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Upturn AI SWOT - About
GPMT 
Granite Point Mortgage Trust Inc (GPMT)
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Upturn Advisory Summary
10/15/2025: GPMT (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $3.25
1 Year Target Price $3.25
| 1 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 34.9% | Avg. Invested days 51 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 125.12M USD | Price to earnings Ratio - | 1Y Target Price 3.25 |
Price to earnings Ratio - | 1Y Target Price 3.25 | ||
Volume (30-day avg) 3 | Beta 1.94 | 52 Weeks Range 1.55 - 3.40 | Updated Date 10/17/2025 |
52 Weeks Range 1.55 - 3.40 | Updated Date 10/17/2025 | ||
Dividends yield (FY) 7.35% | Basic EPS (TTM) -2.12 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) 464.95% |
Management Effectiveness
Return on Assets (TTM) -4.04% | Return on Equity (TTM) -14% |
Valuation
Trailing PE - | Forward PE 47.62 | Enterprise Value 1344944512 | Price to Sales(TTM) 8.76 |
Enterprise Value 1344944512 | Price to Sales(TTM) 8.76 | ||
Enterprise Value to Revenue 23.62 | Enterprise Value to EBITDA 13.47 | Shares Outstanding 47394519 | Shares Floating 44879766 |
Shares Outstanding 47394519 | Shares Floating 44879766 | ||
Percent Insiders 6.54 | Percent Institutions 44.93 |
Upturn AI SWOT
Granite Point Mortgage Trust Inc
Company Overview
History and Background
Granite Point Mortgage Trust Inc. (GPMT) was founded in 2011 and is externally managed by Pine River Capital Management L.P. It focuses on originating, investing in, and managing commercial real estate debt.
Core Business Areas
- Commercial Real Estate (CRE) Debt: Originates and invests in first mortgage loans, mezzanine loans, and other commercial real estate-related debt instruments. These loans are primarily secured by stabilized, income-producing commercial properties.
Leadership and Structure
Jack Taylor serves as President and Chief Executive Officer. The company is structured as a real estate investment trust (REIT) and operates with an external management agreement with Pine River Capital Management L.P.
Top Products and Market Share
Key Offerings
- First Mortgage Loans: Provides first mortgage loans secured by commercial properties. Competitors include Starwood Property Trust, Blackstone Mortgage Trust. Market share data is not readily available. Revenue from this product is the largest revenue source for the company.
- Mezzanine Loans: Offers mezzanine loans to borrowers. Competitors include Apollo Commercial Real Estate Finance, Ladder Capital. Market share data is not readily available. Revenue from this product is variable, based on number of deals.
Market Dynamics
Industry Overview
The commercial real estate lending market is influenced by interest rates, economic growth, and property values. Demand fluctuates with the business cycle and availability of capital.
Positioning
GPMT focuses on middle-market CRE loans. Its competitive advantages lie in its experienced management team and access to capital through its REIT structure.
Total Addressable Market (TAM)
The total addressable market for commercial real estate debt is in the hundreds of billions of dollars annually. GPMT captures a small percentage, targeting middle-market segments.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Access to capital as a REIT
- Focus on middle-market CRE loans
- Disciplined underwriting process
Weaknesses
- External management structure
- Sensitivity to interest rate changes
- Reliance on commercial real estate market conditions
- Relatively small market capitalization
Opportunities
- Expansion into new geographic markets
- Increased demand for CRE financing
- Strategic acquisitions of complementary businesses
- Growing private credit markets
Threats
- Economic downturn impacting CRE values
- Rising interest rates increasing borrowing costs
- Increased competition from other lenders
- Regulatory changes affecting REITs
Competitors and Market Share
Key Competitors
- STWD
- BXMT
- LADR
Competitive Landscape
GPMT is smaller than STWD and BXMT, and faces competition across the CRE lending space. They compete on loan terms, relationships, and speed of execution. GPMT focuses on a specific niche to increase the likelihood of closing.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends are dependent on commercial real estate market conditions and require recent historical data to accurately assess.
Future Projections: Analyst estimates depend on financial data and analyst coverage, neither of which is available in this limited format.
Recent Initiatives: Recent initiatives should be gathered from SEC Filings, Investor Relations or financial news.
Summary
Granite Point Mortgage Trust is a REIT focused on commercial real estate debt. Its strengths include an experienced team and access to capital, but it faces challenges from interest rate risk and competition. Future success depends on navigating the cyclical CRE market effectively and managing its external management structure. Current market share positions them as a smaller player in a competitive space.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Market Research Reports
- Financial News Sources
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Market share figures are estimates and may vary.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Granite Point Mortgage Trust Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2017-06-23 | President, CEO & Director Mr. John A. Taylor J.D. | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 33 | Website https://www.gpmtreit.com |
Full time employees 33 | Website https://www.gpmtreit.com | ||
Granite Point Mortgage Trust Inc., a real estate investment trust, originates, invests in, and manages senior floating-rate commercial mortgage loans, and other debt and debt-like commercial real estate investments in the United States. The company provides intermediate-term bridge or transitional financing for various purposes, including acquisitions, recapitalizations, and refinancing, as well as a range of business plans, including lease-up, renovation, repositioning, and repurposing of the commercial property. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Granite Point Mortgage Trust Inc. was founded in 2015 and is headquartered in New York, New York.
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