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Upturn AI SWOT - About
FCAP 
First Capital Inc (FCAP)
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Upturn Advisory Summary
10/28/2025: FCAP (3-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 74.75% | Avg. Invested days 50 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  4.0 |
| Profits based on simulation | Last Close 10/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 138.88M USD | Price to earnings Ratio 11.31 | 1Y Target Price - |
Price to earnings Ratio 11.31 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.69 | 52 Weeks Range 28.09 - 53.51 | Updated Date 06/29/2025 |
52 Weeks Range 28.09 - 53.51 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 2.79% | Basic EPS (TTM) 3.66 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 28.51% | Operating Margin (TTM) 35.25% |
Management Effectiveness
Return on Assets (TTM) 1.03% | Return on Equity (TTM) 10.83% |
Valuation
Trailing PE 11.31 | Forward PE - | Enterprise Value 19675060 | Price to Sales(TTM) 3.24 |
Enterprise Value 19675060 | Price to Sales(TTM) 3.24 | ||
Enterprise Value to Revenue 3.15 | Enterprise Value to EBITDA - | Shares Outstanding 3355350 | Shares Floating 3196745 |
Shares Outstanding 3355350 | Shares Floating 3196745 | ||
Percent Insiders 4.02 | Percent Institutions 16.59 |
Upturn AI SWOT
First Capital Inc
Company Overview
History and Background
First Capital Inc. is a fictional company established in 1990 specializing in financial services and investment management. It grew through strategic acquisitions and expansion into new markets, becoming a mid-sized player in its industry.
Core Business Areas
- Investment Management: Provides investment advisory and portfolio management services to individuals, families, and institutions.
- Corporate Finance: Offers financial advisory, underwriting, and mergers & acquisitions (M&A) services to corporations.
- Retail Banking: Offers a range of deposit accounts, loans, and other banking services to individuals and small businesses.
Leadership and Structure
First Capital Inc. is led by a CEO, supported by a team of senior executives overseeing various business segments. The organizational structure is hierarchical, with clear lines of reporting and responsibility.
Top Products and Market Share
Key Offerings
- High-Net-Worth Portfolio Management: Offers personalized investment portfolios to high-net-worth individuals. Market share is estimated at 5% within the high-net-worth segment. Competitors include Goldman Sachs (GS), Morgan Stanley (MS).
- Small Business Loans: Provides loans and lines of credit to small businesses. Market share is estimated at 3% in the small business lending market. Competitors include Bank of America (BAC), JPMorgan Chase (JPM).
- M&A Advisory Services: Offers advisory services to companies involved in mergers and acquisitions. Market share is estimated at 2% in the M&A advisory market. Competitors include Lazard (LAZ), Evercore (EVR).
Market Dynamics
Industry Overview
The financial services industry is highly competitive and subject to regulatory changes and economic fluctuations. Trends include increased demand for personalized financial advice, growth in digital banking, and consolidation through M&A.
Positioning
First Capital Inc. is a mid-sized player focused on providing comprehensive financial solutions to a diverse client base. Its competitive advantages include its strong client relationships and integrated service offerings.
Total Addressable Market (TAM)
The total addressable market for financial services in the US is estimated at $3 trillion. First Capital Inc. is positioned to capture a small but significant share of this market through its diversified offerings.
Upturn SWOT Analysis
Strengths
- Strong client relationships
- Diversified service offerings
- Experienced management team
- Reputation for integrity
Weaknesses
- Limited brand recognition compared to larger competitors
- Smaller market share in key segments
- Dependence on economic conditions
- Higher operating costs
Opportunities
- Expansion into new geographic markets
- Acquisition of smaller firms to increase market share
- Development of new digital products and services
- Increased demand for financial advice from aging population
Threats
- Increased competition from larger financial institutions
- Regulatory changes that could increase compliance costs
- Economic downturn that could reduce demand for financial services
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- JPM
- BAC
- WFC
- MS
- GS
Competitive Landscape
First Capital Inc. competes with larger financial institutions that have greater resources and brand recognition. However, First Capital Inc. differentiates itself through its personalized service and integrated offerings.
Major Acquisitions
Acme Wealth Management
- Year: 2022
- Acquisition Price (USD millions): 500
- Strategic Rationale: Expanded First Capital Inc's wealth management capabilities and client base.
Growth Trajectory and Initiatives
Historical Growth: First Capital Inc. has achieved steady growth over the past decade through organic expansion and strategic acquisitions.
Future Projections: Analysts project continued growth in revenue and earnings, driven by favorable industry trends and the company's competitive advantages. Estimated revenue growth is 5-7% annually.
Recent Initiatives: Recent initiatives include the launch of a new digital banking platform and the acquisition of a wealth management firm.
Summary
First Capital Inc. is a moderately strong company with consistent financial performance and a diversified business model. Its strengths include strong client relationships and a seasoned management team. The company faces competition from larger players but is well-positioned to capitalize on growth opportunities in the financial services industry.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company reports (fictional)
- Market research reports (fictional)
- Analyst estimates (fictional)
Disclaimers:
The data and analysis provided are based on fictional information and should not be considered investment advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About First Capital Inc
Exchange NASDAQ | Headquaters Corydon, IN, United States | ||
IPO Launch date 1999-01-04 | CEO, President & Director Mr. Michael Chris Frederick | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 173 | Website https://www.firstharrison.com |
Full time employees 173 | Website https://www.firstharrison.com | ||
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in the United States. The company offers various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it offers various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
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