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Navient Corp (NAVI)

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Upturn Advisory Summary
12/15/2025: NAVI (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $12.72
1 Year Target Price $12.72
| 1 | Strong Buy |
| 0 | Buy |
| 7 | Hold |
| 1 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -18.36% | Avg. Invested days 25 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.27B USD | Price to earnings Ratio - | 1Y Target Price 12.72 |
Price to earnings Ratio - | 1Y Target Price 12.72 | ||
Volume (30-day avg) 10 | Beta 1.31 | 52 Weeks Range 10.15 - 15.68 | Updated Date 12/15/2025 |
52 Weeks Range 10.15 - 15.68 | Updated Date 12/15/2025 | ||
Dividends yield (FY) 4.94% | Basic EPS (TTM) -0.52 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -11.51% | Operating Margin (TTM) 1614.29% |
Management Effectiveness
Return on Assets (TTM) -0.1% | Return on Equity (TTM) -1.99% |
Valuation
Trailing PE - | Forward PE 9.62 | Enterprise Value 47036235776 | Price to Sales(TTM) 2.86 |
Enterprise Value 47036235776 | Price to Sales(TTM) 2.86 | ||
Enterprise Value to Revenue 64.89 | Enterprise Value to EBITDA - | Shares Outstanding 97506705 | Shares Floating 65923308 |
Shares Outstanding 97506705 | Shares Floating 65923308 | ||
Percent Insiders 2.71 | Percent Institutions 105.04 |
About Navient Corp
Exchange NASDAQ | Headquaters Herndon, VA, United States | ||
IPO Launch date 2014-04-17 | President, CEO & Director Mr. David L. Yowan | ||
Sector Financial Services | Industry Credit Services | Full time employees 2100 | Website https://www.navient.com |
Full time employees 2100 | Website https://www.navient.com | ||
Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

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