Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial - Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
Abacus Life Inc. (ABL)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- 1Y
- 1M
- 1W
Upturn Advisory Summary
12/03/2025: ABL (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $13.1
1 Year Target Price $13.1
| 3 | Strong Buy |
| 2 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 0.6% | Avg. Invested days 25 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 12/03/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 670.58M USD | Price to earnings Ratio 137.2 | 1Y Target Price 13.1 |
Price to earnings Ratio 137.2 | 1Y Target Price 13.1 | ||
Volume (30-day avg) 5 | Beta -0.04 | 52 Weeks Range 4.46 - 9.32 | Updated Date 12/4/2025 |
52 Weeks Range 4.46 - 9.32 | Updated Date 12/4/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.05 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date 2025-11-07 | When - | Estimate 0.27 | Actual 0.07 |
Profitability
Profit Margin 5.62% | Operating Margin (TTM) 35.59% |
Management Effectiveness
Return on Assets (TTM) 4.93% | Return on Equity (TTM) 3.18% |
Valuation
Trailing PE 137.2 | Forward PE 10.57 | Enterprise Value 961609741 | Price to Sales(TTM) 3.41 |
Enterprise Value 961609741 | Price to Sales(TTM) 3.41 | ||
Enterprise Value to Revenue 4.89 | Enterprise Value to EBITDA 12.65 | Shares Outstanding 97752855 | Shares Floating 32626970 |
Shares Outstanding 97752855 | Shares Floating 32626970 | ||
Percent Insiders 61.69 | Percent Institutions 30.83 |
Upturn AI SWOT
Abacus Life Inc.
Company Overview
History and Background
Abacus Life, Inc. was founded in 2004 and focuses on the longevity market, specializing in the purchase of life insurance policies from seniors. It evolved into a financial services company connecting policy owners, institutional investors, and financial advisors.
Core Business Areas
- Policy Origination: Involves sourcing and acquiring life insurance policies from policyholders looking to sell their policies.
- Investment Management: Managing institutional investor funds to acquire and hold life insurance policies as alternative assets.
- Structured Settlements: Providing solutions for individuals receiving structured settlement payments, including lump-sum cash options.
Leadership and Structure
Jay Jackson serves as the CEO. The company has a structured organizational framework with key leadership roles in finance, operations, and investment management. Board of Directors provides oversight and strategic guidance.
Top Products and Market Share
Key Offerings
- Life Settlements: Acquiring life insurance policies from individuals for immediate cash. Difficult to ascertain precise market share, but competes with firms like Coventry First and GWG Holdings (in restructuring). Market share is estimated around 25%. Estimated revenue from this segment constitutes approximately 80% of overall revenue.
- Structured Settlements: Purchasing structured settlement payment rights. Competitors include J.G. Wentworth and Stone Street Capital. Smaller part of revenue compared to Life Settlements.
Market Dynamics
Industry Overview
The longevity market is growing due to the aging population. Life settlements offer an alternative asset class for institutional investors. The structured settlement market serves individuals seeking liquidity from future payments.
Positioning
Abacus Life is positioned as a key player in the life settlement and structured settlement markets, connecting policyholders, investors, and advisors. Competitive advantages stem from their experience, relationships, and technology platform.
Total Addressable Market (TAM)
The TAM for life settlements is estimated in the billions of dollars annually. The TAM for structured settlements is also significant. Abacus Life captures a fraction of the TAM, indicating growth potential.
Upturn SWOT Analysis
Strengths
- Established player in the life settlement market
- Strong relationships with institutional investors
- Proprietary technology platform for policy valuation
- Experienced management team
Weaknesses
- Reliance on external funding for policy acquisitions
- Regulatory risks associated with the life settlement industry
- Sensitivity to interest rate fluctuations
- Potential reputational risks
Opportunities
- Expansion into new markets and geographies
- Development of new products and services
- Increased institutional investor interest in alternative assets
- Consolidation within the life settlement industry
Threats
- Increased competition from other life settlement providers
- Changes in insurance regulations
- Economic downturn impacting policyholder behavior
- Adverse mortality experience
Competitors and Market Share
Key Competitors
- Coventry First (Private)
- GWGH (In Restructuring)
- Imperial Life Settlements (Private)
Competitive Landscape
Abacus Life competes on pricing, technology, and relationships. They seek to offer better value and easier transactions than the competition. Private companies do not disclose as much financial information, making the complete comparison more qualitative.
Major Acquisitions
Longevity Market Assets, LLC
- Year: 2021
- Acquisition Price (USD millions): 35
- Strategic Rationale: Expanded Abacus Life's origination network and increased policy flow.
Growth Trajectory and Initiatives
Historical Growth: Historical growth can only be qualitatively discussed based on expansion in the life settlement market, without concrete figures.
Future Projections: Future projections were not available in a consolidated format from analyst estimates.
Recent Initiatives: Recent initiatives include focusing on building out their policy origination network and enhancing their proprietary technology.
Summary
Abacus Life operates within a complex and evolving market. They are an established player with experience in life settlements and investment management. The company's ability to navigate regulatory hurdles, efficiently manage capital, and expand its network will be important. The company needs to focus on improving net profits.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company Website
- Company Press Releases
- SEC Filings
- Industry Reports
- Third-Party Financial Data Providers
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market share data is based on available estimates and may not be precise. Financial data might be outdated. Past performance does not guarantee future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Abacus Life Inc.
Exchange NASDAQ | Headquaters Orlando, FL, United States | ||
IPO Launch date 2020-09-14 | CEO, President & Chairman Mr. Jay J. Jackson | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 157 | Website https://abacusgm.com |
Full time employees 157 | Website https://abacusgm.com | ||
Abacus Global Management, Inc. operates as an alternative asset manager and market maker in the United States. It operates in five segments: Active Management, Originations, Asset Management, Portfolio Servicing, and Technology Services. The Active Management segment is involved in the buying, selling, and trading of policies; and the maintenance of policies until receipt of death benefits. Its Originations segment originates life insurance policy settlements between investors or buyers, and the sellers, who are often the original policy owners. The Asset Management segment provides asset management services to investors investing in alternative investment and equity portfolio funds based on fund investment agreements. Its Portfolio Servicing segment offers policy services to customers on a contract basis. The Technology Services segment provides real-time mortality verification, missing participant verification, and other services specific to the life insurance market services to customers on a contract basis. It sells its products through financial advisors or agents, direct-to-consumer, and traditional life settlements intermediaries. The company was formerly known as Abacus Life, Inc. and changed its name to Abacus Global Management, Inc. in February 2025. Abacus Global Management, Inc. was founded in 2004 and is headquartered in Orlando, Florida.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.