Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
How It Works 
News - Chart
- Upturn Summary
- Highlights
- Valuation
Upturn AI Summary - About
Eagle Bancorp Inc(EGBN)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for EGBN
10/29/2026: EGBN (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Eagle Bancorp is a regional bank holding company centered in the Washington, D.C. area, known for its focus on commercial lending and relationship-based banking services. Its main strength lies in deep local market expertise and a long-standing reputation with business clients. The primary growth story revolves around sustaining this regional presence while gradually modernizing its digital platform to compete more effectively. Primary risks include heavy geographic and commercial real estate concentration, as well as pressure from national banks. This stock may suit value or dividend-focused investors, though monitoring asset quality and local economic health is essential for assessing long-term performance.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | Growth is largely dependent on regional economic cycles rather than rapid, disruptive expansion. |
| Momentum investor | Weak fit | Banking stocks often move with interest rate cycles rather than short-term price momentum signals. |
| Value investor | Strong fit | Eagle Bancorp may appeal to value investors looking for regional bank exposure trading at reasonable multiples to book value. |
| Dividend investor | Strong fit | The company has a history of providing consistent dividend payments, making it a potential candidate for income-focused portfolios. |
| Low-risk investor | Mixed fit | Regional banking carries inherent economic and interest rate risks that may exceed the tolerance of extremely conservative investors. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | Medium / high | Regional bank stocks are sensitive to interest rate expectations and economic outlook shifts. |
| Valuation risk | Medium | Market pricing depends on investor confidence in the company's ability to manage loan quality. |
| Competition risk (National/Regional Banking) | High | Larger banks can exert significant pressure on pricing and offer more advanced digital features. |
| Business quality | Medium | The company has a solid regional reputation, though scale remains a limiting factor. |
| Dividend income | Medium | While dividends are paid, they are subject to board discretion based on capital requirements. |
| Execution risk | Medium | Maintaining asset quality across a concentrated loan portfolio is critical for stability. |
Price Behavior
Strong Uptrend
The stock has maintained a strong upward price trend across the last three quarters.
Smooth
The stock has moved along a generally orderly path with only modest fluctuations.
Analysis of Past Performance
Type Stock | Historic Profit 1.15% | Avg. Invested days 33 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Advisory Rating  | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/29/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.01B USD | Price to earnings Ratio - | 1Y Target Price 35.42 |
Price to earnings Ratio - | 1Y Target Price 35.42 | ||
Volume (30-day avg) 475.0K shares | Beta 0.97 | 52 Weeks Range 15.01 - 34.09 | Updated Date 10/29/2026 |
52 Weeks Range 15.01 - 34.09 | Updated Date 10/29/2026 | ||
Dividends yield (FY) 0.12% | Basic EPS (TTM) -1.59 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Net Interest Income | Interest earned on commercial and residential loans minus interest paid on deposits. | The bank makes the most money on the spread between what it earns on loans and pays on deposits. |
| Non-Interest Income | Service charges, fees from wealth management, and other banking-related charges. | These are supplemental fees generated from banking services that diversify revenue streams. |
Earnings Date
Report Date 2026-10-21 | When After Market | Estimate 0.35 | Actual 0.79 |
Profitability
Profit Margin 17.42% | Operating Margin (TTM) 34.92% |
Management Effectiveness
Return on Assets (TTM) 0.43% | Return on Equity (TTM) 3.81% |
Valuation
Trailing PE - | Forward PE 12.84 | Enterprise Value 575.54M | Price to Sales(TTM) 4.04 |
Enterprise Value 575.54M | Price to Sales(TTM) 4.04 | ||
Enterprise Value to Revenue 4.06 | Enterprise Value to EBITDA - | Shares Outstanding 30.48M | Shares Floating 26.09M |
Shares Outstanding 30.48M | Shares Floating 26.09M | ||
Percent Insiders 8.14 | Percent Institutions 79.98 |
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.
All company names, trademarks, logos, and brands are the property of their respective owners and are used for identification and informational purposes only. Use of these names, trademarks, and logos does not imply endorsement by their respective owners.