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Upturn AI SWOT - About
MFC 
Manulife Financial Corp (MFC)
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Upturn Advisory Summary
09/16/2025: MFC (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
13 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $28.28
1 Year Target Price $28.28
| 3 | Strong Buy |
| 5 | Buy |
| 4 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -10.09% | Avg. Invested days 34 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/16/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 54.93B USD | Price to earnings Ratio 14.25 | 1Y Target Price 28.28 |
Price to earnings Ratio 14.25 | 1Y Target Price 28.28 | ||
Volume (30-day avg) 13 | Beta 1.04 | 52 Weeks Range 25.39 - 32.35 | Updated Date 09/16/2025 |
52 Weeks Range 25.39 - 32.35 | Updated Date 09/16/2025 | ||
Dividends yield (FY) 5.27% | Basic EPS (TTM) 2.27 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 19.36% | Operating Margin (TTM) 25.91% |
Management Effectiveness
Return on Assets (TTM) 0.6% | Return on Equity (TTM) 12.39% |
Valuation
Trailing PE 14.25 | Forward PE 10.14 | Enterprise Value 51413843888 | Price to Sales(TTM) 1.76 |
Enterprise Value 51413843888 | Price to Sales(TTM) 1.76 | ||
Enterprise Value to Revenue 1.5 | Enterprise Value to EBITDA - | Shares Outstanding 1698540032 | Shares Floating 1695903221 |
Shares Outstanding 1698540032 | Shares Floating 1695903221 | ||
Percent Insiders 0.03 | Percent Institutions 55.64 |
Upturn AI SWOT
Manulife Financial Corp
Company Overview
History and Background
Manulife Financial Corporation, originally known as The Manufacturers Life Insurance Company, was founded in 1887. It began as an insurance provider and has evolved into a global financial services group with operations in Asia, Canada, and the United States.
Core Business Areas
- Asia: Offers a range of insurance and wealth management products, including life insurance, health insurance, retirement solutions, and mutual funds.
- Canada: Provides insurance products (life, health, travel), wealth management solutions (mutual funds, segregated funds), and banking services.
- United States (John Hancock): Offers life insurance, retirement planning services, and investment products, including annuities and mutual funds.
- Global Wealth and Asset Management: Provides investment management services to institutional and retail clients globally.
Leadership and Structure
The leadership team includes the President and CEO, as well as senior executives responsible for various business segments and corporate functions. The organizational structure is divided into geographic regions (Asia, Canada, US) and global functions (finance, technology, risk).
Top Products and Market Share
Key Offerings
- Life Insurance: Provides financial protection to beneficiaries upon the death of the insured. Manulife is a major player in this market, with substantial market share in Asia and Canada. Competitors include Prudential, Sun Life, and Great-West Lifeco.
- Market Share (%): 12
- Market Share (%): 8
- Wealth Management Products (Mutual Funds, Annuities): Offers investment solutions for retirement and other financial goals. Manulife is a significant provider of mutual funds and annuities. Competitors include Fidelity, Vanguard, and BlackRock.
- Market Share (%): 9
- Retirement Solutions: Manulife provides retirement solutions for employers and individuals, including defined contribution plans, defined benefit plans, and individual retirement accounts (IRAs). Competitors include Fidelity, Vanguard, and T. Rowe Price.
Market Dynamics
Industry Overview
The financial services industry is undergoing digital transformation and facing increased regulatory scrutiny. The industry's growth is influenced by factors like interest rates, economic growth, and demographic trends.
Positioning
Manulife is a diversified financial services provider with a strong presence in Asia, Canada, and the United States. It aims to capitalize on the growing demand for insurance and wealth management products globally.
Total Addressable Market (TAM)
The global insurance and asset management market is estimated to be worth trillions of dollars. Manulife's positioning allows it to address a significant portion of this TAM, particularly in Asia, where growth is strong.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Diversified business model
- Significant presence in Asia
- Solid capital position
- Well-established distribution network
Weaknesses
- Exposure to interest rate fluctuations
- Operational complexities due to global operations
- Dependence on economic conditions
- Legacy IT systems in some areas
- Fluctuations in investment income
Opportunities
- Growing demand for insurance and wealth management in Asia
- Digital transformation to improve efficiency
- Expansion into new markets
- Acquisitions to grow market share
- Development of innovative products and services
Threats
- Increased competition
- Regulatory changes
- Economic downturns
- Cybersecurity risks
- Changes in interest rates
Competitors and Market Share
Key Competitors
- PRU
- SLF
- GWO
Competitive Landscape
Manulife has a strong presence in Asia, giving it a competitive advantage over some of its peers. It also has a diversified business model, which helps to mitigate risk.
Major Acquisitions
Standard Life (Canada)
- Year: 2014
- Acquisition Price (USD millions): 4000
- Strategic Rationale: Expanded Manulife's presence in the Canadian market.
Growth Trajectory and Initiatives
Historical Growth: Manulife has experienced steady growth in revenue and earnings over the past decade, driven by its expansion in Asia and its diversified business model.
Future Projections: Analysts project continued growth in revenue and earnings, driven by the growing demand for insurance and wealth management products in emerging markets.
Recent Initiatives: Recent initiatives include investments in digital transformation, expansion into new markets in Asia, and the launch of new products and services.
Summary
Manulife is a financially stable company with a diversified business model and a strong presence in Asia. The company has experienced steady growth in revenue and earnings and is well-positioned to continue growing in the future. Manulife should monitor interest rate risks and increased competition, however the companyu2019s management team needs to manage legacy IT system issues efficiently to ensure future growth and stability.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Analyst Reports
- Industry Databases
Disclaimers:
This analysis is based on publicly available information and should not be considered financial advice. Market conditions and company performance are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Manulife Financial Corp
Exchange NYSE | Headquaters Toronto, ON, Canada | ||
IPO Launch date 1999-09-23 | President, CEO & Director Mr. Philip James Witherington CPA | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 37000 | Website https://www.manulife.com |
Full time employees 37000 | Website https://www.manulife.com | ||
Manulife Financial Corporation, together with its subsidiaries, provides financial products and services in the United States, Canada, Asia, and internationally. It operates through Wealth and Asset Management Businesses; Insurance and Annuity Products; and Corporate and Other segments. The Wealth and Asset Management Businesses segment offers investment advice and solutions to retirement, retail, and institutional clients through multiple distribution channels, including agents and brokers affiliated with the company, independent securities brokerage firms and financial advisors pension plan consultants, and banks. The Insurance and Annuity Products segment provides deposit and credit products; and individual life insurance, individual and group long-term care insurance, and guaranteed and partially guaranteed annuity products through multiple distribution channels, including insurance agents, brokers, banks, financial planners, and direct marketing. The Corporate and Other segment is involved in the property and casualty reinsurance businesses; and run-off reinsurance operations, including variable annuities, and accident and health. The company also manages timberland and agricultural portfolios; and engages in the insurance agency, broker dealer, investment counseling, portfolio and mutual fund management, property and casualty insurance, and fund and investment management businesses. In addition, it provides integrated banking products and services. The company was incorporated in 1887 and is headquartered in Toronto, Canada.
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