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Upturn AI SWOT - About
BBDO 
Banco Bradesco S/A ADR (BBDO)
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Upturn Advisory Summary
07/16/2025: BBDO (1-star) is a SELL. SELL since 1 days. Profits (23.65%). Updated daily EoD!
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
0 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
Analysis of Past Performance
Type Stock | Historic Profit 27.63% | Avg. Invested days 49 | Today’s Advisory SELL |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 07/16/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 29.35B USD | Price to earnings Ratio 8.43 | 1Y Target Price - |
Price to earnings Ratio 8.43 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.4 | 52 Weeks Range 1.64 - 2.73 | Updated Date 06/29/2025 |
52 Weeks Range 1.64 - 2.73 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 5.97% | Basic EPS (TTM) 0.3 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 22.41% | Operating Margin (TTM) 32.08% |
Management Effectiveness
Return on Assets (TTM) 0.95% | Return on Equity (TTM) 11.27% |
Valuation
Trailing PE 8.43 | Forward PE 6.28 | Enterprise Value 520206385152 | Price to Sales(TTM) 0.35 |
Enterprise Value 520206385152 | Price to Sales(TTM) 0.35 | ||
Enterprise Value to Revenue 3.72 | Enterprise Value to EBITDA - | Shares Outstanding 5296370176 | Shares Floating 7558861646 |
Shares Outstanding 5296370176 | Shares Floating 7558861646 | ||
Percent Insiders - | Percent Institutions 0.23 |
Upturn AI SWOT
Banco Bradesco S/A ADR
Company Overview
History and Background
Banco Bradesco was founded in 1943 in Maru00edlia, Su00e3o Paulo, Brazil. Initially focused on small businesses and individual banking, it grew through acquisitions and expansion into a major Brazilian financial institution. Bradesco became one of the largest private banks in Brazil, offering a wide range of financial services.
Core Business Areas
- Banking Operations: Provides a full suite of banking services, including checking and savings accounts, loans, credit cards, and investment products, serving individuals, small businesses, and corporations.
- Insurance: Offers a variety of insurance products, including life, health, property, and auto insurance, through its Bradesco Seguros arm.
- Asset Management: Manages investment portfolios for individual and institutional clients, offering a range of investment funds and wealth management services.
- Pension Plans: Provides private pension plans and retirement services to individuals and companies.
Leadership and Structure
Banco Bradesco is led by its Chief Executive Officer (CEO) and a board of directors. The organizational structure is hierarchical, with various divisions responsible for different business areas. Octavio de Lazari Junior is the CEO. The controlling entity is the Cidade de Deus Participacoes S.A.
Top Products and Market Share
Key Offerings
- Checking Accounts: Bradesco offers a variety of checking accounts tailored to different customer segments. Estimated market share in Brazil is significant. Competitors include Itau00fa Unibanco, Banco do Brasil, and Santander Brasil.
- Credit Cards: Bradesco issues a range of credit cards with various benefits and rewards programs. Market share is substantial. Competitors are Itau00fa Unibanco, Banco do Brasil, and Santander Brasil.
- Insurance Products: Bradesco Seguros is a major player in the Brazilian insurance market, offering various policies. A leading market share is attributed to Bradesco Seguros. Competitors are Porto Seguro, SulAmu00e9rica, and Tokio Marine.
- Loans (Personal/Commercial): Offers various loans, including personal, auto, mortgages, and commercial loans. Market share is considerable. Competitors are Itau00fa Unibanco, Banco do Brasil, and Caixa Econu00f4mica Federal.
Market Dynamics
Industry Overview
The Brazilian banking sector is dominated by a few large players, including Bradesco. The industry is characterized by increasing competition from fintech companies and a growing emphasis on digital banking solutions.
Positioning
Bradesco is one of the largest private banks in Brazil, known for its extensive branch network and diversified financial services. Its competitive advantages include brand recognition, a large customer base, and a strong presence in both retail and corporate banking.
Total Addressable Market (TAM)
The total addressable market for financial services in Brazil is estimated to be worth hundreds of billions of dollars annually. Bradesco is well-positioned to capture a significant share of this market, particularly with increasing digitization and financial inclusion initiatives.
Upturn SWOT Analysis
Strengths
- Large and established customer base
- Extensive branch network across Brazil
- Diversified financial services portfolio
- Strong brand recognition
- Solid capital base
Weaknesses
- Exposure to Brazilian economic volatility
- High operating costs compared to fintech competitors
- Potential for increased regulatory scrutiny
- Dependence on traditional banking channels
Opportunities
- Expansion into digital banking services
- Growth in the Brazilian insurance market
- Increasing financial inclusion in Brazil
- Partnerships with fintech companies
- Leveraging data analytics for better customer service
Threats
- Competition from fintech companies
- Economic downturns in Brazil
- Increased regulatory requirements
- Cybersecurity threats
- Changes in consumer preferences
Competitors and Market Share
Key Competitors
- ITUB
- BBDC
- SANB
- BBAS3.SA
Competitive Landscape
Bradesco faces competition from other large Brazilian banks, as well as increasing competition from fintech companies. Bradesco's strengths include its established brand and extensive branch network, while its weaknesses include higher operating costs compared to fintech competitors.
Major Acquisitions
HSBC Brazil
- Year: 2016
- Acquisition Price (USD millions): 5200
- Strategic Rationale: Expanded Bradesco's customer base and presence in the high-income segment.
Growth Trajectory and Initiatives
Historical Growth: Bradesco's growth has been driven by acquisitions, organic expansion, and increasing demand for financial services in Brazil.
Future Projections: Future growth is expected to be fueled by digital banking initiatives, expansion into new markets, and partnerships with fintech companies. Analyst estimates vary depending on economic conditions and company performance.
Recent Initiatives: Recent initiatives include investments in digital banking platforms, expansion of insurance offerings, and partnerships with fintech companies to enhance customer experience.
Summary
Banco Bradesco is a major player in the Brazilian financial sector with a strong brand and extensive network. The company benefits from its diversified service offerings and large customer base. However, it faces challenges from fintech companies and economic volatility. Strategic initiatives in digital banking and insurance are crucial for future growth.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Reports
- Analyst Estimates
- Industry Research
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Investment decisions should be based on individual research and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Banco Bradesco S/A ADR
Exchange NYSE | Headquaters Osasco, SP, Brazil | ||
IPO Launch date 2012-03-13 | CEO & Member of Executive Board Mr. Marcelo de Araujo Noronha | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 71953 | Website https://banco.bradesco |
Full time employees 71953 | Website https://banco.bradesco | ||
Banco Bradesco S.A., together with its subsidiaries, provides various banking products and services to individuals, corporates, and businesses in Brazil and internationally. The company operates through two segments, Banking and Insurance. It provides current, savings, click, and salary accounts; real estate credit, vehicle financing, payroll loans, mortgage loans, microcredit, leasing, and personal and installment credit; overdraft and agribusiness loans; debit and business cards; financial and security services; consortium products; car, personal accident, dental, travel, and life insurance; investment products; pension products; foreign currency exchange services; capitalization bonds; and internet banking services. The company was founded in 1943 and is headquartered in Osasco, Brazil.
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