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Upturn AI SWOT - About
MFC 
Manulife Financial Corp (MFC)
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Upturn Advisory Summary
06/27/2025: MFC (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
13 Analysts rated it
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Year Target Price $27.82
Year Target Price $27.82
| 3 | Strong Buy |
| 5 | Buy |
| 4 | Hold |
| 0 | Under performing |
| 1 | Sell |
Analysis of Past Performance
Type Stock | Historic Profit -5.12% | Avg. Invested days 36 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/27/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 54.87B USD | Price to earnings Ratio 16.58 | 1Y Target Price 28.25 |
Price to earnings Ratio 16.58 | 1Y Target Price 28.25 | ||
Volume (30-day avg) - | Beta 1.06 | 52 Weeks Range 22.37 - 32.51 | Updated Date 06/29/2025 |
52 Weeks Range 22.37 - 32.51 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 4.02% | Basic EPS (TTM) 1.93 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 17.56% | Operating Margin (TTM) 12.41% |
Management Effectiveness
Return on Assets (TTM) 0.55% | Return on Equity (TTM) 10.73% |
Valuation
Trailing PE 16.58 | Forward PE 10.67 | Enterprise Value 51549072867 | Price to Sales(TTM) 1.83 |
Enterprise Value 51549072867 | Price to Sales(TTM) 1.83 | ||
Enterprise Value to Revenue 1.57 | Enterprise Value to EBITDA - | Shares Outstanding 1708019968 | Shares Floating 1710090384 |
Shares Outstanding 1708019968 | Shares Floating 1710090384 | ||
Percent Insiders 0.01 | Percent Institutions 55.93 |
Analyst Ratings
Rating 3.77 | Target Price 27.82 | Buy 5 | Strong Buy 3 |
Buy 5 | Strong Buy 3 | ||
Hold 4 | Sell 1 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Manulife Financial Corp
Company Overview
History and Background
Manulife Financial Corporation was founded in 1887 as The Manufacturers Life Insurance Company in Toronto, Canada. It has grown to become a leading international financial services group with operations in Asia, Canada, and the United States, offering a wide range of financial products and services.
Core Business Areas
- Asia: Offers insurance, wealth and asset management products across Asia. This includes individual and group life insurance, health insurance, and wealth management solutions.
- Canada: Provides insurance and wealth management solutions to individuals and groups in Canada. Includes individual insurance, group benefits, and wealth management services.
- United States (John Hancock): Operates as John Hancock in the U.S., offering life insurance, retirement solutions, and investment products. Focuses on providing financial protection and retirement planning.
- Global Wealth and Asset Management: Offers investment products and services to institutional and retail clients globally, including mutual funds, segregated funds, and private asset management.
Leadership and Structure
Roy Gori serves as the President and Chief Executive Officer. The company operates with a board of directors and a structured executive management team overseeing various business segments and corporate functions.
Top Products and Market Share
Key Offerings
- Life Insurance: Offers a range of life insurance products, including term, whole life, and universal life policies. Competitors include Prudential, MetLife, and New York Life. Market share data varies by region, but Manulife is a significant player in both North America and Asia. It's difficult to get revenue specific to this product.
- Wealth Management: Provides wealth management services, including retirement planning, investment advice, and portfolio management. Competitors include Fidelity, Vanguard, and BlackRock. Market share data depends on specific segment within wealth management. It's difficult to get revenue specific to this product.
- Annuities: Offers annuity products for retirement income. Competitors include Lincoln Financial, Jackson National, and Athene. Specific market share data is fragmented.
- Group Benefits: Provides group benefits programs for employers, including health, dental, and life insurance. Competitors include Sun Life, Great-West Life. It's difficult to get revenue specific to this product.
Market Dynamics
Industry Overview
The financial services industry is characterized by increasing competition, evolving regulatory landscape, and technological advancements. Demand for insurance and wealth management products is driven by aging populations and increasing awareness of financial security.
Positioning
Manulife is positioned as a leading international financial services provider with a strong presence in Asia and North America. Competitive advantages include its diversified business model, strong brand recognition, and extensive distribution network.
Total Addressable Market (TAM)
The global insurance market is estimated to be in the trillions of dollars. The wealth management market is also substantial. Manulife is well-positioned to capture a portion of these markets with its wide range of products and services.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Diversified business model
- Extensive distribution network
- Solid capital position
- Significant presence in Asia
Weaknesses
- Exposure to market volatility
- Complexity of operations
- Regulatory risks
- Integration challenges with acquisitions
- Geographic concentration risk
Opportunities
- Growing demand for financial services in Asia
- Expansion into new markets
- Technological innovation
- Strategic acquisitions
- Partnerships to broaden product offerings
Threats
- Economic downturns
- Increased competition
- Changes in interest rates
- Regulatory changes
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- PRU
- MET
- SLF
Competitive Landscape
Manulife competes with other large financial institutions, focusing on providing comprehensive financial solutions. It is important to note that market share data can vary significantly depending on the specific product or market being considered. Manulife holds a leading position in several areas, but faces stiff competition.
Major Acquisitions
Standard Life (Canada)
- Year: 2004
- Acquisition Price (USD millions): 4000
- Strategic Rationale: Expanded Manulife's presence in the Canadian market and strengthened its wealth management business.
Growth Trajectory and Initiatives
Historical Growth: Manulife has experienced growth through organic expansion and strategic acquisitions.
Future Projections: Analyst estimates suggest continued growth, driven by expansion in Asia and strategic initiatives.
Recent Initiatives: Recent initiatives include investments in digital technology and expansion into new markets.
Summary
Manulife Financial is a well-established financial services company with a strong global presence, especially in Asia. Its diversified business model and brand recognition are significant strengths. However, it faces challenges from market volatility and regulatory complexities. By capitalizing on growth opportunities in emerging markets and leveraging technology, Manulife can enhance its long-term performance.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Financial news articles
- Analyst estimates
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market share data is approximate and may vary depending on the source. Financial data is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Manulife Financial Corp
Exchange NYSE | Headquaters Toronto, ON, Canada | ||
IPO Launch date 1999-09-23 | President, CEO & Director Mr. Philip James Witherington CPA | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 37000 | Website https://www.manulife.com |
Full time employees 37000 | Website https://www.manulife.com | ||
Manulife Financial Corporation, together with its subsidiaries, provides financial products and services in the United States, Canada, Asia, and internationally. It operates through Wealth and Asset Management Businesses; Insurance and Annuity Products; and Corporate and Other segments. The Wealth and Asset Management Businesses segment offers investment advice and solutions to retirement, retail, and institutional clients through multiple distribution channels, including agents and brokers affiliated with the company, independent securities brokerage firms and financial advisors pension plan consultants, and banks. The Insurance and Annuity Products segment provides deposit and credit products; and individual life insurance, individual and group long-term care insurance, and guaranteed and partially guaranteed annuity products through multiple distribution channels, including insurance agents, brokers, banks, financial planners, and direct marketing. The Corporate and Other segment is involved in the property and casualty reinsurance businesses; and run-off reinsurance operations, including variable annuities, and accident and health. The company also manages timberland and agricultural portfolios; and engages in the insurance agency, broker dealer, investment counseling, portfolio and mutual fund management, property and casualty insurance, and fund and investment management businesses. In addition, it provides integrated banking products and services. The company was incorporated in 1887 and is headquartered in Toronto, Canada.
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