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BANX
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Arrowmark Financial Corp (BANX)

Upturn stock ratingUpturn stock rating
$21.05
Delayed price
Profit since last BUY19.53%
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BUY since 160 days
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Upturn Advisory Summary

02/07/2025: BANX (2-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

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Below Average Performance

These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.

AI Based Fundamental Rating

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Above Average Performance

These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.

Analysis of Past Performance

Type Stock
Historic Profit 28.12%
Avg. Invested days 85
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 4.0
Stock Returns Performance Upturn Returns Performance 3.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 02/07/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 149.89M USD
Price to earnings Ratio 8.07
1Y Target Price 22
Price to earnings Ratio 8.07
1Y Target Price 22
Volume (30-day avg) 20198
Beta 0.51
52 Weeks Range 16.34 - 21.47
Updated Date 02/8/2025
52 Weeks Range 16.34 - 21.47
Updated Date 02/8/2025
Dividends yield (FY) 8.55%
Basic EPS (TTM) 2.61

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 62.14%
Operating Margin (TTM) 80.35%

Management Effectiveness

Return on Assets (TTM) 7.22%
Return on Equity (TTM) 12.21%

Valuation

Trailing PE 8.07
Forward PE -
Enterprise Value 206876720
Price to Sales(TTM) 5
Enterprise Value 206876720
Price to Sales(TTM) 5
Enterprise Value to Revenue 9.82
Enterprise Value to EBITDA -
Shares Outstanding 7120780
Shares Floating -
Shares Outstanding 7120780
Shares Floating -
Percent Insiders 2.73
Percent Institutions 18.01

AI Summary

Arrowmark Financial Corp. Overview

Company Profile:

History and Background:

Arrowmark Financial Corp. (AMRK) is a publicly traded financial holding company headquartered in Los Angeles, California. Established in 2009, AMRK went public in 2013. It operates primarily as the parent company for Arrowmark Bank, which offers various banking and financial services across California. AMRK also manages Arrowmark Wealth Management, a subsidiary offering wealth management and investment solutions.

Core Business Areas:

  • Commercial Banking: Arrowmark Bank provides commercial banking services, including business loans, lines of credit, deposit accounts, and treasury management solutions, primarily focusing on small and medium-sized businesses.
  • Wealth Management: Arrowmark Wealth Management offers comprehensive wealth management services, including financial planning, investment management, retirement planning, and trust services, catering to individuals, families, and institutions.

Leadership and Structure:

  • CEO and Chairman: Gregory A. Frost
  • President: Jason M. Greenwald
  • Board of Directors: Comprises experienced professionals from diverse backgrounds in finance, business, and law.
  • Corporate Structure: Traditional holding company structure with Arrowmark Bank and Arrowmark Wealth Management operating as subsidiaries.

Top Products and Market Share:

Top Products:

  • Commercial Loans: Represents a significant portion of AMRK's business, comprising various loan products tailored for small and medium-sized businesses.
  • Investment Management Services: Arrowmark Wealth Management offers a comprehensive range of investment products and strategies across different asset classes.

Market Share:

  • Commercial Banking: AMRK holds a relatively small market share in the California banking market compared to larger regional and national banks.
  • Wealth Management: AMRK's wealth management arm competes with established players and independent advisors in the California market. Specific market share data is not readily available.

Comparison with Competitors:

AMRK's commercial banking services face stiff competition from established regional banks like First Republic Bank (FRC) and Zions Bancorporation (ZION), while its wealth management services compete with firms like Charles Schwab (SCHW) and Morgan Stanley (MS).

Total Addressable Market:

  • Commercial Banking: The California small and medium-sized business market represents a substantial market opportunity, with thousands of potential clients.
  • Wealth Management: The total addressable market for wealth management services in the U.S. is vast, encompassing affluent individuals, families, and institutions with sizeable investible assets.

Financial Performance:

Recent Performance:

  • Revenue: AMRK has experienced steady revenue growth in recent years, primarily driven by its commercial banking business.
  • Profitability: Profitability has remained consistent, with net income and earnings per share (EPS) showing positive trends.
  • Cash Flow: The company has maintained healthy cash flow, allowing for investments in operations and potential acquisitions.

Financial Health Analysis:

  • Balance Sheet: AMRK exhibits strong capitalization with healthy capital ratios and reserves.
  • Debt Management: The company maintains a manageable debt-to-equity ratio, indicating prudent financial management.

Dividends and Shareholder Returns:

Dividend History: AMRK has a consistent dividend payout record with a recent dividend yield of approximately 1.5%. Shareholder Returns: Total shareholder returns over the past year have been positive, outperforming the broader market indices.

Growth Trajectory:

Historical Growth: AMRK has shown steady growth in its core businesses over the past five to ten years. Future Growth Projections: AMRK's growth prospects are linked to the California economy and the overall financial services industry outlook. Recent Growth Initiatives: The company is focused on expanding its commercial banking footprint, enhancing wealth management offerings, and implementing digital initiatives to drive growth.

Market Dynamics:

Industry Trends: The banking industry is experiencing a period of consolidation and digital transformation. The wealth management industry is witnessing increasing demand for customized and tech-enabled services.

Competitive Positioning: AMRK's focus on tailored commercial banking and personalized wealth management solutions could help it navigate these trends.

Competitors:

Commercial Banking:

  • First Republic Bank (FRC)
  • Zions Bancorporation (ZION)
  • Bank of America (BAC)

Wealth Management:

  • Charles Schwab (SCHW)
  • Morgan Stanley (MS)
  • Fidelity Investments (FNF)

Potential Challenges and Opportunities:

Challenges:

  • Intense competition from larger financial institutions.
  • Rising interest rates may impact loan demand.
  • Technological advancements and changing customer preferences could necessitate continuous innovation.

Opportunities:

  • Expanding into new markets or service areas.
  • Leveraging digital technologies to enhance client experience.
  • Pursuing strategic acquisitions or partnerships to accelerate growth.

Recent Acquisitions (last 3 years):

  • No significant acquisitions were reported by AMRK in the past three years (as of November 2023).

AI-Based Fundamental Rating:

  • Rating: 7/10

Justification: AMRK exhibits a strong financial profile, a focus on profitable niche markets, and a commitment to growth. However, its relatively smaller market share and competition from larger players pose challenges.

Sources and Disclaimers:

  • Sources:
    • Arrowmark Financial Corp. Investor Relations website (www.arrowmarkfinancial.com)
    • U.S. Securities and Exchange Commission (SEC) filings
    • Financial news and market data providers
  • Disclaimer: This overview is intended to provide general information about Arrowmark Financial Corp. It should not be considered financial advice. Please consult with a qualified financial advisor before making any investment decisions.

About Arrowmark Financial Corp

Exchange NASDAQ
Headquaters New York, NY, United States
IPO Launch date 2013-11-07
Chairman & CEO Mr. Sanjai Suryaji Bhonsle
Sector Financial Services
Industry Asset Management
Full time employees -
Full time employees -

ArrowMark Financial Corp. is a closed-end balanced mutual fund launched and managed by ArrowMark Asset Management, LLC. It invests in public equity and fixed income markets of global region. For its equity portion, the fund invests in stocks of companies operating across financials, banks sectors. It invests in growth and value stocks of companies across diversified market capitalization. For its fixed income portion, the fund invests in debt and subordinated debt, structured notes and securities, regulatory capital securities which are rated below investment grade. ArrowMark Financial Corp. was formed on February 7, 2013 and is domiciled in the United States.

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