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MoneyHero Limited Class A Ordinary Shares (MNY)



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Upturn Advisory Summary
08/14/2025: MNY (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $4.6
1 Year Target Price $4.6
1 | Strong Buy |
0 | Buy |
0 | Hold |
0 | Sell |
0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -3.28% | Avg. Invested days 39 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() ![]() | Upturn Advisory Performance ![]() | Stock Returns Performance ![]() |
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Key Highlights
Company Size Small-Cap Stock | Market Capitalization 85.17M USD | Price to earnings Ratio - | 1Y Target Price 4.6 |
Price to earnings Ratio - | 1Y Target Price 4.6 | ||
Volume (30-day avg) 1 | Beta 1.29 | 52 Weeks Range 0.55 - 2.15 | Updated Date 08/15/2025 |
52 Weeks Range 0.55 - 2.15 | Updated Date 08/15/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.74 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -37.87% | Operating Margin (TTM) -27.9% |
Management Effectiveness
Return on Assets (TTM) -17.93% | Return on Equity (TTM) -47.13% |
Valuation
Trailing PE - | Forward PE 37.45 | Enterprise Value 49585628 | Price to Sales(TTM) 1.19 |
Enterprise Value 49585628 | Price to Sales(TTM) 1.19 | ||
Enterprise Value to Revenue 0.69 | Enterprise Value to EBITDA - | Shares Outstanding 29330500 | Shares Floating 19670795 |
Shares Outstanding 29330500 | Shares Floating 19670795 | ||
Percent Insiders 56.63 | Percent Institutions 0.52 |
Upturn AI SWOT
MoneyHero Limited Class A Ordinary Shares
Company Overview
History and Background
MoneyHero Limited (MNY) was formerly known as Hyphen Group. It was founded in 2013. It operates as a personal finance comparison platform in Greater Southeast Asia, comparing financial and insurance products and providing digital marketing services.
Core Business Areas
- Comparison Platforms: Operates online platforms that allow consumers to compare financial products (credit cards, loans, insurance) and services across various providers.
- Digital Marketing Services: Offers digital marketing solutions to financial institutions, helping them reach potential customers.
Leadership and Structure
The leadership team is headed by Prashant Aggarwal (CEO). The company structure is based on functional teams with regional operations focusing on Greater Southeast Asia.
Top Products and Market Share
Key Offerings
- Credit Card Comparison: Allows users to compare credit cards from different banks based on features, rewards, and fees. Competitors include Bankrate, Credit Karma, and local comparison sites in Southeast Asia. Market share data is not precisely available.
- Insurance Comparison: Enables users to compare insurance policies (e.g., travel, health, car) from multiple insurers. Competitors include PolicyStreet and Singlife. Market share data is not precisely available.
- Loan Comparison: Provides a platform for users to compare personal loans, mortgages, and other loan products. Competitors include ValueChampion and GoBear. Market share data is not precisely available.
Market Dynamics
Industry Overview
The personal finance comparison market is growing rapidly, driven by increasing internet penetration and the desire for consumers to make informed financial decisions. The industry faces increasing competition and regulatory complexities.
Positioning
MoneyHero Limited aims to be the leading personal finance comparison platform in Greater Southeast Asia. Competitive advantages include a strong regional presence, brand recognition, and established relationships with financial institutions.
Total Addressable Market (TAM)
The TAM for financial product comparison in Southeast Asia is estimated in billions of dollars, growing with increasing internet and smartphone penetration. MoneyHero is positioned to capture a share of this expanding market.
Upturn SWOT Analysis
Strengths
- Strong regional presence in Greater Southeast Asia
- Established partnerships with financial institutions
- Recognizable brand name
- Diversified product offerings (credit cards, loans, insurance)
Weaknesses
- Reliance on partner commissions
- Profitability is limited as of 2024
- Susceptible to economic downturns impacting financial product demand
- Competition from larger, more established players
Opportunities
- Expanding into new geographic markets within Southeast Asia
- Developing new financial product comparison tools
- Leveraging data analytics to personalize user experiences
- Acquiring smaller competitors
Threats
- Increasing competition from global and local players
- Changes in financial regulations
- Economic downturns impacting financial product demand
- Data security breaches
Competitors and Market Share
Key Competitors
- BKKT
- RATE
- TREE
Competitive Landscape
MoneyHero Limited competes with both global and local players. Its advantages lie in its regional focus and brand recognition. Disadvantages include smaller size and resources compared to larger competitors.
Growth Trajectory and Initiatives
Historical Growth: Historical growth reflects the expansion of the personal finance comparison market in Southeast Asia. Specific growth rates would need to be derived from their financial reports.
Future Projections: Future growth depends on the company's ability to expand its market share, introduce new products, and capitalize on opportunities in the Southeast Asian market. Analyst estimates should be consulted.
Recent Initiatives: Recent initiatives likely focus on expanding into new markets, enhancing its platform, and developing partnerships.
Summary
MoneyHero is striving to become a leading financial product comparison platform in Southeast Asia. It is facing tough competition and needs to improve profitability. Expansion into new markets and strategic acquisitions could boost growth, however, regulatory changes and economic downturns can pose significant challenges. The company must differentiate itself and establish a strong brand presence to achieve sustained success.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Industry Reports
- Third-Party Financial Data Providers
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It should not be considered financial advice. Market share data is estimated. Actual results may vary.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About MoneyHero Limited Class A Ordinary Shares
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2023-10-13 | CEO & Director Mr. Rohith Murthy | ||
Sector Communication Services | Industry Internet Content & Information | Full time employees 286 | Website https://www.moneyherogroup.com |
Full time employees 286 | Website https://www.moneyherogroup.com |
MoneyHero Limited operates a personal finance aggregation and comparison platform for banking, insurance, and other financial products. Its online financial comparison platform provides services for credit cards, personal loans, mortgages, wealth, insurance, and other financial products connecting the providers of these products with matched and ready-to-transact consumers. The company's brand portfolio includes B2C platforms, such as MoneyHero, SingSaver, Money101, Moneymax, and Seedly, as well as Creatory, a B2B platform. It also offers advertising and marketing, and insurance brokerage services. The company operates in Singapore, Hong Kong, Taiwan, and the Philippines. The company was founded in 2014 and is headquartered in Singapore.

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