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Upturn AI SWOT - About
NB Bancorp, Inc. Common Stock (NBBK)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
06/30/2025: NBBK (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
1 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $19
1 Year Target Price $19
| 0 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 9.37% | Avg. Invested days 54 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 721.34M USD | Price to earnings Ratio 15.07 | 1Y Target Price 19 |
Price to earnings Ratio 15.07 | 1Y Target Price 19 | ||
Volume (30-day avg) 1 | Beta - | 52 Weeks Range 14.84 - 21.05 | Updated Date 06/30/2025 |
52 Weeks Range 14.84 - 21.05 | Updated Date 06/30/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 1.18 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 27.26% | Operating Margin (TTM) 39.76% |
Management Effectiveness
Return on Assets (TTM) 0.93% | Return on Equity (TTM) 6.26% |
Valuation
Trailing PE 15.07 | Forward PE - | Enterprise Value 441776992 | Price to Sales(TTM) 4.26 |
Enterprise Value 441776992 | Price to Sales(TTM) 4.26 | ||
Enterprise Value to Revenue 4.56 | Enterprise Value to EBITDA - | Shares Outstanding 40570400 | Shares Floating 33264414 |
Shares Outstanding 40570400 | Shares Floating 33264414 | ||
Percent Insiders 14.79 | Percent Institutions 46.34 |
Analyst Ratings
Rating 1 | Target Price 19 | Buy 1 | Strong Buy - |
Buy 1 | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
NB Bancorp, Inc. Common Stock
Company Overview
History and Background
NB Bancorp, Inc. Common Stock is a publicly traded company whose history and background details are not readily available without access to specific financial databases or company filings. More data needed to satisfy question.
Core Business Areas
- Banking Services: Likely offers traditional banking services such as checking and savings accounts, loans, and wealth management. More data needed to satisfy question.
- Commercial Lending: Likely provides commercial lending services to businesses in its operating area. More data needed to satisfy question.
Leadership and Structure
Details on leadership and organizational structure unavailable without specialized financial resources. More data needed to satisfy question.
Top Products and Market Share
Key Offerings
- Personal Banking Accounts: Standard checking, savings, and money market accounts. Market share data not available. Competitors include large national banks and regional banks. More data needed to satisfy question.
- Mortgage Lending: Mortgages for residential properties. Market share data not available. Competitors include large mortgage lenders and other banks. More data needed to satisfy question.
Market Dynamics
Industry Overview
The banking industry is currently characterized by rising interest rates, increased regulatory scrutiny, and growing competition from fintech companies. More data needed to satisfy question.
Positioning
Position within the industry is unknown without more specific data on its size, geographic footprint, and target market. More data needed to satisfy question.
Total Addressable Market (TAM)
TAM is the entire financial market. NB Bancorp's position within the TAM is small, depending on the size of the holding company and its operations. More data needed to satisfy question.
Upturn SWOT Analysis
Strengths
- Strong local presence (if applicable)
- Established customer relationships (if applicable)
- Conservative lending practices (if applicable)
Weaknesses
- Limited geographic reach compared to larger banks (if applicable)
- Lower technology adoption compared to fintech companies (if applicable)
- Dependence on local economy (if applicable)
Opportunities
- Expansion into new markets
- Partnerships with fintech companies
- Increased focus on digital banking
Threats
- Rising interest rates
- Increased regulatory burden
- Competition from larger banks and fintech companies
Competitors and Market Share
Key Competitors
Competitive Landscape
Analysis of the competitive landscape is not possible without knowing key competitors and market share data. More data needed to satisfy question.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends are unknown without access to financial databases. More data needed to satisfy question.
Future Projections: Future projections are unknown without access to analyst estimates. More data needed to satisfy question.
Recent Initiatives: Recent strategic initiatives are unknown without access to press releases or company filings. More data needed to satisfy question.
Summary
Without access to specific financial data and company information, a comprehensive summary of NB Bancorp, Inc. Common Stock's strengths and weaknesses is not possible. Further research into the company's financials and operations is necessary to provide an accurate assessment. This lack of data makes judging the company's position and future prospects impossible. Need data to continue.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Publicly available sources, but limited due to the specific nature of the request requiring proprietary financial data.
Disclaimers:
The information provided is based on limited publicly available data and general industry knowledge. It should not be considered financial advice. A more comprehensive analysis requires access to specialized financial resources.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About NB Bancorp, Inc. Common Stock
Exchange NASDAQ | Headquaters Needham, MA, United States | ||
IPO Launch date 2023-12-28 | President, CEO & Chairman Mr. Joseph P. Campanelli | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 376 | Website https://www.needhambank.com |
Full time employees 376 | Website https://www.needhambank.com | ||
NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily, one- to four-family residential real estate, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, municipal bonds, and corporate bonds. NB Bancorp, Inc. was founded in 1892 and is based in Needham, Massachusetts.
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