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Upturn AI SWOT - About
Cheche Group Inc. Class A Ordinary Shares (CCG)
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Upturn Advisory Summary
07/11/2025: CCG (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $2.33
1 Year Target Price $2.33
| 1 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 0% | Avg. Invested days 0 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 07/11/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 64.83M USD | Price to earnings Ratio - | 1Y Target Price 2.33 |
Price to earnings Ratio - | 1Y Target Price 2.33 | ||
Volume (30-day avg) 2 | Beta 0.35 | 52 Weeks Range 0.71 - 1.07 | Updated Date 07/12/2025 |
52 Weeks Range 0.71 - 1.07 | Updated Date 07/12/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.11 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-06-30 | When Before Market | Estimate -0.14 | Actual -0.13 |
Profitability
Profit Margin -1.76% | Operating Margin (TTM) -0.31% |
Management Effectiveness
Return on Assets (TTM) -3.81% | Return on Equity (TTM) -16.69% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 48436075 | Price to Sales(TTM) 0.02 |
Enterprise Value 48436075 | Price to Sales(TTM) 0.02 | ||
Enterprise Value to Revenue 0.1 | Enterprise Value to EBITDA - | Shares Outstanding 65045100 | Shares Floating 23409615 |
Shares Outstanding 65045100 | Shares Floating 23409615 | ||
Percent Insiders 59.77 | Percent Institutions 0.91 |
Upturn AI SWOT
Cheche Group Inc. Class A Ordinary Shares
Company Overview
History and Background
Cheche Group Inc. is a leading auto insurance technology platform in China. Founded in 2014, it connects insurance providers, agents, and consumers through a digital platform. Cheche has become a significant player in China's digital insurance marketplace.
Core Business Areas
- Insurance Transaction Platform: Provides a platform for users to compare and purchase auto insurance policies from various insurance companies.
- Digital Insurance Solutions: Offers digital solutions for insurance companies and agents, including policy management and claims processing tools.
- Value-Added Services: Includes car maintenance, roadside assistance, and other auto-related services.
Leadership and Structure
The leadership team consists of seasoned executives with experience in insurance, technology, and finance. The organizational structure is hierarchical, with various departments focusing on technology, sales, marketing, and operations.
Top Products and Market Share
Key Offerings
- Auto Insurance Platform: A platform where consumers can compare quotes from various insurers. Cheche aims to streamline insurance purchasing. Competitors include online platforms like Waterdrop Insurance Mall and traditional insurance brokers.
- SaaS Solutions for Insurers: Technology solutions assisting insurance companies in digital transformation. Competitors are other SaaS providers focused on the insurance industry.
Market Dynamics
Industry Overview
The Chinese auto insurance market is large and growing, driven by increasing car ownership and rising disposable incomes. The market is becoming increasingly digitized, with more consumers turning to online platforms to compare and purchase insurance.
Positioning
Cheche Group Inc. positions itself as a leading digital auto insurance platform in China. It aims to differentiate itself through its technology, platform scale, and partnerships with leading insurance companies.
Total Addressable Market (TAM)
The TAM for auto insurance in China is estimated to be in the hundreds of billions of dollars. Cheche is positioned to capture a significant portion of this market through its digital platform and partnerships.
Upturn SWOT Analysis
Strengths
- Established online platform
- Partnerships with major insurers
- Strong brand recognition
- Experienced management team
- Proprietary technology
Weaknesses
- Dependence on insurance company partnerships
- Intense competition
- Regulatory uncertainty
- Limited international presence
- Customer acquisition costs
Opportunities
- Expanding product offerings
- Entering new geographic markets
- Forming strategic alliances
- Leveraging data analytics
- Increasing digital penetration
Threats
- Regulatory changes
- Increased competition
- Economic slowdown
- Cybersecurity risks
- Changing consumer preferences
Competitors and Market Share
Key Competitors
- KING
- WIMI
- JIAN
Competitive Landscape
Cheche competes in a crowded market with established players and emerging startups. The company's competitive advantages include its established online platform, partnerships with major insurers, and strong brand recognition. However, it faces challenges from larger companies with greater resources and established relationships.
Growth Trajectory and Initiatives
Historical Growth: Historical growth data is limited due to its recent IPO. Prior to going public, Cheche experienced growth driven by the expansion of the Chinese auto insurance market and increased adoption of online insurance platforms.
Future Projections: Future growth projections depend on the company's ability to expand its market share, develop new products, and navigate regulatory challenges. Analyst estimates will be available after the company has been publicly traded for a longer period.
Recent Initiatives: Recent initiatives include expanding partnerships with insurance companies, launching new digital insurance products, and investing in technology to improve the user experience.
Summary
Cheche Group Inc. is a relatively new public company with potential. It operates in a growing market for digital auto insurance solutions in China and has established partnerships with major insurers. However, it faces strong competition and regulatory uncertainty. Further financial data is needed to fully assess the company's long-term viability and growth potential.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- Press Releases
- Market Research Reports
- SEC Filings
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. The analysis is based on publicly available data and is subject to change. Investment decisions should be based on your own research and due diligence.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Cheche Group Inc. Class A Ordinary Shares
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2023-09-18 | Chairman & CEO Mr. Lei Zhang | ||
Sector Communication Services | Industry Internet Content & Information | Full time employees 548 | Website https://www.chechegroup.com |
Full time employees 548 | Website https://www.chechegroup.com | ||
Cheche Group Inc. provides auto insurance transaction services. The company offers digital insurance transaction products, such as Easy-Insur that provides a range of auto and non-auto insurance products underwritten by insurance carriers; and NEV Insurance Solution which assists NEV manufacturers in building a full-stack digital insurance service, including NEV insurance, one-click renewal, intelligent claims, business management, and interface operation and maintenance, as well as offers customized system deployment and one-stop operation services for various business models of NEV manufacturers. It also provides insurance SaaS solution products comprising Digital Surge, a cloud-based software for insurance intermediaries; and Sky Frontier, an AI-based software for auto insurance carriers. The company was founded in 2014 and is headquartered in Beijing, China.
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