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ABL
Upturn stock ratingUpturn stock rating

Abacus Life Inc. (ABL)

Upturn stock ratingUpturn stock rating
$5.14
Last Close (24-hour delay)
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PASS
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
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Upturn Advisory Summary

06/30/2025: ABL (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

5 Analysts rated it

Moderately tracked stock, growing coverage, gaining market and investor attention.

1 Year Target Price $13.7

1 Year Target Price $13.7

Analysts Price Target For last 52 week
$13.7Target price
Low$4.6
Current$5.14
high$11.86

Analysis of Past Performance

Type Stock
Historic Profit -4.23%
Avg. Invested days 30
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 2.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/30/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 444.53M USD
Price to earnings Ratio -
1Y Target Price 13.7
Price to earnings Ratio -
1Y Target Price 13.7
Volume (30-day avg) 5
Beta 0.1
52 Weeks Range 4.60 - 11.86
Updated Date 06/30/2025
52 Weeks Range 4.60 - 11.86
Updated Date 06/30/2025
Dividends yield (FY) -
Basic EPS (TTM) -0.27

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -13.35%
Operating Margin (TTM) 39.4%

Management Effectiveness

Return on Assets (TTM) 2.42%
Return on Equity (TTM) -6.07%

Valuation

Trailing PE -
Forward PE 10.57
Enterprise Value 766812558
Price to Sales(TTM) 3.3
Enterprise Value 766812558
Price to Sales(TTM) 3.3
Enterprise Value to Revenue 5.7
Enterprise Value to EBITDA 32.47
Shares Outstanding 95804800
Shares Floating 31041717
Shares Outstanding 95804800
Shares Floating 31041717
Percent Insiders 63.52
Percent Institutions 28.63

Analyst Ratings

Rating 3
Target Price 13.7
Buy 2
Strong Buy 3
Buy 2
Strong Buy 3
Hold -
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Abacus Life Inc.

stock logo

Company Overview

overview logo History and Background

Abacus Life, Inc. was founded in 2004. They specialize in purchasing life insurance policies from individuals.

business area logo Core Business Areas

  • Policy Origination: Sourcing and acquiring life insurance policies from policyholders.
  • Investment Management: Managing the acquired life insurance policies as investment assets.

leadership logo Leadership and Structure

Jay Jackson serves as the CEO. The company structure involves teams for policy origination, underwriting, and portfolio management.

Top Products and Market Share

overview logo Key Offerings

  • Life Insurance Policy Acquisitions: Purchasing life insurance policies from policyholders who no longer need or want them. Market share data is limited, as the industry is fragmented. Competitors include GWG Holdings (in bankruptcy) and Coventry First (private). Revenue from this product depends on the size and quantity of the Life insurance policies acquired.

Market Dynamics

industry overview logo Industry Overview

The life settlement industry involves purchasing existing life insurance policies for a value greater than the cash surrender value but less than the death benefit. It's driven by aging populations and increasing financial needs of policyholders.

Positioning

Abacus Life positions itself as a leading purchaser of life insurance policies, offering liquidity solutions for policyholders. They have a streamlined process and strong relationships with financial advisors.

Total Addressable Market (TAM)

The life settlement TAM is estimated to be in the tens of billions of dollars annually. Abacus Life is positioned to capture a significant share of this market through its origination and investment strategies.

Upturn SWOT Analysis

Strengths

  • Experienced management team
  • Established network of financial advisors
  • Proprietary underwriting process
  • Strong capital base

Weaknesses

  • Dependence on external funding
  • Regulatory risks
  • Concentration of policy acquisitions
  • Potential for adverse selection

Opportunities

  • Growing demand for life settlements
  • Expansion into new markets
  • Strategic partnerships
  • Technological advancements

Threats

  • Changes in regulations
  • Increased competition
  • Fluctuations in interest rates
  • Economic downturn

Competitors and Market Share

competitor logo Key Competitors

  • Coventry First (Private)
  • GWG Holdings (GWGHQ)

Competitive Landscape

Abacus Life has a solid position because GWG is in bankruptcy. They are competitive in the life settlement market due to their underwriting and extensive network, but rely on external funding, which could cause issues in the long run.

Growth Trajectory and Initiatives

Historical Growth: Historical growth is dependent upon market trends and access to financial data.

Future Projections: Future projections depends on analyst estimates, which are not available without financial data.

Recent Initiatives: Recent initiatives is dependent on the company's strategy and access to data.

Summary

Abacus Life, Inc. operates in the life settlement industry, purchasing life insurance policies. They have a strong capital base and an experienced management team, but there is dependence on external funding. Opportunities lie in growing demand and market expansion, but they face regulatory risks and increasing competition. Overall, Abacus Life appears moderately strong, but requires monitoring of regulatory landscape and potential shifts in market dynamics.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Website
  • SEC Filings
  • Industry Reports

Disclaimers:

The data provided is for informational purposes only and should not be considered financial advice. Market share estimates are based on available information and may not be precise.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Abacus Life Inc.

Exchange NASDAQ
Headquaters Orlando, FL, United States
IPO Launch date 2020-09-14
CEO, President & Chairman Mr. Jay J. Jackson
Sector Financial Services
Industry Insurance - Life
Full time employees 157
Full time employees 157

Abacus Global Management, Inc. operates as an alternative asset manager and market maker in the United States. It operates in five segments: Active Management, Originations, Asset Management, Portfolio Servicing, and Technology Services. The Active Management segment is involved in the buying, selling, and trading of policies; and the maintenance of policies until receipt of death benefits. Its Originations segment originates life insurance policy settlements between investors or buyers, and the sellers, who are often the original policy owners. The Asset Management segment provides asset management services to investors investing in alternative investment and equity portfolio funds based on fund investment agreements. Its Portfolio Servicing segment offers policy services to customers on a contract basis. The Technology Services segment provides real-time mortality verification, missing participant verification, and other services specific to the life insurance market services to customers on a contract basis. It sells its products through financial advisors or agents, direct-to-consumer, and traditional life settlements intermediaries. The company was formerly known as Abacus Life, Inc. and changed its name to Abacus Global Management, Inc. in February 2025. Abacus Global Management, Inc. was founded in 2004 and is headquartered in Orlando, Florida.