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Upturn AI SWOT - About
1895 of Wisconsin Inc Bancorp (BCOW)
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Upturn Advisory Summary
10/17/2025: BCOW (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 29.38% | Avg. Invested days 58 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/17/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 52.66M USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.05 | 52 Weeks Range 7.78 - 10.74 | Updated Date 06/29/2025 |
52 Weeks Range 7.78 - 10.74 | Updated Date 06/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.6 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -27.59% | Operating Margin (TTM) -10.27% |
Management Effectiveness
Return on Assets (TTM) -0.58% | Return on Equity (TTM) -4.55% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 106437328 | Price to Sales(TTM) 4.45 |
Enterprise Value 106437328 | Price to Sales(TTM) 4.45 | ||
Enterprise Value to Revenue 10.59 | Enterprise Value to EBITDA - | Shares Outstanding 5178350 | Shares Floating 4672177 |
Shares Outstanding 5178350 | Shares Floating 4672177 | ||
Percent Insiders 15.25 | Percent Institutions 5.98 |
Upturn AI SWOT
1895 of Wisconsin Inc Bancorp
Company Overview
History and Background
Given the name '1895 of Wisconsin Inc Bancorp,' we can infer the company likely originated around 1895 in Wisconsin. Without specific details, we assume it began as a regional bank focusing on local communities and gradually expanded its services and geographical reach through organic growth and potential acquisitions.
Core Business Areas
- Retail Banking: Provides checking accounts, savings accounts, loans, mortgages, and other financial services to individuals and small businesses.
- Commercial Banking: Offers loans, lines of credit, deposit accounts, and other financial services to larger businesses and corporations.
- Wealth Management: Provides investment management, financial planning, and trust services to high-net-worth individuals and families.
Leadership and Structure
Without specific information, it's presumed the company has a typical corporate structure: a board of directors overseeing the CEO, who leads a team of executives responsible for various business units (e.g., retail banking, commercial banking, wealth management).
Top Products and Market Share
Key Offerings
- Mortgage Loans: Provides residential mortgage loans. Market share information is unavailable without specific data. Competitors include Wells Fargo (WFC), JPMorgan Chase (JPM), and Bank of America (BAC).
- Commercial Loans: Offers loans to businesses. Market share information is unavailable without specific data. Competitors include U.S. Bancorp (USB), PNC Financial Services (PNC), and Truist Financial (TFC).
- Checking Accounts: Provides personal and business checking accounts. Market share information is unavailable without specific data. Competitors include Capital One (COF), Citigroup (C), and regional banks.
Market Dynamics
Industry Overview
The banking industry is currently characterized by increasing interest rates, regulatory scrutiny, and technological disruption from fintech companies. Consolidation is also a prevalent trend.
Positioning
Without specific information, it's difficult to define the company's exact positioning. It likely aims to be a strong regional player with a focus on customer service and community involvement.
Total Addressable Market (TAM)
The TAM for banking services in the US is trillions of dollars. 1895 of Wisconsin Inc Bancorp's positioning within this TAM depends on its market share and geographic focus. Without concrete data this is an educated guess.
Upturn SWOT Analysis
Strengths
- Strong local presence and brand recognition
- Established customer relationships
- Experienced management team
- Conservative lending practices
Weaknesses
- Limited geographic reach
- Smaller scale compared to national banks
- Potential for higher operating costs
- Dependence on local economy
Opportunities
- Expanding into new markets through acquisitions
- Investing in technology to improve efficiency
- Offering new products and services
- Capitalizing on the growth of fintech
Threats
- Increased competition from national banks and fintech companies
- Rising interest rates
- Economic downturn
- Regulatory changes
Competitors and Market Share
Key Competitors
- WFC
- JPM
- BAC
- USB
- PNC
- COF
Competitive Landscape
1895 of Wisconsin Inc Bancorp faces competition from larger national banks with greater resources and brand recognition. It must differentiate itself through personalized service, community involvement, and a focus on specific market niches.
Growth Trajectory and Initiatives
Historical Growth: Unavailable without specific data.
Future Projections: Unavailable without specific data.
Recent Initiatives: Without specific information, assumed initiatives focus on digital transformation, customer experience enhancement, and regulatory compliance.
Summary
Without specific data, 1895 of Wisconsin Inc Bancorp likely operates as a regional bank, drawing strength from its local presence and established customer base. Its dependence on the local economy and smaller scale compared to national players are potential weaknesses. To maintain a competitive edge, the company should invest in technology and explore strategic acquisitions to expand its reach.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings (hypothetical), Industry Reports (generic)
- Company Website (hypothetical)
Disclaimers:
This analysis is based on limited information and assumptions. Actual financial performance and market dynamics may vary significantly. This is not financial advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About 1895 of Wisconsin Inc Bancorp
Exchange NASDAQ | Headquaters Greenfield, WI, United States | ||
IPO Launch date 2019-01-09 | President, CEO & Director Mr. David R. Ball | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 88 | |
Full time employees 88 | |||
1895 Bancorp of Wisconsin, Inc. operates as a holding company for PyraMax Bank, FSB that provides a range of financial services to commercial and retail customers. It provides checking, savings, certificate of deposits, and money market accounts. The company offers home equity, commercial, residential, and consumer loans; and one-to-four-family mortgages, as well as accept deposits from individual customers and small businesses in the metropolitan. 1895 Bancorp of Wisconsin, Inc. was founded in 1892 and is headquartered in Greenfield, Wisconsin.
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