Timothy Plan International ETF (TPIF)

Overview

The Timothy Plan International ETF seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Timothy Plan International Index. This index is designed to provide exposure to companies located in countries outside of the United States that align with biblically responsible investing principles.

Reputation and Reliability

Timothy Plan is known for its biblically responsible investing approach and commitment to socially conservative values. They have a solid track record within their specific niche.

Management Expertise

Timothy Plan employs a team experienced in socially responsible investing and index-tracking strategies. Further information on specific management team expertise is available on their website.

Goal

To provide investment results that correspond generally to the price and yield performance of the Timothy Plan International Index.

Investment Approach and Strategy

Strategy: The ETF employs a passive management strategy, attempting to replicate the performance of the Timothy Plan International Index.

Composition The ETF holds stocks of companies located in countries outside of the United States that meet the biblically responsible investing criteria of the Timothy Plan International Index.

Market Share: The ETFu2019s market share within the international socially responsible investing ETF landscape is relatively small.

Total Net Assets (AUM): 63000000

Key Competitors

• VEU
• IXUS
• ACWX

Competitive Landscape

The international ETF market is highly competitive, dominated by large, established players like Vanguard (VEU) and iShares (IXUS). Timothy Plan International ETF differentiates itself through its biblically responsible investing focus. However, this niche focus limits its potential market share compared to broader international ETFs. The ETF advantages include its unique screening process, while a disadvantage includes limited trading volume and higher expense ratio.

Historical Performance: Historical performance data should be obtained from reputable financial data providers, but due to the limited scope of this example, it is not included here. It is critical to analyze the ETFu2019s performance over various time periods (e.g., 1 year, 3 years, 5 years, 10 years) relative to its benchmark.

Benchmark Comparison: A proper benchmark comparison requires historical performance data, which is unavailable within the confines of this exercise. The ETFu2019s performance should be compared to the Timothy Plan International Index to assess tracking effectiveness.

Expense Ratio: 0.84

Average Trading Volume

The average trading volume for the Timothy Plan International ETF is relatively low compared to larger, more liquid ETFs.

Bid-Ask Spread

The bid-ask spread may be wider than more actively traded ETFs, potentially increasing transaction costs.

Market Environment Factors

Economic indicators in developed and emerging international markets, currency fluctuations, and global trade policies can all affect the ETF's performance. Performance of the underlying holdings can play a factor.

Growth Trajectory

The ETF's growth is dependent on the appeal of biblically responsible investing and its ability to attract investors seeking socially conscious investment options. No major changes to strategy.

Competitive Edge

Timothy Plan International ETF's competitive edge lies primarily in its biblically responsible investing (BRI) mandate. It provides a unique option for investors seeking to align their investments with their religious beliefs. This focused strategy differentiates the fund from broader international ETFs. It appeals specifically to investors prioritizing ethical considerations alongside financial returns, allowing investors to align their investments with religious beliefs. This approach fosters a niche market for the fund.

Volatility

The ETF's volatility will depend on the volatility of the underlying international equities market. Emerging markets tend to be more volatile than developed markets, which could impact this ETF.

Market Risk

Market risk encompasses the potential for losses due to declines in international equity markets. Currency risk is also a factor as the ETF holds assets denominated in foreign currencies. Investment risk also includes the risk of companies not performing or not meeting fund's requirements.

Ideal Investor Profile

The ideal investor is one seeking international equity exposure while adhering to biblically responsible investing principles. Investors who prioritize ethical considerations and religious values are suitable.

Market Risk

Suitable for long-term investors seeking diversified international equity exposure and who align with the fund's values. Not ideal for active traders due to low liquidity and high expense ratio.

Timothy Plan International ETF offers investors a way to invest in international equities while adhering to biblically responsible investing principles. It tracks the Timothy Plan International Index and therefore excludes companies that do not meet its ethical criteria. It suits investors who prioritize ethical investments alongside financial returns. Its performance is tied to the global market and its specific ethical mandate adds a unique filter to its holdings. Investors should consider its higher expense ratio and lower liquidity compared to broader international ETFs.

Data Sources:

• Timothy Plan website
• ETF.com
• Morningstar

Disclaimers:

The information provided is for informational purposes only and does not constitute investment advice. Investors should conduct their own research and consult with a qualified financial advisor before making any investment decisions.