Upturn unsubscribed user
$1.14/ day, billed weekly
Cancel anytime
(Ad-Free, Unlimited access)​
NO CREDIT CARD REQUIRED
EEFT
Upturn stock ratingUpturn stock rating

Euronet Worldwide Inc (EEFT)

Upturn stock ratingUpturn stock rating
$101.84
Last Close (24-hour delay)
upturn advisory
PASS
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
  • WEEK

Upturn Advisory Summary

06/27/2025: EEFT (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

10 Analysts rated it

Well-followed company, solid analyst reports, reliable data for confident investing.

1 Year Target Price $125.38

1 Year Target Price $125.38

Analysts Price Target For last 52 week
$125.38Target price
Low$85.24
Current$101.84
high$114.25

Analysis of Past Performance

Type Stock
Historic Profit -33.19%
Avg. Invested days 37
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 1.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/27/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 4.41B USD
Price to earnings Ratio 15.09
1Y Target Price 125.38
Price to earnings Ratio 15.09
1Y Target Price 125.38
Volume (30-day avg) 10
Beta 1.27
52 Weeks Range 85.24 - 114.25
Updated Date 07/1/2025
52 Weeks Range 85.24 - 114.25
Updated Date 07/1/2025
Dividends yield (FY) -
Basic EPS (TTM) 6.72

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Revenue by Geography

Geography revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 7.86%
Operating Margin (TTM) 8.71%

Management Effectiveness

Return on Assets (TTM) 5.52%
Return on Equity (TTM) 25.03%

Valuation

Trailing PE 15.09
Forward PE 10.28
Enterprise Value 4636803912
Price to Sales(TTM) 1.09
Enterprise Value 4636803912
Price to Sales(TTM) 1.09
Enterprise Value to Revenue 1.15
Enterprise Value to EBITDA 6.94
Shares Outstanding 43244900
Shares Floating 40425291
Shares Outstanding 43244900
Shares Floating 40425291
Percent Insiders 6.29
Percent Institutions 96.98

Analyst Ratings

Rating 4
Target Price 125.38
Buy 1
Strong Buy 6
Buy 1
Strong Buy 6
Hold 3
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Euronet Worldwide Inc

stock logo

Company Overview

overview logo History and Background

Euronet Worldwide Inc. was founded in 1994. It began with electronic payments processing and has expanded into a global financial technology solutions provider. Notable milestones include acquisitions of various payment processing companies and expanding its ATM network internationally.

business area logo Core Business Areas

  • Electronic Fund Transfer (EFT) Processing: Euronet operates a large independent ATM network and provides point-of-sale (POS) card processing services.
  • ePay Segment: This segment provides prepaid mobile top-up, gift cards, digital media, and other prepaid content and distribution services.
  • Money Transfer Segment: Euronet provides global money transfer services through its Ria Money Transfer brand and other brands.

leadership logo Leadership and Structure

The CEO is Michael J. Brown. The company has a typical corporate structure with executive leadership overseeing various business segments and functional departments.

Top Products and Market Share

overview logo Key Offerings

  • ATM Services: Euronet operates a large independent ATM network globally. Competitors include banks that operate their own ATM networks and other independent ATM deployers like Cardtronics (now part of NCR Corporation). Market share data is highly fragmented globally. The company services nearly 50,000 ATMs worldwide.
  • Ria Money Transfer: Ria Money Transfer provides global money transfer services. Competitors include Western Union (WU), MoneyGram (MGI), and other smaller money transfer services. Ria is one of the largest global money transfer networks.
  • ePay Prepaid Solutions: ePay provides prepaid mobile top-up, gift cards, and other digital content distribution services. Competitors include InComm Payments and Blackhawk Network. ePay has a large marketshare of the prepaid solutions market.

Market Dynamics

industry overview logo Industry Overview

The financial technology industry is rapidly evolving with increasing digitization of payments, cross-border transactions, and prepaid services. The industry is driven by globalization, increasing mobile usage, and demand for convenient and secure payment solutions.

Positioning

Euronet is positioned as a global provider of payment and transaction processing solutions. Its competitive advantages include its global network, diversified service offerings, and technology platform.

Total Addressable Market (TAM)

The TAM for global digital payments, money transfer, and prepaid solutions is estimated to be in the trillions of dollars. Euronet is positioned to capture a significant portion of this TAM through its diverse service offerings and global reach.

Upturn SWOT Analysis

Strengths

  • Global Network
  • Diversified Service Offerings
  • Technology Platform
  • Strong Brand Recognition (Ria)
  • Established Relationships with Merchants and Financial Institutions

Weaknesses

  • Exposure to Currency Fluctuations
  • Dependence on Regulatory Environment
  • Competition from Larger Financial Institutions
  • High Debt Levels

Opportunities

  • Expansion into Emerging Markets
  • Partnerships with Fintech Companies
  • Increasing Adoption of Digital Payments
  • Growth in Cross-Border Transactions
  • Acquisitions of Complementary Businesses

Threats

  • Increased Competition
  • Regulatory Changes
  • Economic Downturns
  • Cybersecurity Risks
  • Technological Disruption

Competitors and Market Share

competitor logo Key Competitors

  • WU
  • MGI
  • FISV
  • GPN

Competitive Landscape

Euronet competes with large financial institutions and other payment processing companies. Its advantages include its global network and diversified service offerings. Disadvantages may include less brand recognition in some markets compared to larger players like Western Union.

Major Acquisitions

Innofis

  • Year: 2020
  • Acquisition Price (USD millions): 45
  • Strategic Rationale: Strengthened Euronet's digital acquiring capabilities and expanded its merchant solutions portfolio.

Growth Trajectory and Initiatives

Historical Growth: Euronet has historically grown through organic expansion and acquisitions. Growth rates have varied depending on market conditions and strategic initiatives.

Future Projections: Analyst estimates project continued growth for Euronet, driven by increasing digital payments and cross-border transactions. Projections vary depending on analyst firm and market conditions.

Recent Initiatives: Recent initiatives include expanding its ATM network in strategic locations, enhancing its digital payment platforms, and pursuing strategic acquisitions.

Summary

Euronet Worldwide Inc. is a solid company with a global presence in payment processing and money transfer. Its diverse service offerings and established network are strengths. The competitive landscape and economic conditions pose challenges, but its recent initiatives aim for further growth, however it is a bit weaker compared to its key competitors because it does not pay dividends.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Euronet Worldwide Inc. Investor Relations
  • Yahoo Finance
  • SEC Filings
  • Analyst Reports

Disclaimers:

This analysis is based on available information and is not financial advice. Market conditions can change rapidly, affecting the accuracy of the analysis.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Euronet Worldwide Inc

Exchange NASDAQ
Headquaters Leawood, KS, United States
IPO Launch date 1997-03-06
Chairman, CEO & President Mr. Michael J. Brown M.Sc.
Sector Technology
Industry Software - Infrastructure
Full time employees 10600
Full time employees 10600

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers worldwide. It operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services. The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives. It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. Euronet Worldwide, Inc. was founded in 1994 and is headquartered in Leawood, Kansas.