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Upturn AI SWOT - About
AGM 
Federal Agricultural Mortgage (AGM)
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Upturn Advisory Summary
07/03/2025: AGM (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $222
1 Year Target Price $222
| 1 | Strong Buy |
| 0 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -8.86% | Avg. Invested days 31 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 07/03/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.11B USD | Price to earnings Ratio 12.44 | 1Y Target Price 222 |
Price to earnings Ratio 12.44 | 1Y Target Price 222 | ||
Volume (30-day avg) 2 | Beta 1.01 | 52 Weeks Range 158.35 - 212.27 | Updated Date 07/5/2025 |
52 Weeks Range 158.35 - 212.27 | Updated Date 07/5/2025 | ||
Dividends yield (FY) 3.09% | Basic EPS (TTM) 16.16 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 56.81% | Operating Margin (TTM) 69.29% |
Management Effectiveness
Return on Assets (TTM) 0.66% | Return on Equity (TTM) 13.51% |
Valuation
Trailing PE 12.44 | Forward PE 11.63 | Enterprise Value 31392096256 | Price to Sales(TTM) 5.91 |
Enterprise Value 31392096256 | Price to Sales(TTM) 5.91 | ||
Enterprise Value to Revenue 86.21 | Enterprise Value to EBITDA - | Shares Outstanding 9402080 | Shares Floating 10284497 |
Shares Outstanding 9402080 | Shares Floating 10284497 | ||
Percent Insiders 1.32 | Percent Institutions 82.07 |
Upturn AI SWOT
Federal Agricultural Mortgage
Company Overview
History and Background
Federal Agricultural Mortgage Corporation (Farmer Mac) was established in 1987 to create a secondary market for agricultural real estate and rural infrastructure loans. It enhances the availability and affordability of credit to American agriculture.
Core Business Areas
- Farm & Ranch: Purchases or guarantees farm and ranch mortgage loans made by agricultural lenders.
- USDA Guarantees: Purchases the guaranteed portions of loans guaranteed by the USDA.
- Rural Infrastructure: Finances essential rural infrastructure, including utilities, community facilities, and renewable energy projects.
- Institutional Lending: Provides financing solutions to agricultural lenders, including lines of credit and participation interests.
Leadership and Structure
The company is led by a President and CEO, with a board of directors overseeing strategic direction. Organizational structure includes departments for credit, finance, operations, and business development.
Top Products and Market Share
Key Offerings
- Farm & Ranch Mortgage Purchases/Guarantees: Farmer Mac purchases or guarantees farm and ranch mortgage loans. Market share is difficult to pinpoint exactly, but Farmer Mac is a significant player in the agricultural mortgage-backed securities market. Competitors include commercial banks, Farm Credit System institutions, and insurance companies.
- USDA Guarantees Purchases: Farmer Mac purchases the guaranteed portions of loans guaranteed by the USDA. Market share is difficult to pinpoint, but it is a notable participant. Competitors include other financial institutions that participate in USDA-guaranteed lending programs.
- Rural Infrastructure Financing: Farmer Mac provides financing for rural infrastructure projects. Market share information is limited, but it's a niche area with fewer direct competitors compared to farm mortgages. Competitors include specialized infrastructure lenders and government agencies.
Market Dynamics
Industry Overview
The agricultural finance industry is influenced by factors like commodity prices, interest rates, farm income, and government policies. Demand for agricultural credit remains steady, driven by land values and operational needs.
Positioning
Farmer Mac occupies a unique position by operating as a government-sponsored enterprise (GSE), benefiting from certain advantages in accessing capital and managing risk. Its mission is to enhance the availability and affordability of credit in rural America.
Total Addressable Market (TAM)
The TAM for agricultural debt is in the hundreds of billions of dollars. Farmer Mac is well-positioned due to its GSE status but faces competition from banks and the Farm Credit System. The TAM is tied to farm real estate value and production expenses.
Upturn SWOT Analysis
Strengths
- GSE status provides access to lower-cost capital
- Expertise in agricultural finance
- Strong relationships with agricultural lenders
- Diversified product offerings
Weaknesses
- Sensitivity to agricultural market cycles
- Regulatory risk associated with GSE status
- Reliance on government support
- Concentration in the agricultural sector
Opportunities
- Expansion of rural infrastructure financing
- Increased demand for agricultural credit
- Development of new financial products for agriculture
- Strategic partnerships with other financial institutions
Threats
- Economic downturns in the agricultural sector
- Changes in government regulations
- Increased competition from other lenders
- Interest rate volatility
Competitors and Market Share
Key Competitors
- FCS
- COF
- KEY
Competitive Landscape
Farmer Mac benefits from its GSE status, offering competitive advantages. However, the Farm Credit System (FCS) has a larger market share in agricultural lending.
Growth Trajectory and Initiatives
Historical Growth: Farmer Mac has experienced moderate growth in recent years, driven by increased demand for agricultural credit and expansion of its product offerings.
Future Projections: Analysts project continued growth for Farmer Mac, supported by favorable agricultural market conditions and strategic initiatives.
Recent Initiatives: Recent initiatives include expanding its rural infrastructure lending program and enhancing its technology platform.
Summary
Farmer Mac plays a vital role in agricultural finance. Its GSE status offers a competitive edge. It needs to watch economic and regulatory shifts. Continued focus on rural development offers opportunities.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Industry Reports
- Analyst Estimates
Disclaimers:
This analysis is for informational purposes only and does not constitute investment advice. Market data is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Federal Agricultural Mortgage
Exchange NYSE | Headquaters Washington, DC, United States | ||
IPO Launch date 1995-08-18 | President & CEO Mr. Bradford Todd Nordholm | ||
Sector Financial Services | Industry Credit Services | Full time employees 191 | Website https://www.farmermac.com |
Full time employees 191 | Website https://www.farmermac.com | ||
Federal Agricultural Mortgage Corporation provides a secondary market for various loans made to borrowers in the United States. It operates through seven segments: Farm & Ranch, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments. The company is involved in a line of agricultural finance business, including purchasing and retaining eligible loans and securities; guaranteeing the payment of principal and interest on securities that represent interests in, or obligations secured by pools of eligible loans; servicing eligible loans; and issuing long-term standby purchase commitments for designated eligible loans. It also engages in the purchasing and guaranteeing of securities issued by lenders and other financial institutions that are secured by pools of eligible loans, loans for electric or telecommunications facilities by lenders organized as cooperatives to borrowers; and loans to rural electric generation and transmission cooperatives and distribution cooperatives, as well as AgVantage securities secured by those types of loans. Federal Agricultural Mortgage Corporation was incorporated in 1987 and is headquartered in Washington, the District of Columbia.
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