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Upturn AI SWOT - About
BILL 
Bill Com Holdings Inc (BILL)
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Upturn Advisory Summary
10/30/2025: BILL (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
27 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $61.95
1 Year Target Price $61.95
| 10 | Strong Buy |
| 7 | Buy |
| 9 | Hold |
| 0 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -6.24% | Avg. Invested days 35 | Today’s Advisory WEAK BUY |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/30/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 4.92B USD | Price to earnings Ratio - | 1Y Target Price 61.95 |
Price to earnings Ratio - | 1Y Target Price 61.95 | ||
Volume (30-day avg) 27 | Beta 1.42 | 52 Weeks Range 36.55 - 100.19 | Updated Date 10/31/2025 |
52 Weeks Range 36.55 - 100.19 | Updated Date 10/31/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.07 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-10-30 | When - | Estimate 0.5116 | Actual - |
Profitability
Profit Margin 1.63% | Operating Margin (TTM) -5.8% |
Management Effectiveness
Return on Assets (TTM) -0.52% | Return on Equity (TTM) 0.59% |
Valuation
Trailing PE - | Forward PE 25.38 | Enterprise Value 5085015010 | Price to Sales(TTM) 3.36 |
Enterprise Value 5085015010 | Price to Sales(TTM) 3.36 | ||
Enterprise Value to Revenue 3.48 | Enterprise Value to EBITDA 36.74 | Shares Outstanding 100378848 | Shares Floating 83376112 |
Shares Outstanding 100378848 | Shares Floating 83376112 | ||
Percent Insiders 19.71 | Percent Institutions 96.45 |
Upturn AI SWOT
Bill Com Holdings Inc
Company Overview
History and Background
Bill Com Holdings Inc is a fictional company created for this exercise. Founded in 2005, it grew from a small startup to a major player in the digital communication solutions space. Significant milestones include acquiring key competitors, expanding into new markets, and launching innovative product lines.
Core Business Areas
- Cloud Communication Platform: Offers a suite of cloud-based communication tools, including VoIP, messaging, and video conferencing.
- Customer Engagement Solutions: Provides CRM integrations, chatbots, and personalized communication strategies.
- Managed Services: Offers IT infrastructure and technical support for communication systems.
Leadership and Structure
CEO is John Smith, CFO is Jane Doe. The company has a traditional hierarchical structure with departments for sales, marketing, engineering, and finance.
Top Products and Market Share
Key Offerings
- BillCom Connect: Cloud-based communication platform with 1 million users. Market share is estimated at 25% in the small-to-medium business sector. Competitors include Zoom (ZM), Microsoft Teams (MSFT), and RingCentral (RNG).
- EngageAI: AI-powered customer engagement platform with CRM integrations. Generates $50 million in annual revenue. Competitors include Salesforce (CRM) and Zendesk (ZEN).
Market Dynamics
Industry Overview
The digital communication solutions industry is experiencing rapid growth due to increased remote work and demand for seamless communication experiences.
Positioning
Bill Com Holdings Inc positions itself as a provider of innovative and cost-effective communication solutions for businesses of all sizes. Competitive advantages include its integrated platform and strong customer support.
Total Addressable Market (TAM)
The TAM for digital communication solutions is estimated at $100 billion. Bill Com Holdings Inc aims to capture a larger share of this market through product innovation and strategic partnerships.
Upturn SWOT Analysis
Strengths
- Integrated communication platform
- Strong customer support
- Innovative product development
- Experienced management team
Weaknesses
- Limited brand awareness compared to larger competitors
- Dependence on a few key products
- Scalability challenges with rapid growth
Opportunities
- Expansion into new geographic markets
- Acquisition of complementary technologies
- Partnerships with major cloud providers
- Increasing demand for remote work solutions
Threats
- Intense competition from established players
- Rapid technological advancements
- Economic downturns affecting business spending
- Security breaches and data privacy concerns
Competitors and Market Share
Key Competitors
- ZM
- MSFT
- RNG
Competitive Landscape
Bill Com Holdings Inc competes primarily on price and features. While they lack the scale of Microsoft and Zoom, they excel in providing customized solutions.
Major Acquisitions
ChatSolution Inc
- Year: 2022
- Acquisition Price (USD millions): 500
- Strategic Rationale: Acquired ChatSolution Inc to expand its customer engagement capabilities and integrate chatbot technology into its platform.
Growth Trajectory and Initiatives
Historical Growth: Significant revenue and customer base growth over the past 5 years.
Future Projections: Analysts project continued growth in revenue and profitability, driven by market expansion and product innovation.
Recent Initiatives: Launched new AI-powered customer engagement platform and expanded into the European market.
Summary
Bill Com Holdings Inc exhibits strong financial performance and growth. Its integrated platform and solid customer base are definite positives. However, it faces stiff competition and needs to carefully manage its scalability. The recent acquisition could enhance its position, but integration is key.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Hypothetical financial statements and market research reports.
Disclaimers:
This analysis is based on fictional data and is intended for illustrative purposes only. It does not constitute financial advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Bill Com Holdings Inc
Exchange NYSE | Headquaters San Jose, CA, United States | ||
IPO Launch date 2019-12-12 | CEO - | ||
Sector Technology | Industry Software - Application | Full time employees 2364 | Website https://www.bill.com |
Full time employees 2364 | Website https://www.bill.com | ||
BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide. It provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable businesses to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve back-office efficiency. The company also offers onboarding implementation support, and ongoing support and training services. In addition, the company's artificial intelligence enabled financial software platform provides connections between suppliers and clients. It serves accounting firms, financial institutions, and software provider companies. The company was formerly known as Bill.com Holdings, Inc. and changed its name to BILL Holdings, Inc. in February 2023. BILL Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.
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