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Upturn AI SWOT - About
KNSL 
Kinsale Capital Group Inc (KNSL)
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Upturn Advisory Summary
08/28/2025: KNSL (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
11 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $499.11
1 Year Target Price $499.11
| 2 | Strong Buy |
| 1 | Buy |
| 8 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -29.14% | Avg. Invested days 36 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 10.61B USD | Price to earnings Ratio 23.75 | 1Y Target Price 499.11 |
Price to earnings Ratio 23.75 | 1Y Target Price 499.11 | ||
Volume (30-day avg) 11 | Beta 1.12 | 52 Weeks Range 404.54 - 531.18 | Updated Date 08/29/2025 |
52 Weeks Range 404.54 - 531.18 | Updated Date 08/29/2025 | ||
Dividends yield (FY) 0.14% | Basic EPS (TTM) 19.18 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 25.92% | Operating Margin (TTM) 36.37% |
Management Effectiveness
Return on Assets (TTM) 7.21% | Return on Equity (TTM) 29.98% |
Valuation
Trailing PE 23.75 | Forward PE 25.97 | Enterprise Value 10659076455 | Price to Sales(TTM) 6.16 |
Enterprise Value 10659076455 | Price to Sales(TTM) 6.16 | ||
Enterprise Value to Revenue 6.18 | Enterprise Value to EBITDA - | Shares Outstanding 23300000 | Shares Floating 22070460 |
Shares Outstanding 23300000 | Shares Floating 22070460 | ||
Percent Insiders 5.33 | Percent Institutions 89.18 |
Upturn AI SWOT
Kinsale Capital Group Inc
Company Overview
History and Background
Kinsale Capital Group was founded in 2009 and is headquartered in Richmond, Virginia. It focuses on the Excess and Surplus (E&S) lines insurance market. The company has grown rapidly through a combination of organic expansion and a disciplined underwriting approach.
Core Business Areas
- Excess and Surplus Lines Insurance: Kinsale specializes in underwriting commercial property and casualty insurance products for risks that are not adequately covered by standard insurance companies. These risks often involve unusual or difficult-to-place exposures.
Leadership and Structure
Michael P. Kehoe is the current CEO. The company operates with a decentralized structure, empowering underwriters to make decisions quickly.
Top Products and Market Share
Key Offerings
- Commercial Property Insurance: Covers physical damage to commercial properties. Kinsale doesn't publish market share data for individual products. Competitors include James River Group Holdings (JRVR), RLI Corp (RLI) and W. R. Berkley Corporation (WRB)
- Commercial Casualty Insurance: Protects businesses from financial loss due to liability claims. Kinsale doesn't publish market share data for individual products. Competitors include James River Group Holdings (JRVR), RLI Corp (RLI) and W. R. Berkley Corporation (WRB)
- Professional Liability Insurance: Offers protection to professionals against claims of negligence or errors. Kinsale doesn't publish market share data for individual products. Competitors include James River Group Holdings (JRVR), RLI Corp (RLI) and W. R. Berkley Corporation (WRB)
Market Dynamics
Industry Overview
The E&S insurance market caters to risks that standard insurance companies are unwilling or unable to cover. This market is characterized by higher premiums and more flexible policy terms.
Positioning
Kinsale is well-positioned in the E&S market due to its specialized underwriting expertise, efficient operating model, and strong relationships with brokers.
Total Addressable Market (TAM)
The E&S market has a TAM estimated to be tens of billions of dollars. Kinsale is positioned to capture a larger share of this market through its disciplined growth strategy.
Upturn SWOT Analysis
Strengths
- Specialized underwriting expertise
- Efficient operating model
- Strong broker relationships
- Disciplined underwriting standards
- Decentralized decision-making
Weaknesses
- Concentration in the E&S market
- Exposure to catastrophic events
- Reliance on broker network
Opportunities
- Expanding into new E&S lines
- Leveraging technology to improve efficiency
- Capitalizing on market dislocations
- Growing premium volume through existing relationships
Threats
- Increased competition in the E&S market
- Adverse regulatory changes
- Economic downturns
- Large-scale catastrophic events
Competitors and Market Share
Key Competitors
- WRB
- RLI
- SIGI
Competitive Landscape
Kinsale competes with larger, more established E&S insurers. Its advantages include specialized underwriting expertise and a more efficient operating model.
Growth Trajectory and Initiatives
Historical Growth: Kinsale has experienced significant premium growth over the past several years, driven by its disciplined underwriting and expansion into new lines of business.
Future Projections: Analysts expect Kinsale to continue to grow at a rapid pace, driven by favorable market conditions and its competitive advantages.
Recent Initiatives: Recent initiatives include expanding into new E&S lines, investing in technology, and strengthening broker relationships.
Summary
Kinsale Capital Group is a well-managed E&S insurer with a strong track record of growth and profitability. Its specialized underwriting expertise and efficient operating model are key competitive advantages. The company faces threats from increased competition and catastrophic events, but its growth prospects remain strong. Kinsale doesn't pay dividends. The company must continue to refine it's strategy as its competitors are much larger than them and own more of the market share.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings (10-K, 10-Q)
- Analyst reports
- Industry publications
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Market share data is based on publicly available information and may not be exact.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Kinsale Capital Group Inc
Exchange NYSE | Headquaters Richmond, VA, United States | ||
IPO Launch date 2016-07-28 | Chairman of the Board & CEO Mr. Michael Patrick Kehoe J.D. | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 660 | |
Full time employees 660 | |||
Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company's commercial lines offerings include commercial property, excess casualty, small business casualty, general casualty, construction, allied health, small business property, products liability, entertainment, energy, life sciences, commercial auto, professional liability, excess professional, environmental, inland marine, health care, management liability, public entity, aviation, ocean marine, agribusiness, product recall, and railroad insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.
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