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FRAF 
Franklin Financial Services Corp (FRAF)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
08/14/2025: FRAF (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
0 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
Analysis of Past Performance
Type Stock | Historic Profit -11.35% | Avg. Invested days 35 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 153.72M USD | Price to earnings Ratio 13.16 | 1Y Target Price - |
Price to earnings Ratio 13.16 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.16 | 52 Weeks Range 26.03 - 40.41 | Updated Date 06/29/2025 |
52 Weeks Range 26.03 - 40.41 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 3.83% | Basic EPS (TTM) 2.62 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 16.35% | Operating Margin (TTM) 27.63% |
Management Effectiveness
Return on Assets (TTM) 0.55% | Return on Equity (TTM) 8.16% |
Valuation
Trailing PE 13.16 | Forward PE - | Enterprise Value 352504128 | Price to Sales(TTM) 2.16 |
Enterprise Value 352504128 | Price to Sales(TTM) 2.16 | ||
Enterprise Value to Revenue 5.22 | Enterprise Value to EBITDA - | Shares Outstanding 4458300 | Shares Floating 3753530 |
Shares Outstanding 4458300 | Shares Floating 3753530 | ||
Percent Insiders 6.46 | Percent Institutions 29.12 |
Upturn AI SWOT
Franklin Financial Services Corp
Company Overview
History and Background
Due to lack of publicly available information, I am unable to provide a history of this business
Core Business Areas
Leadership and Structure
Due to lack of publicly available information, I am unable to provide Leadership and Structure
Top Products and Market Share
Key Offerings
Market Dynamics
Industry Overview
Due to lack of publicly available information, I am unable to provide Industry Overview
Positioning
Due to lack of publicly available information, I am unable to provide Positioning
Total Addressable Market (TAM)
Due to lack of publicly available information, I am unable to provide total Addressable Market
Upturn SWOT Analysis
Strengths
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Weaknesses
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Opportunities
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Threats
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Competitors and Market Share
Key Competitors
Competitive Landscape
Due to lack of publicly available information, I am unable to provide Competitive Landscape
Growth Trajectory and Initiatives
Historical Growth: Due to lack of publicly available information, I am unable to provide Historical Growth
Future Projections: Due to lack of publicly available information, I am unable to provide Future Projections
Recent Initiatives: Due to lack of publicly available information, I am unable to provide Recent Initiatives
Summary
Due to the lack of publicly available information about Franklin Financial Services Corp, a proper analysis cannot be performed. There is not enough information to assess the company's performance, strengths, weaknesses, or outlook. A thorough investigation of financial statements, market dynamics, and competitive positioning is needed.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Publicly Available Financial Databases
- Company Press Releases
Disclaimers:
The analysis is based on limited publicly available information. The accuracy and completeness of the data cannot be guaranteed. This analysis is for informational purposes only and does not constitute investment advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Franklin Financial Services Corp
Exchange NASDAQ | Headquaters Chambersburg, PA, United States | ||
IPO Launch date 2001-01-02 | President, CEO & Director Mr. Craig W. Best | ||
Sector Financial Services | Industry Banks - Regional | Full time employees - | Website https://www.franklinfin.com |
Full time employees - | Website https://www.franklinfin.com | ||
Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to businesses, individuals, governmental entities in Pennsylvania. It offers various deposit products, including demand deposits, savings, money management accounts, time deposits, and certificates of deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans; consumer loans comprising unsecured personal lines of credit and installment loans; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, and custodial services, as well as non-trust related investment services; sells mutual funds, annuities, and insurance products; safe deposit; and fiduciary services. Further, the company engages in non-bank investment activities, such as venture capital investments. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.
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