Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
Upturn AI SWOT - About
AppTech Payments Corp. Warrant (APCXW)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
10/24/2025: APCXW (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -53.02% | Avg. Invested days 27 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/24/2025 |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.39 | 52 Weeks Range 0.02 - 0.42 | Updated Date 06/14/2025 |
52 Weeks Range 0.02 - 0.42 | Updated Date 06/14/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -7.17 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) -1223.96% |
Management Effectiveness
Return on Assets (TTM) -75.62% | Return on Equity (TTM) -220.48% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value - | Price to Sales(TTM) - |
Enterprise Value - | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 24716200 |
Shares Outstanding - | Shares Floating 24716200 | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
AppTech Payments Corp. Warrant
Company Overview
History and Background
AppTech Payments Corp. develops and markets innovative fintech solutions for businesses and consumers. Focusing on mobile banking, payments, and commerce technologies, the company aims to modernize financial transactions. The warrant grants the holder the right to purchase shares of AppTech Payments Corp. common stock under specific terms.
Core Business Areas
- Mobile Commerce: Develops mobile commerce platforms that allow businesses to create branded mobile storefronts and streamline sales.
- Digital Payments: Provides solutions for secure and seamless digital payments, including mobile wallets and point-of-sale systems.
- Banking as a Service (BaaS): Offers BaaS solutions to enable businesses to embed financial services into their own products and platforms.
Leadership and Structure
Lisa Hagendorf is the Chief Executive Officer, supported by a management team overseeing various functional areas. The company follows a traditional corporate structure with departments for technology, marketing, and finance.
Top Products and Market Share
Key Offerings
- Commerze: A platform enabling businesses to create and manage their own branded mobile storefronts. Market share data is not readily available. Competitors include Shopify (SHOP), Square (SQ), and BigCommerce (BIGC).
- Multi-Channel Payments: Offers a suite of payment solutions, including mobile wallets and QR code payments. Market share data is not readily available. Competitors include PayPal (PYPL), Square (SQ), and Apple Pay (AAPL).
Market Dynamics
Industry Overview
The fintech industry is experiencing rapid growth, driven by increased adoption of digital payments and mobile commerce. There's strong competition and ongoing innovation.
Positioning
AppTech aims to carve a niche by offering comprehensive mobile commerce and payments solutions, focusing on businesses seeking customized, branded platforms.
Total Addressable Market (TAM)
The TAM for mobile payments and commerce is estimated to be in the trillions of dollars globally. AppTech is positioned to capture a segment of this market through its solutions, dependent on its ability to compete effectively.
Upturn SWOT Analysis
Strengths
- Innovative technology platform
- Focus on branded mobile commerce solutions
- Potential for rapid growth in the fintech sector
Weaknesses
- Limited brand recognition compared to larger competitors
- Reliance on securing new customer contracts
- Potential challenges in scaling operations
Opportunities
- Growing adoption of mobile payments and commerce
- Partnerships with banks and other financial institutions
- Expansion into new markets
Threats
- Intense competition from established fintech companies
- Rapid technological advancements
- Changes in regulations governing the financial services industry
Competitors and Market Share
Key Competitors
- SQ
- PYPL
- SHOP
Competitive Landscape
AppTech faces significant competition from established players with greater brand recognition and resources. The company's success depends on its ability to innovate and differentiate its solutions.
Growth Trajectory and Initiatives
Historical Growth: Historical growth needs to be extracted from AppTech Payments Corp. financial reports.
Future Projections: Analyst estimates are required for future projections, and are currently not available.
Recent Initiatives: AppTech has been focused on expanding its partnerships and enhancing its technology platform.
Summary
AppTech Payments Corp. Warrant represents an opportunity to invest in a potentially high-growth fintech company. The company's innovative mobile commerce platform and focus on branded solutions could drive future growth. However, it faces strong competition and challenges in scaling its operations. Investors should carefully consider the risks and potential rewards before investing. The success of the warrant is directly tied to the underlying common stock.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Market Research Reports
- Analyst Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be based on individual risk tolerance and due diligence.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About AppTech Payments Corp. Warrant
Exchange NASDAQ | Headquaters Carlsbad, CA, United States | ||
IPO Launch date 2022-01-05 | CEO, President & Director Mr. Thomas DeRosa | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 9 | Website https://www.apptechcorp.com |
Full time employees 9 | Website https://www.apptechcorp.com | ||
AppTech Payments Corp., a fintech company, provides payment processing and digital banking technologies in the United States. It offers merchant transaction services, processing payments for credit and debit cards through point-of-sale equipment, e-commerce gateways, periodic automatic clearing house payments, and gift and loyalty programs. The also company offers integrated solutions for frictionless digital and mobile payment acceptance, as well as multi-use case, multichannel, API-driven, and account-based issuer processing for card, digital tokens, and payment transfer transaction services. In addition, it provides hosted e-commerce checkout, a flexible payment gateway, text payment technology, alternative payment methods (APMs), and mobile and contactless payments. Further, it offers FinZeo, a fintech platform. The company was formerly known as AppTech Corp. AppTech Payments Corp. was incorporated in 1998 and is headquartered in Carlsbad, California.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.