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Vanguard 0-3 Month Treasury Bill ETF (VBIL)
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Upturn Advisory Summary
08/14/2025: VBIL (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type ETF | Historic Profit 0% | Avg. Invested days 0 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | ETF Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Volume (30-day avg) - | Beta - | 52 Weeks Range 74.35 - 75.64 | Updated Date - |
52 Weeks Range 74.35 - 75.64 | Updated Date - |
Upturn AI SWOT
Vanguard 0-3 Month Treasury Bill ETF
ETF Overview
Overview
The Vanguard 0-3 Month Treasury Bill ETF (VUSB) seeks to provide current income while maintaining liquidity by investing in U.S. Treasury bills with a remaining maturity of 0-3 months, focusing on the very short end of the yield curve.
Reputation and Reliability
Vanguard is a highly reputable and reliable issuer, known for its low-cost, passively managed investment products and strong fiduciary duty to investors.
Management Expertise
Vanguard has extensive expertise in managing fixed-income investments, with a dedicated team focused on short-term Treasury securities.
Investment Objective
Goal
To provide current income while maintaining liquidity by investing in U.S. Treasury bills.
Investment Approach and Strategy
Strategy: The ETF seeks to track the investment results of the Bloomberg US Treasury 0-3 Month Bill Index.
Composition The ETF holds exclusively U.S. Treasury bills with a remaining maturity of 0-3 months.
Market Position
Market Share: Data not available to confidently provide a reliable market share.
Total Net Assets (AUM): 20615000000
Competitors
Key Competitors
- SPDR Bloomberg 1-3 Month T-Bill ETF (BIL)
- iShares 0-3 Month Treasury Bond ETF (SGOV)
- Invesco Treasury Collateral ETF (CLTL)
Competitive Landscape
The competitive landscape is characterized by several ETFs offering similar exposure to short-term Treasury bills. VUSB benefits from Vanguard's low-cost structure, but other ETFs may have different tracking errors or liquidity profiles. VUSB's low expense ratio compared to peers is a key advantage.
Financial Performance
Historical Performance: Historical performance can be derived from financial data providers based on the ETF's inception date and index tracking.
Benchmark Comparison: The ETF's performance closely tracks the Bloomberg US Treasury 0-3 Month Bill Index. Tracking error can be used to gauge effectiveness.
Expense Ratio: 0.08
Liquidity
Average Trading Volume
The ETF's average trading volume is typically high, reflecting the liquidity of the underlying Treasury bill market.
Bid-Ask Spread
The bid-ask spread is generally tight, indicating low transaction costs for investors.
Market Dynamics
Market Environment Factors
Economic indicators, Federal Reserve policy, and interest rate expectations significantly influence VUSB's performance.
Growth Trajectory
Growth is tied to the size and activity of the short-term Treasury bill market; any shifts to strategy and holdings are dictated by the index.
Moat and Competitive Advantages
Competitive Edge
VUSB's competitive advantages stem from Vanguard's established reputation, low-cost structure, and efficient tracking of its benchmark index. The ETF benefits from the brand's association with value and investor-centric principles, resulting in investor confidence. The ETF offers investors very short-term exposure with minimal credit risk. Furthermore, its low expense ratio attracts cost-conscious investors.
Risk Analysis
Volatility
VUSB exhibits low volatility due to the short maturity and high credit quality of its holdings.
Market Risk
The primary market risk is interest rate risk, although it's limited due to the short maturities of the Treasury bills.
Investor Profile
Ideal Investor Profile
VUSB is suitable for investors seeking capital preservation, liquidity, and a stable income stream. It is ideal for those with a very short investment horizon.
Market Risk
VUSB is suitable for both short-term investors seeking a safe haven and those using it as a cash equivalent in a portfolio.
Summary
The Vanguard 0-3 Month Treasury Bill ETF (VUSB) provides exposure to very short-term U.S. Treasury bills, offering a high degree of liquidity and capital preservation. The ETF is ideal for investors seeking a safe, low-yielding investment. Its low expense ratio and tight tracking of the Bloomberg US Treasury 0-3 Month Bill Index makes it an attractive option for cash management. The primary risk is interest rate fluctuations, but this is mitigated by the short maturities of the holdings.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Vanguard Website
- Bloomberg
- ETF.com
Disclaimers:
The data provided is for informational purposes only and should not be considered investment advice. Market conditions can change rapidly, and past performance is not indicative of future results. Consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Vanguard 0-3 Month Treasury Bill ETF
Exchange NASDAQ | Headquaters - | ||
IPO Launch date - | CEO - | ||
Sector - | Industry - | Full time employees - | Website |
Full time employees - | Website | ||
The index includes U.S. treasury bills that have maturities of 3 months or less. Under normal circumstances, the fund will generally invest all, but at least 80%, of its net assets in the securities comprising the index and in securities that the advisor determines have economic characteristics that are substantially identical to the economic characteristics of the securities that comprise the index.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.