Eagle Point Credit Company Inc. logo

Eagle Point Credit Company Inc.(ECC)

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EXPLORE ADVISORIES AND THEIR HISTORY
QUALITY SIGNAL
1-STAR RATING
PASS
LAST CLOSE
$2.65
10/30/2026
(24-hour delay)

Advisory History & Simulated Performance *

*as per simulation (see disclosures)
  • ALL
  • 1Y
  • 1M
  • 1W
  • BUY Advisory
  • SELL Advisory (Profit)
  • SELL Advisory (Loss)
  • Profit
  • Loss
  • PASS (Skip)
Upturn Stock price based on last close iconStock price based on last close
Simulated performance—not actual client returns. Excludes advisory subscription fees, trading commissions, and taxes, which would reduce returns. Results depend on calculation assumptions and do not guarantee future outcomes. See Disclosures for full methodology, assumptions, and limitations.

Advisory Performance History (Simulated)Advisory Performance History info

Simulated performance—not actual client returns. Excludes advisory subscription fees, trading commissions, and taxes, which would reduce returns. Results depend on calculation assumptions and do not guarantee future outcomes. See Disclosures for full methodology, assumptions, and limitations.

Upturn Advisory & Investor View for ECC

10/30/2026: ECC (1-star) is currently NOT-A-BUY. Pass it for now.

Eagle Point Credit Company Inc. is a specialized closed-end investment fund that provides investors with exposure to the equity and junior debt tranches of collateralized loan obligations (CLOs). The company's primary strength lies in its focused management expertise and its ability to generate high monthly income, making it a strong fit for income-oriented investors. Its primary investment story centers on capturing yield from senior secured loans via securitized structures. Key risks include significant exposure to corporate loan defaults during economic downturns and the inherent complexity of CLO valuations. Investors should closely monitor the company's dividend sustainability and the broader health of the leveraged credit markets.

How to Read the Upturn Advisory

The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.

Company fundamentals, valuation, risks, and news provide supporting context about the business.

Investor Fit

Investor styleFitWhy
Growth investorWeak fitThe company is primarily structured for income generation rather than capital appreciation.
Momentum investorMixed fitMomentum may be influenced by dividend yields and broader market interest in high-yield assets.
Value investorMixed fitValuation depends on complex NAV calculations and the underlying credit quality of the CLO portfolio.
Dividend investorStrong fitThe company is explicitly designed to provide monthly income distributions to shareholders.
Low-risk investorWeak fitCLO equity is a high-risk asset class with significant volatility and sensitivity to economic cycles.

Risk Profile

Risk factorLevelWhy it matters
Price volatilityHighThe share price can fluctuate significantly based on market sentiment toward leveraged credit.
Valuation riskMedium / highValuing illiquid CLO equity tranches involves significant management estimation.
Competition risk (CLO/Credit Funds)MediumCompetition for high-quality CLO equity can compress yields.
Business qualityMediumSuccess relies heavily on the manager's ability to navigate credit cycles.
Dividend incomeMedium / highDividends are variable and dependent on cash flows from underlying assets.
Execution riskMediumThe complexity of managing leveraged structures poses operational risks.

Price Behavior

Downtrend
PRICE PATH

Downtrend

The stock has experienced a sustained decline in price over recent periods.

Moderately Choppy
PRICE STABILITY

Moderately Choppy

The stock has experienced noticeable price swings while retaining some directional structure.

Analysis of Past Performance

Type Stock
Historic Profit -12.87%
Avg. Invested days 46
Today’s Advisory PASS
Upturn Advisory Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 1.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 10/30/2026

Upturn Scorecard

Upturn Star Rating

★★★★★
ECC receives a 3-star rating, supported by solid analyst coverage. The rating is constrained by weak unit economics, soft company fundamentals, and weak price momentum.

Company Fundamentals

★★★★★
ECC has soft overall fundamentals (2 stars), with soft financial health, soft growth momentum, and soft ownership. In FY2025 versus FY2024, growth and ownership metrics are mixed: negative earnings growth (-267.4%), weak cash generation (FCF margin -18.5%), moderate revenue growth (+0.1%).

Financial Health Rating

★★★★★
ECC's financial health is soft, with the relatively strongest area being soft efficiency, including operating-expense and cost-of-revenue discipline (opex 134.3% of revenue). Overall financial-health metrics support a 2-star score.

Growth Momentum Score

★★★★★
Revenue growth is ECC's strongest growth driver at +0.1% FY2025 versus FY2024 (moderate, 3 stars). By comparison, while earnings growth (-267.4%, negative) and free-cash-flow growth (-120.7%, negative) hold the profile back, so recent growth is not broad-based across the business.

Ownership

★★★★★
Institutional ownership is 15.1% (soft) and 0.0% of outstanding shares are publicly tradable (soft). Insider ownership is only 0.26%, which materially reduces the ownership score.

Unit Economics (Per $1K Revenue)

★★★★★
ECC generates approximately $591 of gross profit, $-753 of operating income, and $-185 of free cash flow for every $1,000 of revenue. Based on FY2025 results. Operating losses and cash burn explain the 1-star rating, with weak cash conversion and weak capital efficiency.

Economic Dimensions

★★★★★
Effective Tax Rate: 0.00%

Quantitative Style Profile

★★★★★
ECC has a relatively low-volatility profile. Weak momentum is the primary drawback.

Style Classification

Quality Focused

Value-OrientedLow VolatilitySmall / Mid Cap Risk

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 352.48M USD
Price to earnings Ratio -
1Y Target Price 8.5
Price to earnings Ratio -
1Y Target Price 8.5
Volume (30-day avg) 1.4M shares
Beta 0.38
52 Weeks Range 2.55 - 5.17
Updated Date 11/01/2026
52 Weeks Range 2.55 - 5.17
Updated Date 11/01/2026
Dividends yield (FY) 54.55%
Basic EPS (TTM) -1.3

How Company Makes Money

Business areaWhat it includesRetail investor read
CLO Equity InvestmentsIncome from equity and junior debt tranches in collateralized loan obligations.The company earns money by collecting interest payments from a pool of corporate loans that it has packaged into CLOs.

Valuation

Trailing PE -
Forward PE 4.21
Enterprise Value 778.59M
Price to Sales(TTM) 1.92
Enterprise Value 778.59M
Price to Sales(TTM) 1.92
Enterprise Value to Revenue 42.93
Enterprise Value to EBITDA -
Shares Outstanding 133.01M
Shares Floating -
Shares Outstanding 133.01M
Shares Floating -
Percent Insiders 0.26
Percent Institutions 15.12

Financial Metrics

🧭 Investment Snapshot

Total Revenue (Scale)

Information icon Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.

Net Income (Profit)

Information icon Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.

Free Cash Flow (Cash Strength)

Information icon Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.

📈 Growth & Strength

Operating Income (Core Profit)

Information icon Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.

EBITDA (Cash Earnings)

Information icon Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.

Gross Profit (Unit Profitability)

Information icon Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.

🛡️ Financial Safety

Cash (Liquidity Buffer)

Information icon Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.

Total Debt (Leverage Risk)

Information icon Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.

Net Working Capital (Short-Term Health)

Information icon Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.

🧱 Balance Sheet Strength

Stockholder Equity (Net Worth)

Information icon Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.

Total Assets (Asset Base)

Information icon The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.

Income Before Tax (Pre-Tax Earnings)

Information icon Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.

⚙️ Cost & Drag Factors

Cost of Revenue (Production Cost)

Information icon Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.

Total Operating Expenses (Operating Cost)

Information icon Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.

Income Tax Expense (Tax Drag)

Information icon Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.

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