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Upturn AI SWOT - About
Katapult Holdings Inc (KPLT)
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Upturn Advisory Summary
04/22/2025: KPLT (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -50.16% | Avg. Invested days 31 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/22/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 33.48M USD | Price to earnings Ratio - | 1Y Target Price 10.5 |
Price to earnings Ratio - | 1Y Target Price 10.5 | ||
Volume (30-day avg) 37086 | Beta 1.3 | 52 Weeks Range 5.08 - 23.54 | Updated Date 04/25/2025 |
52 Weeks Range 5.08 - 23.54 | Updated Date 04/25/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -5.96 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -10.48% | Operating Margin (TTM) 5.38% |
Management Effectiveness
Return on Assets (TTM) 13.22% | Return on Equity (TTM) -340.75% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 143268628 | Price to Sales(TTM) 0.14 |
Enterprise Value 143268628 | Price to Sales(TTM) 0.14 | ||
Enterprise Value to Revenue 0.58 | Enterprise Value to EBITDA 1.07 | Shares Outstanding 4461240 | Shares Floating 3987370 |
Shares Outstanding 4461240 | Shares Floating 3987370 | ||
Percent Insiders 34.66 | Percent Institutions 28.65 |
Analyst Ratings
Rating 3 | Target Price 9 | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Katapult Holdings Inc
Company Overview
History and Background
Katapult Holdings, Inc. was founded in 2014 and went public in 2021 through a merger with a special purpose acquisition company (SPAC). It focuses on providing lease-to-own options for durable goods to consumers with non-prime credit.
Core Business Areas
- E-commerce Lease-to-Own: Provides lease-to-own (LTO) purchase options to consumers shopping online at participating retailers. Consumers can acquire durable goods through flexible payment plans.
Leadership and Structure
Katapult Holdings Inc.'s leadership team consists of its CEO, CFO, and other key executives. The company is structured with various departments including technology, marketing, sales, and operations.
Top Products and Market Share
Key Offerings
- Lease-to-Own Financing: Offers lease-to-own solutions for various durable goods, including furniture, electronics, appliances, and other retail products. Competitors: Acima, Progressive Leasing.
Market Dynamics
Industry Overview
The lease-to-own industry caters to consumers with limited access to traditional credit, providing them with a way to acquire essential goods. The industry is highly competitive, with several established players and emerging fintech companies.
Positioning
Katapult positions itself as a technology-driven lease-to-own provider, focusing on e-commerce integration and a seamless customer experience. Katapult differentiate it from other LTO options.
Total Addressable Market (TAM)
The TAM for the lease-to-own market is estimated to be substantial, potentially exceeding $40 billion annually. Katapult is positioned to capture a portion of this market through its e-commerce focus and partnerships with retailers.
Upturn SWOT Analysis
Strengths
- E-commerce focused platform
- Proprietary technology
- Partnerships with leading retailers
- Focus on underserved consumer segments
Weaknesses
- High default rates associated with non-prime borrowers
- Dependence on retail partners for customer acquisition
- Competitive industry
Opportunities
- Expansion into new product categories
- Partnerships with additional e-commerce retailers
- Increased adoption of lease-to-own financing among consumers
- Development of new technology solutions to improve risk assessment
Threats
- Economic downturns impacting consumer spending
- Increased competition from other lease-to-own providers
- Changes in regulations governing the lease-to-own industry
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- PRG
- RAC
Competitive Landscape
Katapult's competitive advantage lies in its e-commerce focus and technology platform. However, it faces strong competition from established players with broader retail networks.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends depend on factors, Data needs to be pulled from current filings.
Future Projections: Future projections depend on market conditions. Data needs to be pulled from current filings.
Recent Initiatives: Recent initiatives typically involve partnerships, technology developments, and new product offerings. Data needs to be pulled from current filings.
Summary
Katapult Holdings operates in a competitive lease-to-own market, specializing in e-commerce. Its strengths include its technology platform and focus on underserved consumers. However, it faces challenges related to default rates and competition. Katapult's success hinges on its ability to manage risk, expand its partnerships, and adapt to changing market dynamics.
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Sources and Disclaimers
Data Sources:
- Company Filings
- Industry Reports
- Financial News Outlets
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market conditions and company performance are subject to change. Consult a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Katapult Holdings Inc
Exchange NASDAQ | Headquaters Plano, TX, United States | ||
IPO Launch date 2019-12-30 | CEO & Director Mr. Orlando J. Zayas | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 94 | Website https://www.katapult.com |
Full time employees 94 | Website https://www.katapult.com | ||
Katapult Holdings, Inc. operates a lease-to-own platform for nonprime consumers in the United States. The company's platform integrates retailers and e-commerce platforms to enable nonprime customers to purchase everyday durable goods. It also offers Katapult Pay, a POS integrations and mobile app that allows consumers to leverage its virtual credit card technology to shop various durable goods merchants featured in its app marketplace. The company offers its platform through direct integration, waterfall integration, mobile app and text-to-checkout channels. The company was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020. The company is headquartered in Plano, Texas.
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