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BlackRock Credit Allocation Income Trust (BTZ)
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Upturn Advisory Summary
11/28/2025: BTZ (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 19.56% | Avg. Invested days 54 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 11/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.02B USD | Price to earnings Ratio 15.83 | 1Y Target Price - |
Price to earnings Ratio 15.83 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.73 | 52 Weeks Range 9.31 - 10.92 | Updated Date 06/29/2025 |
52 Weeks Range 9.31 - 10.92 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 9.22% | Basic EPS (TTM) 0.69 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 59.17% | Operating Margin (TTM) 89.54% |
Management Effectiveness
Return on Assets (TTM) 3.57% | Return on Equity (TTM) 5.94% |
Valuation
Trailing PE 15.83 | Forward PE - | Enterprise Value 1554951808 | Price to Sales(TTM) 9.52 |
Enterprise Value 1554951808 | Price to Sales(TTM) 9.52 | ||
Enterprise Value to Revenue 24.24 | Enterprise Value to EBITDA - | Shares Outstanding 93324496 | Shares Floating - |
Shares Outstanding 93324496 | Shares Floating - | ||
Percent Insiders - | Percent Institutions 35.89 |
Upturn AI SWOT
BlackRock Credit Allocation Income Trust
Company Overview
History and Background
BlackRock Credit Allocation Income Trust (BTZ) is a closed-end fund managed by BlackRock. It was established with the goal of providing current income and capital appreciation by investing in a diversified portfolio of credit-related securities.
Core Business Areas
- Investment Management: BTZ focuses on managing a portfolio of credit-related securities, including corporate bonds, loans, and other income-producing investments.
Leadership and Structure
BTZ is managed by BlackRock's investment professionals. The fund's investment strategies are overseen by portfolio managers within BlackRock's fixed income division.
Top Products and Market Share
Key Offerings
- Credit Investment Portfolio: BTZ offers investors access to a diversified portfolio of credit-related assets. Market share data is not directly applicable to closed-end funds, but BTZ competes with other closed-end funds and ETFs in the fixed-income space. Competitors include other closed-end funds specializing in credit investments.
Market Dynamics
Industry Overview
The closed-end fund industry is influenced by interest rates, credit spreads, and overall market sentiment. Demand for income-generating assets often drives investment in funds like BTZ.
Positioning
BTZ aims to provide attractive risk-adjusted returns by leveraging BlackRock's credit expertise. Its competitive advantage lies in its management team and access to BlackRock's research capabilities.
Total Addressable Market (TAM)
The TAM is difficult to estimate precisely, but it encompasses the total value of assets invested in credit-related securities globally. BlackRock, and by extension BTZ, is a significant player within this large market.
Upturn SWOT Analysis
Strengths
- Experienced Management Team
- BlackRock's Brand and Resources
- Diversified Portfolio
- Focus on Income Generation
Weaknesses
- Interest Rate Sensitivity
- Credit Risk
- Market Volatility Exposure
- Discount to NAV Risk
Opportunities
- Rising Interest Rate Environment (potentially increasing income)
- Increased Demand for Credit Investments
- Expansion of Credit Markets
- Strategic Acquisitions of Other Funds
Threats
- Economic Downturn
- Credit Defaults
- Increased Competition
- Regulatory Changes
Competitors and Market Share
Key Competitors
- ECC
- OXLC
- ARCC
Competitive Landscape
BTZ competes with other closed-end funds in the credit space, offering similar income strategies. Its advantage lies in BlackRock's size and expertise.
Growth Trajectory and Initiatives
Historical Growth: Historical growth is tied to the performance of its underlying credit investments.
Future Projections: Future growth depends on market conditions and BlackRock's investment strategies. Analyst estimates are generally not available for closed-end funds in the same way they are for individual stocks.
Recent Initiatives: Recent initiatives focus on portfolio optimization and maintaining an attractive distribution rate.
Summary
BlackRock Credit Allocation Income Trust aims to provide income through credit investments. The fund benefits from BlackRock's expertise but is exposed to credit and interest rate risks. An economic downturn and increased competition could pose threats. Maintaining a diversified portfolio and attractive distributions are key.
Similar Stocks
Sources and Disclaimers
Data Sources:
- BlackRock website
- SEC filings
- Financial news sources
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Investment decisions should be based on individual circumstances and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About BlackRock Credit Allocation Income Trust
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2006-12-22 | CEO - | ||
Sector Financial Services | Industry Asset Management | Full time employees - | |
Full time employees - | |||
BlackRock Credit Allocation Income Trust is a closed ended balanced mutual fund launched by BlackRock, Inc. The fund is co-managed by BlackRock Advisors, LLC and BlackRock (Singapore) Limited. It invests in the fixed income markets across the globe. For the fixed income portion of the portfolio, the fund primarily invests in securities with an average credit quality of BBB by Standard & Poor's Corporation. It invests in investment grade corporate bonds, high yield bonds, bank loans, preferred securities or convertible bonds or derivatives. The fund was formerly known as BlackRock Preferred & Equity Advantage Trust. BlackRock Credit Allocation Income Trust was formed on December 27, 2006 and is domiciled in the United States.
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