 | ETF Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/10/2025 |
Key Highlights
Volume (30-day avg) - | Beta 0.25 | 52 Weeks Range 23.06 - 24.38 | Updated Date 06/29/2025 |
52 Weeks Range 23.06 - 24.38 | Updated Date 06/29/2025 |
Upturn AI SWOT
Schwab Short-Term U.S. Treasury ETF
ETF Overview
Overview
The Schwab Short-Term U.S. Treasury ETF (SCHO) seeks to track the investment results of an index composed of U.S. Treasury securities with remaining maturities between 1 and 3 years. The fund offers low-cost exposure to short-term U.S. Treasury bonds, providing stability and diversification. Its primary focus is on U.S. government debt with short maturities.
Reputation and Reliability
Schwab is a well-established and reputable financial services firm known for its low-cost ETFs and commitment to investor value.
Management Expertise
Schwab Asset Management has extensive experience in managing fixed income investments and ETFs, with a team of professionals dedicated to portfolio management and research.
Investment Objective
Goal
Seeks to track the total return of the Bloomberg US Treasury 1-3 Year Index.
Investment Approach and Strategy
Strategy: SCHO aims to track the Bloomberg US Treasury 1-3 Year Index. It employs a passive management strategy.
Composition The ETF holds U.S. Treasury securities with remaining maturities between 1 and 3 years. It does not hold any other asset classes.
Market Position
Market Share: SCHO holds a significant market share within the short-term U.S. Treasury ETF category.
Total Net Assets (AUM): 11530000000
Competitors
Key Competitors
- iShares 1-3 Year Treasury Bond ETF (SHY)
- Vanguard Short-Term Treasury ETF (VGSH)
- SPDR Portfolio Short Term Treasury ETF (SPTS)
Competitive Landscape
The short-term U.S. Treasury ETF market is dominated by a few large players. SCHO competes on price and brand recognition. Its low expense ratio is a key advantage. However, SHY has a larger AUM and greater liquidity. VGSH is another formidable competitor with a similar investment objective.
Financial Performance
Historical Performance: The ETF's performance closely tracks the Bloomberg US Treasury 1-3 Year Index. Historical performance data can be obtained from Schwab's website and financial data providers.
Benchmark Comparison: SCHO's performance should closely match the Bloomberg US Treasury 1-3 Year Index. Any deviations are primarily due to the expense ratio and tracking error.
Expense Ratio: 0.03
Liquidity
Average Trading Volume
SCHO's average daily trading volume is relatively high, indicating good liquidity.
Bid-Ask Spread
The bid-ask spread for SCHO is typically narrow, reflecting the ETF's liquidity and efficient trading.
Market Dynamics
Market Environment Factors
Interest rate changes, inflation expectations, and Federal Reserve policy decisions significantly impact SCHO. Economic growth and geopolitical events can also indirectly affect the ETF.
Growth Trajectory
Growth is primarily driven by investor demand for low-risk, short-term fixed income exposure. The ETF's strategy and holdings remain consistent, focused on U.S. Treasury securities.
Moat and Competitive Advantages
Competitive Edge
SCHO's primary competitive advantage is its low expense ratio, making it an attractive option for cost-conscious investors. Its affiliation with Charles Schwab, a well-known and trusted financial institution, also enhances its appeal. The ETF's focus on short-term U.S. Treasuries provides a high degree of safety and liquidity. Furthermore, its passively managed structure ensures consistent tracking of its benchmark index. These factors collectively contribute to SCHO's competitive positioning in the short-term Treasury ETF market.
Risk Analysis
Volatility
SCHO exhibits low volatility due to the nature of short-term U.S. Treasury securities.
Market Risk
The primary risk is interest rate risk. Rising interest rates can cause the value of the ETF to decline, although the short maturity mitigates this risk to some extent.
Investor Profile
Ideal Investor Profile
SCHO is suitable for risk-averse investors seeking a safe haven for their capital, those looking for short-term fixed income exposure, and investors who want to diversify their portfolios with U.S. Treasury securities.
Market Risk
SCHO is best suited for long-term investors and passive index followers who prioritize capital preservation and low volatility.
Summary
Schwab Short-Term U.S. Treasury ETF (SCHO) offers low-cost access to a portfolio of short-term U.S. Treasury securities. It aims to track the Bloomberg US Treasury 1-3 Year Index, providing a stable and liquid investment option. With a low expense ratio and the backing of Charles Schwab, SCHO is a popular choice for risk-averse investors seeking to preserve capital and diversify their fixed income holdings. Its short maturity profile helps mitigate interest rate risk compared to longer-term bond ETFs. Overall, SCHO offers a straightforward and efficient way to invest in the short-term U.S. Treasury market.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Schwab Asset Management Website
- Bloomberg
- ETF.com
- Morningstar
Disclaimers:
The data provided is for informational purposes only and should not be considered investment advice. Past performance is not indicative of future results. Market share data is based on available information and may not be precise. Consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Schwab Short-Term U.S. Treasury ETF
Exchange NYSE ARCA | Headquaters - | ||
IPO Launch date - | CEO - | ||
Sector - | Industry - | Full time employees - | Website |
Full time employees - | Website | ||
The fund will invest at least 90% of its net assets (including, for this purpose, any borrowings for investment purposes) in securities included in the index. The index includes all publicly-issued U.S. Treasury securities that have a remaining maturity of greater than or equal to one year and less than three years, are rated investment grade, and have $300 million or more of outstanding face value. The securities in the index must be denominated in U.S. dollars and must be fixed-rate and non-convertible.
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