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BlackRock Credit Allocation Income Trust (BTZ)
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Upturn Advisory Summary
10/31/2025: BTZ (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 13.7% | Avg. Invested days 55 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 10/31/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.02B USD | Price to earnings Ratio 15.83 | 1Y Target Price - |
Price to earnings Ratio 15.83 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.73 | 52 Weeks Range 9.31 - 10.92 | Updated Date 06/29/2025 |
52 Weeks Range 9.31 - 10.92 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 9.22% | Basic EPS (TTM) 0.69 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 59.17% | Operating Margin (TTM) 89.54% |
Management Effectiveness
Return on Assets (TTM) 3.57% | Return on Equity (TTM) 5.94% |
Valuation
Trailing PE 15.83 | Forward PE - | Enterprise Value 1554951808 | Price to Sales(TTM) 9.52 |
Enterprise Value 1554951808 | Price to Sales(TTM) 9.52 | ||
Enterprise Value to Revenue 24.24 | Enterprise Value to EBITDA - | Shares Outstanding 93324496 | Shares Floating - |
Shares Outstanding 93324496 | Shares Floating - | ||
Percent Insiders - | Percent Institutions 35.89 |
Upturn AI SWOT
BlackRock Credit Allocation Income Trust
Company Overview
History and Background
BlackRock Credit Allocation Income Trust (BTZ) is a closed-end management investment company. It was formed to seek high current income and capital appreciation by investing in a portfolio of primarily debt securities.
Core Business Areas
- Investment Management: Manages a portfolio of primarily debt securities, seeking high current income and capital appreciation. Focuses on diversified credit sectors.
Leadership and Structure
BlackRock is the investment advisor for BTZ. The fund is managed by a team of investment professionals at BlackRock, with a board of trustees overseeing the fund's activities.
Top Products and Market Share
Key Offerings
- Closed-End Fund: BTZ operates as a closed-end fund, investing in a diversified portfolio of credit assets. Competitors include other closed-end funds focusing on credit and debt securities. Market share data is difficult to ascertain precisely at the fund level, depending on the allocation strategy
Market Dynamics
Industry Overview
The closed-end fund industry is influenced by interest rates, credit spreads, and investor sentiment. Demand for income-generating assets impacts the performance of credit-focused closed-end funds.
Positioning
BTZ aims to provide attractive income and capital appreciation through active management of its credit portfolio. Its competitive advantage lies in BlackRock's expertise and scale in credit markets.
Total Addressable Market (TAM)
The TAM for credit-focused investment strategies is vast, encompassing institutional and retail investors. BlackRock is a leading player in asset management, giving BTZ access to a significant portion of this TAM.
Upturn SWOT Analysis
Strengths
- Experienced management team (BlackRock)
- Diversified credit portfolio
- Established track record
- Access to BlackRock's resources
Weaknesses
- Sensitivity to interest rate changes
- Market volatility
- Dependence on BlackRock's performance
- Discount to net asset value (NAV)
Opportunities
- Rising interest rate environment (potentially higher income)
- Distressed debt opportunities
- Expanding credit markets
- Increasing demand for income-generating assets
Threats
- Economic recession
- Credit defaults
- Increased competition
- Changes in regulations
Competitors and Market Share
Key Competitors
- PIMCO Corporate & Income Opportunity Fund (PTY)
- Eaton Vance Tax-Managed Diversified Equity Income Fund (ETY)
- DoubleLine Income Solutions Fund (DSL)
Competitive Landscape
BTZ competes with other closed-end funds for investor capital. Its competitive advantage lies in BlackRock's brand, expertise, and scale.
Growth Trajectory and Initiatives
Historical Growth: Growth is tied to the performance of underlying investments and the ability to generate income and capital appreciation.
Future Projections: Future growth depends on factors such as interest rate movements, credit market conditions, and the fund's ability to identify attractive investment opportunities.
Recent Initiatives: Initiatives may include adjustments to portfolio allocation, seeking new investment opportunities, and managing risk.
Summary
BlackRock Credit Allocation Income Trust (BTZ) is a well-established closed-end fund managed by BlackRock, focused on generating income and capital appreciation through credit investments. Its strengths lie in its experienced management and diversified portfolio. Weaknesses include sensitivity to market conditions and discount to NAV. BTZ should focus on managing risk and adapting to changing credit market dynamics.
Similar Stocks
Sources and Disclaimers
Data Sources:
- BlackRock website
- Financial data providers (e.g., Yahoo Finance, Bloomberg)
- SEC filings
Disclaimers:
The information provided is for informational purposes only and should not be considered investment advice. Past performance is not indicative of future results. Market data is dynamic and may change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About BlackRock Credit Allocation Income Trust
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2006-12-22 | CEO - | ||
Sector Financial Services | Industry Asset Management | Full time employees - | |
Full time employees - | |||
BlackRock Credit Allocation Income Trust is a closed ended balanced mutual fund launched by BlackRock, Inc. The fund is co-managed by BlackRock Advisors, LLC and BlackRock (Singapore) Limited. It invests in the fixed income markets across the globe. For the fixed income portion of the portfolio, the fund primarily invests in securities with an average credit quality of BBB by Standard & Poor's Corporation. It invests in investment grade corporate bonds, high yield bonds, bank loans, preferred securities or convertible bonds or derivatives. The fund was formerly known as BlackRock Preferred & Equity Advantage Trust. BlackRock Credit Allocation Income Trust was formed on December 27, 2006 and is domiciled in the United States.
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