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GPMT
Upturn stock ratingUpturn stock rating

Granite Point Mortgage Trust Inc (GPMT)

Upturn stock ratingUpturn stock rating
$2.84
Last Close (24-hour delay)
Profit since last BUY22.41%
upturn advisory
Consider higher Upturn Star rating
BUY since 58 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
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Upturn Advisory Summary

08/14/2025: GPMT (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

3 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $2.75

1 Year Target Price $2.75

Analysts Price Target For last 52 week
$2.75 Target price
52w Low $1.58
Current$2.84
52w High $3.45

Analysis of Past Performance

Type Stock
Historic Profit 33.42%
Avg. Invested days 43
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 5.0
Stock Returns Performance Upturn Returns Performance 3.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 08/14/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 134.60M USD
Price to earnings Ratio -
1Y Target Price 2.75
Price to earnings Ratio -
1Y Target Price 2.75
Volume (30-day avg) 3
Beta 1.8
52 Weeks Range 1.58 - 3.45
Updated Date 08/15/2025
52 Weeks Range 1.58 - 3.45
Updated Date 08/15/2025
Dividends yield (FY) 6.97%
Basic EPS (TTM) -2.12

Earnings Date

Report Date 2025-08-04
When After Market
Estimate -0.7735
Actual -0.94

Profitability

Profit Margin -
Operating Margin (TTM) 464.95%

Management Effectiveness

Return on Assets (TTM) -4.04%
Return on Equity (TTM) -14%

Valuation

Trailing PE -
Forward PE 47.62
Enterprise Value 1354423424
Price to Sales(TTM) 8.76
Enterprise Value 1354423424
Price to Sales(TTM) 8.76
Enterprise Value to Revenue 23.47
Enterprise Value to EBITDA 13.47
Shares Outstanding 47394500
Shares Floating 44902989
Shares Outstanding 47394500
Shares Floating 44902989
Percent Insiders 6.49
Percent Institutions 41.05

ai summary icon Upturn AI SWOT

Granite Point Mortgage Trust Inc

stock logo

Company Overview

overview logo History and Background

Granite Point Mortgage Trust Inc. (GPMT) was founded in 2013 and is externally managed by Pine River Capital Management L.P. and focuses on originating, investing in, and managing commercial mortgage loans and other commercial real estate debt investments.

business area logo Core Business Areas

  • Commercial Mortgage Lending: GPMT originates and acquires commercial mortgage loans secured by stabilized income-producing commercial real estate properties, including multifamily, office, retail, industrial, and hospitality properties.

leadership logo Leadership and Structure

Jack Taylor is the CEO. GPMT is structured as a real estate investment trust (REIT). It's externally managed by Granite Point Capital Management, LLC, a subsidiary of Pine River Capital Management L.P.

Top Products and Market Share

overview logo Key Offerings

  • Commercial Mortgage Loans: GPMT's primary offering. The loans are secured by commercial properties. Market share data is not readily available. Competitors include Starwood Property Trust, Blackstone Mortgage Trust, and Apollo Commercial Real Estate Finance.

Market Dynamics

industry overview logo Industry Overview

The commercial mortgage REIT industry is sensitive to interest rate fluctuations, credit spreads, and overall economic conditions. Demand for commercial real estate financing is influenced by property values, occupancy rates, and investment activity.

Positioning

GPMT focuses on middle-market commercial real estate loans. It aims to provide attractive risk-adjusted returns through a combination of current income and capital appreciation.

Total Addressable Market (TAM)

The TAM is estimated in the hundreds of billions of dollars annually for commercial mortgage lending. GPMT's positioning targets a specific segment, implying a fraction of the overall TAM. Its TAM segment is related to middle-market loans and specific geographies.

Upturn SWOT Analysis

Strengths

  • Experienced management team
  • Focus on middle-market commercial real estate loans
  • Established origination platform

Weaknesses

  • External management structure
  • Sensitivity to interest rate changes
  • Reliance on short-term financing

Opportunities

  • Increased demand for commercial real estate financing
  • Expansion into new markets
  • Strategic partnerships

Threats

  • Economic downturn
  • Increased competition
  • Rising interest rates

Competitors and Market Share

competitor logo Key Competitors

  • STWD
  • BXMT
  • ARI

Competitive Landscape

GPMT competes on loan terms, credit quality, and relationship management. Advantages and disadvantages vary based on market conditions.

Growth Trajectory and Initiatives

Historical Growth: Historical growth is tied to loan origination volume and portfolio performance.

Future Projections: Future projections require analyst reports and company guidance.

Recent Initiatives: Recent initiatives typically involve managing the existing loan portfolio and strategically deploying capital.

Summary

Granite Point Mortgage Trust (GPMT) focuses on commercial real estate loans. The company's performance is susceptible to interest rate movements and economic downturns, requiring diligent risk management. A capable management team and defined origination strategy are strengths. Monitoring loan portfolio performance and adapting to market dynamics are vital for sustained success.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company filings (SEC)
  • Investor relations materials
  • Analyst reports

Disclaimers:

This analysis is for informational purposes only and should not be considered investment advice. Market share data is estimated and may not be precise.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Granite Point Mortgage Trust Inc

Exchange NYSE
Headquaters New York, NY, United States
IPO Launch date 2017-06-23
President, CEO & Director Mr. John A. Taylor J.D.
Sector Real Estate
Industry REIT - Mortgage
Full time employees 33
Full time employees 33

Granite Point Mortgage Trust Inc., a real estate investment trust, originates, invests in, and manages senior floating-rate commercial mortgage loans, and other debt and debt-like commercial real estate investments in the United States. The company provides intermediate-term bridge or transitional financing for various purposes, including acquisitions, recapitalizations, and refinancing, as well as a range of business plans, including lease-up, renovation, repositioning, and repurposing of the commercial property. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Granite Point Mortgage Trust Inc. was founded in 2015 and is headquartered in New York, New York.