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BCAL 
Southern California Bancorp Common Stock (BCAL)
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Upturn Advisory Summary
12/17/2025: BCAL (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $21
1 Year Target Price $21
| 1 | Strong Buy |
| 1 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 1.35% | Avg. Invested days 41 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 12/17/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 635.72M USD | Price to earnings Ratio 9.01 | 1Y Target Price 21 |
Price to earnings Ratio 9.01 | 1Y Target Price 21 | ||
Volume (30-day avg) 3 | Beta 0.26 | 52 Weeks Range 11.87 - 20.47 | Updated Date 12/17/2025 |
52 Weeks Range 11.87 - 20.47 | Updated Date 12/17/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 2.17 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 33.78% | Operating Margin (TTM) 51.47% |
Management Effectiveness
Return on Assets (TTM) 1.5% | Return on Equity (TTM) 11.93% |
Valuation
Trailing PE 9.01 | Forward PE - | Enterprise Value 125288824 | Price to Sales(TTM) 3.39 |
Enterprise Value 125288824 | Price to Sales(TTM) 3.39 | ||
Enterprise Value to Revenue 3.81 | Enterprise Value to EBITDA - | Shares Outstanding 32322651 | Shares Floating 19725867 |
Shares Outstanding 32322651 | Shares Floating 19725867 | ||
Percent Insiders 23.45 | Percent Institutions 65.95 |
About Southern California Bancorp Common Stock
Exchange NASDAQ | Headquaters San Diego, CA, United States | ||
IPO Launch date 2015-12-22 | CEO & Director Mr. Steven E. Shelton | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 289 | |
Full time employees 289 | |||
California BanCorp. operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit. It also provides business loans; lines of credit; construction and land development loans; commercial real estate loans; commercial and industrial loans; small business administration loans; consumer loans; home equity lines of credit; and letters of credit. In addition, the company offers treasury management; cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; and ACH origination, courier, and lockbox services. It serves businesses, business owners and their trusts, limited liability corporations, business partnerships, associations, organizations, and governmental authorities. The company was formerly known as Southern California Bancorp and changed its name to California BanCorp. in August 2024. California BanCorp. was founded in 2001 and is headquartered in San Diego, California.
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