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Upturn AI SWOT - About
Schwab U.S. Aggregate Bond ETF (SCHZ)
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Upturn Advisory Summary
08/29/2025: SCHZ (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type ETF | Historic Profit 4.3% | Avg. Invested days 42 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | ETF Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/29/2025 |
Key Highlights
Volume (30-day avg) - | Beta 1 | 52 Weeks Range 21.81 - 23.43 | Updated Date 06/29/2025 |
52 Weeks Range 21.81 - 23.43 | Updated Date 06/29/2025 |
Upturn AI SWOT
Schwab U.S. Aggregate Bond ETF
ETF Overview
Overview
The Schwab U.S. Aggregate Bond ETF (SCHZ) seeks to track the total return of the Bloomberg U.S. Aggregate Bond Index, providing broad exposure to the U.S. investment-grade bond market. It aims for a diversified portfolio of U.S. government, corporate, and mortgage-backed securities.
Reputation and Reliability
Schwab is a well-established and reputable financial services firm known for its low-cost investment products and commitment to investor satisfaction.
Management Expertise
Schwab Asset Management has a skilled and experienced team that oversees its ETFs, employing disciplined investment strategies and rigorous risk management.
Investment Objective
Goal
To track the total return of the Bloomberg U.S. Aggregate Bond Index.
Investment Approach and Strategy
Strategy: The ETF employs a passive management strategy, seeking to replicate the index's composition and weighting. It does not attempt to outperform the index.
Composition The ETF primarily holds U.S. investment-grade bonds, including government, corporate, and mortgage-backed securities.
Market Position
Market Share: SCHZ holds a significant market share, representing a sizable portion of the aggregate bond ETF market.
Total Net Assets (AUM): 5440000000
Competitors
Key Competitors
- iShares Core U.S. Aggregate Bond ETF (AGG)
- Vanguard Total Bond Market ETF (BND)
- SPDR Portfolio Aggregate Bond ETF (SPAB)
Competitive Landscape
The aggregate bond ETF market is highly competitive, with several large players offering similar investment strategies. SCHZ distinguishes itself through its low expense ratio, while AGG and BND are larger and more liquid. SPAB is another low-cost option, but its AUM is smaller.
Financial Performance
Historical Performance: Historical performance is directly correlated to the underlying Bloomberg U.S. Aggregate Bond Index performance.
Benchmark Comparison: The ETF's performance closely tracks the Bloomberg U.S. Aggregate Bond Index, with minimal tracking error.
Expense Ratio: 0.03
Liquidity
Average Trading Volume
SCHZ exhibits adequate liquidity, facilitating relatively easy buying and selling of shares under normal market conditions.
Bid-Ask Spread
The bid-ask spread for SCHZ is generally tight, reflecting its decent liquidity and efficient trading.
Market Dynamics
Market Environment Factors
SCHZ's performance is influenced by interest rate movements, inflation expectations, and overall economic conditions, as these factors affect bond yields and prices.
Growth Trajectory
SCHZ's growth is driven by investor demand for broad bond market exposure and its competitive expense ratio. No change in strategy/holdings is explicitly noted.
Moat and Competitive Advantages
Competitive Edge
SCHZ's main advantage lies in its very low expense ratio, making it an attractive option for cost-conscious investors seeking broad U.S. investment-grade bond exposure. Schwab's strong brand recognition and reputation for low fees also contribute to its appeal. The ETF effectively replicates the index's performance and offers a diversified portfolio. This cost-effectiveness makes it highly competitive within its market segment.
Risk Analysis
Volatility
SCHZ exhibits low volatility, typical of investment-grade bond funds.
Market Risk
SCHZ is subject to interest rate risk, credit risk (although minimal due to its investment-grade focus), and inflation risk. Rising interest rates may cause bond prices to decline.
Investor Profile
Ideal Investor Profile
SCHZ is suitable for investors seeking broad exposure to the U.S. investment-grade bond market for diversification, income, or capital preservation.
Market Risk
SCHZ is best for long-term investors seeking a passive, index-tracking bond fund.
Summary
The Schwab U.S. Aggregate Bond ETF (SCHZ) offers investors a cost-effective way to access the broad U.S. investment-grade bond market. Its low expense ratio and passive management strategy make it a suitable choice for long-term investors looking for diversification and income. The ETF's performance closely tracks the Bloomberg U.S. Aggregate Bond Index, providing consistent exposure to the bond market. However, its performance is susceptible to changes in the underlying bond market and thus the interest rates.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Schwab Asset Management
- Bloomberg
- ETF.com
- Morningstar
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Past performance is not indicative of future results. Investment decisions should be made based on individual circumstances and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Schwab U.S. Aggregate Bond ETF
Exchange NYSE ARCA | Headquaters - | ||
IPO Launch date - | CEO - | ||
Sector - | Industry - | Full time employees - | Website |
Full time employees - | Website | ||
The fund will invest at least 90% of its net assets in securities included in the index. The index is a broad-based benchmark measuring the performance of the U.S. investment grade, taxable bond market, including U.S. Treasuries, government-related and corporate bonds, mortgage pass-through securities, commercial mortgage-backed securities, and asset-backed securities that are publicly available for sale in the United States.
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