GBNY official logo GBNY
GBNY 3-star rating from Upturn Advisory
Generations Bancorp NY Inc (GBNY) company logo

Generations Bancorp NY Inc (GBNY)

Generations Bancorp NY Inc (GBNY) 3-star rating from Upturn Advisory
$17.78
Last Close (24-hour delay)
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PASS
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Upturn Advisory Summary

12/05/2025: GBNY (3-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

Upturn 3 star rating for performance

Moderate Performance

These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.

Analysis of Past Performance

Type Stock
Historic Profit 68.33%
Avg. Invested days 102
Today’s Advisory PASS
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 4.0
Stock Returns Performance Upturn Returns Performance icon 3.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/05/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 37.17M USD
Price to earnings Ratio -
1Y Target Price -
Price to earnings Ratio -
1Y Target Price -
Volume (30-day avg) -
Beta 0.23
52 Weeks Range 10.13 - 16.70
Updated Date 06/29/2025
52 Weeks Range 10.13 - 16.70
Updated Date 06/29/2025
Dividends yield (FY) -
Basic EPS (TTM) -1.23

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -62.43%
Operating Margin (TTM) -81.1%

Management Effectiveness

Return on Assets (TTM) -1.18%
Return on Equity (TTM) -13.07%

Valuation

Trailing PE -
Forward PE -
Enterprise Value 43614760
Price to Sales(TTM) 4.86
Enterprise Value 43614760
Price to Sales(TTM) 4.86
Enterprise Value to Revenue 7.14
Enterprise Value to EBITDA -
Shares Outstanding 2278740
Shares Floating 1775982
Shares Outstanding 2278740
Shares Floating 1775982
Percent Insiders 17.54
Percent Institutions -

About Generations Bancorp NY Inc

Exchange NASDAQ
Headquaters Seneca Falls, NY, United States
IPO Launch date 2021-01-13
President, CEO, CFO & Director Ms. Angela M. Krezmer
Sector Financial Services
Industry Banks - Regional
Full time employees -
Full time employees -

Generations Bancorp NY, Inc. operates as a holding company for Generations Bank that engages in the provision of various banking products and services. It accepts various deposit accounts, including demand, NOW, money market, savings, and certificates of deposit accounts. The company provides one- to four-family residential real estate loans, including home equity loans and lines of credit; consumer loans, such as student, automobile, recreational vehicle, manufactured home, and other consumer loans; and commercial real estate and multi-family, consumer business, residential and commercial construction loans. In addition, it invests in securities, including corporate and municipal bonds issued by states, local municipalities, and schools in the northeastern United States; and mortgage-backed securities issued by the U.S. government sponsored entities and Federal Home Loan Bank stock, as well as offers insurance and other financial products. It operates through primary office in Seneca Falls, New York; and eight full-service branch offices and one drive-through facility located in Auburn, Farmington, Geneva, Medina, Phelps, Union Springs, and Waterloo, New York. The company was founded in 1870 and is headquartered in Seneca Falls, New York.