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Upturn AI SWOT - About
MFC 
Manulife Financial Corp (MFC)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
08/14/2025: MFC (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
13 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $28.21
1 Year Target Price $28.21
| 3 | Strong Buy |
| 5 | Buy |
| 4 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -11.77% | Avg. Invested days 37 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 52.18B USD | Price to earnings Ratio 13.6 | 1Y Target Price 28.21 |
Price to earnings Ratio 13.6 | 1Y Target Price 28.21 | ||
Volume (30-day avg) 13 | Beta 1.08 | 52 Weeks Range 24.82 - 32.51 | Updated Date 08/15/2025 |
52 Weeks Range 24.82 - 32.51 | Updated Date 08/15/2025 | ||
Dividends yield (FY) 5.51% | Basic EPS (TTM) 2.25 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-08-06 | When After Market | Estimate 0.7054 | Actual 0.95 |
Profitability
Profit Margin 19.36% | Operating Margin (TTM) 25.91% |
Management Effectiveness
Return on Assets (TTM) 0.6% | Return on Equity (TTM) 12.39% |
Valuation
Trailing PE 13.6 | Forward PE 10.72 | Enterprise Value 49387802504 | Price to Sales(TTM) 1.67 |
Enterprise Value 49387802504 | Price to Sales(TTM) 1.67 | ||
Enterprise Value to Revenue 1.43 | Enterprise Value to EBITDA - | Shares Outstanding 1698540032 | Shares Floating 1695903221 |
Shares Outstanding 1698540032 | Shares Floating 1695903221 | ||
Percent Insiders 0.03 | Percent Institutions 56.56 |
Upturn AI SWOT
Manulife Financial Corp
Company Overview
History and Background
Manulife Financial Corp was founded in 1887 as The Manufacturers Life Insurance Company. It has evolved from a Canadian life insurance provider to a global financial services group with operations in Asia, Canada, and the United States.
Core Business Areas
- Asia: Provides life insurance, health insurance, wealth and asset management products and services across Asia.
- Canada: Offers a range of insurance products and wealth management solutions for individuals and groups.
- United States: Operates primarily through John Hancock, providing life insurance, annuities, and investment products.
- Global Wealth and Asset Management: Offers investment solutions to institutional and retail clients globally through Manulife Investment Management.
Leadership and Structure
Manulife's leadership team is headed by the President and CEO. The organizational structure is divided into business segments (Asia, Canada, US, Global Wealth and Asset Management) with supporting functions such as Finance, Risk Management, and Technology.
Top Products and Market Share
Key Offerings
- Life Insurance: Provides financial protection to policyholders' beneficiaries upon their death. Manulife is a significant player in the Canadian life insurance market, but market share data varies by region and product type. Competitors include Sun Life, Great-West Life, and iA Financial Group.
- Wealth Management: Offers investment products and services, including mutual funds, segregated funds, and retirement planning. Manulife's wealth management business competes with large asset managers like BlackRock, Vanguard, and Fidelity.
- Annuities: Provides guaranteed income streams to retirees. John Hancock is a major provider of annuities in the US market. Competitors include Prudential, AIG, and New York Life.
- Group Benefits: Offers employee benefits such as health, dental, and life insurance. Market share varies by region, with competition from Great-West Life, Sun Life, and other regional players. Provides disability, life, and health coverage.
Market Dynamics
Industry Overview
The financial services industry is characterized by intense competition, regulatory changes, and evolving customer needs. Factors such as interest rates, economic growth, and demographic trends significantly impact the industry.
Positioning
Manulife Financial Corp is a diversified financial services company with a strong presence in Asia, Canada, and the United States. Its competitive advantages include its global reach, strong brand recognition (particularly John Hancock in the US), and diverse product offerings.
Total Addressable Market (TAM)
The global TAM for insurance and asset management is estimated to be in the trillions of dollars. Manulife is positioned to capture a portion of this market through its diverse products and global presence.
Upturn SWOT Analysis
Strengths
- Strong brand recognition (John Hancock)
- Diversified business model
- Global presence, particularly in Asia
- Strong capital position
Weaknesses
- Exposure to interest rate fluctuations
- Complex regulatory environment
- Potential for investment losses
- Sensitivity to economic downturns
Opportunities
- Growing demand for financial services in Asia
- Increasing aging population requiring retirement solutions
- Expansion of digital distribution channels
- Strategic acquisitions to expand market share
Threats
- Intense competition in the financial services industry
- Regulatory changes and compliance costs
- Economic downturns and market volatility
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- SLF
- GWO.TO
- MFC
Competitive Landscape
Manulife competes with other large financial services companies, including insurance companies, asset managers, and banks. Manulife's competitive advantages include its global presence, strong brand recognition, and diversified product offerings. However, the company faces challenges from intense competition, regulatory changes, and economic volatility.
Major Acquisitions
Standard Life Bank Canada
- Year: 2012
- Acquisition Price (USD millions): 2100
- Strategic Rationale: To increase banking assets.
New York Life's Retirement Plan Services
- Year: 2014
- Acquisition Price (USD millions): 1200
- Strategic Rationale: Increased footprint in the US retirement market.
Growth Trajectory and Initiatives
Historical Growth: Manulife's historical growth has been driven by organic growth in its core markets and strategic acquisitions. The company has focused on expanding its presence in Asia and diversifying its product offerings.
Future Projections: Future growth projections require analyst estimates which are not available in this format. These estimates are impacted by macroeconomic factors, market conditions, and company-specific initiatives.
Recent Initiatives: Recent initiatives include investments in digital technology, expansion of wealth management services, and strategic partnerships in Asia.
Summary
Manulife is a global financial services group with a strong presence in Asia, Canada, and the United States. The company's diversified business model and global reach are key strengths, while regulatory complexities and economic volatility pose challenges. Manulife is focused on expanding its digital capabilities and growing its wealth management business. Monitoring interest rate risk and maintaining a strong capital position are essential for future success. Future growth relies on continued expansion in Asia and effective adaptation to changing market conditions.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Analyst estimates
- News articles
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Market conditions and company performance can change rapidly. Consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Manulife Financial Corp
Exchange NYSE | Headquaters Toronto, ON, Canada | ||
IPO Launch date 1999-09-23 | President and CEO of Global Wealth & Asset Management Mr. Paul Raymon Lorentz | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 37000 | Website https://www.manulife.com |
Full time employees 37000 | Website https://www.manulife.com | ||
Manulife Financial Corporation, together with its subsidiaries, provides financial products and services in the United States, Canada, Asia, and internationally. It operates through Wealth and Asset Management Businesses; Insurance and Annuity Products; and Corporate and Other segments. The Wealth and Asset Management Businesses segment offers investment advice and solutions to retirement, retail, and institutional clients through multiple distribution channels, including agents and brokers affiliated with the company, independent securities brokerage firms and financial advisors pension plan consultants, and banks. The Insurance and Annuity Products segment provides deposit and credit products; and individual life insurance, individual and group long-term care insurance, and guaranteed and partially guaranteed annuity products through multiple distribution channels, including insurance agents, brokers, banks, financial planners, and direct marketing. The Corporate and Other segment is involved in the property and casualty reinsurance businesses; and run-off reinsurance operations, including variable annuities, and accident and health. The company also manages timberland and agricultural portfolios; and engages in the insurance agency, broker dealer, investment counseling, portfolio and mutual fund management, property and casualty insurance, and fund and investment management businesses. In addition, it provides integrated banking products and services. The company was incorporated in 1887 and is headquartered in Toronto, Canada.
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