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Technology Select Sector SPDR® Fund(XLK)
Top performer 
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
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- BUY Advisory
- SELL Advisory (Profit)
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- Profit
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Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for XLK
09/17/2026: XLK (5-star) is currently NOT-A-BUY. Pass it for now.
The Technology Select Sector SPDR® Fund (XLK) provides efficient, low-cost exposure to the U.S. information technology sector. It achieves this by tracking the Technology Select Sector Index, offering investors access to major industry leaders. Its key strengths include industry-leading liquidity, a competitive expense ratio, and reliable benchmark tracking. The fund is highly concentrated in mega-cap technology firms, which exposes investors to sector-specific regulatory, valuation, and market-wide volatility risks. It is best suited for growth-oriented investors seeking targeted exposure to tech innovation, provided they can withstand the risks associated with sector concentration.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
ETF holdings, costs, diversification, valuation, risks, and market conditions provide supporting context about the fund.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Strong fit | The fund provides concentrated exposure to the high-growth potential of the technology sector. |
| Momentum investor | Strong fit while signal remains positive | High liquidity and sector leadership make it a staple for momentum-based trading strategies when trends are bullish. |
| Value investor | Weak fit | The technology sector often trades at high valuation multiples, which is typically contrary to value investing principles. |
| Dividend/Income investor | Mixed fit | While some holdings pay dividends, the sector's focus on capital reinvestment results in lower yields compared to income-focused funds. |
| Low-risk investor | Weak fit | High concentration and sector volatility make this fund unsuitable for risk-averse portfolios. |
Investor Profile
Ideal Investor Profile
Investors seeking long-term growth who are comfortable with sector-specific volatility and high concentration risk.
Suitability
Best suited for long-term growth-oriented investors and active traders who need liquidity.
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Volatility | High | Technology stocks are prone to sharp price swings based on earnings reports and market sentiment. |
| Market risk | High | The fund is fully exposed to systemic market corrections affecting the equity markets. |
| Concentration | High | Heavy weighting in a small number of mega-cap companies increases susceptibility to idiosyncratic risks. |
| Tracking/expense | Low | The fund maintains a low expense ratio and minimal tracking error, posing little risk to investors. |
| Liquidity | Low | High trading volume ensures that investors can enter or exit positions with minimal price impact. |
| Business/sector quality | Medium | The tech sector is subject to rapid innovation cycles and evolving regulatory scrutiny. |
Risk Analysis
Volatility
XLK exhibits higher volatility than the S&P 500 because it is confined to a single sector subject to rapid innovation cycles.
Market Risk
The fund carries systemic market risk; its performance is highly correlated with the overall health of the technology sector and broader stock market.
What the ETF Owns
| Exposure Type | Exposure | Weight (%) | Retail Investor Read |
|---|---|---|---|
| Single stock | Microsoft Corporation (MSFT) | 22 | Microsoft is a dominant software and cloud computing provider, serving as a primary driver of the fund's performance. |
| Single stock | NVIDIA Corporation (NVDA) | 20 | NVIDIA is a leader in semiconductor and AI chip technology, significantly influencing the fund's growth potential. |
| Single stock | Apple Inc. (AAPL) | 18 | Apple provides broad exposure to consumer electronics and services, acting as a core holding for the fund. |
| Industry | Other Technology Components | 40 | This portion includes diversified holdings across IT services, software, and hardware manufacturing. |
Price Behavior
Strong Uptrend
The stock has maintained a strong upward price trend across the last three quarters.
Smooth
The stock has moved along a generally orderly path with only modest fluctuations.
Analysis of Past Performance
Type ETF | Historic Profit 75.44% | Avg. Invested days 69 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  5.0 | ETF Returns Performance  5.0 |
| Profits based on simulation | Last Close 09/17/2026 |
ETF Fundamentals 
Source: EOD Historical Data • Updated Sep 18, 2026
Fund Basics
| Metric | Value |
|---|---|
| Fund Size (AUM) | $119.39B |
| Issuer | State Street Investment Management |
| Expense Ratio | 0.09% |
| Distribution Yield | 0.43% |
| Inception | Dec 16, 1998 |
Performance
| Period | Total Return |
|---|---|
| YTD | +28.06% |
| 1 Year | +35.76% |
| 3 Year | +30.48% |
| 5 Year | +19.31% |
| 10 Year | +24.04% |
Risk Metrics
| Metric | Value |
|---|---|
| 1Y Volatility | 31.53% |
| 3Y Volatility | 23.25% |
| 3Y Sharpe Ratio | 1.03 |
Ratings
| Metric | Value |
|---|---|
| Morningstar Rating | ★★★★★ |
| Sustainability Rating | 5 / 5 |
| Benchmark | MSCI ACWI NR USD |
Market Cap Distribution
| Cap Size | Weight |
|---|---|
| Mega Cap | 50.60% |
| Large Cap | 39.97% |
| Mid Cap | 8.88% |
| Small Cap | 0.44% |
Top Sectors
| Sector | Weight |
|---|---|
| Technology | 100.00% |
| Basic Materials | 0.00% |
| Consumer Cyclicals | 0.00% |
| Financial Services | 0.00% |
Asset Allocation
Portfolio Characteristics
| Metric | Value |
|---|---|
| Portfolio P/E | 23.16x |
| Portfolio P/B | 9.1x |
| Portfolio P/S | 7.16x |
| Holdings Turnover | 19.0% |
Top Holdings
| Holding | Weight |
|---|---|
| NVIDIA | 13.89% |
| Apple | 13.30% |
| Microsoft | 10.21% |
| Broadcom | 4.44% |
| Advanced Micro Devices | 4.17% |
Upturn AI Summary
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
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