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Upturn AI SWOT - About
Granite Point Mortgage Trust Inc (GPMT)
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Upturn Advisory Summary
08/08/2025: GPMT (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $2.75
1 Year Target Price $2.75
| 1 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 32.95% | Avg. Invested days 42 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/08/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 134.13M USD | Price to earnings Ratio - | 1Y Target Price 2.75 |
Price to earnings Ratio - | 1Y Target Price 2.75 | ||
Volume (30-day avg) 3 | Beta 1.8 | 52 Weeks Range 1.58 - 3.45 | Updated Date 08/9/2025 |
52 Weeks Range 1.58 - 3.45 | Updated Date 08/9/2025 | ||
Dividends yield (FY) 6.99% | Basic EPS (TTM) -2.12 |
Earnings Date
Report Date 2025-08-04 | When After Market | Estimate -0.7735 | Actual -0.94 |
Profitability
Profit Margin - | Operating Margin (TTM) 464.95% |
Management Effectiveness
Return on Assets (TTM) -4.04% | Return on Equity (TTM) -14% |
Valuation
Trailing PE - | Forward PE 47.62 | Enterprise Value 1353949440 | Price to Sales(TTM) 8.76 |
Enterprise Value 1353949440 | Price to Sales(TTM) 8.76 | ||
Enterprise Value to Revenue 23.46 | Enterprise Value to EBITDA 13.47 | Shares Outstanding 47394500 | Shares Floating 44954649 |
Shares Outstanding 47394500 | Shares Floating 44954649 | ||
Percent Insiders 6.49 | Percent Institutions 50.89 |
Upturn AI SWOT
Granite Point Mortgage Trust Inc
Company Overview
History and Background
Granite Point Mortgage Trust Inc. (GPMT) was founded in 2013 and is externally managed by Pine River Capital Management L.P. and focuses on originating, investing in, and managing commercial mortgage loans and other commercial real estate debt investments.
Core Business Areas
- Commercial Mortgage Lending: GPMT originates and acquires commercial mortgage loans secured by stabilized income-producing commercial real estate properties, including multifamily, office, retail, industrial, and hospitality properties.
Leadership and Structure
Jack Taylor is the CEO. GPMT is structured as a real estate investment trust (REIT). It's externally managed by Granite Point Capital Management, LLC, a subsidiary of Pine River Capital Management L.P.
Top Products and Market Share
Key Offerings
- Commercial Mortgage Loans: GPMT's primary offering. The loans are secured by commercial properties. Market share data is not readily available. Competitors include Starwood Property Trust, Blackstone Mortgage Trust, and Apollo Commercial Real Estate Finance.
Market Dynamics
Industry Overview
The commercial mortgage REIT industry is sensitive to interest rate fluctuations, credit spreads, and overall economic conditions. Demand for commercial real estate financing is influenced by property values, occupancy rates, and investment activity.
Positioning
GPMT focuses on middle-market commercial real estate loans. It aims to provide attractive risk-adjusted returns through a combination of current income and capital appreciation.
Total Addressable Market (TAM)
The TAM is estimated in the hundreds of billions of dollars annually for commercial mortgage lending. GPMT's positioning targets a specific segment, implying a fraction of the overall TAM. Its TAM segment is related to middle-market loans and specific geographies.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Focus on middle-market commercial real estate loans
- Established origination platform
Weaknesses
- External management structure
- Sensitivity to interest rate changes
- Reliance on short-term financing
Opportunities
- Increased demand for commercial real estate financing
- Expansion into new markets
- Strategic partnerships
Threats
- Economic downturn
- Increased competition
- Rising interest rates
Competitors and Market Share
Key Competitors
- STWD
- BXMT
- ARI
Competitive Landscape
GPMT competes on loan terms, credit quality, and relationship management. Advantages and disadvantages vary based on market conditions.
Growth Trajectory and Initiatives
Historical Growth: Historical growth is tied to loan origination volume and portfolio performance.
Future Projections: Future projections require analyst reports and company guidance.
Recent Initiatives: Recent initiatives typically involve managing the existing loan portfolio and strategically deploying capital.
Summary
Granite Point Mortgage Trust (GPMT) focuses on commercial real estate loans. The company's performance is susceptible to interest rate movements and economic downturns, requiring diligent risk management. A capable management team and defined origination strategy are strengths. Monitoring loan portfolio performance and adapting to market dynamics are vital for sustained success.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings (SEC)
- Investor relations materials
- Analyst reports
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market share data is estimated and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Granite Point Mortgage Trust Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2017-06-23 | President, CEO & Director Mr. John A. Taylor J.D. | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 33 | Website https://www.gpmtreit.com |
Full time employees 33 | Website https://www.gpmtreit.com | ||
Granite Point Mortgage Trust Inc., a real estate investment trust, originates, invests in, and manages senior floating-rate commercial mortgage loans, and other debt and debt-like commercial real estate investments in the United States. The company provides intermediate-term bridge or transitional financing for various purposes, including acquisitions, recapitalizations, and refinancing, as well as a range of business plans, including lease-up, renovation, repositioning, and repurposing of the commercial property. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Granite Point Mortgage Trust Inc. was founded in 2015 and is headquartered in New York, New York.
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