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Upturn AI SWOT - About
AGM 
Federal Agricultural Mortgage (AGM)
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Upturn Advisory Summary
02/12/2025: AGM (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 7.13% | Avg. Invested days 34 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 02/12/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.83B USD | Price to earnings Ratio 10.62 | 1Y Target Price 227 |
Price to earnings Ratio 10.62 | 1Y Target Price 227 | ||
Volume (30-day avg) 32866 | Beta 1.03 | 52 Weeks Range 159.64 - 214.00 | Updated Date 04/25/2025 |
52 Weeks Range 159.64 - 214.00 | Updated Date 04/25/2025 | ||
Dividends yield (FY) 3.39% | Basic EPS (TTM) 16.45 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 57.46% | Operating Margin (TTM) 69.85% |
Management Effectiveness
Return on Assets (TTM) 0.68% | Return on Equity (TTM) 14.29% |
Valuation
Trailing PE 10.62 | Forward PE 10.17 | Enterprise Value 30662619136 | Price to Sales(TTM) 5.09 |
Enterprise Value 30662619136 | Price to Sales(TTM) 5.09 | ||
Enterprise Value to Revenue 84.09 | Enterprise Value to EBITDA - | Shares Outstanding 9360480 | Shares Floating 10236220 |
Shares Outstanding 9360480 | Shares Floating 10236220 | ||
Percent Insiders 1.33 | Percent Institutions 82.2 |
Analyst Ratings
Rating 4 | Target Price 218 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Federal Agricultural Mortgage
Company Overview
History and Background
Federal Agricultural Mortgage Corporation, known as Farmer Mac, was established in 1987 to provide a secondary market for agricultural real estate and rural infrastructure loans. It was created in response to the farm crisis of the 1980s and has evolved to support a diverse range of agricultural lending needs.
Core Business Areas
- Farm & Ranch: Purchases or guarantees newly originated or existing agricultural real estate loans. This segment focuses on agricultural mortgages for farmland, rural homes, and other agricultural properties.
- USDA Guarantees: Purchases the portions of agricultural loans guaranteed by the United States Department of Agriculture (USDA). This includes loans for rural utilities and renewable energy projects.
- Institutional Lending: Provides financing solutions to agricultural lenders, including community banks, Farm Credit System institutions, and other financial institutions.
- Rural Infrastructure: Provides financing for rural infrastructure projects, such as water and waste disposal facilities, essential for supporting rural communities.
Leadership and Structure
Farmer Mac is led by a Board of Directors and an executive management team. The CEO is Bradford T. Nordholm. The organizational structure is designed to support its core business segments and ensure effective risk management.
Top Products and Market Share
Key Offerings
- Agribusiness Finance: Provides financing for agricultural businesses, including processing plants, storage facilities, and other agribusinesses. Market share data is difficult to pinpoint precisely due to the fragmented nature of the agricultural lending market, but Farmer Mac is a significant player. Competitors include Rabobank, CoBank, and regional banks. Revenue from this product fluctuates based on demand and market conditions, but represents a substantial portion of Farmer Mac's portfolio.
- Farm & Ranch Mortgage-Backed Securities (MBS): Farmer Mac guarantees securities backed by pools of agricultural mortgages, which helps to attract investors to the agricultural sector. Specific market share data for MBS is unavailable. Competitors include other government-sponsored enterprises (GSEs) and private-label securitization programs. MBS are a core component of Farmer Mac's strategy.
Market Dynamics
Industry Overview
The agricultural lending market is influenced by factors such as commodity prices, interest rates, farm income, and government policies. The market is generally stable but can be volatile due to weather-related events and global economic conditions.
Positioning
Farmer Mac is positioned as a key provider of liquidity and stability to the agricultural lending market. Its competitive advantages include its government-sponsored enterprise (GSE) status, its expertise in agricultural finance, and its ability to access capital markets.
Total Addressable Market (TAM)
The total addressable market for agricultural lending in the US is estimated to be in the hundreds of billions of dollars. Farmer Mac is well-positioned to serve a significant portion of this market by providing financing solutions for farmers, ranchers, and rural communities.
Upturn SWOT Analysis
Strengths
- GSE status provides access to lower-cost capital.
- Expertise in agricultural finance.
- Strong relationships with agricultural lenders.
- Guaranteed securities enhance market liquidity.
Weaknesses
- Exposure to agricultural commodity price volatility.
- Dependence on government policies and regulations.
- Limited brand recognition compared to larger financial institutions.
- Geographic concentration in agricultural regions.
Opportunities
- Growing demand for agricultural finance due to increasing global population.
- Expansion into new agricultural sectors, such as renewable energy.
- Increased collaboration with community banks and other lenders.
- Technological advancements to improve efficiency and reduce costs.
Threats
- Changes in government policies or regulations.
- Economic downturns or agricultural crises.
- Competition from other financial institutions.
- Climate change and its impact on agricultural production.
Competitors and Market Share
Key Competitors
- AGCO
- DE
- COBK
Competitive Landscape
Farmer Mac's competitive advantages include its GSE status and its expertise in agricultural finance. Its disadvantages include its smaller size compared to larger financial institutions.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Farmer Mac's historical growth has been driven by its ability to provide financing solutions for the agricultural sector. Growth rates have varied depending on market conditions and government policies.
Future Projections: Future growth projections depend on analyst estimates. Analyst estimates vary.
Recent Initiatives: Recent initiatives include expanding into new agricultural sectors and collaborating with community banks to increase lending capacity.
Summary
Farmer Mac plays a vital role in supporting the agricultural economy through its financing and guarantee programs. The company benefits from its GSE status, providing access to lower-cost capital. Potential threats include fluctuating commodity prices and changes in government regulations. Farmer Mac's strategic initiatives focusing on expansion and collaboration position it for future growth. It should continue to monitor and adapt to market conditions to maintain its stability.
Similar Companies
AGCO
AGCO Corporation
AGCO
AGCO Corporation
DE
Deere & Company
DE
Deere & Company
Sources and Disclaimers
Data Sources:
- SEC filings (10-K, 10-Q)
- Farmer Mac Investor Relations
- Analyst reports
Disclaimers:
This analysis is based on publicly available information and is not financial advice. Market share data is estimated and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Federal Agricultural Mortgage
Exchange NYSE | Headquaters Washington, DC, United States | ||
IPO Launch date 1995-08-18 | President & CEO Mr. Bradford Todd Nordholm | ||
Sector Financial Services | Industry Credit Services | Full time employees 191 | Website https://www.farmermac.com |
Full time employees 191 | Website https://www.farmermac.com | ||
Federal Agricultural Mortgage Corporation provides a secondary market for various loans made to borrowers in the United States. It operates through seven segments: Farm & Ranch, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments. The company is involved in a line of agricultural finance business, including purchasing and retaining eligible loans and securities; guaranteeing the payment of principal and interest on securities that represent interests in, or obligations secured by pools of eligible loans; servicing eligible loans; and issuing long-term standby purchase commitments for designated eligible loans. It also engages in the purchasing and guaranteeing of securities issued by lenders and other financial institutions that are secured by pools of eligible loans, loans for electric or telecommunications facilities by lenders organized as cooperatives to borrowers; and loans to rural electric generation and transmission cooperatives and distribution cooperatives, as well as AgVantage securities secured by those types of loans. Federal Agricultural Mortgage Corporation was incorporated in 1987 and is headquartered in Washington, the District of Columbia.
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