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Upturn AI SWOT - About
CCG 
Cheche Group Inc. Class A Ordinary Shares (CCG)
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Upturn Advisory Summary
09/17/2025: CCG (3-star) is a STRONG-BUY. BUY since 16 days. Simulated Profits (73.26%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $2.33
1 Year Target Price $2.33
| 1 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 73.26% | Avg. Invested days 16 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  4.0 |
| Profits based on simulation | Last Close 09/17/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 125.46M USD | Price to earnings Ratio - | 1Y Target Price 2.33 |
Price to earnings Ratio - | 1Y Target Price 2.33 | ||
Volume (30-day avg) 2 | Beta 0.35 | 52 Weeks Range 0.71 - 1.50 | Updated Date 09/17/2025 |
52 Weeks Range 0.71 - 1.50 | Updated Date 09/17/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.05 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -1% | Operating Margin (TTM) -2% |
Management Effectiveness
Return on Assets (TTM) -1.98% | Return on Equity (TTM) -9.21% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 113860362 | Price to Sales(TTM) 0.04 |
Enterprise Value 113860362 | Price to Sales(TTM) 0.04 | ||
Enterprise Value to Revenue 0.25 | Enterprise Value to EBITDA - | Shares Outstanding 65045111 | Shares Floating 23085992 |
Shares Outstanding 65045111 | Shares Floating 23085992 | ||
Percent Insiders 55.76 | Percent Institutions 0.8 |
Upturn AI SWOT
Cheche Group Inc. Class A Ordinary Shares
Company Overview
History and Background
Cheche Group Inc. is a leading auto insurance technology platform in China, connecting insurance companies, agents, and users. It provides a range of services including insurance product distribution, SaaS solutions, and digital marketing. Founded in 2015.
Core Business Areas
- Insurance Distribution: Connects users with insurance companies and agents for auto insurance purchase. Facilitates policy comparison and online transactions.
- SaaS Solutions: Provides software-as-a-service (SaaS) solutions for insurance companies and agents to improve efficiency and streamline operations.
- Digital Marketing: Offers digital marketing services to insurance companies to enhance brand awareness and customer acquisition.
Leadership and Structure
Lei Zhang is the Chairman and CEO. The company operates with a functional organizational structure.
Top Products and Market Share
Key Offerings
- Auto Insurance Distribution Platform: The core platform that connects users with various insurance products and agents. Although specific market share data for this product alone is unavailable, Cheche Group is a significant player in the overall auto insurance tech market in China. Competitors include online insurance platforms like Xiaobing and traditional insurance companies.
- SaaS for Insurance Companies: Software solutions that help insurance companies manage their operations, improve efficiency, and enhance customer service. Market share is not publicly available for this specific product. Competitors include other SaaS providers focused on the insurance industry.
- Digital Marketing Services: Assists insurance companies in reaching a wider audience through digital channels. Market share data is unavailable for this service. Competitors include digital marketing agencies that specialize in serving the insurance sector.
Market Dynamics
Industry Overview
The auto insurance industry in China is experiencing rapid growth due to increasing car ownership and rising demand for insurance products. The market is becoming more digitalized, with online platforms playing a bigger role in insurance distribution and services.
Positioning
Cheche Group positions itself as a leading technology platform in the auto insurance industry, offering comprehensive solutions for both consumers and insurance companies. Its competitive advantages include its extensive network of partners, advanced technology platform, and data-driven insights.
Total Addressable Market (TAM)
The TAM for auto insurance in China is substantial and expected to grow significantly in the coming years. Cheche Group is positioned to capture a portion of this market by leveraging its technology platform and extensive network.
Upturn SWOT Analysis
Strengths
- Strong technology platform
- Extensive network of insurance partners
- Experienced management team
- Data-driven insights
Weaknesses
- Limited brand recognition outside of China
- Reliance on the Chinese market
- Relatively short operating history
Opportunities
- Expanding into new geographic markets
- Developing new insurance products and services
- Forming strategic partnerships with other companies
- Leveraging artificial intelligence and machine learning to improve its platform
Threats
- Increased competition from other technology companies
- Changes in government regulations
- Economic downturn in China
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- PINGY (02318.HK)
- CXSE (CXSE.US)
- WDH (WDH.US)
Competitive Landscape
Cheche Group faces competition from other online insurance platforms and traditional insurance companies. It aims to differentiate itself through its technology platform and comprehensive service offerings.
Growth Trajectory and Initiatives
Historical Growth: Historical growth data is limited due to the company's recent IPO.
Future Projections: Analyst projections for future growth are currently not widely available, given its recent IPO.
Recent Initiatives: Cheche Group is focusing on expanding its platform, enhancing its technology, and strengthening its relationships with insurance partners.
Summary
Cheche Group Inc., with its recent IPO, operates within a rapidly growing Chinese auto insurance tech market. Its technology platform and partner network offer potential advantages, but limited brand recognition outside China and its reliance on the Chinese market present challenges. Future success depends on continued innovation and successful navigation of competitive pressures and regulatory changes.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- Third-party Industry Reports
- Press Releases
Disclaimers:
The information provided is based on available data and is subject to change. Market share data is based on estimates and may not be precise. This analysis is for informational purposes only and should not be considered investment advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Cheche Group Inc. Class A Ordinary Shares
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2023-09-18 | Chairman & CEO Mr. Lei Zhang | ||
Sector Communication Services | Industry Internet Content & Information | Full time employees 548 | Website https://www.chechegroup.com |
Full time employees 548 | Website https://www.chechegroup.com | ||
Cheche Group Inc. provides auto insurance transaction services. The company offers digital insurance transaction products, such as Easy-Insur that provides a range of auto and non-auto insurance products underwritten by insurance carriers; and NEV Insurance Solution which assists NEV manufacturers in building a full-stack digital insurance service, including NEV insurance, one-click renewal, intelligent claims, business management, and interface operation and maintenance, as well as offers customized system deployment and one-stop operation services for various business models of NEV manufacturers. It also provides insurance SaaS solution products comprising Digital Surge, a cloud-based software for insurance intermediaries; and Sky Frontier, an AI-based software for auto insurance carriers. The company was founded in 2014 and is headquartered in Beijing, China.
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