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Fold Holdings, Inc. Warrant (FLDDW)

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Upturn Advisory Summary
01/07/2026: FLDDW (1-star) is currently NOT-A-BUY. Pass it for now.
Analysis of Past Performance
Type Stock | Historic Profit 26.98% | Avg. Invested days 35 | Today’s Advisory PASS |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.15 | 52 Weeks Range 0.03 - 1.38 | Updated Date 05/29/2025 |
52 Weeks Range 0.03 - 1.38 | Updated Date 05/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) -149.57% |
Management Effectiveness
Return on Assets (TTM) -8.05% | Return on Equity (TTM) -163.23% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value - | Price to Sales(TTM) - |
Enterprise Value - | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 10067315 |
Shares Outstanding - | Shares Floating 10067315 | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
Fold Holdings, Inc. Warrant
Company Overview
History and Background
Fold Holdings, Inc. Warrant (trading under the ticker symbol FOLDW) represents the right to purchase shares of Fold Holdings, Inc. at a specified price before a certain expiration date. Information regarding the specific founding year, significant milestones, and evolution of Fold Holdings, Inc. Warrant as a distinct entity is not publicly detailed as it is a derivative instrument tied to the parent company, Fold Holdings, Inc. Its existence is directly linked to the parent company's corporate actions, such as initial public offerings or business combinations.
Core Business Areas
- Fold Holdings, Inc. (Parent Company): The core business of Fold Holdings, Inc. centers around its digital banking and financial technology platform, primarily focusing on providing a rewards-based credit card and mobile banking experience. Its key offering is the Fold Card, a cashback credit card that also offers Bitcoin rewards. The company aims to integrate financial services with loyalty programs and cryptocurrency.
Leadership and Structure
As a warrant, Fold Holdings, Inc. Warrant does not have its own independent leadership team or organizational structure. Its governance and operational structure are dictated by Fold Holdings, Inc., the issuer of the underlying securities. Information on the leadership of Fold Holdings, Inc. can be found through its investor relations or SEC filings.
Top Products and Market Share
Key Offerings
- Fold Card (Credit Card with Bitcoin Rewards): The Fold Card is a premium credit card that offers cashback rewards, with a unique feature allowing users to earn Bitcoin on their purchases. Users can also participate in weekly drawings for Bitcoin prizes. While specific market share data for this niche product is not readily available, its competitors include traditional cashback credit cards and other innovative financial products offering cryptocurrency integration. Competitors in the broader rewards credit card market include American Express, Chase, and Capital One. In the crypto-rewards space, competitors might include services that link to existing credit cards or alternative digital wallets.
- Fold App (Mobile Banking and Rewards Platform): The Fold App serves as the central hub for managing the Fold Card, tracking rewards, and engaging with other features. It provides a user-friendly interface for managing finances and maximizing Bitcoin rewards. User numbers and revenue figures are typically reported at the parent company level.
Market Dynamics
Industry Overview
Fold Holdings, Inc. operates in the rapidly evolving fintech and digital banking sector, with a specific focus on integrating traditional financial products with cryptocurrency rewards. This industry is characterized by rapid innovation, intense competition, and a growing consumer interest in alternative rewards and digital assets. The broader credit card market is mature but sees constant innovation in reward structures and digital integration.
Positioning
Fold Holdings, Inc. positions itself as a disruptor in the financial services space by offering a unique combination of traditional credit card benefits and cryptocurrency rewards. Its competitive advantage lies in its innovative approach to loyalty programs and its ability to attract a demographic interested in both cashback and Bitcoin. The company aims to bridge the gap between traditional finance and the burgeoning cryptocurrency market.
Total Addressable Market (TAM)
The Total Addressable Market for Fold Holdings, Inc. is multifaceted, encompassing the vast global credit card market, the growing digital banking sector, and the expanding cryptocurrency adoption landscape. Estimating a precise TAM for this niche intersection is challenging, but the credit card market alone is valued in trillions of dollars. Fold Holdings, Inc. is positioned to capture a segment of users seeking novel reward structures and entry points into cryptocurrency.
Upturn SWOT Analysis
Strengths
- Innovative rewards program integrating Bitcoin.
- First-mover advantage in combining credit card rewards with direct Bitcoin earnings.
- Focus on a digitally-native user base.
- Potential for high user engagement through gamified elements.
Weaknesses
- Reliance on a niche market segment (Bitcoin enthusiasts).
- Regulatory uncertainty surrounding cryptocurrencies.
- Competition from established financial institutions and fintech startups.
- Dependence on the performance of the underlying Fold Holdings, Inc. stock.
- Limited brand recognition compared to major credit card issuers.
Opportunities
- Increasing mainstream adoption of cryptocurrencies.
- Expansion of product offerings to include other digital assets or DeFi integration.
- Partnerships with other crypto-focused companies or merchants.
- Growth in the digital banking and neobank sector.
- Leveraging data analytics to personalize user experiences and rewards.
Threats
- Adverse regulatory changes impacting cryptocurrencies.
- Significant volatility in Bitcoin prices, affecting reward value.
- Intensifying competition from both traditional banks and other fintechs.
- Security breaches or data privacy concerns.
- Economic downturns impacting consumer spending and credit card usage.
Competitors and Market Share
Key Competitors
- Companies offering traditional cashback credit cards (e.g., Chase, American Express, Capital One)
- Fintech companies offering crypto-rewards or alternative banking services (e.g., Block, Inc. (SQ) with its Square Card, PayPal Holdings, Inc. (PYPL) with its crypto services)
Competitive Landscape
Fold Holdings, Inc. faces intense competition from established credit card giants with vast customer bases and sophisticated loyalty programs. Additionally, the burgeoning fintech space, including companies integrating crypto into financial products, presents direct competition. Fold's advantage lies in its niche focus and innovative Bitcoin rewards, appealing to a specific, growth-oriented demographic.
Growth Trajectory and Initiatives
Historical Growth: The historical growth of Fold Holdings, Inc. Warrant is intrinsically linked to the growth and performance of its parent company, Fold Holdings, Inc. Growth would be measured by user acquisition, transaction volume, revenue growth, and the increasing value of the underlying equity.
Future Projections: Future projections for Fold Holdings, Inc. Warrant would depend heavily on the strategic direction and market success of Fold Holdings, Inc. Analyst estimates for the parent company's future revenue, profitability, and stock performance would indirectly inform potential warrant performance.
Recent Initiatives: Recent initiatives would focus on Fold Holdings, Inc.'s efforts to expand its user base, enhance its product features, forge strategic partnerships, and navigate the evolving regulatory landscape for cryptocurrencies.
Summary
Fold Holdings, Inc. Warrant, linked to its parent company's innovative fintech platform, shows promise with its unique Bitcoin rewards credit card. Its strengths lie in its novel approach to loyalty and appeal to crypto-savvy users. However, it faces significant threats from regulatory uncertainty, crypto volatility, and intense competition from both traditional financial giants and emerging fintech players. Continued growth will depend on successful user acquisition, product innovation, and navigating the dynamic crypto landscape.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company filings (e.g., SEC filings for Fold Holdings, Inc.)
- Financial news and analysis platforms
- Industry reports on fintech and cryptocurrency
- Market data providers
Disclaimers:
This JSON output is a structured representation of information related to Fold Holdings, Inc. Warrant and its parent company, Fold Holdings, Inc., based on publicly available data. It is intended for informational purposes only and does not constitute financial advice. Warrants are complex financial instruments with a high degree of risk. Investors should conduct their own due diligence and consult with a qualified financial advisor before making any investment decisions. Market share data and financial projections are estimates and subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Fold Holdings, Inc. Warrant
Exchange NASDAQ | Headquaters Phoenix, AZ, United States | ||
IPO Launch date 2022-02-09 | Founder, CEO & Chairman of the Board Mr. William Reeves | ||
Sector Financial Services | Industry Capital Markets | Full time employees 35 | Website https://foldapp.com |
Full time employees 35 | Website https://foldapp.com | ||
Fold Holdings, Inc., a bitcoin financial services company, provides access to bitcoin through a suite of consumer financial products in the United States. Its financial services platform allows consumers to accumulate, save, and use bitcoin to accomplish financial goals. It offers consumers an FDIC insured checking account, a Visa prepaid debit card, bill payments, and an extensive catalog of merchant reward offers, as well as partners with third-party service providers that offer bitcoin exchange and custody services. The company also invests in and accumulates bitcoin for treasury. The company offers its products and services through the Fold mobile app. Fold Holdings, Inc. was founded in 2019 and is headquartered in Phoenix, Arizona.

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