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Upturn AI SWOT - About
Kinsale Capital Group Inc (KNSL)
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Upturn Advisory Summary
07/02/2025: KNSL (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
11 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $477.44
1 Year Target Price $477.44
| 2 | Strong Buy |
| 1 | Buy |
| 8 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -23.66% | Avg. Invested days 39 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 07/02/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 11.18B USD | Price to earnings Ratio 27.63 | 1Y Target Price 477.44 |
Price to earnings Ratio 27.63 | 1Y Target Price 477.44 | ||
Volume (30-day avg) 11 | Beta 1.2 | 52 Weeks Range 366.42 - 531.38 | Updated Date 07/2/2025 |
52 Weeks Range 366.42 - 531.38 | Updated Date 07/2/2025 | ||
Dividends yield (FY) 0.14% | Basic EPS (TTM) 17.35 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 24.73% | Operating Margin (TTM) 27.13% |
Management Effectiveness
Return on Assets (TTM) 7.05% | Return on Equity (TTM) 29.42% |
Valuation
Trailing PE 27.63 | Forward PE 27.4 | Enterprise Value 11217433824 | Price to Sales(TTM) 6.82 |
Enterprise Value 11217433824 | Price to Sales(TTM) 6.82 | ||
Enterprise Value to Revenue 6.85 | Enterprise Value to EBITDA - | Shares Outstanding 23311400 | Shares Floating 22082223 |
Shares Outstanding 23311400 | Shares Floating 22082223 | ||
Percent Insiders 5.33 | Percent Institutions 90.87 |
Upturn AI SWOT
Kinsale Capital Group Inc
Company Overview
History and Background
Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia. It specializes in underwriting commercial and casualty insurance products in the excess and surplus lines market.
Core Business Areas
- Excess and Surplus Lines Insurance: Kinsale focuses exclusively on the Excess and Surplus (E&S) lines insurance market, offering coverage for risks that are not adequately served by standard insurance carriers due to their unique or complex nature. This includes property, casualty, professional liability, and other specialty lines.
Leadership and Structure
Michael P. Kehoe is the Chief Executive Officer. The organizational structure is designed to support specialized underwriting and efficient claims management.
Top Products and Market Share
Key Offerings
- Commercial Casualty Insurance: Provides liability coverage for businesses, encompassing general liability, product liability, and other casualty risks. Market share data is not publicly available. Competitors include Berkshire Hathaway Specialty Insurance, Markel, and RLI Corp.
- Property Insurance: Covers commercial property risks, including fire, windstorm, and other perils. Market share data is not publicly available. Competitors include Berkshire Hathaway Specialty Insurance, Markel, and RLI Corp.
- Professional Liability Insurance: Offers protection against claims of negligence, errors, or omissions arising from professional services. Market share data is not publicly available. Competitors include Berkshire Hathaway Specialty Insurance, Markel, and RLI Corp.
Market Dynamics
Industry Overview
The excess and surplus lines market is characterized by specialized risks and less regulatory oversight compared to the standard insurance market. Growth is driven by economic activity, emerging risks, and the increasing complexity of business operations.
Positioning
Kinsale is a pure-play E&S insurer known for its underwriting expertise, technology-driven platform, and focus on smaller accounts. Its competitive advantages include nimbleness, specialized knowledge, and efficient operations.
Total Addressable Market (TAM)
The E&S market is estimated to be over $70 billion. Kinsale is well-positioned to capture a growing share due to its specialization and efficient platform.
Upturn SWOT Analysis
Strengths
- Specialized Underwriting Expertise
- Technology-Driven Platform
- Focus on Smaller Accounts
- Experienced Management Team
- Strong Financial Performance
Weaknesses
- Reliance on Independent Agents
- Smaller Size Compared to Major Competitors
- Concentration in the E&S Market
Opportunities
- Expanding Product Offerings
- Geographic Expansion
- Increasing Demand for E&S Insurance
- Technological Advancements
- Strategic Acquisitions
Threats
- Increased Competition
- Economic Downturn
- Regulatory Changes
- Catastrophic Events
- Cybersecurity Risks
Competitors and Market Share
Key Competitors
- WRB
- MKL
- RLI
Competitive Landscape
Kinsale faces competition from larger, more established E&S insurers. Its advantages include its specialized underwriting expertise, technology-driven platform, and focus on smaller accounts. Its disadvantages include its smaller size and reliance on independent agents.
Growth Trajectory and Initiatives
Historical Growth: Kinsale has demonstrated strong historical growth, driven by its underwriting expertise and efficient operations.
Future Projections: Analyst estimates point to continued growth, although specific projections depend on market conditions and company performance.
Recent Initiatives: Recent initiatives include expanding into new product lines and leveraging technology to improve underwriting and claims management.
Summary
Kinsale Capital Group is a specialized E&S insurer with a strong underwriting focus and technology-driven platform. Its financial performance has been robust. The company needs to carefully manage competition and potential economic downturns. Overall, Kinsale appears well positioned for continued growth within its niche market.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings, market research reports, analyst estimates.
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Financial data and market share estimates are approximate and may not be entirely accurate.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Kinsale Capital Group Inc
Exchange NYSE | Headquaters Richmond, VA, United States | ||
IPO Launch date 2016-07-28 | Chairman of the Board & CEO Mr. Michael Patrick Kehoe J.D. | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 660 | |
Full time employees 660 | |||
Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company's commercial lines offerings include commercial property, excess casualty, small business casualty, general casualty, construction, allied health, small business property, products liability, entertainment, energy, life sciences, commercial auto, professional liability, excess professional, environmental, inland marine, health care, management liability, public entity, aviation, ocean marine, agribusiness, product recall, and railroad insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.
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