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Upturn AI SWOT - About
ABR 
Arbor Realty Trust (ABR)
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Upturn Advisory Summary
07/03/2025: ABR (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $11.38
1 Year Target Price $11.38
| 0 | Strong Buy |
| 1 | Buy |
| 1 | Hold |
| 2 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 29.3% | Avg. Invested days 39 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 07/03/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.27B USD | Price to earnings Ratio 10.58 | 1Y Target Price 11.38 |
Price to earnings Ratio 10.58 | 1Y Target Price 11.38 | ||
Volume (30-day avg) 4 | Beta 1.29 | 52 Weeks Range 8.43 - 14.53 | Updated Date 07/4/2025 |
52 Weeks Range 8.43 - 14.53 | Updated Date 07/4/2025 | ||
Dividends yield (FY) 11.21% | Basic EPS (TTM) 1.03 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 38.7% | Operating Margin (TTM) 39.22% |
Management Effectiveness
Return on Assets (TTM) 1.79% | Return on Equity (TTM) 7.99% |
Valuation
Trailing PE 10.58 | Forward PE - | Enterprise Value 12481014784 | Price to Sales(TTM) 3.71 |
Enterprise Value 12481014784 | Price to Sales(TTM) 3.71 | ||
Enterprise Value to Revenue 14.11 | Enterprise Value to EBITDA - | Shares Outstanding 192160000 | Shares Floating 184454607 |
Shares Outstanding 192160000 | Shares Floating 184454607 | ||
Percent Insiders 2.65 | Percent Institutions 57.92 |
Upturn AI SWOT
Arbor Realty Trust
Company Overview
History and Background
Arbor Realty Trust, Inc. was founded in 2003. It is a real estate investment trust (REIT) focused on originating and servicing loans for multifamily and commercial real estate properties. Arbor has grown through strategic acquisitions and expansion of its product offerings.
Core Business Areas
- Structured Lending: Originates and services bridge loans, mezzanine loans, and preferred equity investments.
- Agency Lending: Originates and services mortgage loans insured or guaranteed by government agencies, such as Fannie Mae, Freddie Mac, and HUD.
- Servicing: Manages a significant portfolio of loans, providing servicing, asset management, and other related services.
Leadership and Structure
Ivan Kaufman serves as the Chairman, President and CEO. The company operates with a board of directors and a management team overseeing various departments including origination, servicing, and finance.
Top Products and Market Share
Key Offerings
- Bridge Loans: Short-term financing for property acquisitions, renovations, or repositioning. Market share is difficult to pinpoint exactly but Arbor is a significant player in this segment. Competitors include Blackstone Mortgage Trust, Starwood Property Trust.
- Agency Loans (Fannie Mae, Freddie Mac, HUD): Long-term, fixed-rate financing for multifamily properties. Arbor is a top-tier lender in this space. Competitors include Walker & Dunlop, Greystone.
- CMBS: These commercial mortgage backed securities are a type of loan product with competition from all REITs and mortgage finance companies.
Market Dynamics
Industry Overview
The commercial real estate finance industry is influenced by interest rates, property values, and macroeconomic conditions. Demand for financing is driven by property acquisitions, development, and refinancing activities. REITs, banks, insurance companies, and private equity firms compete for market share.
Positioning
Arbor Realty Trust is a leading player in the multifamily and commercial real estate finance market, with a strong focus on agency lending and structured finance. Its competitive advantages include its established relationships with government agencies, its servicing platform, and its expertise in originating and managing loans.
Total Addressable Market (TAM)
The TAM for commercial real estate lending is in the trillions of dollars. Arbor is positioned to capture a portion of this market through its focus on multifamily properties and its expertise in agency lending. The Mortgage Bankers Association (MBA) estimates total commercial and multifamily mortgage borrowing and lending will reach $797 billion in 2024.
Upturn SWOT Analysis
Strengths
- Strong relationships with Fannie Mae, Freddie Mac, and HUD
- Experienced management team
- Large servicing portfolio
- Diversified loan portfolio
- Established platform and reputation
Weaknesses
- Sensitivity to interest rate fluctuations
- Reliance on government agencies
- Concentration in multifamily properties
- Complex regulatory environment
- High dividend payout ratio can limit retained earnings
Opportunities
- Expansion into new geographic markets
- Growth in the demand for multifamily housing
- Increase in commercial real estate investment
- Development of new loan products
- Potential acquisitions of smaller lenders
Threats
- Rising interest rates
- Economic slowdown
- Increased competition
- Changes in government regulations
- Credit risk and potential loan losses
Competitors and Market Share
Key Competitors
- BXMT
- STWD
- WMC
- GPMT
Competitive Landscape
Arbor competes with other REITs, banks, and insurance companies. Arboru2019s expertise in multifamily finance and agency lending provide a competitive advantage.
Major Acquisitions
Arbor Commercial Mortgage
- Year: 2005
- Acquisition Price (USD millions): 76
- Strategic Rationale: To increase market share in the agency lending business.
Growth Trajectory and Initiatives
Historical Growth: Arbor Realty Trust has experienced significant growth in recent years, driven by its expansion in agency lending and structured finance.
Future Projections: Analyst estimates for Arbor Realty Trust's future growth vary. These projections take into account factors such as interest rates, economic conditions, and the company's strategic initiatives.
Recent Initiatives: Arbor Realty Trust has undertaken several recent strategic initiatives, including expanding its product offerings, investing in technology, and strengthening its relationships with key partners.
Summary
Arbor Realty Trust is a leading REIT with a focus on multifamily and commercial real estate finance. Its strengths include its relationships with government agencies, its servicing platform, and its experienced management team. However, the company faces challenges related to interest rate fluctuations, economic conditions, and increased competition. Recent strategic initiatives and diversification efforts are aimed at sustaining growth.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Investor Relations
- Industry Reports
- Mortgage Bankers Association (MBA)
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market share percentages are estimates and subject to change. Consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Arbor Realty Trust
Exchange NYSE | Headquaters Uniondale, NY, United States | ||
IPO Launch date 2004-04-07 | Chairman, President & CEO Mr. Ivan Paul Kaufman J.D. | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 659 | Website https://arbor.com |
Full time employees 659 | Website https://arbor.com | ||
Arbor Realty Trust, Inc. invests in a diversified portfolio of structured finance assets in the multifamily, single-family rental, and commercial real estate markets in the United States. The company operates through Structured Business and Agency Business segments. It primarily invests in bridge and mezzanine loans, including junior participating interests in first mortgages, and preferred and direct equity, as well as real estate-related joint ventures, real estate-related notes, and various mortgage-related securities. In addition, the company offers bridge financing products to borrowers who seek short-term capital to be used in an acquisition of property; financing by making preferred equity investments in entities that directly or indirectly own real property; mezzanine financing in the form of loans that are subordinate to a conventional first mortgage loan and senior to the borrower's equity in a transaction; junior participation financing in the form of a junior participating interest in the senior debt; and financing products to borrowers who are looking to acquire conventional, workforce, and affordable single-family housing. Further, it underwrites, originates, sells, and services multifamily mortgage loans through conduit/commercial mortgage-backed securities programs. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was incorporated in 2003 and is headquartered in Uniondale, New York.
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