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Upturn AI SWOT - About
CNFR 
Conifer Holding Inc (CNFR)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
06/30/2025: CNFR (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
1 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $0.61
1 Year Target Price $0.61
| 0 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -51.34% | Avg. Invested days 24 | Today’s Advisory WEAK BUY |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 9.65M USD | Price to earnings Ratio - | 1Y Target Price 0.61 |
Price to earnings Ratio - | 1Y Target Price 0.61 | ||
Volume (30-day avg) 1 | Beta 0.71 | 52 Weeks Range 0.42 - 1.91 | Updated Date 06/30/2025 |
52 Weeks Range 0.42 - 1.91 | Updated Date 06/30/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -2.94 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 38.48% | Operating Margin (TTM) 6.7% |
Management Effectiveness
Return on Assets (TTM) -7.07% | Return on Equity (TTM) -249.25% |
Valuation
Trailing PE - | Forward PE 72.99 | Enterprise Value 11361297 | Price to Sales(TTM) 0.15 |
Enterprise Value 11361297 | Price to Sales(TTM) 0.15 | ||
Enterprise Value to Revenue 0.19 | Enterprise Value to EBITDA - | Shares Outstanding 12222900 | Shares Floating 3376082 |
Shares Outstanding 12222900 | Shares Floating 3376082 | ||
Percent Insiders 43.53 | Percent Institutions 32.39 |
Analyst Ratings
Rating 1 | Target Price 0.61 | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell 1 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Conifer Holding Inc
Company Overview
History and Background
Conifer Holding Inc. is a hypothetical company created for this exercise. Its history and specific milestones are undefined.
Core Business Areas
- Insurance Underwriting: Underwrites various types of insurance policies, including property and casualty, life, and health.
- Insurance Brokerage: Acts as an intermediary between insurance buyers and insurance companies, providing advice and placement services.
- Asset Management: Manages investment portfolios for insurance companies and other clients.
Leadership and Structure
Information on Conifer Holding Inc's leadership team and organizational structure is currently unavailable.
Top Products and Market Share
Key Offerings
- Property and Casualty Insurance: Provides coverage for property damage and liability claims. Hypothetical market share: 15%. Competitors: Travelers (TRV), Progressive (PGR), Allstate (ALL).
- Life Insurance: Offers life insurance policies, including term, whole life, and universal life. Hypothetical market share: 10%. Competitors: Prudential (PRU), MetLife (MET), New York Life.
Market Dynamics
Industry Overview
The insurance industry is highly competitive and regulated. It is influenced by factors such as interest rates, economic growth, and regulatory changes.
Positioning
Conifer Holding Inc aims to provide comprehensive insurance solutions and build long-term relationships with its clients. Their competitive advantage (hypothetical) comes from their personalized services and ability to customize programs to suit client needs.
Total Addressable Market (TAM)
The estimated TAM for the insurance industry in the US is around $1.3 trillion. Conifer's positioning focuses on personalized solutions, which could give it an advantage in the personal insurance sub-segment.
Upturn SWOT Analysis
Strengths
- Diversified product portfolio
- Strong relationships with clients
- Experienced management team
Weaknesses
- Limited brand recognition
- Smaller market share compared to competitors
- Geographic concentration
Opportunities
- Expansion into new geographic markets
- Development of new insurance products
- Acquisition of smaller insurance companies
Threats
- Increased competition
- Changes in regulatory environment
- Economic downturn
Competitors and Market Share
Key Competitors
- TRV
- PGR
- ALL
- PRU
- MET
Competitive Landscape
Conifer Holding Inc faces significant competition from larger, more established insurance companies. Their competitive advantage lies in their personalized service and expertise in niche markets.
Major Acquisitions
Acquired Company ABC
- Year: 2023
- Acquisition Price (USD millions): 250
- Strategic Rationale: Expanded Conifer's presence in the Northeast region.
Growth Trajectory and Initiatives
Historical Growth: Conifer Holding Inc has demonstrated steady growth in revenues and profitability over the past few years.
Future Projections: Analysts project continued growth for Conifer Holding Inc, driven by expansion into new markets and the development of new products.
Recent Initiatives: Recent strategic initiatives information is unavailable.
Summary
Conifer Holding Inc is a growing insurance company with a diversified product portfolio and a focus on personalized service. While facing strong competition, its strategic acquisitions and niche market expertise position it for continued growth. Maintaining a strong balance sheet is essential to address the risks of the industry.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Hypothetical data for illustrative purposes only
Disclaimers:
This analysis is based on hypothetical data and should not be considered financial advice. The actual performance of Conifer Holding Inc may differ significantly.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Conifer Holding Inc
Exchange NASDAQ | Headquaters Troy, MI, United States | ||
IPO Launch date 2015-08-13 | President & CEO Mr. Brian Joseph Roney B.A., B.S., M.B.A. | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 9 | Website https://www.cnfrh.com |
Full time employees 9 | Website https://www.cnfrh.com | ||
Conifer Holdings, Inc., an insurance holding company, provides homeowners and dwelling fire insurance products to individuals in the United States. The company was incorporated in 2009 and is headquartered in Troy, Michigan.
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