Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
Upturn AI SWOT - About
BBD 
Banco Bradesco SA ADR (BBD)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
08/07/2025: BBD (3-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
6 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $3.24
1 Year Target Price $3.24
| 2 | Strong Buy |
| 1 | Buy |
| 2 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 41.42% | Avg. Invested days 51 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/07/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 27.82B USD | Price to earnings Ratio 8.38 | 1Y Target Price 3.24 |
Price to earnings Ratio 8.38 | 1Y Target Price 3.24 | ||
Volume (30-day avg) 6 | Beta 0.37 | 52 Weeks Range 1.71 - 3.10 | Updated Date 08/7/2025 |
52 Weeks Range 1.71 - 3.10 | Updated Date 08/7/2025 | ||
Dividends yield (FY) 5.39% | Basic EPS (TTM) 0.34 |
Earnings Date
Report Date 2025-07-30 | When - | Estimate 0.0977 | Actual 0.1071 |
Profitability
Profit Margin 23.56% | Operating Margin (TTM) 35.79% |
Management Effectiveness
Return on Assets (TTM) 1.01% | Return on Equity (TTM) 12.35% |
Valuation
Trailing PE 8.38 | Forward PE 6.93 | Enterprise Value 515896049664 | Price to Sales(TTM) 0.32 |
Enterprise Value 515896049664 | Price to Sales(TTM) 0.32 | ||
Enterprise Value to Revenue 3.24 | Enterprise Value to EBITDA - | Shares Outstanding 5280640000 | Shares Floating 7558015485 |
Shares Outstanding 5280640000 | Shares Floating 7558015485 | ||
Percent Insiders - | Percent Institutions 21.44 |
Upturn AI SWOT
Banco Bradesco SA ADR
Company Overview
History and Background
Banco Bradesco was founded in 1943 in Brazil. Originally focused on serving small and medium-sized businesses, it expanded to become one of the largest financial institutions in Latin America through organic growth and strategic acquisitions.
Core Business Areas
- Banking Services: Offers a wide range of banking services including deposit accounts, loans, credit cards, and investment products to individuals, small businesses, and large corporations.
- Insurance: Provides various insurance products such as life, health, auto, and property insurance through Bradesco Seguros.
- Asset Management: Manages assets for individuals, institutions, and pension funds, offering investment advisory and portfolio management services.
- Investment Banking: Provides investment banking services, including underwriting, mergers and acquisitions advisory, and financial restructuring.
Leadership and Structure
The company is led by a Board of Directors and an Executive Board. Key executives include the CEO and CFO. Organizational structure is hierarchical with divisions for each core business area.
Top Products and Market Share
Key Offerings
- Credit Cards: Offers a variety of credit cards with different rewards programs and benefits. Market share is approximately 15% in Brazil. Competitors: Itau Unibanco, Banco do Brasil.
- Loans: Provides personal loans, auto loans, and mortgage loans to individuals and businesses. The bank has about a 17% market share in Brazil's loan market. Competitors: Itau Unibanco, Caixa Economica Federal.
- Insurance Products: Bradesco Seguros holds a significant market share in the Brazilian insurance sector, especially in health and auto insurance. Market share is about 23%. Competitors: Porto Seguro, SulAmu00e9rica.
Market Dynamics
Industry Overview
The Brazilian banking industry is dominated by a few large players and is characterized by increasing digitalization and regulatory changes aimed at promoting competition. The insurance industry is growing due to rising incomes and increased awareness of insurance products.
Positioning
Banco Bradesco SA ADR is positioned as a full-service financial institution catering to a wide range of customers. It has a strong brand recognition and a large branch network. Competitive advantage lies in its extensive branch network and diversified product offerings.
Total Addressable Market (TAM)
The TAM for the Brazilian banking sector is estimated to be in the trillions of USD. Bradesco is a major player, but does not dominate the market
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Extensive branch network
- Diversified product offerings
- Large customer base
- Solid financial performance
Weaknesses
- Higher operating costs compared to digital banks
- Exposure to Brazilian economic volatility
- Potential for regulatory scrutiny
- Legacy IT infrastructure
Opportunities
- Growth in digital banking
- Expansion of insurance products
- Increasing demand for investment products
- Opportunities in infrastructure financing
- Fintech Partnerships
Threats
- Competition from digital banks
- Economic downturns in Brazil
- Regulatory changes
- Cybersecurity risks
- Increased interest rates
Competitors and Market Share
Key Competitors
- ITUB
- BBDO
- SAN
Competitive Landscape
Banco Bradesco SA ADR faces strong competition from other large Brazilian banks and emerging digital banks. It maintains its competitive edge through its brand recognition, extensive branch network, and diversified product offerings.
Major Acquisitions
HSBC Brazil
- Year: 2016
- Acquisition Price (USD millions): 5200
- Strategic Rationale: Expanded Bradesco's market share and customer base in Brazil.
Growth Trajectory and Initiatives
Historical Growth: Banco Bradesco SA ADR has experienced steady growth over the past decades, driven by its diversified business model and strategic acquisitions.
Future Projections: Analysts project moderate growth for Banco Bradesco SA ADR, driven by expansion in digital banking and insurance products.
Recent Initiatives: Recent initiatives include investments in digital banking platforms, expansion of insurance offerings, and strategic partnerships with fintech companies.
Summary
Banco Bradesco SA ADR is a major financial institution in Brazil with a strong brand and diversified business. Its extensive branch network and traditional banking services provide a solid foundation, but it needs to accelerate its digital transformation to compete with emerging digital banks. Exposure to Brazilian economic volatility remains a key risk, and management should prioritize efficiency improvements and strategic investments in growth areas.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company reports
- Financial news outlets
- Industry analysis reports
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market conditions and company performance can change rapidly.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Banco Bradesco SA ADR
Exchange NYSE | Headquaters Osasco, SP, Brazil | ||
IPO Launch date 2001-11-23 | CEO & Member of Executive Board Mr. Marcelo de Araujo Noronha | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 82147 | Website https://banco.bradesco |
Full time employees 82147 | Website https://banco.bradesco | ||
Banco Bradesco S.A., together with its subsidiaries, provides various banking products and services to individuals, corporates, and businesses in Brazil and internationally. The company operates through two segments, Banking and Insurance. It provides current, savings, click, and salary accounts; real estate credit, vehicle financing, payroll loans, mortgage loans, microcredit, leasing, and personal and installment credit; overdraft and agribusiness loans; debit and business cards; financial and security services; consortium products; car, personal accident, dental, travel, and life insurance; investment products; pension products; foreign currency exchange services; capitalization bonds; and internet banking services. The company was founded in 1943 and is headquartered in Osasco, Brazil.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.