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LTC 
LTC Properties Inc (LTC)
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Upturn Advisory Summary
12/02/2025: LTC (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
8 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $38.14
1 Year Target Price $38.14
| 1 | Strong Buy |
| 1 | Buy |
| 5 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -17.09% | Avg. Invested days 40 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 12/02/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.71B USD | Price to earnings Ratio 49.83 | 1Y Target Price 38.14 |
Price to earnings Ratio 49.83 | 1Y Target Price 38.14 | ||
Volume (30-day avg) 8 | Beta 0.62 | 52 Weeks Range 30.37 - 36.92 | Updated Date 12/2/2025 |
52 Weeks Range 30.37 - 36.92 | Updated Date 12/2/2025 | ||
Dividends yield (FY) 6.33% | Basic EPS (TTM) 0.72 |
Earnings Date
Report Date 2025-11-04 | When - | Estimate 0.32 | Actual 0.4779 |
Profitability
Profit Margin 14.92% | Operating Margin (TTM) 45.76% |
Management Effectiveness
Return on Assets (TTM) 3.62% | Return on Equity (TTM) 3.82% |
Valuation
Trailing PE 49.83 | Forward PE 12.45 | Enterprise Value 2642121337 | Price to Sales(TTM) 7.53 |
Enterprise Value 2642121337 | Price to Sales(TTM) 7.53 | ||
Enterprise Value to Revenue 11.43 | Enterprise Value to EBITDA 24.24 | Shares Outstanding 47614192 | Shares Floating 46529065 |
Shares Outstanding 47614192 | Shares Floating 46529065 | ||
Percent Insiders 2.07 | Percent Institutions 81.25 |
Upturn AI SWOT
LTC Properties Inc
Company Overview
History and Background
LTC Properties Inc. was founded in 1992 and is a real estate investment trust (REIT) that primarily invests in seniors housing and healthcare properties. The company provides capital solutions to senior housing and healthcare operators through sale-leaseback transactions, mortgage financing, and other investments. Over time, LTC has expanded its portfolio and geographic footprint within the United States.
Core Business Areas
- Real Estate Investments: LTC invests in senior housing and healthcare properties, including assisted living facilities, skilled nursing facilities, memory care units, and independent living communities.
- Lease Transactions: LTC enters into lease agreements with operators of senior housing and healthcare facilities, generating rental income from these leases.
- Mortgage Financing: LTC provides mortgage financing to operators, earning interest income on these loans.
Leadership and Structure
Wendy Simpson serves as the CEO. The company has a board of directors overseeing its operations and strategic direction. LTC operates with a management team focused on acquisitions, asset management, and financial oversight.
Top Products and Market Share
Key Offerings
- Real Estate Portfolio: LTC owns a diversified portfolio of senior housing and healthcare properties. The market share data specifically for LTC's real estate holdings is difficult to pinpoint, as it's fragmented across different operators and regions. However, their properties generate substantial revenue through lease agreements. Competitors include Welltower (WELL), Ventas (VTR), and National Health Investors (NHI).
- Lease Agreements: LTC generates income through lease agreements with operators. The profitability of these agreements depends on occupancy rates and rental rates within the properties. Competitors include other REITs providing similar lease structures to senior housing operators.
- Mortgage Loans: LTC also generates income from mortgage financing activities. The profitability of these mortgages are dependent on interest rates, loan amounts, loan terms, and loan defaults. Competitors include banks and other financial institutions.
Market Dynamics
Industry Overview
The senior housing and healthcare industry is experiencing long-term growth due to the aging population in the United States. Demand for senior living communities and healthcare services is expected to increase. The industry faces challenges such as rising operating costs, regulatory compliance, and labor shortages.
Positioning
LTC Properties is a REIT focused on the senior housing and healthcare sector. Its competitive advantage lies in its long-standing relationships with operators, its diversified portfolio, and its experience in structuring lease and financing transactions.
Total Addressable Market (TAM)
The TAM for senior housing and healthcare real estate is estimated to be worth hundreds of billions of dollars. LTC is positioned to capture a portion of this market through its investment and financing activities. The TAM includes all privately held and publicly traded senior housing and healthcare properties.
Upturn SWOT Analysis
Strengths
- Experienced Management Team
- Diversified Portfolio
- Long-Standing Relationships with Operators
- Stable Income Stream from Leases
Weaknesses
- Concentration Risk with Key Operators
- Vulnerability to Changes in Interest Rates
- Dependence on Occupancy Rates
- Tenant Bankruptcy or non-payment
Opportunities
- Expanding Portfolio Through Acquisitions
- Increasing Demand for Senior Housing
- Developing New Financing Products
- Forming Strategic Partnerships
Threats
- Rising Interest Rates
- Economic Downturn
- Regulatory Changes
- Increased Competition
- Labor shortages
Competitors and Market Share
Key Competitors
- WELL
- VTR
- NHI
Competitive Landscape
LTC faces competition from other REITs, private equity firms, and healthcare operators. Its ability to differentiate itself through specialized expertise and strategic partnerships is crucial for success.
Major Acquisitions
Prestige Healthcare
- Year: 2016
- Acquisition Price (USD millions): 170
- Strategic Rationale: Expanded LTC's portfolio and geographic reach by acquiring a portfolio of skilled nursing and assisted living facilities.
Growth Trajectory and Initiatives
Historical Growth: LTC has grown its portfolio through acquisitions and strategic investments. Historical growth rates should be evaluated to assess past performance.
Future Projections: Analyst estimates for LTC's future growth should be considered, focusing on revenue growth, FFO growth, and dividend growth.
Recent Initiatives: Recent initiatives will be mentioned in the company's fillings and news releases, highlighting strategic plans.
Summary
LTC Properties is a REIT that invests in senior housing. The company has a diversified portfolio and stable income. However, the company faces risks related to interest rate fluctuations, economic downturns, tenant solvency, and competition. Overall, LTC is a moderately strong company in a growing sector.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company SEC Filings (10-K, 10-Q)
- Company Website
- Analyst Reports
- Industry Publications
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be based on individual research and consultation with a qualified financial advisor. Market share estimates are approximate and may vary based on data sources and definitions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About LTC Properties Inc
Exchange NYSE | Headquaters Westlake Village, CA, United States | ||
IPO Launch date 1992-08-17 | Co-CEO, Co-President Ms. Pamela J. Shelley-Kessler CPA | ||
Sector Real Estate | Industry REIT - Healthcare Facilities | Full time employees 23 | Website https://www.LTCreit.com |
Full time employees 23 | Website https://www.LTCreit.com | ||
LTC is a real estate investment trust (REIT) focused on seniors housing and health care properties, investing through RIDEA, triple-net leases, joint ventures, and structured finance solutions. The Company's portfolio includes nearly 190 properties across approximately 25 states, operated by more than 31 partners. Based on gross real estate investments, approximately 62% of the Company's assets are seniors housing communities with the remainder skilled nursing centers.
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