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BlackRock Credit Allocation Income Trust (BTZ)
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Upturn Advisory Summary
12/24/2025: BTZ (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 10.81% | Avg. Invested days 56 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 12/24/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.02B USD | Price to earnings Ratio 15.83 | 1Y Target Price - |
Price to earnings Ratio 15.83 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.73 | 52 Weeks Range 9.31 - 10.92 | Updated Date 06/29/2025 |
52 Weeks Range 9.31 - 10.92 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 9.22% | Basic EPS (TTM) 0.69 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 59.17% | Operating Margin (TTM) 89.54% |
Management Effectiveness
Return on Assets (TTM) 3.57% | Return on Equity (TTM) 5.94% |
Valuation
Trailing PE 15.83 | Forward PE - | Enterprise Value 1554951808 | Price to Sales(TTM) 9.52 |
Enterprise Value 1554951808 | Price to Sales(TTM) 9.52 | ||
Enterprise Value to Revenue 24.24 | Enterprise Value to EBITDA - | Shares Outstanding 93324496 | Shares Floating - |
Shares Outstanding 93324496 | Shares Floating - | ||
Percent Insiders - | Percent Institutions 35.89 |
Upturn AI SWOT
BlackRock Credit Allocation Income Trust
Company Overview
History and Background
BlackRock Credit Allocation Income Trust (NYSE: BCX) is a closed-end fund managed by BlackRock, Inc. It was launched to provide investors with a diversified portfolio of income-producing credit instruments. The fund aims to generate current income and capital appreciation. Its evolution is tied to BlackRock's broader strategy of offering diverse investment solutions across various asset classes.
Core Business Areas
- Credit Allocation Strategy: The trust invests in a broad range of income-generating credit instruments, including corporate bonds, bank loans, and other debt securities. The allocation across these sub-sectors is actively managed by BlackRock's fixed income teams.
- Income Generation: The primary objective is to generate current income for shareholders through interest payments and to achieve capital appreciation by strategically investing in credit markets.
Leadership and Structure
BlackRock Credit Allocation Income Trust is managed by a team of portfolio managers at BlackRock, Inc. The specific leadership can be found in the fund's latest prospectus and annual reports, but generally, it operates within BlackRock's vast investment management structure.
Top Products and Market Share
Key Offerings
- Product Name 1: BlackRock Credit Allocation Income Trust (BCX) - Closed-End Fund: This trust offers investors exposure to a diversified portfolio of credit assets. As a closed-end fund, its shares trade on an exchange, and its market share is relative to other closed-end income-focused funds. Competitors include other closed-end bond funds and actively managed fixed-income ETFs and mutual funds from firms like PIMCO, Nuveen, and Invesco.
Market Dynamics
Industry Overview
The closed-end fund industry, particularly those focused on fixed income and credit, operates within the broader asset management sector. It is influenced by interest rate environments, economic growth, credit quality, and investor demand for income. The competitive landscape is robust, with numerous players offering similar strategies.
Positioning
BCX is positioned as an actively managed income-oriented investment vehicle within the fixed-income closed-end fund space. Its competitive advantage lies in BlackRock's extensive research capabilities, global reach, and experience in managing complex credit portfolios. However, it competes with a vast array of similar offerings.
Total Addressable Market (TAM)
The TAM for income-generating credit investments is substantial, encompassing global bond markets, loan markets, and alternative credit. BlackRock, as a global asset manager, has a significant presence across this TAM. BCX's specific TAM is within the closed-end fund segment of this market, targeting investors seeking income and capital appreciation from credit.
Upturn SWOT Analysis
Strengths
- Access to BlackRock's extensive research and global fixed-income expertise.
- Diversified exposure to various credit instruments.
- Active management aimed at optimizing income and capital appreciation.
- Potential for trading at a discount or premium to Net Asset Value (NAV).
Weaknesses
- Closed-end fund structure can lead to trading at a discount/premium.
- Interest rate sensitivity common to fixed-income investments.
- Complexity of underlying credit instruments can be challenging for retail investors.
- Management fees associated with the fund.
Opportunities
- Potential for rising interest rates to increase portfolio yields over time (depending on duration).
- Market dislocations creating opportunities for value in distressed or underpriced credit.
- Investor demand for yield in a low-rate environment.
- Expansion into newer or less efficient credit markets.
Threats
- Rising inflation leading to increased interest rates and bond price depreciation.
- Economic downturns increasing credit defaults and impacting portfolio value.
- Increased competition from other income-focused funds and ETFs.
- Regulatory changes impacting credit markets or fund structures.
Competitors and Market Share
Key Competitors
- PIMCO Income Strategy Fund (PIMNX)
- Nuveen Enhanced Short Term Municipal Bond Fund (NUEMX)
- Invesco Senior Income Trust (VVR)
Competitive Landscape
BCX's advantages include BlackRock's reputation and investment capabilities. Its disadvantages can stem from the fund's specific allocation strategy, expense ratio, and the performance of its underlying assets compared to competitors. The competitive landscape is characterized by a wide range of fixed-income strategies and fee structures.
Growth Trajectory and Initiatives
Historical Growth: The growth trajectory for BCX is primarily defined by the growth in its Net Asset Value (NAV) and its ability to maintain or increase its distributions. This is influenced by market performance of its underlying credit assets and the effectiveness of its allocation strategy.
Future Projections: Future projections for BCX are highly dependent on the outlook for fixed-income markets, interest rates, and credit conditions. Analyst estimates are not typically provided for closed-end funds in the same way as for operating companies, but market commentary on the credit sector is relevant.
Recent Initiatives: Recent initiatives would likely involve adjustments to the fund's portfolio allocation in response to evolving market conditions, changes in management strategies, or efforts to enhance shareholder value, such as managing the discount/premium to NAV.
Summary
BlackRock Credit Allocation Income Trust (BCX) is a closed-end fund focused on generating income from diversified credit assets. Its strengths lie in BlackRock's management expertise and broad market access. However, it faces challenges from interest rate volatility, credit risk, and intense competition within the fixed-income fund space. Key areas to watch include its ability to sustain distributions and manage its discount/premium to NAV.
Similar Stocks
Sources and Disclaimers
Data Sources:
- BlackRock Investor Relations Filings (SEC EDGAR)
- Financial News Outlets (e.g., Bloomberg, Reuters)
- Financial Data Providers (e.g., Morningstar, FactSet)
Disclaimers:
This information is for informational purposes only and should not be considered investment advice. Past performance is not indicative of future results. Investment in closed-end funds involves risks, including the potential loss of principal. Investors should consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About BlackRock Credit Allocation Income Trust
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2006-12-22 | CEO - | ||
Sector Financial Services | Industry Asset Management | Full time employees - | |
Full time employees - | |||
BlackRock Credit Allocation Income Trust is a closed ended balanced mutual fund launched by BlackRock, Inc. The fund is co-managed by BlackRock Advisors, LLC and BlackRock (Singapore) Limited. It invests in the fixed income markets across the globe. For the fixed income portion of the portfolio, the fund primarily invests in securities with an average credit quality of BBB by Standard & Poor's Corporation. It invests in investment grade corporate bonds, high yield bonds, bank loans, preferred securities or convertible bonds or derivatives. The fund was formerly known as BlackRock Preferred & Equity Advantage Trust. BlackRock Credit Allocation Income Trust was formed on December 27, 2006 and is domiciled in the United States.
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