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- Upturn Summary
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Upturn AI Summary
iShares Agency Bond ETF(AGZ)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for AGZ
10/01/2026: AGZ (1-star) is currently NOT-A-BUY. Pass it for now.
The iShares Agency Bond ETF (AGZ) provides targeted exposure to US agency debt, offering investors high-quality, government-backed fixed-income securities. Managed by BlackRock, the ETF is a strong choice for those looking to add credit stability to their portfolios, though it carries lower liquidity compared to broader bond market funds. Its primary role is to serve as a specialized income component, with performance heavily influenced by interest rate trends. Investors should be aware of interest rate risk and monitor the liquidity profile, making it best suited for long-term income-oriented investors rather than active traders.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
ETF holdings, costs, diversification, valuation, risks, and market conditions provide supporting context about the fund.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Weak fit | This fund focuses on income stability rather than capital appreciation. |
| Momentum investor | Weak fit | Fixed-income assets rarely offer the volatility profile favored by momentum strategies. |
| Value investor | Mixed fit | It offers value for those seeking high-quality fixed-income at competitive spreads. |
| Dividend/Income investor | Strong fit | The fund provides consistent interest income from government-backed entities. |
| Low-risk investor | Strong fit | Agency debt is considered high-quality and generally lower-risk compared to corporate bonds. |
Investor Profile
Ideal Investor Profile
Income-focused investors and institutional accounts seeking stable, agency-backed credit exposure.
Suitability
Best for passive long-term investors looking to complement a core bond portfolio with specific agency exposure.
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Volatility | Medium | As a bond ETF, its price fluctuates primarily in response to interest rate movements. |
| Market risk | Medium | Changes in interest rates are the primary driver of market price risk for these holdings. |
| Concentration | High | The portfolio is concentrated specifically in agency debt, lacking exposure to other bond sectors. |
| Tracking/expense | Low | The ETF is well-managed with a standard, low expense ratio and high tracking accuracy. |
| Liquidity | Medium / high | Lower trading volumes may result in wider bid-ask spreads during market stress. |
| Business/sector quality | Low / none | The assets are backed by stable US government-sponsored entities. |
Risk Analysis
Volatility
Historical volatility is consistent with medium-duration fixed-income instruments.
Market Risk
Primary risks are interest rate risk, credit spread risk, and liquidity risk inherent to the agency bond sector.
What the ETF Owns
| Exposure Type | Exposure | Weight (%) | Retail Investor Read |
|---|---|---|---|
| Fixed-income type | US Agency Debentures (GSEs and Government Agencies) | 98 | These bonds represent debt issued by agencies such as the FHLB or FHLMC, offering high credit quality backed by the underlying agency. |
| Cash/collateral | Cash and Cash Equivalents | 2 | Small cash position held for liquidity and operational purposes. |
Price Behavior
Flat / Range-Bound
The stock price has been trading within a narrow range with minimal directional movement.
Very Smooth
The stock has followed a highly orderly price path with minimal short-term disruption.
Analysis of Past Performance
Type ETF | Historic Profit 4.58% | Avg. Invested days 82 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  2.0 | ETF Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/01/2026 |
ETF Fundamentals 
Source: EOD Historical Data • Updated Oct 1, 2026
Fund Basics
| Metric | Value |
|---|---|
| Fund Size (AUM) | $627.01M |
| Issuer | iShares |
| Expense Ratio | 0.2% |
| Distribution Yield | 3.7% |
| Inception | Nov 5, 2008 |
| Index Tracked | Bloomberg US Aggregate Government – Agency |
Performance
| Period | Total Return |
|---|---|
| YTD | -0.87% |
| 1 Year | +0.61% |
| 3 Year | +3.90% |
| 5 Year | +0.92% |
| 10 Year | +1.63% |
Risk Metrics
| Metric | Value |
|---|---|
| 1Y Volatility | 1.77% |
| 3Y Volatility | 2.66% |
| 3Y Sharpe Ratio | -0.19 |
Ratings
| Metric | Value |
|---|---|
| Morningstar Rating | ★★★★★ |
| Benchmark | BBgBarc US Agg Bond TR USD |
Top Sectors
| Sector | Weight |
|---|---|
| Basic Materials | 0.00% |
| Consumer Cyclicals | 0.00% |
| Financial Services | 0.00% |
| Real Estate | 0.00% |
Asset Allocation
Portfolio Characteristics
| Metric | Value |
|---|---|
| Holdings Turnover | 92.0% |
Top Holdings
| Holding | Weight |
|---|---|
| BlackRock Cash Funds Treasury SL Agency | 3.67% |
Upturn AI Summary
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
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