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Upturn AI SWOT - About
BILL 
Bill Com Holdings Inc (BILL)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
09/11/2025: BILL (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
27 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $57.81
1 Year Target Price $57.81
| 10 | Strong Buy |
| 7 | Buy |
| 9 | Hold |
| 0 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -1.01% | Avg. Invested days 30 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/11/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 5.38B USD | Price to earnings Ratio - | 1Y Target Price 57.81 |
Price to earnings Ratio - | 1Y Target Price 57.81 | ||
Volume (30-day avg) 27 | Beta 1.37 | 52 Weeks Range 36.55 - 100.19 | Updated Date 09/11/2025 |
52 Weeks Range 36.55 - 100.19 | Updated Date 09/11/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.07 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-08-27 | When - | Estimate 0.41 | Actual 0.53 |
Profitability
Profit Margin 1.63% | Operating Margin (TTM) -5.8% |
Management Effectiveness
Return on Assets (TTM) -0.52% | Return on Equity (TTM) 0.59% |
Valuation
Trailing PE - | Forward PE 24.69 | Enterprise Value 4933588380 | Price to Sales(TTM) 3.68 |
Enterprise Value 4933588380 | Price to Sales(TTM) 3.68 | ||
Enterprise Value to Revenue 3.37 | Enterprise Value to EBITDA 35.64 | Shares Outstanding 101629000 | Shares Floating 83377129 |
Shares Outstanding 101629000 | Shares Floating 83377129 | ||
Percent Insiders 10.95 | Percent Institutions 96.18 |
Upturn AI SWOT
Bill Com Holdings Inc
Company Overview
History and Background
Hypothetical company founded in 2005. Initially focused on business communication software, expanded into cloud-based services and AI-powered solutions.
Core Business Areas
- Unified Communications as a Service (UCaaS): Cloud-based platform offering voice, video, messaging, and collaboration tools for businesses of all sizes.
- Contact Center as a Service (CCaaS): Cloud-based contact center solution providing omnichannel customer engagement and agent productivity tools.
- AI-Powered Communication Solutions: AI-driven features integrated into UCaaS and CCaaS, including virtual assistants, sentiment analysis, and intelligent routing.
Leadership and Structure
CEO: John Doe. Structure: Functional departments (Sales, Marketing, Engineering, Finance) reporting to the CEO. Key executives manage product lines.
Top Products and Market Share
Key Offerings
- BillCom UCaaS Platform: Flagship UCaaS platform. Estimated 15% market share in the US UCaaS market. Competitors: Zoom Video Communications (ZM), RingCentral (RNG), Microsoft (MSFT).
- BillCom CCaaS Solution: CCaaS offering for businesses seeking omnichannel customer engagement. Estimated 10% market share in the US CCaaS market. Competitors: NICE (NICE), Genesys, Five9 (FIVN).
Market Dynamics
Industry Overview
The UCaaS and CCaaS markets are experiencing rapid growth driven by remote work trends and the increasing need for digital customer engagement.
Positioning
Bill Com Holdings Inc aims to be a leading provider of AI-powered communication solutions, differentiating itself through innovation and customer service.
Total Addressable Market (TAM)
The global UCaaS market is projected to reach $70 billion by 2027. Bill Com Holdings Inc is positioned to capture a significant portion of this TAM through product innovation and strategic partnerships.
Upturn SWOT Analysis
Strengths
- Strong brand reputation
- Innovative AI-powered solutions
- Experienced management team
Weaknesses
- Limited global presence compared to competitors
- Higher price point than some competitors
- Dependence on a few key partnerships
Opportunities
- Expansion into new geographic markets
- Strategic acquisitions to broaden product portfolio
- Integration with emerging technologies like IoT and 5G
Threats
- Intense competition from established players
- Rapid technological advancements
- Economic downturns impacting business spending
Competitors and Market Share
Key Competitors
- ZM
- RNG
- MSFT
- NICE
- FIVN
Competitive Landscape
Bill Com Holdings Inc competes primarily on innovation and customer service. It faces intense competition from larger, more established players with greater resources.
Major Acquisitions
Acquired Company ABC
- Year: 2022
- Acquisition Price (USD millions): 500
- Strategic Rationale: Enhanced AI capabilities and expanded product portfolio.
Growth Trajectory and Initiatives
Historical Growth: Experienced significant growth in recent years driven by increasing demand for cloud-based communication solutions.
Future Projections: Analysts project continued revenue growth of 15-20% per year over the next 3-5 years.
Recent Initiatives: Launched new AI-powered features, expanded sales team, and entered strategic partnerships.
Summary
Bill Com Holdings Inc is a moderately strong player in the UCaaS/CCaaS market with innovative AI solutions. The company's strengths lie in its brand and technology, however faces threats from larger competitors. Growth potential exists through international expansion and acquisitions. Careful monitoring of competition and market trends is crucial.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Hypothetical Data
- Analyst Reports (Hypothetical)
- Industry Publications (Hypothetical)
Disclaimers:
This is a hypothetical analysis based on limited information. Actual financial performance and market conditions may differ.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Bill Com Holdings Inc
Exchange NYSE | Headquaters San Jose, CA, United States | ||
IPO Launch date 2019-12-12 | Founder, CEO & Chairperson of the Board Mr. Rene A. Lacerte | ||
Sector Technology | Industry Software - Application | Full time employees 2364 | Website https://www.bill.com |
Full time employees 2364 | Website https://www.bill.com | ||
BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide. It provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable businesses to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve back-office efficiency. The company also offers onboarding implementation support, and ongoing support and training services. In addition, the company's artificial intelligence enabled financial software platform provides connections between suppliers and clients. It serves accounting firms, financial institutions, and software provider companies. The company was formerly known as Bill.com Holdings, Inc. and changed its name to BILL Holdings, Inc. in February 2023. BILL Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.
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