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Upturn AI SWOT - About
AppTech Payments Corp. Warrant (APCXW)
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Upturn Advisory Summary
08/25/2025: APCXW (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -53.02% | Avg. Invested days 27 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/25/2025 |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.39 | 52 Weeks Range 0.02 - 0.42 | Updated Date 06/14/2025 |
52 Weeks Range 0.02 - 0.42 | Updated Date 06/14/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -7.17 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) -1223.96% |
Management Effectiveness
Return on Assets (TTM) -75.62% | Return on Equity (TTM) -220.48% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value - | Price to Sales(TTM) - |
Enterprise Value - | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 24716200 |
Shares Outstanding - | Shares Floating 24716200 | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
AppTech Payments Corp. Warrant
Company Overview
History and Background
AppTech Payments Corp. is focused on mobile, digital and contactless payments solutions. The warrants, APTTW, grant the holder the right to purchase shares of common stock at a specified price.
Core Business Areas
- Mobile Payment Solutions: AppTech provides mobile payment processing and security solutions. This includes offering services to businesses to enable accepting payments via mobile devices. It also includes security features related to payment processing.
- Digital Payments Platform: Offers a digital payments platform to business clients that offers solutions that enable commerce and banking transactions.
Leadership and Structure
Lisa Hagendorf (COO), Luke D. Cornell (CEO), Michael McGuire (CFO)
Top Products and Market Share
Key Offerings
- Commerse-Now: Enables merchants to quickly set up a digital commerce presence. Market share for total digital commerce is widely divided; key competitors include Shopify (SHOP) and Square (SQ).
- Banking-as-a-Service platform: Provides banking transaction services to consumers and commercial partners. Market share is divided among several providers, including Green Dot (GDOT) and Galileo (SOFI).
Market Dynamics
Industry Overview
The payments industry is experiencing rapid growth, driven by increasing e-commerce, mobile payments, and digital wallets. The total transaction value in the Digital Payments segment is projected to reach US$12.79tn in 2024.
Positioning
AppTech competes in a highly fragmented market. Its success depends on its ability to innovate and differentiate its offerings from larger, more established players.
Total Addressable Market (TAM)
The TAM for digital payments is projected to be trillions of dollars globally. AppTech is positioned to capture a small portion of this market, relying on its Banking as a Service solution and Commerse platform.
Upturn SWOT Analysis
Strengths
- Proprietary Technology Platform
- Focus on emerging payment technologies
- Partnerships with established financial institutions
Weaknesses
- Small market share compared to larger competitors
- Limited brand recognition
- Dependence on key partnerships
Opportunities
- Growing adoption of mobile payments
- Expansion into new geographic markets
- Increasing demand for secure payment solutions
Threats
- Intense competition from established players
- Rapid technological changes
- Regulatory changes affecting the payments industry
Competitors and Market Share
Key Competitors
- SQ
- SHOP
- FISV
- GPN
- PYPL
Competitive Landscape
AppTech competes with much larger, well-established companies. AppTech's advantage lies in its specialized banking services.
Growth Trajectory and Initiatives
Historical Growth: Historical growth is dependent on the performance of AppTech Payments Corp (APPT), which has been focused on expanding market share.
Future Projections: Future growth prospects are dependent on AppTech's adoption rate and execution.
Recent Initiatives: Development and launch of banking services platform
Summary
AppTech Payments Corp., through its warrants, is a speculative investment based on the company's potential to gain market share in the competitive payments industry. Its proprietary technology and partnerships are strengths, but it faces challenges from larger, better-funded competitors. The company's future success hinges on its ability to innovate and execute its growth strategy. There is no data available for acquisitions.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Industry Reports
- Analyst Reports
- MarketsandMarkets
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market data and financial information are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About AppTech Payments Corp. Warrant
Exchange NASDAQ | Headquaters Carlsbad, CA, United States | ||
IPO Launch date 2022-01-05 | CEO, President & Director Mr. Thomas DeRosa | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 9 | Website https://www.apptechcorp.com |
Full time employees 9 | Website https://www.apptechcorp.com | ||
AppTech Payments Corp., a fintech company, provides payment processing and digital banking technologies in the United States. It offers merchant transaction services, processing payments for credit and debit cards through point-of-sale equipment, e-commerce gateways, periodic automatic clearing house payments, and gift and loyalty programs. The also company offers integrated solutions for frictionless digital and mobile payment acceptance, as well as multi-use case, multichannel, API-driven, and account-based issuer processing for card, digital tokens, and payment transfer transaction services. In addition, it provides hosted e-commerce checkout, a flexible payment gateway, text payment technology, alternative payment methods (APMs), and mobile and contactless payments. Further, it offers FinZeo, a fintech platform. The company was formerly known as AppTech Corp. AppTech Payments Corp. was incorporated in 1998 and is headquartered in Carlsbad, California.
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