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BBDO 
Banco Bradesco S/A ADR (BBDO)
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Upturn Advisory Summary
10/31/2025: BBDO (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 35.74% | Avg. Invested days 50 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/31/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 29.35B USD | Price to earnings Ratio 8.43 | 1Y Target Price - |
Price to earnings Ratio 8.43 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.4 | 52 Weeks Range 1.64 - 2.73 | Updated Date 06/29/2025 |
52 Weeks Range 1.64 - 2.73 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 5.97% | Basic EPS (TTM) 0.3 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 22.41% | Operating Margin (TTM) 32.08% |
Management Effectiveness
Return on Assets (TTM) 0.95% | Return on Equity (TTM) 11.27% |
Valuation
Trailing PE 8.43 | Forward PE 6.28 | Enterprise Value 520206385152 | Price to Sales(TTM) 0.35 |
Enterprise Value 520206385152 | Price to Sales(TTM) 0.35 | ||
Enterprise Value to Revenue 3.72 | Enterprise Value to EBITDA - | Shares Outstanding 5296370176 | Shares Floating 7558861646 |
Shares Outstanding 5296370176 | Shares Floating 7558861646 | ||
Percent Insiders - | Percent Institutions 0.23 |
Upturn AI SWOT
Banco Bradesco S/A ADR
Company Overview
History and Background
Banco Bradesco was founded in 1943 in Maru00edlia, Su00e3o Paulo, Brazil. Initially focused on small farmers and civil servants, it expanded to become one of Brazil's largest private banks, offering a full range of financial services. The ADR represents shares traded on the NYSE.
Core Business Areas
- Banking Operations: Provides a wide array of financial services, including current and savings accounts, loans, credit cards, investment banking, asset management, and insurance products.
- Insurance: Offers various insurance products such as life, health, property, and auto insurance through its insurance arm, Bradesco Seguros.
- Asset Management: Manages investment portfolios for individual and institutional clients through Bradesco Asset Management (BRAM).
- Pension Plans: Provides private pension plans and related services.
Leadership and Structure
The leadership team consists of the CEO, CFO, and other executive officers. The organizational structure is hierarchical, with different business units reporting to the top management.
Top Products and Market Share
Key Offerings
- Personal Loans: Offers various personal loan products, with significant market share in Brazil. Competitors include Itau00fa Unibanco, Banco do Brasil, and Caixa Econu00f4mica Federal. Market share data unavailable in US market.
- Credit Cards: Provides a range of credit card products. Competitors include Itau00fa Unibanco and Santander Brasil. Market share data unavailable in US market.
- Insurance Products: Offers life, health, and property insurance. Bradesco Seguros is a major player in the Brazilian insurance market. Competitors include SulAmu00e9rica and Porto Seguro. Market share data unavailable in US market.
Market Dynamics
Industry Overview
The Brazilian banking sector is dominated by a few large players. The industry is heavily regulated and influenced by macroeconomic conditions and government policies.
Positioning
Bradesco is one of the largest private banks in Brazil, known for its extensive branch network and a wide range of financial services. Its competitive advantages include a strong brand reputation and a large customer base.
Total Addressable Market (TAM)
The TAM for banking and financial services in Brazil is substantial, driven by a large population and growing economy. Bradesco is well-positioned to capture a significant portion of this market.
Upturn SWOT Analysis
Strengths
- Large customer base
- Extensive branch network
- Strong brand recognition
- Diversified financial services
- Dominant bank in Brazil
Weaknesses
- Exposure to the Brazilian economy's volatility
- High operating expenses compared to digital-only competitors
- Potential for increased competition from fintech companies
- ADR depends on the BRZ/USD exchange rate
Opportunities
- Expansion into new markets through digital channels
- Increasing penetration of financial services among the unbanked population
- Leveraging technology to improve efficiency and customer experience
- Growth in investment banking activities
Threats
- Economic downturns in Brazil
- Increased competition from fintech companies
- Regulatory changes impacting the banking sector
- Cybersecurity risks and data breaches
Competitors and Market Share
Key Competitors
- ITUB
- BBDC
- SAN
- XP
Competitive Landscape
Banco Bradesco faces stiff competition from other large Brazilian banks, as well as emerging fintech companies. Its advantages include its extensive branch network and brand reputation, while its disadvantages include higher operating expenses and slower innovation compared to fintechs.
Major Acquisitions
HSBC Brazil
- Year: 2016
- Acquisition Price (USD millions): 5200
- Strategic Rationale: Expanded Bradesco's presence in the high-income segment and strengthened its position in the Brazilian banking sector.
Growth Trajectory and Initiatives
Historical Growth: Banco Bradesco has experienced moderate growth in recent years, driven by its core banking operations and expansion into new business areas.
Future Projections: Analyst estimates suggest continued growth for Banco Bradesco, supported by the potential of the Brazilian economy and the bank's strategic initiatives.
Recent Initiatives: Recent initiatives include investments in digital banking platforms, expansion of its insurance business, and strategic acquisitions to strengthen its market position.
Summary
Banco Bradesco is a major player in the Brazilian financial sector with a strong brand and extensive reach. Its main strengths are its large customer base and diversified services. However, it faces challenges from economic volatility and increased competition from fintechs. Investing in digital transformation and managing costs will be crucial for its future success.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Financial News Outlets
- Industry Reports
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Financial data is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Banco Bradesco S/A ADR
Exchange NYSE | Headquaters Osasco, SP, Brazil | ||
IPO Launch date 2012-03-13 | CEO & Member of Executive Board Mr. Marcelo de Araujo Noronha | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 71953 | Website https://banco.bradesco |
Full time employees 71953 | Website https://banco.bradesco | ||
Banco Bradesco S.A., together with its subsidiaries, provides various banking products and services to individuals, corporates, and businesses in Brazil and internationally. The company operates through two segments, Banking and Insurance. It provides current, savings, click, and salary accounts; real estate credit, vehicle financing, payroll loans, mortgage loans, microcredit, leasing, and personal and installment credit; overdraft and agribusiness loans; debit and business cards; financial and security services; consortium products; car, personal accident, dental, travel, and life insurance; investment products; pension products; foreign currency exchange services; capitalization bonds; and internet banking services. The company was founded in 1943 and is headquartered in Osasco, Brazil.
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