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KPLT
Upturn stock ratingUpturn stock rating

Katapult Holdings Inc (KPLT)

Upturn stock ratingUpturn stock rating
$8.01
Last Close (24-hour delay)
Profit since last BUY-12.15%
upturn advisory
SELL
SELL since 3 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
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Upturn Advisory Summary

06/30/2025: KPLT (1-star) is a SELL. SELL since 3 days. Profits (-12.15%). Updated daily EoD!

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

2 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $8

1 Year Target Price $8

Analysts Price Target For last 52 week
$8Target price
Low$5.08
Current$8.01
high$21.88

Analysis of Past Performance

Type Stock
Historic Profit -23.2%
Avg. Invested days 33
Today’s Advisory SELL
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 2.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/30/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 36.07M USD
Price to earnings Ratio -
1Y Target Price 8
Price to earnings Ratio -
1Y Target Price 8
Volume (30-day avg) 2
Beta 1.52
52 Weeks Range 5.08 - 21.88
Updated Date 06/30/2025
52 Weeks Range 5.08 - 21.88
Updated Date 06/30/2025
Dividends yield (FY) -
Basic EPS (TTM) -7.06

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -12.21%
Operating Margin (TTM) 11.26%

Management Effectiveness

Return on Assets (TTM) 11.97%
Return on Equity (TTM) -340.75%

Valuation

Trailing PE -
Forward PE -
Enterprise Value 142256220
Price to Sales(TTM) 0.14
Enterprise Value 142256220
Price to Sales(TTM) 0.14
Enterprise Value to Revenue 0.56
Enterprise Value to EBITDA 1.05
Shares Outstanding 4537570
Shares Floating 4147383
Shares Outstanding 4537570
Shares Floating 4147383
Percent Insiders 34.18
Percent Institutions 33.48

Analyst Ratings

Rating 2
Target Price 8
Buy -
Strong Buy -
Buy -
Strong Buy -
Hold 2
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Katapult Holdings Inc

stock logo

Company Overview

overview logo History and Background

Katapult Holdings Inc. was founded in 2014 and provides lease-purchase options for consumers. It became publicly traded through a SPAC merger in 2021. Its mission is to empower underserved consumers with access to essential goods through flexible payment solutions.

business area logo Core Business Areas

  • E-commerce Lease-Purchase: Offers lease-purchase options to consumers through online retailers, allowing them to acquire durable goods with flexible payment plans.

leadership logo Leadership and Structure

The leadership team consists of Orlando Zayas (CEO), Karissa Cupito (CFO), and Derek Medlin (COO). The company has a standard corporate structure with various departments reporting to executive leadership.

Top Products and Market Share

overview logo Key Offerings

  • E-commerce Lease-Purchase Financing: Offers lease-purchase options to consumers for durable goods through integrated partnerships with e-commerce retailers. Provides an alternative payment solution for consumers with limited credit access. Competitors include Acima, Progressive Leasing, and Affirm. Market share is not publicly available.

Market Dynamics

industry overview logo Industry Overview

The lease-to-own industry caters to consumers with limited access to traditional credit. The industry is experiencing growth due to increased e-commerce adoption and demand for flexible payment options.

Positioning

Katapult is positioned as a technology-driven provider of lease-purchase solutions, focusing on e-commerce integration and underserved consumers. Its competitive advantages include its proprietary technology platform and partnerships with leading online retailers.

Total Addressable Market (TAM)

The TAM for the lease-to-own market is estimated to be substantial, reaching billions of dollars annually. Katapult is positioned to capture a significant share through its e-commerce focus and strategic partnerships.

Upturn SWOT Analysis

Strengths

  • Proprietary Technology Platform
  • Strong E-commerce Partnerships
  • Focus on Underserved Consumers
  • Flexible Payment Options

Weaknesses

  • High Delinquency Rates
  • Regulatory Scrutiny
  • Dependence on E-commerce Partners
  • High Customer Acquisition Costs

Opportunities

  • Expansion into New Product Categories
  • Increased E-commerce Adoption
  • Partnerships with Additional Retailers
  • Technological Innovations

Threats

  • Increased Competition
  • Economic Downturn
  • Changes in Regulations
  • Consumer Credit Risks

Competitors and Market Share

competitor logo Key Competitors

  • PRG
  • AFFM
  • SNAP

Competitive Landscape

Katapult faces competition from established players in the lease-to-own industry. Katapult's advantages include its technology platform and e-commerce focus, while its disadvantages include its relatively smaller size and financial resources.

Growth Trajectory and Initiatives

Historical Growth: Katapult's historical growth has been driven by its partnerships with e-commerce retailers and the increasing demand for lease-purchase options. However, growth has been inconsistent due to factors such as economic conditions and competition.

Future Projections: Future growth projections are uncertain and dependent on factors such as the economic environment and the company's ability to execute its strategic initiatives. Analyst estimates vary, and it's essential to review recent reports to obtain up-to-date projections.

Recent Initiatives: Recent initiatives include expanding partnerships with e-commerce retailers and enhancing its technology platform to improve customer experience and streamline operations.

Summary

Katapult Holdings Inc. provides lease-purchase solutions, primarily online. Its strengths lie in partnerships, but weaknesses include high delinquency. Opportunities exist to expand partnerships. However, increased competition is a threat. Overall, Katapult is a risky investment, balancing growth potential with significant challenges.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Filings
  • Financial News Sources
  • Industry Reports

Disclaimers:

This analysis is for informational purposes only and should not be considered financial advice. Market conditions and company performance may change, and it is essential to conduct thorough research and consult with a financial professional before making any investment decisions.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Katapult Holdings Inc

Exchange NASDAQ
Headquaters Plano, TX, United States
IPO Launch date 2019-12-30
CEO & Director Mr. Orlando J. Zayas
Sector Technology
Industry Software - Infrastructure
Full time employees 94
Full time employees 94

Katapult Holdings, Inc. operates a lease-to-own platform for nonprime consumers in the United States. The company's platform integrates retailers and e-commerce platforms to enable nonprime customers to purchase everyday durable goods. It also offers Katapult Pay, a POS integrations and mobile app that allows consumers to leverage its virtual credit card technology to shop various durable goods merchants featured in its app marketplace. The company offers its platform through direct integration, waterfall integration, mobile app and text-to-checkout channels. The company was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020. The company is headquartered in Plano, Texas.