Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
Upturn AI SWOT - About
GLBZ 
Glen Burnie Bancorp (GLBZ)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
08/28/2025: GLBZ (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -46.94% | Avg. Invested days 29 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 14.45M USD | Price to earnings Ratio 498 | 1Y Target Price - |
Price to earnings Ratio 498 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.29 | 52 Weeks Range 3.84 - 6.99 | Updated Date 06/29/2025 |
52 Weeks Range 3.84 - 6.99 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 8.03% | Basic EPS (TTM) 0.01 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 0.33% | Operating Margin (TTM) 5.66% |
Management Effectiveness
Return on Assets (TTM) 0.01% | Return on Equity (TTM) 0.2% |
Valuation
Trailing PE 498 | Forward PE - | Enterprise Value 10806391 | Price to Sales(TTM) 1.25 |
Enterprise Value 10806391 | Price to Sales(TTM) 1.25 | ||
Enterprise Value to Revenue 2.95 | Enterprise Value to EBITDA - | Shares Outstanding 2900680 | Shares Floating 2348565 |
Shares Outstanding 2900680 | Shares Floating 2348565 | ||
Percent Insiders 18.88 | Percent Institutions 8.05 |
Upturn AI SWOT
Glen Burnie Bancorp
Company Overview
History and Background
Glen Burnie Bancorp was founded in 1907 as The Glen Burnie Savings and Loan Association. It evolved into a full-service community bank offering a range of financial products and services to individuals and businesses. The bank has focused on serving the Anne Arundel County, Maryland area.
Core Business Areas
- Commercial Banking: Provides loans, deposit accounts, and other financial services to businesses.
- Retail Banking: Offers checking and savings accounts, mortgages, and other consumer loans to individuals.
- Wealth Management: Provides investment advisory and trust services.
Leadership and Structure
The company is led by a board of directors and executive management team. The structure is typical of a community bank, with departments focused on lending, retail banking, finance, and operations.
Top Products and Market Share
Key Offerings
- Commercial Loans: Loans to businesses for various purposes, including working capital, equipment purchases, and real estate. Market share information is specific to Anne Arundel County and not readily available in aggregate. Competitors include other local and regional banks, as well as national lenders.
- Residential Mortgages: Mortgages for home purchases and refinances. Market share information is specific to Anne Arundel County and not readily available in aggregate. Competitors include other local and regional banks, mortgage brokers, and national lenders.
- Deposit Accounts: Checking, savings, and money market accounts for individuals and businesses. Market share information is specific to Anne Arundel County and not readily available in aggregate. Competitors include other local and regional banks, and national banks.
Market Dynamics
Industry Overview
The banking industry is currently facing a mixed environment, with rising interest rates impacting loan demand and deposit costs. Community banks are focusing on relationship banking and local market expertise to compete with larger institutions. Regulatory compliance and technological innovation are also key industry drivers.
Positioning
Glen Burnie Bancorp positions itself as a community-focused bank, emphasizing local relationships and personalized service. Its competitive advantage lies in its knowledge of the Anne Arundel County market and its ability to provide customized financial solutions to local businesses and individuals.
Total Addressable Market (TAM)
The total addressable market includes all banking customers in Anne Arundel County, Maryland. Glen Burnie Bancorp is positioned to capture a share of this market through its community-focused strategy and local market expertise.
Upturn SWOT Analysis
Strengths
- Strong local presence in Anne Arundel County
- Experienced management team
- Commitment to community involvement
- High customer satisfaction
Weaknesses
- Limited geographic diversification
- Smaller size compared to larger competitors
- Dependence on local economy
- Lower brand recognition outside of Anne Arundel County
Opportunities
- Expansion into neighboring markets
- Increased adoption of digital banking technologies
- Partnerships with local businesses
- Growth in wealth management services
Threats
- Increased competition from larger banks
- Rising interest rates
- Economic downturn in Anne Arundel County
- Cybersecurity threats
Competitors and Market Share
Key Competitors
- Sandy Spring Bancorp (SASR)
- Severn Bancorp, Inc. (SVBI)
Competitive Landscape
Glen Burnie Bancorp faces competition from larger regional and national banks, as well as other community banks. Its competitive advantage lies in its local market expertise and customer relationships.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends would require financial statement analysis which is not possible without real-time data.
Future Projections: Future projections would be based on analyst reports which is not possible without real-time data.
Recent Initiatives: Recent initiatives can include branch expansions, new product launches, and community outreach programs, obtained through press releases or the company website.
Summary
Glen Burnie Bancorp is a community bank with a strong presence in Anne Arundel County, Maryland. Its strengths include local market expertise and customer relationships. Its weaknesses include limited geographic diversification and smaller size compared to larger competitors. Glen Burnie Bancorp should focus on expanding its digital banking capabilities and diversifying its revenue streams to maintain its competitive position.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings (when available)
- Industry Reports
Disclaimers:
This analysis is based on limited publicly available information and does not constitute financial advice. Market share data is estimated. All data may not be up to date. Please consult with a financial professional before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Glen Burnie Bancorp
Exchange NASDAQ | Headquaters Glen Burnie, MD, United States | ||
IPO Launch date 1999-11-10 | President, CEO & Director Mr. Mark Christopher Hanna | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 89 | |
Full time employees 89 | |||
Glen Burnie Bancorp operates as the bank holding company for The Bank of Glen Burnie that provides commercial and retail banking services to individuals, associations, partnerships, and corporations. The company offers savings accounts, money market deposit accounts, demand deposit accounts, NOW checking accounts, IRA and SEP accounts, and certificates of deposit. It also provides residential and commercial real estate, construction, land acquisition and development, and secured and unsecured commercial loans, as well as consumer instalment lending, such as indirect automobile lending services; residential first and second mortgage loans, home equity lines of credit, and commercial mortgage loans; and farmland, single-family residential, multi-family, SBA guaranty, and automobile loans. In addition, the company offers safe deposit boxes, night depositories, automated clearinghouse transactions, wire transfers, and automated teller machine (ATM) services, as well as electronic banking services, such as telephone and online banking, bill pay, card management and control, mobile app, merchant source capture, mobile deposit capture, Zelle, etc. Further, it provides treasury services, including wire transfer services, ACH services, and debit cards. It serves individual and corporate customers. The company was founded in 1949 and is based in Glen Burnie, Maryland.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.