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MFC 
Manulife Financial Corp (MFC)
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Upturn Advisory Summary
11/05/2025: MFC (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
13 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $27.59
1 Year Target Price $27.59
| 3 | Strong Buy |
| 5 | Buy |
| 4 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -4.93% | Avg. Invested days 37 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 11/05/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 55.63B USD | Price to earnings Ratio 14.93 | 1Y Target Price 27.59 |
Price to earnings Ratio 14.93 | 1Y Target Price 27.59 | ||
Volume (30-day avg) 13 | Beta 0.87 | 52 Weeks Range 25.39 - 33.36 | Updated Date 11/5/2025 |
52 Weeks Range 25.39 - 33.36 | Updated Date 11/5/2025 | ||
Dividends yield (FY) 5.09% | Basic EPS (TTM) 2.2 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-11-12 | When After Market | Estimate 1.04 | Actual - |
Profitability
Profit Margin 19.36% | Operating Margin (TTM) 25.91% |
Management Effectiveness
Return on Assets (TTM) 0.6% | Return on Equity (TTM) 12.39% |
Valuation
Trailing PE 14.93 | Forward PE 10.1 | Enterprise Value 50535714115 | Price to Sales(TTM) 1.78 |
Enterprise Value 50535714115 | Price to Sales(TTM) 1.78 | ||
Enterprise Value to Revenue 1.58 | Enterprise Value to EBITDA - | Shares Outstanding 1689648464 | Shares Floating 1695750353 |
Shares Outstanding 1689648464 | Shares Floating 1695750353 | ||
Percent Insiders 0.03 | Percent Institutions 55.27 |
Upturn AI SWOT
Manulife Financial Corp
Company Overview
History and Background
Manulife Financial Corporation was founded in 1887 as The Manufacturers Life Insurance Company. It has evolved from a Canadian life insurance company to a global financial services provider with operations in Asia, Canada, and the United States.
Core Business Areas
- Asia: Offers a range of insurance, wealth management, and retirement solutions to individuals and groups in Asia.
- Canada: Provides insurance, wealth management, and banking services to Canadians.
- United States (John Hancock): Offers life insurance, annuities, investments, and retirement plans to individuals and institutions in the U.S.
- Global Wealth and Asset Management: Provides investment solutions and asset management services to institutional investors and retail clients globally.
Leadership and Structure
The leadership team is headed by the President and CEO. The organizational structure is divided into geographic segments (Asia, Canada, U.S.) and global functions (Finance, Risk, Technology).
Top Products and Market Share
Key Offerings
- Life Insurance: Provides financial protection to individuals and families in the event of death. Market share varies by region but is significant in North America and Asia. Competitors include Prudential Financial, MetLife, and Sun Life Financial. Revenue data available in annual reports.
- Annuities: Offers retirement income solutions to individuals. Holds a substantial market share in the U.S. annuity market under the John Hancock brand. Competitors include Athene, Jackson National, and Pacific Life. Revenue data available in annual reports.
- Wealth Management Products: Includes mutual funds, ETFs, and segregated funds for individual and institutional investors. Competitors include BlackRock, Vanguard, and Fidelity. Revenue data available in annual reports.
- Retirement Plans: Provides group retirement savings and income solutions for businesses and their employees. Competitors include Principal, Fidelity, and T. Rowe Price.
Market Dynamics
Industry Overview
The financial services industry is characterized by increasing competition, regulatory changes, technological advancements, and evolving customer needs. Low interest rates and economic uncertainty also impact profitability.
Positioning
Manulife Financial Corp is a diversified financial services company with a strong presence in Asia and North America. Its competitive advantages include its global reach, strong brand recognition, and diversified product offerings.
Total Addressable Market (TAM)
The total addressable market for insurance and wealth management globally is estimated to be in the trillions of dollars. Manulife Financial Corp is positioned to capture a portion of this TAM through its diversified products and global presence.
Upturn SWOT Analysis
Strengths
- Strong brand recognition (John Hancock, Manulife)
- Diversified business model
- Significant presence in high-growth Asian markets
- Solid capital position
- Extensive distribution network
Weaknesses
- Exposure to interest rate risk
- Operational inefficiencies in certain areas
- Sensitivity to regulatory changes
- Geographic concentration in Asia and North America
Opportunities
- Growing demand for financial services in emerging markets
- Expansion of digital distribution channels
- Strategic acquisitions to expand product offerings
- Increasing demand for retirement income solutions
Threats
- Increased competition from fintech companies
- Economic downturns and market volatility
- Regulatory changes and compliance costs
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- Prudential Financial (PRU)
- MetLife (MET)
- Sun Life Financial (SLF)
Competitive Landscape
Manulife Financial Corp competes with other large financial institutions based on product offerings, distribution channels, brand recognition, and financial strength. While Manulife holds a strong position, competitors also have advantages in specific market segments or geographic regions.
Major Acquisitions
Standard Life Bank Canada
- Year: 2012
- Acquisition Price (USD millions): 4000
- Strategic Rationale: Expanded Manulife's banking operations and offerings in Canada, diversifying revenue streams and increasing customer reach.
Growth Trajectory and Initiatives
Historical Growth: Discuss Manulife Financial Corp's growth trends over the past years. Financial information is not provided in this response.
Future Projections: Provide projections for Manulife Financial Corp's future growth based on analyst estimates. Financial information is not provided in this response.
Recent Initiatives: Highlight recent strategic initiatives undertaken by Manulife Financial Corp.
Summary
Manulife is a globally diversified financial services provider with a strong presence in Asia and North America. Its strengths lie in its brand recognition, diversified business model, and solid capital position. However, it faces challenges related to interest rate risk, regulatory changes, and increasing competition, requiring vigilance in managing these factors to ensure future success.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company Filings (Annual Reports)
- Industry Reports
- Analyst Reports
- Company Website
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market conditions and company performance can change, and past performance is not indicative of future results. Consult with a financial professional before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Manulife Financial Corp
Exchange NYSE | Headquaters Toronto, ON, Canada | ||
IPO Launch date 1999-09-23 | President and CEO of Global Wealth & Asset Management Mr. Paul Raymon Lorentz | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 37000 | Website https://www.manulife.com |
Full time employees 37000 | Website https://www.manulife.com | ||
Manulife Financial Corporation, together with its subsidiaries, provides financial products and services in the United States, Canada, Asia, and internationally. It operates through Wealth and Asset Management Businesses; Insurance and Annuity Products; and Corporate and Other segments. The Wealth and Asset Management Businesses segment offers investment advice and solutions to retirement, retail, and institutional clients through multiple distribution channels, including agents and brokers affiliated with the company, independent securities brokerage firms and financial advisors pension plan consultants, and banks. The Insurance and Annuity Products segment provides deposit and credit products; and individual life insurance, individual and group long-term care insurance, and guaranteed and partially guaranteed annuity products through multiple distribution channels, including insurance agents, brokers, banks, financial planners, and direct marketing. The Corporate and Other segment is involved in the property and casualty reinsurance businesses; and run-off reinsurance operations, including variable annuities, and accident and health. The company also manages timberland and agricultural portfolios; and engages in the insurance agency, broker dealer, investment counseling, portfolio and mutual fund management, property and casualty insurance, and fund and investment management businesses. In addition, it provides integrated banking products and services. The company was incorporated in 1887 and is headquartered in Toronto, Canada.
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