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Upturn AI SWOT - About
EGBN 
Eagle Bancorp Inc (EGBN)
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Upturn Advisory Summary
09/17/2025: EGBN (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $20.81
1 Year Target Price $20.81
| 0 | Strong Buy |
| 0 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 6.91% | Avg. Invested days 30 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 09/17/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 617.71M USD | Price to earnings Ratio - | 1Y Target Price 20.81 |
Price to earnings Ratio - | 1Y Target Price 20.81 | ||
Volume (30-day avg) 4 | Beta 1.14 | 52 Weeks Range 15.31 - 30.17 | Updated Date 09/17/2025 |
52 Weeks Range 15.31 - 30.17 | Updated Date 09/17/2025 | ||
Dividends yield (FY) 3.22% | Basic EPS (TTM) -1.02 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -26.54% | Operating Margin (TTM) 153.85% |
Management Effectiveness
Return on Assets (TTM) -0.28% | Return on Equity (TTM) -2.63% |
Valuation
Trailing PE - | Forward PE 12.84 | Enterprise Value 544398144 | Price to Sales(TTM) 5.29 |
Enterprise Value 544398144 | Price to Sales(TTM) 5.29 | ||
Enterprise Value to Revenue 2.59 | Enterprise Value to EBITDA - | Shares Outstanding 30369000 | Shares Floating 27702892 |
Shares Outstanding 30369000 | Shares Floating 27702892 | ||
Percent Insiders 8.37 | Percent Institutions 77.95 |
Upturn AI SWOT
Eagle Bancorp Inc
Company Overview
History and Background
Eagle Bancorp, Inc. was founded in 1998 and is headquartered in Bethesda, Maryland. The company started as a community bank focused on serving the Washington, D.C. metropolitan area. It has grown through organic expansion and strategic acquisitions to become a significant regional player.
Core Business Areas
- Commercial Banking: Provides a range of commercial lending products, including commercial real estate loans, construction loans, and small business loans. Also offers deposit accounts and cash management services.
- Retail Banking: Offers deposit accounts, personal loans, mortgages, and other retail banking services to individuals and families.
- Wealth Management: Provides wealth management and trust services to high-net-worth individuals and families.
Leadership and Structure
The leadership team consists of seasoned banking professionals. The organizational structure typically includes a board of directors, executive management, and various departments responsible for different business functions.
Top Products and Market Share
Key Offerings
- Commercial Real Estate Loans: Loans secured by commercial properties, including office buildings, retail centers, and industrial properties. Difficult to find exact market share for Eagle Bancorp, but they are a regional player in the DC Metro area. Competitors include other regional and national banks like PNC, Bank of America, and M&T Bank.
- Small Business Loans: Loans to small businesses for working capital, equipment financing, and other business needs. Similar to commercial real estate, precise market share is unavailable, but they compete with similar players as above including online lenders like Fundbox and Kabbage.
- Deposit Accounts: Checking, savings, and money market accounts for businesses and individuals. Market share details are specific to geographic region. Competitors include Chase, Capital One, and smaller regional banks.
Market Dynamics
Industry Overview
The banking industry is currently facing increasing regulatory scrutiny, rising interest rates, and competition from fintech companies. Consolidation is also a significant trend.
Positioning
Eagle Bancorp is positioned as a community-focused bank with strong relationships in the Washington, D.C. metropolitan area. They have a reputation for personalized service and local market expertise.
Total Addressable Market (TAM)
The TAM for banking services in the Washington, D.C. metropolitan area is estimated to be billions of dollars. Eagle Bancorp aims to capture a significant share of this market through its local presence and customer relationships.
Upturn SWOT Analysis
Strengths
- Strong local market presence
- Experienced management team
- Solid financial performance
- Customer loyalty
Weaknesses
- Geographic concentration
- Limited product diversification
- Susceptibility to regional economic downturns
- Higher cost structure compared to online lenders
Opportunities
- Expansion into new markets
- Development of new products and services
- Acquisitions of smaller banks
- Increased adoption of technology
Threats
- Increased competition from larger banks
- Rising interest rates
- Economic recession
- Cybersecurity threats
Competitors and Market Share
Key Competitors
- PNC
- Bank of America
- M&T Bank
- Capital One
Competitive Landscape
Eagle Bancorp's advantages include its local market expertise and customer relationships. Disadvantages include its smaller size and geographic concentration.
Growth Trajectory and Initiatives
Historical Growth: Historical Growth details are not available in this response. See the companies investor relations site.
Future Projections: Future Projections details are not available in this response. See the companies investor relations site.
Recent Initiatives: Recent Initiatives details are not available in this response. See the companies investor relations site.
Summary
Eagle Bancorp is a regional bank with a solid presence in the Washington D.C. metropolitan area. Their customer relationships are a strongpoint. Geographic concentration could cause problems, so they should look at the area they are serving to ensure stability.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company website
- SEC filings
- Analyst reports
- Industry publications
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Market share estimates are approximate and based on available information. This analysis uses publicly available information. Financial details from the companies investor relations site. This is AI generated, seek professional advice for investment.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Eagle Bancorp Inc
Exchange NASDAQ | Headquaters Bethesda, MD, United States | ||
IPO Launch date 1998-07-31 | Chair, President & CEO Ms. Susan G. Riel | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 451 | Website https://www.eaglebankcorp.com |
Full time employees 451 | Website https://www.eaglebankcorp.com | ||
Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. It also offers various commercial and consumer lending products comprising commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; consumer home equity lines of credit, personal lines of credit, and term loans; consumer installment loans, such as auto and personal loans; personal credit cards; and residential mortgage loans. In addition, the company provides online and mobile banking services; checking and saving accounts; and other deposit services, including cash management services, business sweep accounts, lock boxes, remote deposit captures, account reconciliation services, merchant card services, safety deposit boxes, and automated clearing house origination, as well as after-hours depositories and ATM services. Further, the company offers insurance products and services through a referral program; and treasury management services. The company serves sole proprietors, small, medium, and middle-sized businesses, partnerships, corporations, and non-profit organizations and associations, as well as investors. Eagle Bancorp, Inc. was incorporated in 1997 and is headquartered in Bethesda, Maryland.
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