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City Holding Company (CHCO)

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Upturn Advisory Summary
12/16/2025: CHCO (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $128.6
1 Year Target Price $128.6
| 0 | Strong Buy |
| 0 | Buy |
| 5 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 0.98% | Avg. Invested days 40 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.83B USD | Price to earnings Ratio 14.39 | 1Y Target Price 128.6 |
Price to earnings Ratio 14.39 | 1Y Target Price 128.6 | ||
Volume (30-day avg) 5 | Beta 0.52 | 52 Weeks Range 100.15 - 132.65 | Updated Date 12/16/2025 |
52 Weeks Range 100.15 - 132.65 | Updated Date 12/16/2025 | ||
Dividends yield (FY) 2.59% | Basic EPS (TTM) 8.76 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 41.44% | Operating Margin (TTM) 54.6% |
Management Effectiveness
Return on Assets (TTM) 1.95% | Return on Equity (TTM) 16.57% |
Valuation
Trailing PE 14.39 | Forward PE 16.42 | Enterprise Value 2109049856 | Price to Sales(TTM) 5.94 |
Enterprise Value 2109049856 | Price to Sales(TTM) 5.94 | ||
Enterprise Value to Revenue 6.56 | Enterprise Value to EBITDA - | Shares Outstanding 14408651 | Shares Floating 14133302 |
Shares Outstanding 14408651 | Shares Floating 14133302 | ||
Percent Insiders 4.17 | Percent Institutions 72.88 |
About City Holding Company
Exchange NASDAQ | Headquaters Charleston, WV, United States | ||
IPO Launch date 1993-02-19 | President, CEO & Director Mr. Charles R. Hageboeck Ph.D. | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 934 | Website https://www.bankatcity.com |
Full time employees 934 | Website https://www.bankatcity.com | ||
City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. It also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, the company offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing. Further, it provides treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company was founded in 1957 and is headquartered in Charleston, West Virginia.

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