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VictoryShares USAA Core Short-Term Bond ETF (USTB)
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Upturn Advisory Summary
11/11/2025: USTB (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type ETF | Historic Profit 15.36% | Avg. Invested days 118 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  5.0 | ETF Returns Performance  3.0 |
| Profits based on simulation | Last Close 11/11/2025 |
Key Highlights
Volume (30-day avg) - | Beta 0.27 | 52 Weeks Range 47.45 - 50.78 | Updated Date 06/29/2025 |
52 Weeks Range 47.45 - 50.78 | Updated Date 06/29/2025 |
Upturn AI SWOT
VictoryShares USAA Core Short-Term Bond ETF
ETF Overview
Overview
The VictoryShares USAA Core Short-Term Bond ETF (USTB) seeks to provide current income while maintaining liquidity and capital preservation. It primarily invests in investment-grade, U.S. dollar-denominated, fixed-income securities with a focus on short-term maturities.
Reputation and Reliability
Victory Capital is a well-established asset manager with a solid reputation for providing a range of investment solutions.
Management Expertise
The fund is managed by experienced professionals with expertise in fixed-income investing.
Investment Objective
Goal
To seek current income while maintaining liquidity and capital preservation.
Investment Approach and Strategy
Strategy: The ETF does not track a specific index but utilizes a rules-based approach to select and weight securities.
Composition The ETF primarily holds U.S. government securities, corporate bonds, and asset-backed securities with short-term maturities.
Market Position
Market Share: Data unavailable.
Total Net Assets (AUM): 2739000000
Competitors
Key Competitors
- BSV
- ISTB
- VGSH
- SCHO
Competitive Landscape
The short-term bond ETF market is competitive, with several large players. USTB distinguishes itself through its rules-based approach and focus on capital preservation. Advantages include a potentially lower expense ratio compared to some actively managed funds; disadvantages may include underperformance compared to benchmark indices in certain market environments.
Financial Performance
Historical Performance: Historical performance data is readily available on financial websites, providing insights into the ETF's returns over various periods.
Benchmark Comparison: The ETF's performance can be compared to benchmarks like the Bloomberg Barclays 1-3 Year U.S. Government/Credit Bond Index to assess its effectiveness.
Expense Ratio: 0.08
Liquidity
Average Trading Volume
The average trading volume is moderate, providing sufficient liquidity for most investors.
Bid-Ask Spread
The bid-ask spread is typically tight, indicating relatively low trading costs.
Market Dynamics
Market Environment Factors
Economic indicators like interest rates, inflation, and economic growth influence USTB's performance. Changes in monetary policy and credit spreads can also impact the ETF.
Growth Trajectory
The ETF's growth trajectory is linked to investor demand for short-term fixed-income investments, particularly in uncertain economic environments. Strategy and holdings are adjusted to maintain a short duration profile.
Moat and Competitive Advantages
Competitive Edge
USTB's competitive advantage lies in its low expense ratio and rules-based investment approach, providing a cost-effective way to access short-term bond exposure. The fund aims to deliver consistent returns while minimizing volatility. Victory Capital's established reputation further enhances the ETF's appeal. USTB is suitable for investors seeking capital preservation and income in a low-interest-rate environment.
Risk Analysis
Volatility
The ETF's historical volatility is generally low due to its focus on short-term bonds.
Market Risk
Market risks include interest rate risk (the risk that rising interest rates will cause bond prices to fall) and credit risk (the risk that an issuer will default on its debt obligations).
Investor Profile
Ideal Investor Profile
USTB is suitable for conservative investors seeking current income and capital preservation, such as retirees or those nearing retirement.
Market Risk
The ETF is best suited for long-term investors seeking a low-risk, income-generating investment.
Summary
The VictoryShares USAA Core Short-Term Bond ETF (USTB) provides a cost-effective and liquid way to access the short-term U.S. bond market. Its low expense ratio, rules-based approach, and focus on capital preservation make it a suitable option for conservative investors seeking income and stability. The ETF's performance is sensitive to interest rate changes, but its short-term maturity profile helps to mitigate this risk. USTB is a useful tool for diversifying a portfolio and managing interest rate risk in a rising rate environment. Given the asset allocation to higher rated bonds, it could be considered part of the fixed income portion of a diversified portfolio.
Similar ETFs
Sources and Disclaimers
Data Sources:
- Victory Capital Website
- ETF.com
- Morningstar
Disclaimers:
The data provided is for informational purposes only and should not be considered investment advice. Past performance is not indicative of future results. Investment decisions should be made based on individual circumstances and after consulting with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About VictoryShares USAA Core Short-Term Bond ETF
Exchange NASDAQ | Headquaters - | ||
IPO Launch date - | CEO - | ||
Sector - | Industry - | Full time employees - | Website |
Full time employees - | Website | ||
Under normal circumstances, the fund invests at least 80% of its assets in debt securities and in derivatives and other instruments that have economic characteristics similar to such securities. It primarily invests in securities that have a dollar-weighted average portfolio maturity of three years or less. The fund may invest up to 20% of its net assets in foreign debt securities, including non-U.S. dollar-denominated securities and securities of companies in emerging market countries.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.