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Schwab U.S. Aggregate Bond ETF (SCHZ)
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Upturn Advisory Summary
11/14/2025: SCHZ (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type ETF | Historic Profit 5.98% | Avg. Invested days 49 | Today’s Advisory WEAK BUY |
Upturn Star Rating | Upturn Advisory Performance  3.0 | ETF Returns Performance  2.0 |
| Profits based on simulation | Last Close 11/14/2025 |
Key Highlights
Volume (30-day avg) - | Beta 1 | 52 Weeks Range 21.81 - 23.43 | Updated Date 06/29/2025 |
52 Weeks Range 21.81 - 23.43 | Updated Date 06/29/2025 |
Upturn AI SWOT
Schwab U.S. Aggregate Bond ETF
ETF Overview
Overview
The Schwab U.S. Aggregate Bond ETF (SCHZ) seeks to track the total return of the Bloomberg U.S. Aggregate Bond Index, which represents a broad range of investment-grade U.S. bonds. It aims to provide diversified exposure to the U.S. investment-grade bond market.
Reputation and Reliability
Schwab is a well-established and reputable financial services firm with a long track record in the investment industry.
Management Expertise
Schwab Asset Management has significant expertise in managing fixed-income investments and a dedicated team focused on ETF management.
Investment Objective
Goal
To track the total return of the Bloomberg U.S. Aggregate Bond Index.
Investment Approach and Strategy
Strategy: The ETF employs a passive management strategy, seeking to replicate the performance of its benchmark index.
Composition The ETF primarily holds U.S. investment-grade bonds, including government, corporate, and mortgage-backed securities.
Market Position
Market Share: SCHZ's market share is significant, though less than that of some larger competitors. Further research needed for exact value.
Total Net Assets (AUM): 5360000000
Competitors
Key Competitors
- iShares Core U.S. Aggregate Bond ETF (AGG)
- Vanguard Total Bond Market ETF (BND)
Competitive Landscape
The market for U.S. aggregate bond ETFs is highly competitive, with AGG and BND holding the largest market shares. SCHZ offers a low-cost alternative, but its market share reflects its later entry into the space. SCHZ benefits from Schwab's strong brand, but must compete on price and trading volume.
Financial Performance
Historical Performance: Historical performance can be obtained from financial data providers, including total return data.
Benchmark Comparison: SCHZ's performance closely tracks the Bloomberg U.S. Aggregate Bond Index, with slight variations due to expense ratio and tracking error.
Expense Ratio: 0.03
Liquidity
Average Trading Volume
SCHZ's average trading volume is generally good, ensuring relatively easy trading for most investors.
Bid-Ask Spread
The bid-ask spread for SCHZ is typically tight, reflecting its high liquidity and investor interest.
Market Dynamics
Market Environment Factors
Interest rate changes, inflation expectations, and economic growth significantly impact SCHZ's performance. Changes in monetary policy can also be critical.
Growth Trajectory
Growth is driven by investor demand for diversified fixed-income exposure and the ETF's low expense ratio. No specific strategy changes are publicly known, but composition will shift with the underlying index.
Moat and Competitive Advantages
Competitive Edge
SCHZ's primary advantage is its low expense ratio, making it a cost-effective choice for investors seeking broad U.S. investment-grade bond exposure. It benefits from Schwab's established brand and distribution network. The ETF also provides a highly liquid and transparent way to access the bond market. However, the ETF's performance is tied to the index. So it does not outperform.
Risk Analysis
Volatility
SCHZ's volatility is generally low, consistent with investment-grade bond ETFs. However, it is susceptible to interest rate risk.
Market Risk
SCHZ is exposed to interest rate risk, credit risk (though limited to investment-grade bonds), and inflation risk.
Investor Profile
Ideal Investor Profile
SCHZ is suitable for investors seeking broad exposure to the U.S. investment-grade bond market, who prioritize low costs, and are looking for a relatively stable income stream.
Market Risk
SCHZ is best for long-term investors and passive index followers who want a core bond holding in their portfolio.
Summary
The Schwab U.S. Aggregate Bond ETF (SCHZ) offers a low-cost and efficient way to access the broad U.S. investment-grade bond market. It tracks the Bloomberg U.S. Aggregate Bond Index, providing diversified exposure to government, corporate, and mortgage-backed securities. Its low expense ratio makes it attractive to cost-conscious investors. However, its performance is tied to the index and faces competition from larger ETFs.
Similar ETFs
Sources and Disclaimers
Data Sources:
- Schwab Asset Management, Bloomberg, iShares, Vanguard
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Investment decisions should be based on individual circumstances and consultation with a financial advisor. Market data is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Schwab U.S. Aggregate Bond ETF
Exchange NYSE ARCA | Headquaters - | ||
IPO Launch date - | CEO - | ||
Sector - | Industry - | Full time employees - | Website |
Full time employees - | Website | ||
The fund will invest at least 90% of its net assets in securities included in the index. The index is a broad-based benchmark measuring the performance of the U.S. investment grade, taxable bond market, including U.S. Treasuries, government-related and corporate bonds, mortgage pass-through securities, commercial mortgage-backed securities, and asset-backed securities that are publicly available for sale in the United States.
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