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Upturn AI SWOT - About
GLBZ 
Glen Burnie Bancorp (GLBZ)
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Upturn Advisory Summary
09/12/2025: GLBZ (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -46.94% | Avg. Invested days 29 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/12/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 14.45M USD | Price to earnings Ratio 498 | 1Y Target Price - |
Price to earnings Ratio 498 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.29 | 52 Weeks Range 3.84 - 6.99 | Updated Date 06/29/2025 |
52 Weeks Range 3.84 - 6.99 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 8.03% | Basic EPS (TTM) 0.01 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 0.33% | Operating Margin (TTM) 5.66% |
Management Effectiveness
Return on Assets (TTM) 0.01% | Return on Equity (TTM) 0.2% |
Valuation
Trailing PE 498 | Forward PE - | Enterprise Value 10806391 | Price to Sales(TTM) 1.25 |
Enterprise Value 10806391 | Price to Sales(TTM) 1.25 | ||
Enterprise Value to Revenue 2.95 | Enterprise Value to EBITDA - | Shares Outstanding 2900680 | Shares Floating 2348565 |
Shares Outstanding 2900680 | Shares Floating 2348565 | ||
Percent Insiders 18.88 | Percent Institutions 8.05 |
Upturn AI SWOT
Glen Burnie Bancorp
Company Overview
History and Background
Glen Burnie Bancorp was founded in 1907 as The Glen Burnie Building and Loan Association. It has evolved into a full-service community bank serving Anne Arundel County, Maryland.
Core Business Areas
- Community Banking: Offers traditional banking services, including deposit accounts, loans, and other financial products to individuals and small businesses.
Leadership and Structure
The leadership team includes the CEO, CFO, and other senior executives. The organizational structure is typical of a community bank, with various departments handling different aspects of banking operations.
Top Products and Market Share
Key Offerings
- Business Loans: Offers credit lines to businesses. Market share is not publicly available. Competitors include other local and regional banks and credit unions.
- Commercial Real Estate Loans: Provides financing for commercial real estate projects. Market share is not publicly available. Competitors include other local and regional banks and credit unions.
- Residential Mortgages: Offers mortgage loans for residential properties. Market share is not publicly available. Competitors include national mortgage lenders and other local banks.
Market Dynamics
Industry Overview
The community banking industry is characterized by intense competition, increasing regulation, and evolving customer preferences.
Positioning
Glen Burnie Bancorp is positioned as a community-focused bank, emphasizing local relationships and personalized service.
Total Addressable Market (TAM)
The total addressable market includes all banking customers in Anne Arundel County, Maryland. Glen Burnie Bancorp's position is based on serving a portion of this market with its community-focused approach.
Upturn SWOT Analysis
Strengths
- Strong local presence
- Established customer relationships
- Experienced management team
- Community-focused approach
Weaknesses
- Limited geographic reach
- Smaller size compared to larger banks
- Dependence on local economy
- Limited product offerings compared to larger banks
Opportunities
- Expansion into neighboring markets
- Increased demand for community banking services
- Technological advancements in banking
- Partnerships with fintech companies
Threats
- Increased competition from larger banks and credit unions
- Economic downturn
- Rising interest rates
- Regulatory changes
Competitors and Market Share
Key Competitors
- TROW
- CFG
- UMB
- WSFS
Competitive Landscape
Glen Burnie Bancorp faces competition from larger regional and national banks. Its competitive advantage lies in its local focus and personalized service.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends information is not available.
Future Projections: Future projections information is not available and would be speculative without further research.
Recent Initiatives: Recent strategic initiatives information is not available.
Summary
Glen Burnie Bancorp is a community-focused bank with a strong local presence. It benefits from established customer relationships. However, it faces challenges from larger competitors and economic fluctuations. The bank can improve its position through strategic initiatives and technological advancements.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings (if public)
- Industry Reports
- Analyst Estimates (if available)
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market share data is estimated and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Glen Burnie Bancorp
Exchange NASDAQ | Headquaters Glen Burnie, MD, United States | ||
IPO Launch date 1999-11-10 | President, CEO & Director Mr. Mark Christopher Hanna | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 89 | |
Full time employees 89 | |||
Glen Burnie Bancorp operates as the bank holding company for The Bank of Glen Burnie that provides commercial and retail banking services to individuals, associations, partnerships, and corporations. The company offers savings accounts, money market deposit accounts, demand deposit accounts, NOW checking accounts, IRA and SEP accounts, and certificates of deposit. It also provides residential and commercial real estate, construction, land acquisition and development, and secured and unsecured commercial loans, as well as consumer instalment lending, such as indirect automobile lending services; residential first and second mortgage loans, home equity lines of credit, and commercial mortgage loans; and farmland, single-family residential, multi-family, SBA guaranty, and automobile loans. In addition, the company offers safe deposit boxes, night depositories, automated clearinghouse transactions, wire transfers, and automated teller machine (ATM) services, as well as electronic banking services, such as telephone and online banking, bill pay, card management and control, mobile app, merchant source capture, mobile deposit capture, Zelle, etc. Further, it provides treasury services, including wire transfer services, ACH services, and debit cards. It serves individual and corporate customers. The company was founded in 1949 and is based in Glen Burnie, Maryland.
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