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Upturn AI SWOT - About
Katapult Holdings Inc (KPLT)
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Upturn Advisory Summary
07/03/2025: KPLT (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $8
1 Year Target Price $8
| 0 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -23.2% | Avg. Invested days 33 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 07/03/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 33.75M USD | Price to earnings Ratio - | 1Y Target Price 8 |
Price to earnings Ratio - | 1Y Target Price 8 | ||
Volume (30-day avg) 2 | Beta 1.52 | 52 Weeks Range 5.08 - 21.88 | Updated Date 07/4/2025 |
52 Weeks Range 5.08 - 21.88 | Updated Date 07/4/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -7.06 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -12.21% | Operating Margin (TTM) 11.26% |
Management Effectiveness
Return on Assets (TTM) 11.97% | Return on Equity (TTM) -340.75% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 140409016 | Price to Sales(TTM) 0.13 |
Enterprise Value 140409016 | Price to Sales(TTM) 0.13 | ||
Enterprise Value to Revenue 0.55 | Enterprise Value to EBITDA 1.03 | Shares Outstanding 4266750 | Shares Floating 4147383 |
Shares Outstanding 4266750 | Shares Floating 4147383 | ||
Percent Insiders 35.08 | Percent Institutions 35.61 |
Upturn AI SWOT
Katapult Holdings Inc
Company Overview
History and Background
Katapult Holdings Inc. was founded in 2014 and provides lease-purchase options for consumers. It became publicly traded through a SPAC merger in 2021. Its mission is to empower underserved consumers with access to essential goods through flexible payment solutions.
Core Business Areas
- E-commerce Lease-Purchase: Offers lease-purchase options to consumers through online retailers, allowing them to acquire durable goods with flexible payment plans.
Leadership and Structure
The leadership team consists of Orlando Zayas (CEO), Karissa Cupito (CFO), and Derek Medlin (COO). The company has a standard corporate structure with various departments reporting to executive leadership.
Top Products and Market Share
Key Offerings
- E-commerce Lease-Purchase Financing: Offers lease-purchase options to consumers for durable goods through integrated partnerships with e-commerce retailers. Provides an alternative payment solution for consumers with limited credit access. Competitors include Acima, Progressive Leasing, and Affirm. Market share is not publicly available.
Market Dynamics
Industry Overview
The lease-to-own industry caters to consumers with limited access to traditional credit. The industry is experiencing growth due to increased e-commerce adoption and demand for flexible payment options.
Positioning
Katapult is positioned as a technology-driven provider of lease-purchase solutions, focusing on e-commerce integration and underserved consumers. Its competitive advantages include its proprietary technology platform and partnerships with leading online retailers.
Total Addressable Market (TAM)
The TAM for the lease-to-own market is estimated to be substantial, reaching billions of dollars annually. Katapult is positioned to capture a significant share through its e-commerce focus and strategic partnerships.
Upturn SWOT Analysis
Strengths
- Proprietary Technology Platform
- Strong E-commerce Partnerships
- Focus on Underserved Consumers
- Flexible Payment Options
Weaknesses
- High Delinquency Rates
- Regulatory Scrutiny
- Dependence on E-commerce Partners
- High Customer Acquisition Costs
Opportunities
- Expansion into New Product Categories
- Increased E-commerce Adoption
- Partnerships with Additional Retailers
- Technological Innovations
Threats
- Increased Competition
- Economic Downturn
- Changes in Regulations
- Consumer Credit Risks
Competitors and Market Share
Key Competitors
- PRG
- AFFM
- SNAP
Competitive Landscape
Katapult faces competition from established players in the lease-to-own industry. Katapult's advantages include its technology platform and e-commerce focus, while its disadvantages include its relatively smaller size and financial resources.
Growth Trajectory and Initiatives
Historical Growth: Katapult's historical growth has been driven by its partnerships with e-commerce retailers and the increasing demand for lease-purchase options. However, growth has been inconsistent due to factors such as economic conditions and competition.
Future Projections: Future growth projections are uncertain and dependent on factors such as the economic environment and the company's ability to execute its strategic initiatives. Analyst estimates vary, and it's essential to review recent reports to obtain up-to-date projections.
Recent Initiatives: Recent initiatives include expanding partnerships with e-commerce retailers and enhancing its technology platform to improve customer experience and streamline operations.
Summary
Katapult Holdings Inc. provides lease-purchase solutions, primarily online. Its strengths lie in partnerships, but weaknesses include high delinquency. Opportunities exist to expand partnerships. However, increased competition is a threat. Overall, Katapult is a risky investment, balancing growth potential with significant challenges.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Financial News Sources
- Industry Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market conditions and company performance may change, and it is essential to conduct thorough research and consult with a financial professional before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Katapult Holdings Inc
Exchange NASDAQ | Headquaters Plano, TX, United States | ||
IPO Launch date 2019-12-30 | CEO & Director Mr. Orlando J. Zayas | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 94 | Website https://www.katapult.com |
Full time employees 94 | Website https://www.katapult.com | ||
Katapult Holdings, Inc. operates a lease-to-own platform for nonprime consumers in the United States. The company's platform integrates retailers and e-commerce platforms to enable nonprime customers to purchase everyday durable goods. It also offers Katapult Pay, a POS integrations and mobile app that allows consumers to leverage its virtual credit card technology to shop various durable goods merchants featured in its app marketplace. The company offers its platform through direct integration, waterfall integration, mobile app and text-to-checkout channels. The company was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020. The company is headquartered in Plano, Texas.
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