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Blackline Inc(BL)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for BL
09/15/2026: BL (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Blackline Inc is a prominent provider of cloud-based accounting automation software designed to simplify the financial close process for large enterprises. The company has a leading position in the EFCA category, consistently delivering high-quality recurring revenue by replacing inefficient, manual spreadsheet tasks. Its primary growth opportunity lies in expanding its platform's reach into intercompany accounting and accounts receivable automation through AI-driven insights. Key risks include intense competition from integrated ERP incumbents and sensitivity to enterprise IT spending cycles. Blackline is generally best suited for investors seeking exposure to enterprise SaaS with a focus on mission-critical business processes; long-term performance will depend on the effective execution of its platform expansion strategy.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | Blackline offers a solid SaaS model but has moved toward a more mature growth phase, requiring careful assessment of future expansion potential. |
| Momentum investor | Mixed fit | The stock is currently sensitive to broader software sector trends; positive momentum would require sustained revenue growth acceleration. |
| Value investor | Mixed fit | The company's valuation has become more reasonable compared to historical highs, but it is not a traditional value play. |
| Dividend investor | Weak fit | Blackline Inc does not pay a dividend, making it unsuitable for income-focused portfolios. |
| Low-risk investor | Mixed fit | While the business model is recurring and stable, enterprise software stocks can be subject to market volatility. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | Medium / high | As a growth-oriented technology stock, the price can fluctuate significantly with interest rate changes and sector sentiment. |
| Valuation risk | Medium | Investors must ensure the current trading multiple remains justified by the underlying growth in recurring revenue. |
| Competition risk (ERP incumbents) | High | Large ERP platforms like SAP and Oracle often bundle accounting tools, creating constant pressure on Blackline's differentiation. |
| Business quality | Strong | The high retention rates and essential nature of the financial close process for large enterprises indicate a quality business franchise. |
| Dividend income | Low / none | The company does not provide income, meaning total return is entirely dependent on price appreciation. |
| Execution risk | Medium | Successful long-term performance depends on the company's ability to innovate and expand its platform footprint within existing enterprise clients. |
Price Behavior
Steep Decline
The stock price has dropped sharply with strong downward pressure.
Choppy
The stock has experienced frequent reversals and pronounced short-term price swings.
Analysis of Past Performance
Type Stock | Historic Profit -28.5% | Avg. Invested days 36 | Today’s Advisory WEAK BUY |
Upturn Advisory Rating  | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/15/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.76B USD | Price to earnings Ratio 54.09 | 1Y Target Price 38.8 |
Price to earnings Ratio 54.09 | 1Y Target Price 38.8 | ||
Volume (30-day avg) 1.1M shares | Beta 0.65 | 52 Weeks Range 24.70 - 59.57 | Updated Date 09/15/2026 |
52 Weeks Range 24.70 - 59.57 | Updated Date 09/15/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.56 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Subscription Services | Recurring revenue from cloud-based platform access fees. | This is the core, stable driver of revenue that demonstrates customer loyalty. |
| Professional Services | Implementation, training, and consulting services for the software platform. | While a smaller part of total revenue, it is critical for ensuring client adoption. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Valuation
Trailing PE 54.09 | Forward PE 48.54 | Enterprise Value 1.92B | Price to Sales(TTM) 2.4 |
Enterprise Value 1.92B | Price to Sales(TTM) 2.4 | ||
Enterprise Value to Revenue 2.47 | Enterprise Value to EBITDA 17.2 | Shares Outstanding 58.13M | Shares Floating 43.92M |
Shares Outstanding 58.13M | Shares Floating 43.92M | ||
Percent Insiders 9.46 | Percent Institutions 107.16 |
Upturn AI Summary
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
About Blackline Inc
Exchange NASDAQ | Headquarters Woodland Hills, CA, United States | ||
IPO Launch date 2016-10-28 | Chairman & CEO Mr. Owen M. Ryan CPA | ||
Sector Technology | Industry Software - Application | Full time employees 1850 | Website https://www.blackline.com |
Full time employees 1850 | Website https://www.blackline.com | ||
BlackLine, Inc. provides cloud-based solutions to automate and streamline accounting and finance operations in the United States and internationally. It offers financial close and consolidation solutions, such as account reconciliations that provides a centralized workspace for users to collaborate on account reconciliations; transaction matching, which analyzes and reconciles individual transactions; task management to create and manage processes and task lists; and financial reporting analytics that enables analysis and validation of financial data. The company also provides journal entry, which allows users to generate, review, and post manual journal entries; variance analysis that offers anomalous fluctuations in balance sheet and income statement account balances; compliance, an integrated solution that facilitates compliance-related initiatives, consolidates project management, and provides visibility over control self-assessments and testing; and smart close for SAP solution. In addition, it offers credit and risk, collection, dispute and deduction, and team and task management, as well as AR intelligence, electronic invoicing and payment, and cash application solutions. Further, the company provides intercompany create functionality that stores permissions and business logic exceptions by entity, service, and transaction type; intercompany balance and resolve, which records an organization's intercompany transactions; and netting and settlement that enables open intercompany transactions, which integrate with treasury systems. Additionally, it offers implementation, optimization, live and web-based training, and support services. The company sells its solutions primarily through direct sales force to multinational corporations, large domestic enterprises, and mid-market companies across various industries. The company was incorporated in 2001 and is headquartered in Woodland Hills, California.
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