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Upturn AI SWOT - About
FGF 
FG Financial Group (FGF)
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Upturn Advisory Summary
08/28/2025: FGF (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -77.68% | Avg. Invested days 17 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 20.37M USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 1.33 | 52 Weeks Range 14.21 - 38.40 | Updated Date 06/29/2025 |
52 Weeks Range 14.21 - 38.40 | Updated Date 06/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -22.47 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -48.88% | Operating Margin (TTM) -2257.65% |
Management Effectiveness
Return on Assets (TTM) -15.98% | Return on Equity (TTM) -40.66% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 40483843 | Price to Sales(TTM) 1.54 |
Enterprise Value 40483843 | Price to Sales(TTM) 1.54 | ||
Enterprise Value to Revenue 3.05 | Enterprise Value to EBITDA - | Shares Outstanding 1272320 | Shares Floating 800798 |
Shares Outstanding 1272320 | Shares Floating 800798 | ||
Percent Insiders 15.33 | Percent Institutions 34.15 |
Upturn AI SWOT
FG Financial Group
Company Overview
History and Background
FG Financial Group, Inc. (FGF) is a specialty financial services company. It was founded in 2010 and has evolved through various acquisitions and strategic shifts, focusing on reinsurance, asset management, and real estate investments.
Core Business Areas
- Reinsurance: FGF provides reinsurance solutions, focusing on property and casualty risks. This segment helps insurers manage their risk exposure and capital.
- Asset Management: FGF manages a diverse portfolio of investments, including fixed income securities, real estate, and other alternative assets.
- Real Estate: FGF invests in real estate assets, including commercial properties and land development projects. This segment contributes to FGF's revenue through property income and capital appreciation.
Leadership and Structure
Kyle Cerminara serves as the Chairman and CEO. The organizational structure includes executive management overseeing different business segments and supporting corporate functions.
Top Products and Market Share
Key Offerings
- Reinsurance Treaties: FGF offers various reinsurance treaties, including quota share and excess of loss, catering to property and casualty insurers. Market share data is not readily available. Competitors include established reinsurance giants like Munich Re and Swiss Re.
- Fixed Income Portfolio: FGF manages a portfolio of fixed-income securities, generating income from interest payments and capital appreciation. The exact portfolio value and returns vary based on market conditions. Competitors include large asset managers like BlackRock and Vanguard.
- Real Estate Investments: FGF's real estate portfolio includes commercial properties and land development projects. Revenue is derived from rent and potential sales. Competitors include publicly traded REITs and private equity firms investing in real estate.
Market Dynamics
Industry Overview
The financial services industry is characterized by increasing regulation, technological disruption, and fluctuating interest rates. The reinsurance market faces competition and the impact of natural disasters.
Positioning
FG Financial Group occupies a niche position by blending reinsurance, asset management, and real estate investments. Its competitive advantage lies in its diversified business model and strategic asset allocation.
Total Addressable Market (TAM)
The TAM for financial services, reinsurance and asset management is in the trillions of dollars globally. FGF is positioned to capture a small portion of this TAM through specialized services and strategic investments.
Upturn SWOT Analysis
Strengths
- Diversified business model
- Experienced management team
- Strategic asset allocation
- Strong capital base
- Niche market focus
Weaknesses
- Relatively small size compared to major competitors
- Exposure to market volatility
- Dependence on key personnel
- Limited brand recognition
- Complex regulatory environment
Opportunities
- Expansion into new markets
- Strategic acquisitions
- Development of innovative financial products
- Increased demand for reinsurance solutions
- Growing asset management opportunities
Threats
- Economic downturns
- Increased competition
- Regulatory changes
- Natural disasters impacting reinsurance
- Fluctuating interest rates
Competitors and Market Share
Key Competitors
- BRK.A
- WRB
- SIGI
- RE
Competitive Landscape
Compared to its larger competitors, FG Financial Group benefits from its agility and niche focus, however it faces challenges related to brand recognition and resource availability.
Major Acquisitions
Meridian Management Group
- Year: 2023
- Acquisition Price (USD millions): 22.3
- Strategic Rationale: The acquisition expands FG Financial's asset management capabilities and increases its assets under management, offering synergistic opportunities with existing business lines.
Growth Trajectory and Initiatives
Historical Growth: FG Financial Group's historical growth trends should be assessed based on revenue, profitability, and asset growth over the past years.
Future Projections: Future growth projections should be obtained from analyst estimates, focusing on revenue growth, earnings growth, and market share expansion.
Recent Initiatives: Recent strategic initiatives should be highlighted, including acquisitions, new product launches, and market expansions.
Summary
FG Financial Group is a small, diversified financial services company with strengths in asset management and reinsurance. While it has a strategic niche and growth potential, it also faces risks related to market volatility and competition from larger players. Recent acquisitions appear positive, and future success hinges on strategic execution and disciplined risk management. However, it is a very small player in a very large market.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Analyst Reports
- Market Data Providers
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Investment decisions should be based on thorough research and consultation with a qualified financial advisor. Market data and analyst estimates are subject to change without notice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About FG Financial Group
Exchange NASDAQ | Headquaters Mooresville, NC, United States | ||
IPO Launch date 2014-04-01 | Chairman of the Board & CEO Mr. Daniel Kyle Cerminara C.F.A., CFA | ||
Sector Financial Services | Industry Insurance - Diversified | Full time employees 130 | Website https://fundamentalglobal.com |
Full time employees 130 | Website https://fundamentalglobal.com | ||
Fundamental Global Inc. engages in reinsurance, merchant banking, and asset management business. The company offers initial public offering services. It also offers specialty property and casualty reinsurance services. In addition, the company provides investment advisory services. Fundamental Global Inc. was founded in 1932 and is based in Mooresville, North Carolina.
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