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AGM logo AGM
Upturn stock ratingUpturn stock rating
AGM logo

Federal Agricultural Mortgage (AGM)

Upturn stock ratingUpturn stock rating
$194.28
Last Close (24-hour delay)
Profit since last BUY0.11%
upturn advisory
Consider higher Upturn Star rating
BUY since 32 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
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Time period over
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Upturn Advisory Summary

06/30/2025: AGM (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

2 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $222

1 Year Target Price $222

Analysts Price Target For last 52 week
$222Target price
Low$158.35
Current$194.28
high$212.27

Analysis of Past Performance

Type Stock
Historic Profit -11.92%
Avg. Invested days 31
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 2.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/30/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 2.07B USD
Price to earnings Ratio 12.22
1Y Target Price 222
Price to earnings Ratio 12.22
1Y Target Price 222
Volume (30-day avg) 2
Beta 1.01
52 Weeks Range 158.35 - 212.27
Updated Date 06/30/2025
52 Weeks Range 158.35 - 212.27
Updated Date 06/30/2025
Dividends yield (FY) 3.04%
Basic EPS (TTM) 16.17

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 56.81%
Operating Margin (TTM) 69.29%

Management Effectiveness

Return on Assets (TTM) 0.66%
Return on Equity (TTM) 13.51%

Valuation

Trailing PE 12.22
Forward PE 11.43
Enterprise Value 31429158912
Price to Sales(TTM) 5.8
Enterprise Value 31429158912
Price to Sales(TTM) 5.8
Enterprise Value to Revenue 86.1
Enterprise Value to EBITDA -
Shares Outstanding 9402080
Shares Floating 10284497
Shares Outstanding 9402080
Shares Floating 10284497
Percent Insiders 1.32
Percent Institutions 82.07

Analyst Ratings

Rating 2
Target Price 222
Buy -
Strong Buy 1
Buy -
Strong Buy 1
Hold 1
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Federal Agricultural Mortgage

stock logo

Company Overview

overview logo History and Background

Federal Agricultural Mortgage Corporation (Farmer Mac) was established in 1987 to create a secondary market for agricultural real estate and rural infrastructure loans. It enhances the availability and affordability of credit to American agriculture.

business area logo Core Business Areas

  • Farm & Ranch: Purchases or guarantees farm and ranch mortgage loans made by agricultural lenders.
  • USDA Guarantees: Purchases the guaranteed portions of loans guaranteed by the USDA.
  • Rural Infrastructure: Finances essential rural infrastructure, including utilities, community facilities, and renewable energy projects.
  • Institutional Lending: Provides financing solutions to agricultural lenders, including lines of credit and participation interests.

leadership logo Leadership and Structure

The company is led by a President and CEO, with a board of directors overseeing strategic direction. Organizational structure includes departments for credit, finance, operations, and business development.

Top Products and Market Share

overview logo Key Offerings

  • Farm & Ranch Mortgage Purchases/Guarantees: Farmer Mac purchases or guarantees farm and ranch mortgage loans. Market share is difficult to pinpoint exactly, but Farmer Mac is a significant player in the agricultural mortgage-backed securities market. Competitors include commercial banks, Farm Credit System institutions, and insurance companies.
  • USDA Guarantees Purchases: Farmer Mac purchases the guaranteed portions of loans guaranteed by the USDA. Market share is difficult to pinpoint, but it is a notable participant. Competitors include other financial institutions that participate in USDA-guaranteed lending programs.
  • Rural Infrastructure Financing: Farmer Mac provides financing for rural infrastructure projects. Market share information is limited, but it's a niche area with fewer direct competitors compared to farm mortgages. Competitors include specialized infrastructure lenders and government agencies.

Market Dynamics

industry overview logo Industry Overview

The agricultural finance industry is influenced by factors like commodity prices, interest rates, farm income, and government policies. Demand for agricultural credit remains steady, driven by land values and operational needs.

Positioning

Farmer Mac occupies a unique position by operating as a government-sponsored enterprise (GSE), benefiting from certain advantages in accessing capital and managing risk. Its mission is to enhance the availability and affordability of credit in rural America.

Total Addressable Market (TAM)

The TAM for agricultural debt is in the hundreds of billions of dollars. Farmer Mac is well-positioned due to its GSE status but faces competition from banks and the Farm Credit System. The TAM is tied to farm real estate value and production expenses.

Upturn SWOT Analysis

Strengths

  • GSE status provides access to lower-cost capital
  • Expertise in agricultural finance
  • Strong relationships with agricultural lenders
  • Diversified product offerings

Weaknesses

  • Sensitivity to agricultural market cycles
  • Regulatory risk associated with GSE status
  • Reliance on government support
  • Concentration in the agricultural sector

Opportunities

  • Expansion of rural infrastructure financing
  • Increased demand for agricultural credit
  • Development of new financial products for agriculture
  • Strategic partnerships with other financial institutions

Threats

  • Economic downturns in the agricultural sector
  • Changes in government regulations
  • Increased competition from other lenders
  • Interest rate volatility

Competitors and Market Share

competitor logo Key Competitors

  • FCS
  • COF
  • KEY

Competitive Landscape

Farmer Mac benefits from its GSE status, offering competitive advantages. However, the Farm Credit System (FCS) has a larger market share in agricultural lending.

Growth Trajectory and Initiatives

Historical Growth: Farmer Mac has experienced moderate growth in recent years, driven by increased demand for agricultural credit and expansion of its product offerings.

Future Projections: Analysts project continued growth for Farmer Mac, supported by favorable agricultural market conditions and strategic initiatives.

Recent Initiatives: Recent initiatives include expanding its rural infrastructure lending program and enhancing its technology platform.

Summary

Farmer Mac plays a vital role in agricultural finance. Its GSE status offers a competitive edge. It needs to watch economic and regulatory shifts. Continued focus on rural development offers opportunities.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company SEC Filings
  • Industry Reports
  • Analyst Estimates

Disclaimers:

This analysis is for informational purposes only and does not constitute investment advice. Market data is subject to change.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Federal Agricultural Mortgage

Exchange NYSE
Headquaters Washington, DC, United States
IPO Launch date 1995-08-18
President & CEO Mr. Bradford Todd Nordholm
Sector Financial Services
Industry Credit Services
Full time employees 191
Full time employees 191

Federal Agricultural Mortgage Corporation provides a secondary market for various loans made to borrowers in the United States. It operates through seven segments: Farm & Ranch, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments. The company is involved in a line of agricultural finance business, including purchasing and retaining eligible loans and securities; guaranteeing the payment of principal and interest on securities that represent interests in, or obligations secured by pools of eligible loans; servicing eligible loans; and issuing long-term standby purchase commitments for designated eligible loans. It also engages in the purchasing and guaranteeing of securities issued by lenders and other financial institutions that are secured by pools of eligible loans, loans for electric or telecommunications facilities by lenders organized as cooperatives to borrowers; and loans to rural electric generation and transmission cooperatives and distribution cooperatives, as well as AgVantage securities secured by those types of loans. Federal Agricultural Mortgage Corporation was incorporated in 1987 and is headquartered in Washington, the District of Columbia.