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AGM logo AGM
Upturn stock ratingUpturn stock rating
AGM logo

Federal Agricultural Mortgage Corporation (AGM)

Upturn stock ratingUpturn stock rating
$191.26
Last Close (24-hour delay)
Profit since last BUY-1.29%
upturn advisory
Consider higher Upturn Star rating
BUY since 17 days
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Upturn Advisory Summary

09/15/2025: AGM (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

2 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $226

1 Year Target Price $226

Analysts Price Target For last 52 week
$226 Target price
52w Low $157.14
Current$191.26
52w High $210.65

Analysis of Past Performance

Type Stock
Historic Profit -20.68%
Avg. Invested days 31
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 2.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 09/15/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 2.06B USD
Price to earnings Ratio 11.6
1Y Target Price 226
Price to earnings Ratio 11.6
1Y Target Price 226
Volume (30-day avg) 2
Beta 1.02
52 Weeks Range 157.14 - 210.65
Updated Date 09/15/2025
52 Weeks Range 157.14 - 210.65
Updated Date 09/15/2025
Dividends yield (FY) 2.93%
Basic EPS (TTM) 16.97

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 57.22%
Operating Margin (TTM) 69.62%

Management Effectiveness

Return on Assets (TTM) 0.67%
Return on Equity (TTM) 13.85%

Valuation

Trailing PE 11.6
Forward PE 9.86
Enterprise Value 32556724224
Price to Sales(TTM) 5.59
Enterprise Value 32556724224
Price to Sales(TTM) 5.59
Enterprise Value to Revenue 86.14
Enterprise Value to EBITDA -
Shares Outstanding 9402840
Shares Floating 10290133
Shares Outstanding 9402840
Shares Floating 10290133
Percent Insiders 1.21
Percent Institutions 84.18

ai summary icon Upturn AI SWOT

Federal Agricultural Mortgage Corporation

stock logo

Company Overview

overview logo History and Background

Federal Agricultural Mortgage Corporation, known as Farmer Mac, was chartered by Congress in 1987 to provide a secondary market for agricultural real estate and rural infrastructure loans. It aims to increase the availability and affordability of credit for American agriculture.

business area logo Core Business Areas

  • Farm & Ranch: Provides guarantees for agricultural real estate loans, increasing liquidity for lenders.
  • USDA Guarantees: Purchases the guaranteed portions of USDA farm program loans.
  • Rural Infrastructure: Finances infrastructure projects in rural areas, such as utilities and community facilities.
  • Institutional Credit: Offers a variety of credit products to agricultural lenders.

leadership logo Leadership and Structure

Farmer Mac is led by a Board of Directors and an executive management team. The company operates with a structure focused on managing credit risk and serving its customer base in agricultural finance.

Top Products and Market Share

overview logo Key Offerings

  • AgVantage Securities: Bonds backed by agricultural mortgages. Market share is difficult to define precisely, as Farmer Mac operates within a broader agricultural lending market. Competitors include commercial banks, Farm Credit System institutions, and other securitization programs. These bonds are a component of the larger market of mortgage backed securities.
  • USDA Guarantees Purchase Program: Purchase of USDA guaranteed agricultural loans. Market share data is not readily available. The primary competitor is the direct lending by commercial banks with the USDA guarantee.
  • Rural Infrastructure Finance: Financing for rural infrastructure projects. Market share data is not publicly available. Competitors consist of commercial banks and municipal bonds.

Market Dynamics

industry overview logo Industry Overview

The agricultural finance industry is driven by factors like commodity prices, interest rates, farm income, and government policies. It's a cyclical industry tied to the agricultural economy.

Positioning

Farmer Mac occupies a niche as a government-sponsored enterprise (GSE), providing liquidity and support to the agricultural lending market. Its competitive advantage lies in its implied government backing and expertise in agricultural finance.

Total Addressable Market (TAM)

The total addressable market for agricultural lending in the US is estimated to be in the hundreds of billions of dollars. Farmer Mac is positioned to facilitate a portion of this market, enhancing its overall performance and financial opportunities.

Upturn SWOT Analysis

Strengths

  • GSE status provides access to capital and regulatory advantages.
  • Expertise in agricultural finance.
  • Guaranteed securities attract investors.
  • Strong relationships with agricultural lenders.

Weaknesses

  • Sensitivity to agricultural economic cycles.
  • Reliance on government policies.
  • Limited product diversification.
  • Concentration of risk in the agricultural sector.

Opportunities

  • Expansion into new agricultural finance products.
  • Increased demand for rural infrastructure financing.
  • Partnerships with fintech companies.
  • Growing focus on sustainable agriculture.

Threats

  • Changes in government regulations.
  • Downturns in the agricultural economy.
  • Increased competition from other lenders.
  • Rising interest rates.

Competitors and Market Share

competitor logo Key Competitors

  • AGCO
  • DE
  • CNHI

Competitive Landscape

Farmer Mac differentiates itself with its GSE status. Competitors are primarily commercial banks and the Farm Credit System, which offer similar lending products without a guarantee component.

Growth Trajectory and Initiatives

Historical Growth: Please refer to current data.

Future Projections: Please refer to current data.

Recent Initiatives: Please refer to current data.

Summary

Farmer Mac benefits from its GSE status, bolstering agricultural lending. However, its dependency on the agricultural economy and government policies present vulnerabilities. Strategic diversification and adaptation to market trends are key to its future success.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Farmer Mac Annual Reports
  • SEC Filings
  • Industry Reports
  • Analyst Estimates

Disclaimers:

The information provided is for informational purposes only and does not constitute financial advice. Market share data may be estimated based on available information.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Federal Agricultural Mortgage Corporation

Exchange NYSE
Headquaters Washington, DC, United States
IPO Launch date 1995-08-18
President & CEO Mr. Bradford Todd Nordholm
Sector Financial Services
Industry Credit Services
Full time employees 191
Full time employees 191

Federal Agricultural Mortgage Corporation provides a secondary market for various loans made to borrowers in the United States. It operates through seven segments: Farm & Ranch, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments. The company is involved in a line of agricultural finance business, including purchasing and retaining eligible loans and securities; guaranteeing the payment of principal and interest on securities that represent interests in, or obligations secured by pools of eligible loans; servicing eligible loans; and issuing long-term standby purchase commitments for designated eligible loans. It also engages in the purchasing and guaranteeing of securities issued by lenders and other financial institutions that are secured by pools of eligible loans, loans for electric or telecommunications facilities by lenders organized as cooperatives to borrowers; and loans to rural electric generation and transmission cooperatives and distribution cooperatives, as well as AgVantage securities secured by those types of loans. Federal Agricultural Mortgage Corporation was incorporated in 1987 and is headquartered in Washington, the District of Columbia.