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Upturn AI SWOT - About
Abacus Life Inc. (ABL)
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Upturn Advisory Summary
11/19/2025: ABL (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $13.1
1 Year Target Price $13.1
| 3 | Strong Buy |
| 2 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -5.74% | Avg. Invested days 29 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 11/19/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 598.25M USD | Price to earnings Ratio 122.4 | 1Y Target Price 13.1 |
Price to earnings Ratio 122.4 | 1Y Target Price 13.1 | ||
Volume (30-day avg) 5 | Beta -0.04 | 52 Weeks Range 4.60 - 9.61 | Updated Date 11/19/2025 |
52 Weeks Range 4.60 - 9.61 | Updated Date 11/19/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.05 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date 2025-11-07 | When - | Estimate 0.27 | Actual 0.07 |
Profitability
Profit Margin 5.62% | Operating Margin (TTM) 35.59% |
Management Effectiveness
Return on Assets (TTM) 4.93% | Return on Equity (TTM) 3.18% |
Valuation
Trailing PE 122.4 | Forward PE 10.57 | Enterprise Value 940592877 | Price to Sales(TTM) 3.04 |
Enterprise Value 940592877 | Price to Sales(TTM) 3.04 | ||
Enterprise Value to Revenue 4.79 | Enterprise Value to EBITDA 12.37 | Shares Outstanding 97752855 | Shares Floating 32626970 |
Shares Outstanding 97752855 | Shares Floating 32626970 | ||
Percent Insiders 61.69 | Percent Institutions 30.93 |
Upturn AI SWOT
Abacus Life Inc.
Company Overview
History and Background
Abacus Life, founded in 2004, is a leading buyer of life insurance policies in the secondary market. They facilitate policy sales for seniors, providing liquidity and options beyond traditional surrender.
Core Business Areas
- Policy Origination: Sourcing and purchasing life insurance policies from policyholders seeking to sell their policies for immediate cash.
- Portfolio Management: Managing and servicing a large portfolio of life insurance policies, optimizing investment returns.
- Securitization: Packaging life insurance policies into asset-backed securities for institutional investors.
Leadership and Structure
Jay Jackson serves as the Chief Executive Officer. The company operates with a structured leadership team overseeing different operational divisions. Board composition reflects both internal and external expertise in finance and insurance.
Top Products and Market Share
Key Offerings
- Life Settlement Policies: Acquisition of existing life insurance policies from individuals. The secondary market for life insurance policies is estimated to be in the billions. Abacus competes with other life settlement providers and institutional investors seeking alternative investments. Competitors: Coventry First, GWG Holdings (in bankruptcy), Magna Life Settlements.
- Structured Settlements: Providing immediate cash payments in exchange for future income streams from structured settlements. Market share data is not readily available. Competitors: Peachtree Financial Solutions, J.G. Wentworth.
Market Dynamics
Industry Overview
The life settlement industry is growing, driven by an aging population and increasing awareness of life insurance as an asset. It's subject to regulatory oversight and economic fluctuations.
Positioning
Abacus Life is a prominent player in the life settlement market, known for its experience and scale. It leverages its expertise to offer competitive pricing and efficient transactions.
Total Addressable Market (TAM)
The total addressable market for life settlements is estimated to be in the tens of billions of dollars annually. Abacus Life is positioned to capture a significant portion of this TAM through its established network and financial capabilities.
Upturn SWOT Analysis
Strengths
- Established market presence
- Strong financial backing
- Experienced management team
- Diversified portfolio of policies
Weaknesses
- Reliance on capital markets for funding
- Regulatory risks
- Sensitivity to interest rate changes
- Complex operational processes
Opportunities
- Expanding into new markets
- Developing new financial products
- Increasing awareness of life settlements
- Acquiring smaller competitors
Threats
- Economic downturns
- Changes in mortality rates
- Increased competition
- Adverse regulatory changes
Competitors and Market Share
Key Competitors
- Coventry First (Private)
- Peachtree Financial Solutions (Private)
- J.G. Wentworth (OTCQX: JGWE)
Competitive Landscape
Abacus Life competes on price, service, and financial stability. Its established network and capital resources are key advantages. Smaller competitors may offer more personalized service, but lack the scale of Abacus.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends require access to the company's past financial performance. Refer to Abacus Life Inc.'s financial filings.
Future Projections: Future growth projections are dependent on analyst estimates. Check financial news and analyst reports for projections.
Recent Initiatives: Recent initiatives are best sourced from company press releases and investor presentations.
Summary
Abacus Life is a key player in the life settlement industry with a strong market presence. Their financial expertise and operational scale provide a competitive edge. The company must navigate regulatory complexities and maintain access to capital markets to sustain growth. Changes in mortality rates and increased competition are potential challenges to address.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Financial news sources
Disclaimers:
This analysis is based on publicly available information and is not financial advice. Market share data is estimated and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Abacus Life Inc.
Exchange NASDAQ | Headquaters Orlando, FL, United States | ||
IPO Launch date 2020-09-14 | CEO, President & Chairman Mr. Jay J. Jackson | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 157 | Website https://abacusgm.com |
Full time employees 157 | Website https://abacusgm.com | ||
Abacus Global Management, Inc. operates as an alternative asset manager and market maker in the United States. It operates in five segments: Active Management, Originations, Asset Management, Portfolio Servicing, and Technology Services. The Active Management segment is involved in the buying, selling, and trading of policies; and the maintenance of policies until receipt of death benefits. Its Originations segment originates life insurance policy settlements between investors or buyers, and the sellers, who are often the original policy owners. The Asset Management segment provides asset management services to investors investing in alternative investment and equity portfolio funds based on fund investment agreements. Its Portfolio Servicing segment offers policy services to customers on a contract basis. The Technology Services segment provides real-time mortality verification, missing participant verification, and other services specific to the life insurance market services to customers on a contract basis. It sells its products through financial advisors or agents, direct-to-consumer, and traditional life settlements intermediaries. The company was formerly known as Abacus Life, Inc. and changed its name to Abacus Global Management, Inc. in February 2025. Abacus Global Management, Inc. was founded in 2004 and is headquartered in Orlando, Florida.
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