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Upturn AI SWOT - About
Schwab Short-Term U.S. Treasury ETF (SCHO)
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Upturn Advisory Summary
08/15/2025: SCHO (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type ETF | Historic Profit 8.35% | Avg. Invested days 97 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  4.0 | ETF Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/15/2025 |
Key Highlights
Volume (30-day avg) - | Beta 0.25 | 52 Weeks Range 23.06 - 24.38 | Updated Date 06/29/2025 |
52 Weeks Range 23.06 - 24.38 | Updated Date 06/29/2025 |
Upturn AI SWOT
Schwab Short-Term U.S. Treasury ETF
ETF Overview
Overview
The Schwab Short-Term U.S. Treasury ETF (SCHO) seeks to track the investment results of an index composed of short-term U.S. Treasury securities. It focuses on providing exposure to the short-term U.S. Treasury market, offering a relatively low-risk investment option.
Reputation and Reliability
Schwab is a well-established and reputable financial services company with a strong track record in the ETF market.
Management Expertise
Schwab Asset Management has extensive experience in managing fixed-income ETFs, providing investors with confidence in their investment strategies.
Investment Objective
Goal
To track the total return of an index composed of U.S. Treasury securities with remaining maturities between 1 and 3 years.
Investment Approach and Strategy
Strategy: The ETF employs a passive management strategy, seeking to replicate the performance of the Bloomberg U.S. 1-3 Year Treasury Bond Index.
Composition The ETF holds a portfolio of U.S. Treasury securities with remaining maturities between 1 and 3 years.
Market Position
Market Share: SCHO holds a significant market share within the short-term U.S. Treasury ETF market.
Total Net Assets (AUM): 13310000000
Competitors
Key Competitors
- iShares 1-3 Year Treasury Bond ETF (SHY)
- Vanguard Short-Term Treasury ETF (VGSH)
- SPDR Bloomberg 1-3 Year U.S. Treasury ETF (BIL)
Competitive Landscape
The short-term U.S. Treasury ETF market is competitive, with several large players. SCHO benefits from Schwab's brand recognition and low expense ratio. Its disadvantages might be slightly lower AUM compared to SHY, which leads to slightly lower liquidity.
Financial Performance
Historical Performance: Historical performance can be found on Schwab's website and other financial data providers. Past performance is not indicative of future results.
Benchmark Comparison: The ETF's performance closely tracks the Bloomberg U.S. 1-3 Year Treasury Bond Index.
Expense Ratio: 0.03
Liquidity
Average Trading Volume
SCHO has a healthy average trading volume, generally indicating good liquidity.
Bid-Ask Spread
The bid-ask spread for SCHO is typically tight, reflecting its high liquidity.
Market Dynamics
Market Environment Factors
Interest rate changes, inflation expectations, and overall economic conditions significantly influence the performance of short-term Treasury ETFs.
Growth Trajectory
SCHO's growth is tied to investor demand for low-risk, short-term fixed income investments. There are no changes to strategy and holdings
Moat and Competitive Advantages
Competitive Edge
SCHO benefits from Schwab's well-established brand and low-cost structure. Its primary advantage is its very low expense ratio compared to some competitors, making it an attractive option for cost-conscious investors. The focus on short-term Treasuries also provides a degree of safety and stability. Schwab's efficient trading and execution capabilities also contribute to its competitive edge.
Risk Analysis
Volatility
SCHO exhibits low volatility due to its focus on short-term U.S. Treasury securities.
Market Risk
The primary risk is interest rate risk; rising interest rates can negatively impact the ETF's value.
Investor Profile
Ideal Investor Profile
SCHO is suitable for risk-averse investors seeking a stable, low-yielding investment. It's ideal for those looking for capital preservation and a safe haven during times of market uncertainty.
Market Risk
SCHO is best suited for long-term investors or those seeking a conservative allocation within a diversified portfolio. It is not suitable for short-term trading due to its low volatility.
Summary
The Schwab Short-Term U.S. Treasury ETF (SCHO) provides exposure to short-term U.S. Treasury securities, offering a low-risk investment option for risk-averse investors. Its low expense ratio and the backing of Schwab make it a compelling choice. However, its returns are limited due to the nature of short-term treasury securities. It is best used for capital preservation and as a safe haven during market volatility, with sensitivity to interest rate fluctuations.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Schwab Asset Management
- Bloomberg
- Morningstar
- SEC Filings
Disclaimers:
The data provided is for informational purposes only and should not be considered financial advice. Investment decisions should be based on individual circumstances and consultation with a qualified financial advisor. Past performance is not indicative of future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Schwab Short-Term U.S. Treasury ETF
Exchange NYSE ARCA | Headquaters - | ||
IPO Launch date - | CEO - | ||
Sector - | Industry - | Full time employees - | Website |
Full time employees - | Website | ||
The fund will invest at least 90% of its net assets (including, for this purpose, any borrowings for investment purposes) in securities included in the index. The index includes all publicly-issued U.S. Treasury securities that have a remaining maturity of greater than or equal to one year and less than three years, are rated investment grade, and have $300 million or more of outstanding face value. The securities in the index must be denominated in U.S. dollars and must be fixed-rate and non-convertible.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.