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Upturn AI Summary - About
CLPS Inc(CLPS)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Advisory Performance History (Simulated)
Upturn Advisory & Investor View for CLPS
09/25/2026: CLPS (1-star) has a low Upturn Star Rating. Not recommended to BUY.
CLPS Inc is a specialized IT consulting firm that focuses primarily on providing software development and managed services to the financial sector. While the company benefits from deep domain expertise and long-standing relationships with banks, it faces intense pressure from much larger global IT providers and suffers from high client and sector concentration. Its primary growth opportunity lies in expanding internationally and increasing the contribution of its proprietary FinTech software products. Investors should monitor project win rates and the company's success in scaling operations outside of its core markets. Due to its micro-cap status and the competitive landscape, it is generally better suited for investors with a higher risk tolerance.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | The company's focus on digital transformation in banking offers growth potential, but execution risks remain. |
| Momentum investor | Weak fit | The stock typically exhibits low liquidity and lacks the consistent technical uptrend required for momentum strategies. |
| Value investor | Mixed fit | Valuation may appear attractive based on some multiples, but business stability and earnings visibility are key concerns. |
| Dividend investor | Weak fit | The company does not pay a regular dividend and prioritizes capital reinvestment. |
| Low-risk investor | Weak fit | Micro-cap stock volatility and industry competition make this unsuitable for risk-averse portfolios. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | High | The stock is susceptible to significant price swings due to low trading volumes and micro-cap status. |
| Valuation risk | Medium | Valuation depends heavily on future growth projections which are sensitive to economic cycles. |
| Competition risk (IT services/FinTech) | High | Large, well-capitalized global firms can easily outspend CLPS on R&D and marketing. |
| Business quality | Medium | The reliance on a service-based, labor-intensive model limits scalability compared to pure-play software companies. |
| Dividend income | Low / none | There is no dividend policy, so investors cannot rely on income for total return. |
| Execution risk | Medium / high | Successfully expanding into new geographic markets requires complex operational scaling and talent retention. |
Price Behavior

Downtrend
The stock has experienced a sustained decline in price over recent periods.

Choppy
The stock has experienced frequent reversals and pronounced short-term price swings.
Analysis of Past Performance
Type Stock | Historic Profit -51.87% | Avg. Invested days 25 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Advisory Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals 
Financial Health Rating 
Growth Momentum Score 
Ownership 
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue) 
Economic Dimensions
Quantitative Style Profile 
Style Classification
Quality Focused
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 30.60M USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) 17.5K shares | Beta 0.72 | 52 Weeks Range 0.80 - 1.88 | Updated Date 09/27/2026 |
52 Weeks Range 0.80 - 1.88 | Updated Date 09/27/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.24 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| IT Consulting Services | Software design, development, and system integration projects. | The primary way CLPS makes money is by charging financial institutions for technical consulting projects. |
| Managed Services | Ongoing IT maintenance and support. | Provides recurring revenue through long-term service contracts. |
| FinTech Products | Proprietary software solutions. | Small but growing revenue stream from selling specialized financial software tools. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Valuation
Trailing PE - | Forward PE - | Enterprise Value 29.80M | Price to Sales(TTM) 0.18 |
Enterprise Value 29.80M | Price to Sales(TTM) 0.18 | ||
Enterprise Value to Revenue 0.18 | Enterprise Value to EBITDA 202.5 | Shares Outstanding 29.84M | Shares Floating 11.04M |
Shares Outstanding 29.84M | Shares Floating 11.04M | ||
Percent Insiders 56.22 | Percent Institutions 0.49 |
Upturn AI Summary
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
About CLPS Inc
Exchange NASDAQ | Headquarters - | ||
IPO Launch date 2018-05-24 | Co-Founder, CEO & Director Mr. Ming Hui Lin | ||
Sector Technology | Industry Information Technology Services | Full time employees 3534 | Website https://www.clpsglobal.com |
Full time employees 3534 | Website https://www.clpsglobal.com | ||
CLPS Incorporation, through its subsidiaries, provides information technology services and solutions in Mainland China, Singapore, Hong Kong, the United States, Japan, India, and internationally. It operates in two segments, IT Services and Academic Education Services. The company offers IT consulting services for banking, including system implementation, testing, and enhancement for various functions; service package, such as planning, development, optimization, software quality assurance, and IT staffing; and fintech solutions comprising integrated development, mainframe and open platform integration, mobile apps, quality management, cloud, and big data solutions. It also provides credit card solutions, which include credit card applications, account setup, authorization and activation, settlement, collection, promotion, point systems, anti-fraud, statement, reporting, and risk management; architecture consulting services for core banking systems, and online and mobile banking; and decision engines, quantitative investment, mobile cloud testing, unified operation and maintenance platforms, and enterprise digital management. In addition, the company provides e-commerce platform; e-commerce solutions, such as planning, design, development, and customer service through digital marketing platforms; and automotive solutions, which include big data governance, data analysis, intelligent cockpits, in-car experience interaction, and in-car marketplaces. Further, it engages in the provision of fixed tuition fees for formal educational, recruitment and headhunting, and fee-for-service training services; IT-related courses such as DevOps, ChatGPT, Python, SAFe Scrum Master, and more; software development and sale; and operates CLPS virtual banking platform, a training platform for IT talents. It serves the banking, wealth management, e-commerce, automotive, and technology industries. CLPS Incorporation has an collaboration with The Bank of East Asia, Limited to conduct a Proof-of-Concept of Nibot, an advanced AI agent tha

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