Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
Upturn AI SWOT - About
KNSL 
Kinsale Capital Group Inc (KNSL)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
09/17/2025: KNSL (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
11 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $499.11
1 Year Target Price $499.11
| 2 | Strong Buy |
| 1 | Buy |
| 8 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -29.14% | Avg. Invested days 36 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/17/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 9.98B USD | Price to earnings Ratio 22.37 | 1Y Target Price 499.11 |
Price to earnings Ratio 22.37 | 1Y Target Price 499.11 | ||
Volume (30-day avg) 11 | Beta 1.13 | 52 Weeks Range 404.54 - 531.18 | Updated Date 09/17/2025 |
52 Weeks Range 404.54 - 531.18 | Updated Date 09/17/2025 | ||
Dividends yield (FY) 0.15% | Basic EPS (TTM) 19.15 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 25.92% | Operating Margin (TTM) 36.37% |
Management Effectiveness
Return on Assets (TTM) 7.21% | Return on Equity (TTM) 29.98% |
Valuation
Trailing PE 22.37 | Forward PE 20.45 | Enterprise Value 10025549428 | Price to Sales(TTM) 5.79 |
Enterprise Value 10025549428 | Price to Sales(TTM) 5.79 | ||
Enterprise Value to Revenue 5.82 | Enterprise Value to EBITDA - | Shares Outstanding 23300000 | Shares Floating 22070460 |
Shares Outstanding 23300000 | Shares Floating 22070460 | ||
Percent Insiders 5.33 | Percent Institutions 88.86 |
Upturn AI SWOT
Kinsale Capital Group Inc
Company Overview
History and Background
Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia. It focuses on the excess and surplus (E&S) lines insurance market. It has experienced rapid growth since its inception.
Core Business Areas
- Excess and Surplus Lines Insurance: Kinsale provides property and casualty insurance products to clients through independent insurance agents and brokers. They specialize in underwriting hard-to-place risks.
Leadership and Structure
Michael P. Kehoe serves as the Chief Executive Officer. The company operates with a team of experienced underwriters focusing on specific niche markets.
Top Products and Market Share
Key Offerings
- Commercial Property Insurance: Coverage for physical damage to commercial buildings and other property. Kinsale operates within the E&S market, often covering risks standard insurers avoid. Specific market share data is difficult to obtain for this specific product line as it's within a larger E&S market. Competitors include WR Berkley (WRB), Markel (MKL), and RLI Corp (RLI).
- Casualty Insurance: Liability coverage for businesses. Similar to property insurance, Kinsale focuses on the E&S space. Market share is within the broader E&S liability market, and specific figures are not publicly available. Competitors are the same as above: WR Berkley (WRB), Markel (MKL), and RLI Corp (RLI).
Market Dynamics
Industry Overview
The E&S insurance market handles risks that standard insurance companies are unwilling or unable to insure, typically due to their complexity or high risk profile. This market is experiencing growth due to increasing complexity in risks, regulatory challenges, and macroeconomic factors.
Positioning
Kinsale is a pure-play E&S insurer, differentiating itself through specialized underwriting expertise and technology-driven efficiency. This focused approach allows them to effectively price and manage complex risks.
Total Addressable Market (TAM)
The E&S market is estimated to be over $75 billion and is expanding. Kinsale is well-positioned to capture a significant portion of this TAM due to its specialized underwriting and efficient operations.
Upturn SWOT Analysis
Strengths
- Specialized Underwriting Expertise
- Technology-Driven Efficiency
- Strong Relationships with Brokers
- Disciplined Underwriting Philosophy
- High Growth Rate
Weaknesses
- Reliance on Independent Agents and Brokers
- Exposure to Catastrophic Events
- Smaller Size Compared to Larger Competitors
- Limited Brand Recognition Compared to Larger Competitors
Opportunities
- Expanding into New Niche Markets
- Leveraging Technology for Further Efficiency
- Acquiring Smaller E&S Insurers
- Capitalizing on Hardening Insurance Market Conditions
Threats
- Increased Competition in the E&S Market
- Changes in Regulatory Environment
- Economic Downturn Affecting Demand for Insurance
- Large-Scale Catastrophic Events
Competitors and Market Share
Key Competitors
- WRB
- MKL
- RLI
Competitive Landscape
Kinsale competes with larger, more established E&S insurers. Its advantages include its specialized underwriting expertise, technology-driven efficiency, and focused approach. Its disadvantages include its smaller size and limited brand recognition.
Growth Trajectory and Initiatives
Historical Growth: Kinsale has experienced substantial growth in both revenue and profitability since its founding.
Future Projections: Analysts anticipate continued strong growth, driven by favorable market conditions and Kinsale's competitive advantages. Growth will probably slow down, as the company gets larger and the law of large numbers comes into play.
Recent Initiatives: Recent initiatives include expanding into new product lines and investing in technology to enhance efficiency.
Summary
Kinsale Capital Group is a strong player in the E&S insurance market, demonstrating consistent growth and profitability. Its specialized underwriting and technology are key advantages. The company needs to be mindful of competition and macroeconomic factors. Its growth might slow down in the future, which needs to be factored into stock valuation
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (10-K, 10-Q)
- Industry Reports
- Analyst Estimates
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered financial advice. Market share data is estimated and may not be precise. Financial figures should be verified with official company reports.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Kinsale Capital Group Inc
Exchange NYSE | Headquaters Richmond, VA, United States | ||
IPO Launch date 2016-07-28 | Chairman of the Board & CEO Mr. Michael Patrick Kehoe J.D. | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 660 | |
Full time employees 660 | |||
Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company's commercial lines offerings include commercial property, excess casualty, small business casualty, general casualty, construction, allied health, small business property, products liability, entertainment, energy, life sciences, commercial auto, professional liability, excess professional, environmental, inland marine, health care, management liability, public entity, aviation, ocean marine, agribusiness, product recall, and railroad insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.