Upturn unsubscribed user
$1.14/ day, billed weekly
Cancel anytime
(Ad-Free, Unlimited access)​
NO CREDIT CARD REQUIRED
FDBC logo FDBC
Upturn stock ratingUpturn stock rating
FDBC logo

Fidelity D&D Bancorp Inc (FDBC)

Upturn stock ratingUpturn stock rating
$46
Last Close (24-hour delay)
Profit since last BUY9.6%
upturn advisory
Consider higher Upturn Star rating
BUY since 28 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
  • WEEK

Upturn Advisory Summary

06/30/2025: FDBC (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $0

1 Year Target Price $0

Analysts Price Target For last 52 week
$0Target price
Low$
Current$46
high$

Analysis of Past Performance

Type Stock
Historic Profit -27.64%
Avg. Invested days 23
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 2.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/30/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 265.36M USD
Price to earnings Ratio 12.27
1Y Target Price -
Price to earnings Ratio 12.27
1Y Target Price -
Volume (30-day avg) -
Beta 0.93
52 Weeks Range 36.66 - 59.68
Updated Date 06/29/2025
52 Weeks Range 36.66 - 59.68
Updated Date 06/29/2025
Dividends yield (FY) 3.48%
Basic EPS (TTM) 3.75

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 26.72%
Operating Margin (TTM) 32.88%

Management Effectiveness

Return on Assets (TTM) 0.84%
Return on Equity (TTM) 10.78%

Valuation

Trailing PE 12.27
Forward PE -
Enterprise Value 72842672
Price to Sales(TTM) 3.26
Enterprise Value 72842672
Price to Sales(TTM) 3.26
Enterprise Value to Revenue 3.47
Enterprise Value to EBITDA -
Shares Outstanding 5767500
Shares Floating 4695033
Shares Outstanding 5767500
Shares Floating 4695033
Percent Insiders 18.6
Percent Institutions 22.2

Analyst Ratings

Rating -
Target Price -
Buy -
Strong Buy -
Buy -
Strong Buy -
Hold -
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Fidelity D&D Bancorp Inc

stock logo

Company Overview

overview logo History and Background

Fidelity D&D Bancorp, Inc. was founded in 1909 as The Fidelity Deposit and Discount Bank. It has grown through acquisitions and organic expansion to become a leading community bank in Northeastern Pennsylvania.

business area logo Core Business Areas

  • Commercial Banking: Provides loans, deposit accounts, and other financial services to businesses.
  • Retail Banking: Offers personal banking services such as checking and savings accounts, mortgages, and consumer loans.
  • Wealth Management: Provides wealth management, trust, and investment advisory services.

leadership logo Leadership and Structure

The leadership team consists of the CEO, CFO, and other senior executives. The organizational structure includes various departments such as lending, operations, and compliance.

Top Products and Market Share

overview logo Key Offerings

  • Commercial Loans: Loans provided to businesses for various purposes such as expansion and working capital. Market share data is not publicly available at a granular level. Competitors include larger regional and national banks like PNC and Citizens Financial.
  • Mortgages: Residential mortgage loans for homebuyers. Market share data is not publicly available at a granular level. Competitors include Rocket Mortgage and local credit unions.
  • Wealth Management Services: Offers personalized wealth strategies and investments guidance. Competitors include Vanguard, Schwab, and Fidelity Investments.

Market Dynamics

industry overview logo Industry Overview

The banking industry is currently facing challenges from rising interest rates, increased competition from fintech companies, and regulatory changes.

Positioning

Fidelity D&D Bancorp is positioned as a community bank focused on providing personalized service and local expertise. Its competitive advantage lies in its strong relationships with customers and its deep understanding of the local market.

Total Addressable Market (TAM)

The TAM for banking services in Northeastern Pennsylvania is estimated to be in the billions of dollars. Fidelity D&D Bancorp has a moderate market share and is positioned to grow by expanding its customer base and offering new products and services.

Upturn SWOT Analysis

Strengths

  • Strong local presence
  • Personalized customer service
  • Experienced management team
  • Strong balance sheet

Weaknesses

  • Limited geographic reach
  • Smaller scale compared to larger banks
  • Reliance on traditional banking model
  • Less technological innovation than competitors

Opportunities

  • Expand into new markets
  • Offer new digital banking services
  • Acquire smaller banks
  • Increase wealth management business

Threats

  • Increased competition from larger banks
  • Rising interest rates
  • Economic downturn
  • Regulatory changes

Competitors and Market Share

competitor logo Key Competitors

  • PNC Financial Services Group (PNC)
  • Citizens Financial Group (CFG)
  • Fulton Financial Corporation (FULT)

Competitive Landscape

Fidelity D&D Bancorp faces competition from larger regional and national banks, as well as smaller community banks and credit unions. It differentiates itself through personalized service and local expertise.

Growth Trajectory and Initiatives

Historical Growth: Historical growth trends require access to historical financial data, which I do not have access to in real-time.

Future Projections: Future projections require access to analyst estimates, which I do not have.

Recent Initiatives: Recent initiatives likely include expansion of digital banking services and community outreach programs. Access to specific recent initiatives is not available without real-time data feeds.

Summary

Fidelity D&D Bancorp is a community-focused bank with a strong local presence. Its strengths lie in personalized service and an experienced team, but it faces challenges from larger competitors and technological advancements. Future success depends on expanding its digital offerings and leveraging its community relationships.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Website
  • Industry Reports
  • SEC Filings (when publicly available)
  • Market Research Reports

Disclaimers:

This analysis is based on publicly available information and general industry knowledge. Market share estimates are approximate. Financial data is not real-time and may be outdated. This is not financial advice.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Fidelity D&D Bancorp Inc

Exchange NASDAQ
Headquaters Dunmore, PA, United States
IPO Launch date 2001-01-02
President, CEO & Director Mr. Daniel J. Santaniello
Sector Financial Services
Industry Banks - Regional
Full time employees 289
Full time employees 289

Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers. The company accepts savings, club, interest-bearing and non-interest-bearing checking, money market, and short- and long-term time deposits, as well as certificates of deposit. It also offers commercial and industrial, commercial real estate, consumer, and residential mortgage loans. In addition, the company provides government and healthcare banking services, cash management and merchant services, individual retirement accounts, and credit and debit cards; and alternative financial and insurance products with asset management services, as well as online banking, telephone banking, and digital wallet. The company was founded in 1902 and is headquartered in Dunmore, Pennsylvania.