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Upturn AI SWOT - About
AGM 
Federal Agricultural Mortgage Corporation (AGM)
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Upturn Advisory Summary
10/27/2025: AGM (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $226
1 Year Target Price $226
| 1 | Strong Buy |
| 0 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -23.86% | Avg. Invested days 31 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/27/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.72B USD | Price to earnings Ratio 9.62 | 1Y Target Price 226 |
Price to earnings Ratio 9.62 | 1Y Target Price 226 | ||
Volume (30-day avg) 2 | Beta 0.96 | 52 Weeks Range 155.00 - 210.65 | Updated Date 10/27/2025 |
52 Weeks Range 155.00 - 210.65 | Updated Date 10/27/2025 | ||
Dividends yield (FY) 3.59% | Basic EPS (TTM) 16.97 |
Earnings Date
Report Date 2025-11-03 | When After Market | Estimate 4.54 | Actual - |
Profitability
Profit Margin 57.22% | Operating Margin (TTM) 69.62% |
Management Effectiveness
Return on Assets (TTM) 0.67% | Return on Equity (TTM) 13.85% |
Valuation
Trailing PE 9.62 | Forward PE 8.24 | Enterprise Value 32189999104 | Price to Sales(TTM) 4.68 |
Enterprise Value 32189999104 | Price to Sales(TTM) 4.68 | ||
Enterprise Value to Revenue 85.3 | Enterprise Value to EBITDA - | Shares Outstanding 9402841 | Shares Floating 10289695 |
Shares Outstanding 9402841 | Shares Floating 10289695 | ||
Percent Insiders 1.21 | Percent Institutions 86.35 |
Upturn AI SWOT
Federal Agricultural Mortgage Corporation
Company Overview
History and Background
Federal Agricultural Mortgage Corporation (Farmer Mac) was established in 1987 to provide a secondary market for agricultural real estate and rural infrastructure loans. It was created to improve the availability and affordability of credit to American agricultural producers.
Core Business Areas
- Farm & Ranch: Purchases or guarantees newly originated loans secured by first liens on agricultural real estate. This segment is Farmer Mac's largest and most established business.
- USDA Guarantees: Participates in the USDA loan guarantee programs, providing liquidity and capital relief to lenders originating guaranteed agricultural loans.
- Rural Infrastructure: Provides financing for rural infrastructure projects, including utilities, community facilities, and renewable energy projects.
- Institutional Ag Finance: Offers financing solutions to agricultural lenders and other institutions that serve the agricultural sector.
Leadership and Structure
Farmer Mac is led by a President and CEO, supported by a senior management team. The company is governed by a board of directors comprised of representatives from the agricultural sector and public members.
Top Products and Market Share
Key Offerings
- AgReal Estate Loan Purchases/Guarantees: Farmer Mac purchases or guarantees agricultural real estate loans, providing liquidity to lenders. Market share data is not readily available as it varies by region and loan type, but Farmer Mac is a major player in the secondary market. Competitors include private lenders, banks, and other government-sponsored enterprises.
- USDA Guaranteed Loans: Farmer Mac participates in USDA loan guarantee programs, helping lenders manage their capital and risk. Market share is dependent on the USDA program participation, but Farmer Mac is a significant participant. Competitors include other lenders offering USDA guaranteed loans.
- Rural Infrastructure Financing: Provides financing for essential rural infrastructure projects. Market share information is difficult to obtain. Competitors include commercial banks and government agencies providing infrastructure loans.
Market Dynamics
Industry Overview
The agricultural lending market is cyclical and influenced by factors such as commodity prices, interest rates, and government policies. The industry is generally stable, with a long-term trend of increasing loan demand.
Positioning
Farmer Mac occupies a unique position as a government-sponsored enterprise (GSE) focused exclusively on agricultural lending. This status provides it with certain advantages, including a lower cost of capital and access to government guarantees.
Total Addressable Market (TAM)
The TAM for agricultural lending is estimated in the hundreds of billions of dollars. Farmer Mac is positioned to serve a significant portion of this market through its various lending programs.
Upturn SWOT Analysis
Strengths
- Government-sponsored enterprise status
- Specialized expertise in agricultural lending
- Lower cost of capital
- Access to government guarantees
- Strong relationships with agricultural lenders
Weaknesses
- Reliance on government support
- Exposure to agricultural commodity price volatility
- Concentration of risk in the agricultural sector
- Limited product diversification
Opportunities
- Expanding into new agricultural lending markets
- Developing new financing products and services
- Increasing participation in USDA loan guarantee programs
- Supporting the growth of rural infrastructure
- Growing demand for rural broadband
Threats
- Changes in government policies and regulations
- Increased competition from private lenders
- Deterioration of agricultural economic conditions
- Rising interest rates
- Adverse weather conditions
Competitors and Market Share
Key Competitors
- Private Banks and lending intuitions which compete with Farmer Mac, there are too many to list.
Competitive Landscape
Farmer Mac benefits from its GSE status, providing a competitive advantage over private lenders in terms of cost of capital. However, private lenders may offer more flexible loan terms and a wider range of products.
Growth Trajectory and Initiatives
Historical Growth: Growth trends are unavailable without constant updating.
Future Projections: Future projections are based on analyst estimates but require constant updating.
Recent Initiatives: Recent initiatives unavailable without constant updating.
Summary
Farmer Mac is a well-established GSE with a unique focus on agricultural lending, providing liquidity and support to the sector. Its GSE status offers advantages, but it's vulnerable to agricultural market risks and policy changes. Managing credit risk and adapting to evolving agricultural needs are critical for sustaining long-term success, but its competitive advantages provides a firm foundation. The company needs to monitor changes in farm economics and manage relationships with lenders.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Industry Reports
- Analyst Estimates
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It is not financial advice. Market share information is approximate due to limited disclosures.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Federal Agricultural Mortgage Corporation
Exchange NYSE | Headquaters Washington, DC, United States | ||
IPO Launch date 1995-08-18 | CEO - | ||
Sector Financial Services | Industry Credit Services | Full time employees 191 | Website https://www.farmermac.com |
Full time employees 191 | Website https://www.farmermac.com | ||
Federal Agricultural Mortgage Corporation provides a secondary market for various loans made to borrowers in the United States. It operates through seven segments: Farm & Ranch, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments. The company is involved in a line of agricultural finance business, including purchasing and retaining eligible loans and securities; guaranteeing the payment of principal and interest on securities that represent interests in, or obligations secured by pools of eligible loans; servicing eligible loans; and issuing long-term standby purchase commitments for designated eligible loans. It also engages in the purchasing and guaranteeing of securities issued by lenders and other financial institutions that are secured by pools of eligible loans, loans for electric or telecommunications facilities by lenders organized as cooperatives to borrowers; and loans to rural electric generation and transmission cooperatives and distribution cooperatives, as well as AgVantage securities secured by those types of loans. Federal Agricultural Mortgage Corporation was incorporated in 1987 and is headquartered in Washington, the District of Columbia.
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