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Generations Bancorp NY Inc (GBNY)

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Upturn Advisory Summary
12/05/2025: GBNY (3-star) is currently NOT-A-BUY. Pass it for now.
Analysis of Past Performance
Type Stock | Historic Profit 68.33% | Avg. Invested days 102 | Today’s Advisory PASS |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 37.17M USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.23 | 52 Weeks Range 10.13 - 16.70 | Updated Date 06/29/2025 |
52 Weeks Range 10.13 - 16.70 | Updated Date 06/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -1.23 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -62.43% | Operating Margin (TTM) -81.1% |
Management Effectiveness
Return on Assets (TTM) -1.18% | Return on Equity (TTM) -13.07% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 43614760 | Price to Sales(TTM) 4.86 |
Enterprise Value 43614760 | Price to Sales(TTM) 4.86 | ||
Enterprise Value to Revenue 7.14 | Enterprise Value to EBITDA - | Shares Outstanding 2278740 | Shares Floating 1775982 |
Shares Outstanding 2278740 | Shares Floating 1775982 | ||
Percent Insiders 17.54 | Percent Institutions - |
About Generations Bancorp NY Inc
Exchange NASDAQ | Headquaters Seneca Falls, NY, United States | ||
IPO Launch date 2021-01-13 | President, CEO, CFO & Director Ms. Angela M. Krezmer | ||
Sector Financial Services | Industry Banks - Regional | Full time employees - | Website https://www.mygenbank.com |
Full time employees - | Website https://www.mygenbank.com | ||
Generations Bancorp NY, Inc. operates as a holding company for Generations Bank that engages in the provision of various banking products and services. It accepts various deposit accounts, including demand, NOW, money market, savings, and certificates of deposit accounts. The company provides one- to four-family residential real estate loans, including home equity loans and lines of credit; consumer loans, such as student, automobile, recreational vehicle, manufactured home, and other consumer loans; and commercial real estate and multi-family, consumer business, residential and commercial construction loans. In addition, it invests in securities, including corporate and municipal bonds issued by states, local municipalities, and schools in the northeastern United States; and mortgage-backed securities issued by the U.S. government sponsored entities and Federal Home Loan Bank stock, as well as offers insurance and other financial products. It operates through primary office in Seneca Falls, New York; and eight full-service branch offices and one drive-through facility located in Auburn, Farmington, Geneva, Medina, Phelps, Union Springs, and Waterloo, New York. The company was founded in 1870 and is headquartered in Seneca Falls, New York.

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