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Upturn AI SWOT - About
Fanhua Inc. (AIFU)
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Upturn Advisory Summary
04/22/2025: AIFU (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
1 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $6
1 Year Target Price $6
| 0 | Strong Buy |
| 0 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -48.68% | Avg. Invested days 40 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/22/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 18.36M USD | Price to earnings Ratio 0.85 | 1Y Target Price 6 |
Price to earnings Ratio 0.85 | 1Y Target Price 6 | ||
Volume (30-day avg) 1 | Beta -0.01 | 52 Weeks Range 2.16 - 44.00 | Updated Date 05/22/2025 |
52 Weeks Range 2.16 - 44.00 | Updated Date 05/22/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.38 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 6.28% | Operating Margin (TTM) 4.89% |
Management Effectiveness
Return on Assets (TTM) 1.64% | Return on Equity (TTM) 6.49% |
Valuation
Trailing PE 0.85 | Forward PE 20.41 | Enterprise Value -59074915 | Price to Sales(TTM) 0.01 |
Enterprise Value -59074915 | Price to Sales(TTM) 0.01 | ||
Enterprise Value to Revenue 0.12 | Enterprise Value to EBITDA 2.05 | Shares Outstanding 56705400 | Shares Floating 460833603 |
Shares Outstanding 56705400 | Shares Floating 460833603 | ||
Percent Insiders 0.87 | Percent Institutions 2.97 |
Analyst Ratings
Rating 1 | Target Price 6 | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Fanhua Inc.
Company Overview
History and Background
Fanhua Inc. was founded in 1998 and is a leading independent third-party financial services provider in China. Initially focused on insurance brokerage, it has expanded into other financial services.
Core Business Areas
- Insurance Brokerage: Acts as an intermediary between insurance companies and customers, offering a range of life and property & casualty insurance products.
- Claims Adjusting: Provides claims adjusting services to insurance companies.
- Other Financial Services: Includes services related to wealth management and technology.
Leadership and Structure
The leadership team includes the CEO and CFO, and the organizational structure is hierarchical, with regional and branch management teams overseeing local operations.
Top Products and Market Share
Key Offerings
- Life Insurance Products: Various life insurance policies including term life, whole life, and universal life, offered through partnerships with major insurance providers. Market share data is not publicly available. Competitors include other insurance brokerages such as Noah Holdings.
- Property and Casualty Insurance Products: Covers auto, home, and other property insurance. Market share data is not publicly available. Competitors include Shengli Financial Group.
- Claims Adjusting Services: Services provided to insurance companies in settling claims. The market for claims adjusting services is competitive. Competitors include several smaller local Chinese firms.
Market Dynamics
Industry Overview
The financial services industry in China is experiencing growth, driven by increasing wealth and demand for insurance and wealth management products. Regulatory changes and increasing competition are also key factors.
Positioning
Fanhua Inc. is positioned as a leading independent third-party distributor of financial products in China. Its competitive advantages include its extensive distribution network and brand recognition.
Total Addressable Market (TAM)
The TAM for insurance brokerage and financial services in China is estimated to be substantial, potentially reaching hundreds of billions of USD. Fanhua Inc. is positioned to capture a portion of this market through its expansive network.
Upturn SWOT Analysis
Strengths
- Extensive distribution network
- Strong brand recognition
- Diversified product offerings
- Experienced management team
Weaknesses
- Reliance on insurance company partnerships
- Exposure to regulatory changes in China
- Potential for conflicts of interest
- Geographic concentration in China
Opportunities
- Expanding into new geographic markets
- Developing new financial products and services
- Leveraging technology to improve efficiency
- Acquiring complementary businesses
Threats
- Increased competition from other financial services providers
- Changes in government regulations
- Economic downturn in China
- Potential for reputational damage
Competitors and Market Share
Key Competitors
- Noah Holdings (NOAH)
- Shengli Financial Group (SGLY)
- Focus Media Holding Limited (FMCN)
Competitive Landscape
Fanhua Inc. competes with other independent financial services providers and insurance companies. Its advantage lies in its extensive network, but it faces challenges from larger, more diversified players.
Growth Trajectory and Initiatives
Historical Growth: Fanhua Inc. has historically grown by expanding its distribution network and increasing its product offerings. The growth rate has varied depending on market conditions and regulatory changes.
Future Projections: Future growth projections depend on analyst estimates and may not be readily available. It is expected to increase as the market grows.
Recent Initiatives: Recent initiatives could include investment in technology, expansion into new markets, and development of new products and services.
Summary
Fanhua Inc. is a significant player in China's financial services industry. While its extensive distribution network is a strength, it faces regulatory risks and competition. Investment in technology and diversification could improve its competitive position. Accurate updated financial data will offer a clearer picture.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Financial news sources
- Industry reports
Disclaimers:
The data provided is based on publicly available information and analyst estimates. It is not financial advice. Market conditions and other factors can impact future performance.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Fanhua Inc.
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2007-11-01 | CEO & Vice Chairperson Ms. Mingxiu Luan | ||
Sector Financial Services | Industry Insurance Brokers | Full time employees 4707 | Website https://www.aifugroup.com |
Full time employees 4707 | Website https://www.aifugroup.com | ||
AIFU Inc., together with its subsidiary, distributes insurance products in China. The company operates through two segments, Insurance Agency and Claims Adjusting. The Insurance Agency segment provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and non-life insurance products primarily includes individual accident, travel, homeowner, indemnity medical, commercial property, cargo, hull, liability, construction and erection, and extended warranty insurance products. The Claims Adjusting segment offers pre-underwriting survey, claims adjusting, residual value disposal, loading and unloading supervision, and consulting services. It also provides value-added services; elderly care services; healthcare services; and family governance services. In addition, the company operates FA app, an all-in-one insurance sales and service platform; Fanhua RONS DOP, a digital marketing platform; Fanhua RONS Guanjia, a customer service platform; and Fanhua WeCom that enables agents to directly interact with existing and potential customers. The company serves customers through insurance sales and service group, insurance agencies and insurance brokerage firms, as well as sales and service outlets, individual sales agents, and in-house claims adjustors. The company was formerly known as AIX Inc. and changed its name to AIFU Inc. in April 2025. AIFU Inc. was founded in 1998 and is headquartered in Guangzhou, China. AIFU Inc. is a subsidiary of Highest Performances Holdings Inc.
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