EHTH official logo EHTH
EHTH 1-star rating from Upturn Advisory
eHealth Inc (EHTH) company logo

eHealth Inc (EHTH)

eHealth Inc (EHTH) 1-star rating from Upturn Advisory
$4.94
Last Close (24-hour delay)
Profit since last BUY19.32%
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BUY since 31 days
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Upturn Advisory Summary

11/05/2025: EHTH (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

2 star rating from financial analysts

5 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $9.25

1 Year Target Price $9.25

Analysts Price Target For last 52 week
$9.25 Target price
52w Low $3.18
Current$4.94
52w High $11.36

Analysis of Past Performance

Type Stock
Historic Profit -14.77%
Avg. Invested days 21
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 2.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 11/05/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 150.95M USD
Price to earnings Ratio -
1Y Target Price 9.25
Price to earnings Ratio -
1Y Target Price 9.25
Volume (30-day avg) 5
Beta 1.25
52 Weeks Range 3.18 - 11.36
Updated Date 11/5/2025
52 Weeks Range 3.18 - 11.36
Updated Date 11/5/2025
Dividends yield (FY) -
Basic EPS (TTM) -0.22

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date 2025-11-10
When -
Estimate -1.38
Actual -

Profitability

Profit Margin 7.23%
Operating Margin (TTM) -35.35%

Management Effectiveness

Return on Assets (TTM) 3.12%
Return on Equity (TTM) 4.45%

Valuation

Trailing PE -
Forward PE 3.44
Enterprise Value 477337019
Price to Sales(TTM) 0.28
Enterprise Value 477337019
Price to Sales(TTM) 0.28
Enterprise Value to Revenue 0.87
Enterprise Value to EBITDA 6.69
Shares Outstanding 30557181
Shares Floating 24758650
Shares Outstanding 30557181
Shares Floating 24758650
Percent Insiders 6.87
Percent Institutions 78.04

Icon representing Upturn AI-generated SWOT analysis summary Upturn AI SWOT

eHealth Inc

eHealth Inc(EHTH) company logo displayed in Upturn AI summary

Company Overview

Company history and background logo History and Background

eHealth, Inc. was founded in 1997 and went public in 2006. It operates as a private online health insurance exchange, allowing individuals, families, and small businesses to compare and purchase health insurance policies.

Company business area logo Core Business Areas

  • Individual & Family Plans: Offers a wide range of individual and family health insurance plans, including Medicare, short-term health insurance, and ACA plans.
  • Small Business Plans: Provides health insurance solutions for small businesses and their employees.
  • Medicare Plans: Facilitates the comparison and enrollment of Medicare Advantage, Medicare Supplement, and prescription drug plans.

leadership logo Leadership and Structure

The leadership team includes Fran Soistman Jr., CEO. The company is structured with departments focusing on technology, sales, marketing, customer service, and finance.

Top Products and Market Share

Product Key Offerings logo Key Offerings

  • Medicare Plans: eHealth's most significant revenue driver, offering various Medicare plans. Competitors include GoHealth, SelectQuote, and Humana. Market share is difficult to determine precisely, but eHealth is a key player in online Medicare plan enrollment. Specific revenue from Medicare is not publicly available at a granular level.
  • Individual and Family Health Insurance: Provides access to various health insurance plans for individuals and families. Competitors include HealthSherpa, Stride Health, and direct insurance carriers. eHealth facilitates enrollment, however, doesn't directly provide the healthcare. Specific revenue from Individual and Family is not publicly available at a granular level.

Market Dynamics

industry overview logo Industry Overview

The health insurance industry is evolving, driven by technological advancements, regulatory changes, and consumer demand for online solutions. The increasing number of individuals eligible for Medicare is a key driver.

Positioning

eHealth positions itself as a leading online health insurance marketplace, offering a wide selection of plans and tools to help consumers make informed decisions. Competitive advantage lies in its established online presence and extensive plan portfolio.

Total Addressable Market (TAM)

The TAM for health insurance is vast, estimated in the trillions of dollars annually. eHealth primarily targets the individual, family, and Medicare markets. Its TAM can be estimated by looking at total spending in those sectors and calculating the revenue opportunity for brokers and marketplaces. eHealth is positioned to capture a portion of this TAM through its online platform.

Upturn SWOT Analysis

Strengths

  • Established online presence
  • Wide range of health insurance plans
  • Strong technology platform
  • Extensive customer service capabilities

Weaknesses

  • Dependence on regulatory environment
  • High customer acquisition costs
  • Fluctuations in enrollment rates
  • Negative Profitability

Opportunities

  • Expanding Medicare market
  • Growing demand for online health insurance solutions
  • Strategic partnerships with insurance carriers
  • Technological advancement to improve online portals

Threats

  • Increased competition from other online brokers
  • Changes in government regulations affecting health insurance
  • Economic downturn impacting insurance affordability
  • Data privacy and security concerns

Competitors and Market Share

Key competitor logo Key Competitors

  • GOCO
  • SFNT
  • BMY

Competitive Landscape

eHealth faces strong competition from other online brokers and direct insurance carriers. Its competitive advantage lies in its brand recognition, extensive plan portfolio, and established online presence. Competitors are more profitable and have captured a larger share.

Growth Trajectory and Initiatives

Historical Growth: eHealth's growth has been influenced by the expansion of the online health insurance market, particularly in Medicare plans. Volatility has been observed in revenues and earnings.

Future Projections: Analyst projections vary but generally anticipate growth in the Medicare segment, offset by challenges in the Individual and Family plan sector. Consult financial websites for specific projections.

Recent Initiatives: Recent initiatives include focusing on improving the customer experience, expanding partnerships with insurance carriers, and investing in technology to enhance its platform.

Summary

eHealth faces challenges, including competition, and dependence on the regulatory environment. Its established online presence and broad plan offerings provide opportunities. Declining revenue and cash flow along with debt pose a risk. Future success hinges on adaptation to market dynamics and strategic execution.

Similar Stocks

Sources and Disclaimers

Data Sources:

  • eHealth Inc. Investor Relations
  • SEC Filings
  • Third-party financial analysis sites

Disclaimers:

This analysis is for informational purposes only and does not constitute financial advice. Market data is subject to change.

Information icon for Upturn AI Summarization accuracy disclaimer AI Summarization is directionally correct and might not be accurate.

Information icon for Upturn AI Summarization data freshness disclaimer Summarized information shown could be a few years old and not current.

Information icon warning about Upturn AI Fundamental Rating based on potentially old data Fundamental Rating based on AI could be based on old data.

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About eHealth Inc

Exchange NASDAQ
Headquaters Austin, TX, United States
IPO Launch date 2006-10-13
CEO & Director Mr. Derrick Anthony Duke C.F.A.
Sector Financial Services
Industry Insurance Brokers
Full time employees 1773
Full time employees 1773

eHealth, Inc. operates a health insurance marketplace that provides consumer engagement, education, and health insurance enrollment solutions in the United States. The company operates in two segments, Medicare; and Employer and Individual. The Medicare segment offers sale of Medicare-related health insurance plans, which includes Medicare advantage, Medicare Supplement, and Medicare Part D prescription drug plans to Medicare-eligible customers including but not limited to, dental, and vision insurance, as well as advertising program for marketing and other services. The Employer and Individual segment engages in the sale of individual, family, and small business health insurance plans; and ancillary products to non-Medicare-eligible customers including but not limited to, dental, vision, and short-term insurance. In addition, the company provides ecommerce platforms and consumer engagement solutions, which includes market leading information, decision support, customer engagement, and transactional services to group of health insurance consumers; and organize and present the insurance information in objective format to individuals, families, and small businesses to research, analyze, compare and purchase health insurance plans. Further, it markets health insurance plans through its websites, including eHealth.com, eHealthInsurance.com, eHealthMedicare.com, Medicare.com, and GoMedigap.com. The company offers online sponsorship and advertising, non-broker of record, lead referral, technology licensing, as well as performs various post-enrollment services for members in Medicare health insurance plans. eHealth, Inc. was incorporated in 1997 and is headquartered in Austin, Texas.