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Upturn AI SWOT - About
Abacus Life Inc. (ABL)
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Upturn Advisory Summary
07/02/2025: ABL (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $13.7
1 Year Target Price $13.7
| 3 | Strong Buy |
| 2 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -4.23% | Avg. Invested days 30 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 07/02/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 518.70M USD | Price to earnings Ratio - | 1Y Target Price 13.7 |
Price to earnings Ratio - | 1Y Target Price 13.7 | ||
Volume (30-day avg) 5 | Beta 0.1 | 52 Weeks Range 4.60 - 11.86 | Updated Date 07/2/2025 |
52 Weeks Range 4.60 - 11.86 | Updated Date 07/2/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.27 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -13.35% | Operating Margin (TTM) 39.4% |
Management Effectiveness
Return on Assets (TTM) 2.42% | Return on Equity (TTM) -6.07% |
Valuation
Trailing PE - | Forward PE 10.57 | Enterprise Value 840977677 | Price to Sales(TTM) 3.85 |
Enterprise Value 840977677 | Price to Sales(TTM) 3.85 | ||
Enterprise Value to Revenue 6.25 | Enterprise Value to EBITDA 35.61 | Shares Outstanding 97867800 | Shares Floating 31041717 |
Shares Outstanding 97867800 | Shares Floating 31041717 | ||
Percent Insiders 63.52 | Percent Institutions 28.63 |
Analyst Ratings
Rating 2 | Target Price 13.7 | Buy 2 | Strong Buy 3 |
Buy 2 | Strong Buy 3 | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Abacus Life Inc.
Company Overview
History and Background
Abacus Life, Inc. was founded in 2004. They specialize in purchasing life insurance policies from individuals.
Core Business Areas
- Policy Origination: Sourcing and acquiring life insurance policies from policyholders.
- Investment Management: Managing the acquired life insurance policies as investment assets.
Leadership and Structure
Jay Jackson serves as the CEO. The company structure involves teams for policy origination, underwriting, and portfolio management.
Top Products and Market Share
Key Offerings
- Life Insurance Policy Acquisitions: Purchasing life insurance policies from policyholders who no longer need or want them. Market share data is limited, as the industry is fragmented. Competitors include GWG Holdings (in bankruptcy) and Coventry First (private). Revenue from this product depends on the size and quantity of the Life insurance policies acquired.
Market Dynamics
Industry Overview
The life settlement industry involves purchasing existing life insurance policies for a value greater than the cash surrender value but less than the death benefit. It's driven by aging populations and increasing financial needs of policyholders.
Positioning
Abacus Life positions itself as a leading purchaser of life insurance policies, offering liquidity solutions for policyholders. They have a streamlined process and strong relationships with financial advisors.
Total Addressable Market (TAM)
The life settlement TAM is estimated to be in the tens of billions of dollars annually. Abacus Life is positioned to capture a significant share of this market through its origination and investment strategies.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Established network of financial advisors
- Proprietary underwriting process
- Strong capital base
Weaknesses
- Dependence on external funding
- Regulatory risks
- Concentration of policy acquisitions
- Potential for adverse selection
Opportunities
- Growing demand for life settlements
- Expansion into new markets
- Strategic partnerships
- Technological advancements
Threats
- Changes in regulations
- Increased competition
- Fluctuations in interest rates
- Economic downturn
Competitors and Market Share
Key Competitors
- Coventry First (Private)
- GWG Holdings (GWGHQ)
Competitive Landscape
Abacus Life has a solid position because GWG is in bankruptcy. They are competitive in the life settlement market due to their underwriting and extensive network, but rely on external funding, which could cause issues in the long run.
Growth Trajectory and Initiatives
Historical Growth: Historical growth is dependent upon market trends and access to financial data.
Future Projections: Future projections depends on analyst estimates, which are not available without financial data.
Recent Initiatives: Recent initiatives is dependent on the company's strategy and access to data.
Summary
Abacus Life, Inc. operates in the life settlement industry, purchasing life insurance policies. They have a strong capital base and an experienced management team, but there is dependence on external funding. Opportunities lie in growing demand and market expansion, but they face regulatory risks and increasing competition. Overall, Abacus Life appears moderately strong, but requires monitoring of regulatory landscape and potential shifts in market dynamics.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Industry Reports
Disclaimers:
The data provided is for informational purposes only and should not be considered financial advice. Market share estimates are based on available information and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Abacus Life Inc.
Exchange NASDAQ | Headquaters Orlando, FL, United States | ||
IPO Launch date 2020-09-14 | CEO, President & Chairman Mr. Jay J. Jackson | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 157 | Website https://abacuslife.com |
Full time employees 157 | Website https://abacuslife.com | ||
Abacus Global Management, Inc. operates as an alternative asset manager and market maker in the United States. It operates in five segments: Active Management, Originations, Asset Management, Portfolio Servicing, and Technology Services. The Active Management segment is involved in the buying, selling, and trading of policies; and the maintenance of policies until receipt of death benefits. Its Originations segment originates life insurance policy settlements between investors or buyers, and the sellers, who are often the original policy owners. The Asset Management segment provides asset management services to investors investing in alternative investment and equity portfolio funds based on fund investment agreements. Its Portfolio Servicing segment offers policy services to customers on a contract basis. The Technology Services segment provides real-time mortality verification, missing participant verification, and other services specific to the life insurance market services to customers on a contract basis. It sells its products through financial advisors or agents, direct-to-consumer, and traditional life settlements intermediaries. The company was formerly known as Abacus Life, Inc. and changed its name to Abacus Global Management, Inc. in February 2025. Abacus Global Management, Inc. was founded in 2004 and is headquartered in Orlando, Florida.
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