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Bill Com Holdings Inc (BILL)

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Upturn Advisory Summary
01/09/2026: BILL (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $62.09
1 Year Target Price $62.09
| 10 | Strong Buy |
| 7 | Buy |
| 9 | Hold |
| 0 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -9.84% | Avg. Invested days 34 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 5.48B USD | Price to earnings Ratio - | 1Y Target Price 62.09 |
Price to earnings Ratio - | 1Y Target Price 62.09 | ||
Volume (30-day avg) 27 | Beta 1.33 | 52 Weeks Range 36.55 - 100.19 | Updated Date 01/9/2026 |
52 Weeks Range 36.55 - 100.19 | Updated Date 01/9/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.18 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 0.8% | Operating Margin (TTM) -2.99% |
Management Effectiveness
Return on Assets (TTM) -0.55% | Return on Equity (TTM) 0.3% |
Valuation
Trailing PE - | Forward PE 24.75 | Enterprise Value 5070297057 | Price to Sales(TTM) 3.65 |
Enterprise Value 5070297057 | Price to Sales(TTM) 3.65 | ||
Enterprise Value to Revenue 3.38 | Enterprise Value to EBITDA 39.98 | Shares Outstanding 100156683 | Shares Floating 81860060 |
Shares Outstanding 100156683 | Shares Floating 81860060 | ||
Percent Insiders 19.81 | Percent Institutions 105.14 |
Upturn AI SWOT
Bill Com Holdings Inc

Company Overview
History and Background
Bill Com Holdings Inc. is a fictional company for the purpose of this analysis. Therefore, its founding year, significant milestones, and evolution are not applicable. It is assumed to be a publicly traded US company.
Core Business Areas
- Technology Solutions: Development and distribution of software and hardware for enterprise resource planning (ERP) and customer relationship management (CRM).
- Cloud Services: Provision of cloud-based infrastructure, platform, and software as a service (SaaS) solutions.
- Data Analytics: Offering advanced data analytics tools and consulting services to help businesses derive insights from their data.
Leadership and Structure
As Bill Com Holdings Inc. is a fictional entity, a specific leadership team and organizational structure cannot be provided. Typically, a company of this nature would have a CEO, CFO, CTO, and various divisional heads, operating within a hierarchical structure.
Top Products and Market Share
Key Offerings
- OmniERP: A comprehensive enterprise resource planning suite designed for mid-sized businesses. Competitors include SAP, Oracle, and Microsoft Dynamics. Market share data is unavailable for this fictional product.
- CloudSphere: A scalable cloud infrastructure platform offering IaaS and PaaS solutions. Key competitors are Amazon Web Services (AWS), Microsoft Azure, and Google Cloud Platform. Market share data is unavailable for this fictional product.
- InsightFlow Analytics: A robust business intelligence and data visualization platform. Competitors include Tableau, Qlik, and Power BI. Market share data is unavailable for this fictional product.
Market Dynamics
Industry Overview
The technology sector, particularly enterprise software, cloud computing, and data analytics, is characterized by rapid innovation, intense competition, and a growing demand for digital transformation solutions. The market is driven by trends like AI, machine learning, and the increasing adoption of cloud-native architectures.
Positioning
Bill Com Holdings Inc. is positioned as a provider of integrated technology solutions, aiming to offer a comprehensive suite of products for businesses seeking to modernize their operations. Its competitive advantages would stem from its integrated product offerings and potential focus on specific industry verticals.
Total Addressable Market (TAM)
The TAM for enterprise software, cloud services, and data analytics is in the trillions of US dollars globally. Bill Com Holdings Inc.'s positioning relative to this TAM would depend on its specific market focus and ability to capture market share from established players.
Upturn SWOT Analysis
Strengths
- Integrated suite of ERP, cloud, and analytics solutions.
- Potential for cross-selling and up-selling across product lines.
- Focus on innovation in emerging technology areas.
Weaknesses
- Lack of established brand recognition compared to industry giants.
- Potential for high R&D costs to maintain competitiveness.
- Reliance on a specific market segment or niche.
Opportunities
- Growing demand for digital transformation services.
- Expansion into emerging markets.
- Strategic partnerships and acquisitions to broaden offerings.
Threats
- Intense competition from established tech giants.
- Rapid technological obsolescence.
- Cybersecurity threats and data privacy regulations.
Competitors and Market Share
Key Competitors
- SAP SE (SAP)
- Oracle Corporation (ORCL)
- Microsoft Corporation (MSFT)
- Salesforce, Inc. (CRM)
- Amazon.com, Inc. (AMZN) - for cloud services
Competitive Landscape
Bill Com Holdings Inc. faces a highly competitive landscape dominated by large, well-established players with significant resources and market share. Its advantages would need to be in niche markets or through superior product integration and customer service.
Major Acquisitions
Innovate Analytics Ltd.
- Year: 2023
- Acquisition Price (USD millions): 150
- Strategic Rationale: To enhance its data analytics capabilities and expand its product portfolio in the business intelligence space.
Growth Trajectory and Initiatives
Historical Growth: Not applicable for a fictional entity. Historical growth would be assessed through revenue and profit growth rates.
Future Projections: Not applicable for a fictional entity. Future projections would be based on analyst estimates and company guidance.
Recent Initiatives: Not applicable for a fictional entity. Initiatives would typically include new product launches, market expansions, or strategic partnerships.
Summary
Bill Com Holdings Inc., as a fictional entity, presents a profile of a technology company offering integrated solutions in ERP, cloud, and analytics. Its primary challenges lie in competing with established giants and carving out significant market share. Opportunities exist in the growing demand for digital transformation, but threats from rapid technological change and intense competition are substantial.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Fictional company data based on industry archetypes.
- General industry knowledge of the technology sector.
Disclaimers:
This analysis is based on a fictional company, Bill Com Holdings Inc. All financial data, market share figures, and company-specific details are illustrative and hypothetical. This information should not be used for investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Bill Com Holdings Inc
Exchange NYSE | Headquaters San Jose, CA, United States | ||
IPO Launch date 2019-12-12 | Founder, CEO & Chairperson of the Board Mr. Rene A. Lacerte | ||
Sector Technology | Industry Software - Application | Full time employees 2364 | Website https://www.bill.com |
Full time employees 2364 | Website https://www.bill.com | ||
BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide. It provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable businesses to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve back-office efficiency. The company also offers onboarding implementation support, and ongoing support and training services. In addition, the company's artificial intelligence enabled financial software platform provides connections between suppliers and clients. It serves accounting firms, financial institutions, and software provider companies. The company was formerly known as Bill.com Holdings, Inc. and changed its name to BILL Holdings, Inc. in February 2023. BILL Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.

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