Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
Abacus Life Inc. (ABL)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
10/20/2025: ABL (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $13.1
1 Year Target Price $13.1
| 3 | Strong Buy |
| 2 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -5.74% | Avg. Invested days 29 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/20/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 525.65M USD | Price to earnings Ratio - | 1Y Target Price 13.1 |
Price to earnings Ratio - | 1Y Target Price 13.1 | ||
Volume (30-day avg) 5 | Beta -0.01 | 52 Weeks Range 4.60 - 9.61 | Updated Date 10/20/2025 |
52 Weeks Range 4.60 - 9.61 | Updated Date 10/20/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.1 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -0.72% | Operating Margin (TTM) 40.54% |
Management Effectiveness
Return on Assets (TTM) 3.67% | Return on Equity (TTM) -0.38% |
Valuation
Trailing PE - | Forward PE 10.57 | Enterprise Value 842213509 | Price to Sales(TTM) 3.25 |
Enterprise Value 842213509 | Price to Sales(TTM) 3.25 | ||
Enterprise Value to Revenue 5.21 | Enterprise Value to EBITDA 16.66 | Shares Outstanding 95921278 | Shares Floating 31447535 |
Shares Outstanding 95921278 | Shares Floating 31447535 | ||
Percent Insiders 58.8 | Percent Institutions 26.82 |
Upturn AI SWOT
Abacus Life Inc.
Company Overview
History and Background
Abacus Life, founded in 2004, operates in the life insurance settlement market, facilitating the purchase of life insurance policies from seniors. The company went public via a SPAC merger in 2023.
Core Business Areas
- Life Settlements: Purchase of life insurance policies from policyholders for more than the cash surrender value but less than the death benefit.
- Annuities: Offers access to structured settlements
- Policy Servicing: Managing life insurance assets by monitoring policy statuses.
Leadership and Structure
Jay Jackson serves as CEO. The company has a standard corporate structure with various departments reporting to executive leadership.
Top Products and Market Share
Key Offerings
- Life Settlements: This is their core business. They acquire life insurance policies. Market share information is not publicly available. Competitors include GWG Holdings (in bankruptcy), Coventry First, and Lighthouse Life.
- Policy Servicing: They provides administrative support. Market share information is not publicly available, it is a smaller portion of their business model. Competitors include third-party administrative services for life insurance.
Market Dynamics
Industry Overview
The life settlement industry involves purchasing existing life insurance policies from individuals. Factors like aging population and increased awareness are driving growth.
Positioning
Abacus Life is a player in the life settlement market, acting as an intermediary between policy sellers and institutional investors. They aim to provide liquidity to policyholders while generating returns for investors.
Total Addressable Market (TAM)
The TAM for life settlements is estimated to be in the tens of billions annually. Abacus Life is positioned to capture a share of this TAM by facilitating policy transactions and servicing assets.
Upturn SWOT Analysis
Strengths
- Established presence in the life settlement market
- Proprietary technology platform for policy valuation
- Strong relationships with institutional investors
- Experienced management team
Weaknesses
- Dependence on market interest rates
- Regulatory scrutiny and compliance requirements
- Potential for adverse selection in policy purchases
- Relatively small scale compared to larger financial institutions
Opportunities
- Expansion into new geographic markets
- Development of new products and services
- Increased awareness of life settlements among consumers
- Strategic acquisitions to expand market share
Threats
- Changes in life expectancy trends
- Increased competition from other life settlement providers
- Economic downturn affecting investor demand
- Unfavorable regulatory changes
Competitors and Market Share
Key Competitors
- LCM
- Coventry First
- Lighthouse Life
Competitive Landscape
Abacus Life's competitive advantage lies in its technology platform and relationships with investors. It faces competition from other life settlement providers.
Major Acquisitions
Longevity Market Assets, LLC
- Year: 2023
- Acquisition Price (USD millions): 110
- Strategic Rationale: Expand portfolio of policies to be managed, and increase assets under management
Growth Trajectory and Initiatives
Historical Growth: Historical growth data is limited due to its recent public listing. Pre-SPAC merger performance would need separate analysis.
Future Projections: Future projections depend on market conditions, management execution, and analyst estimates. Refer to brokerage reports.
Recent Initiatives: Recent initiatives include expanding their technology platform and strengthening relationships with institutional investors.
Summary
Abacus Life is a relatively new public company operating in the life settlement market. Their technology and established relationships are strengths, but they face regulatory scrutiny and competition. Growth depends on market expansion and strategic initiatives, with limited financial data available due to its recent IPO. It needs to be wary of market fluctuations and regulatory changes.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings (10-K, 10-Q)
- Company Website
- Press Releases
- Financial News Outlets
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market share data is estimated and may not be precise. Investors should conduct their own due diligence before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Abacus Life Inc.
Exchange NASDAQ | Headquaters Orlando, FL, United States | ||
IPO Launch date 2020-09-14 | CEO, President & Chairman Mr. Jay J. Jackson | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 157 | Website https://abacuslife.com |
Full time employees 157 | Website https://abacuslife.com | ||
Abacus Global Management, Inc. operates as an alternative asset manager and market maker in the United States. It operates in five segments: Active Management, Originations, Asset Management, Portfolio Servicing, and Technology Services. The Active Management segment is involved in the buying, selling, and trading of policies; and the maintenance of policies until receipt of death benefits. Its Originations segment originates life insurance policy settlements between investors or buyers, and the sellers, who are often the original policy owners. The Asset Management segment provides asset management services to investors investing in alternative investment and equity portfolio funds based on fund investment agreements. Its Portfolio Servicing segment offers policy services to customers on a contract basis. The Technology Services segment provides real-time mortality verification, missing participant verification, and other services specific to the life insurance market services to customers on a contract basis. It sells its products through financial advisors or agents, direct-to-consumer, and traditional life settlements intermediaries. The company was formerly known as Abacus Life, Inc. and changed its name to Abacus Global Management, Inc. in February 2025. Abacus Global Management, Inc. was founded in 2004 and is headquartered in Orlando, Florida.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.